Best Home Warranty Companies in Wisconsin (2021)

By Toni Matthews-El

Wisconsin has lots of outdoor activities, affordable housing, good schools, and some great cheese. There are some great benefits to living in Wisconsin that many people get to take advantage of; however, there are also downsides to being a Wisconsin homeowner. When you are a Wisconsin homeowner, you will still have systems and appliances that can stop working.

In our guide featuring the best home warranty companies in Wisconsin, we will give you information on… 

  • How to choose the best home warranty 
  • Why do Wisconsin homeowners need a home warranty 
  • What the best companies in Wisconsin are for home warranties

A home warranty means that you will have peace of mind about the repair and replacement costs associated with home appliances and systems. With a home warranty, you can protect your savings account and your budget and enjoy being a homeowner again. The trouble with home warranties is that the best home warranty companies in the industry are hard to determine. With so many choices, this process can get overwhelming. If you are frustrated with trying to choose a perfect home warranty, keep reading. 

Wisconsin Top 4 Home Warranty Companies

There are dozens of home warranties available to Wisconsin homeowners. Narrowing down which of these home warranty companies is right for you can take quite a bit of time. We have analyzed coverage options, plan choices, service fees, overall pricing, customer service, and more. Here is how the top four plans in Wisconsin ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. ServicePlus Home Warranty: Best for Immediate Service 
  4. Cinch Home Services: Best Workmanship Guarantee 
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Cinch Home Services Cinch Best Workmanship Guarantee Appliances Plan: $34.99-$44.99/month

Built-in systems Plan: $39.99-$51.99/month

Complete Home Plan: $49.99/$51.99/month

$100-150 40 A-
Service Plus Home Warranty ServicePlus Best For Immediate Service Gold Plan: $53.67/month

Platinum Plan: $60.33/month

$75 5 NR

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of Wisconsin. When you look at the service contract that Choice Home Warranty offers, you will quickly see how they have earned their spot at the top of this list. The plan options, service contract, and customer service are all very well done and user-friendly. Choice Home Warranty has been on the market for 13 years. In addition, Choice Home Warranty will offer coverage for your home regardless of the age of the house and the age of the appliances and systems. 

Choice Home Warranty only offers two plans to choose from. However, this should not be discouraging for a homeowner. Each of the plans covers both systems and appliances and allows greater peace of mind. The pricing of the Choice Home Warranty is also considered to be quite fair. For those that need coverage for things like a roof leak or central vacuum, Choice has options for add on coverage. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The service fee with Choice Home warranty is $85. The price is considered to be average and affordable as most service fees will range from $60 to $150. 

The Choice Home Warranty is an excellent plan that helps Wisconsin homeowners make the decision to purchase a home warranty an easy one. It will only take a few issues with appliances or systems before you see the benefits of having this policy in place.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in the home warranty industry. The American Home Shield plan has been on the market for more than 50 years. Customers that want premium coverage will be pleasantly surprised with what American Home Shield has to offer. The American Home Shield plans are very straightforward and the company is known for paying out a wide range of claims. In addition, the American Home Shield has very high coverage caps for its covered items. 

American Home Shield has three plans associated with its policy; however, they are all customizable. If you want to build a plan that specifically fits the needs of your Wisconsin home, this is the company to go with. In addition, if you have additional features like electronics or a septic pump that you want to be covered, AHS will offer you that option as well. 

Some of the add on coverage that you can get with the American Home Shield warranty includes. . . 

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

American Home Shield has service fees that range from $75 to $125. The service fee that you choose is going to impact the price of the plan that you purchase. If you want a lower monthly fee, your service fee price will be higher. 

The American Home Shield home warranty is a plan that you can trust and one that will help you have tremendous confidence in your ability to afford homeownership. Although the American Home Shield plans are priced just a bit higher, the price you pay will be well worth the impressive coverage that you get.

To get a free quote from American Home Shield, you can fill out this form or call 888-878-4576. 

To read more, visit our American Home Shield review.

3. ServicePlus Home Warranty

Best For Immediate Service

  • Offers 2 plans + optional add-ons
  • Provides a 24/7 claims hotline open 365 days a year
  • Has a 90-day parts guarantee
  • Allows customers to make unlimited service calls

ServicePlus Home Warranty is the best Wisconsin home warranty for immediate service. In the middle of a Wisconsin winter, if you lose your heat, you will want to ensure that you have quick and efficient service. The ServicePlus home warranty comes with free roof leave coverage and 24/7 service calls. If you happen to experience an issue on the weekend, you can simply let them know, and they will get started working on a repair. 

The list of coverages that ServicePlus home warranty offers is quite broad. The coverage caps are a bit lower, and that is how the plan’s pricing stays low as well. Overall you will find that the two plan choices have both systems and appliances covered under the plan, an excellent option for homeowners. ServicePlus home warranty also had add-on options to help ensure that you can tailor the policy to the needs of your Wisconsin home. 

The optional coverage choices from ServicePlus Home Warranty include:

  • Pool / Spa
  • Additional Spa
  • Limited Roof Leak
  • Central Vacuum
  • Sump Pump
  • Well Pump
  • Septic System
  • Septic Pumping
  • Second Refrigerator
  • Stand Alone Freezer
  • Water Softener
  • Refrigerator Ice Maker
  • Free Standing Ice Maker
  • Add’l A/C System (each)
  • Add’l Heading System (each)
  • Water Heater (each)
  • Add’l Garage Door Opener (each)
Plan Price Per Month Price Per Year
Silver Combo $53 $636
Platinum Combo $60 $720

A deductible or service fee with the ServicePlus home warranty is $75. This is a fair price, and when compared with the monthly costs, the overall policy is affordable. 

ServicePlus home warranty is not the oldest company on the market, and their coverage caps are certainly not as high as other plans. However, the ServicePlus home warranty offers excellent value and speedy service; these are two things that homeowners should be taking advantage of.

To get a free quote from Service Plus Home Warranty, you can fill out this online form or call 478-210-5091.

4. Cinch Home Services

Best Workmanship Guarantee

  • Offers 3 plans under $62 per month
  • Allows customers to choose between a $100, $125, or $150 service call fee
  • Covers repairs with a 180-day workmanship guarantee
  • Lets customers cancel for free within 30 days of their contract start day

Cinch Home Services Plan has the best workmanship guarantee for Wisconsin homeowners. With some home warranty companies, a failed repair will mean having to pay another service fee. Luckily with Cinch Home Services, you have a 180-day window to get free reservice for no extra cost. The Cinch Home Service company has been in the industry for more than 40 years. With an A- rating and a history like this, Cinch is trusted by Wisconsin residents. In addition, Cinch Home Services tends to be very particular about the workmanship and contractors that they choose to complete work. 

There are three Cinch Home Services plans to choose from. The appliance plan, systems plan, and then a combo plan. Most Wisconsin homeowners enjoy the combination plan because it has both systems and appliance coverage. There is also plenty of add-on options to help make the Cinch Home Services plan more comprehensive. 

The add ons or optional coverages from Cinch Home Services are:

  • Pool (includes heater)
  • Spa (includes heater)
  • Septic tank/plumbing
  • Well pump
  • Pool with spa (includes heater)
  • Premier Upgrade Package*
Plan Price Per Month Price Per Year
Appliances Plan $27.99 $335.88
Built-In Systems Plan $32.99 $395.88
Complete Home Plan $39.99 $479.88

The Cinch Home Services plans are low priced, but they come with a high service fee. The service fee can be customized to help you find the perfect balance for your budget. 

Having a Cinch Home Service warranty in place is an excellent choice for any Wisconsin homeowner that values an efficient and effective repair of their appliances. Cinch Home Services is easy to work with and will help you get coverage on your home in a matter of hours.

Cinch Home Services will give you a free quote after filling out this form or calling 833-743-1056. 

Read more by visiting our Cinch Home Services review.

Wisconsin Home Warranty Buying Guide

At this point, you have some great options for home warranties in the state of Wisconsin. You will now have to compare these coverages to find out which one will be the best fit for your game. Three things to look at when comparing coverages are the coverage choices, service fees, and customer reviews. 

  • Coverage Choices: Some home warranty plans offer just systems coverages, others just appliance coverage. The best home warranty plans for Wisconsin homeowners tend to be the combo coverages that have both systems and appliances covered as part of the plan. 
  • Service Fees: Service fees are the price that you pay for a home warranty repair or replacement. To have a contractor come out to the house to inspect the issue, you will pay a service fee. The service fees tend to range in price from around $60 to $150. 
  • Customer Reviews:  Customer reviews can give you a better idea as to how a home warranty company will handle any issue that comes up with the plan. Customer reviews tend to provide you with a better understanding of what a home warranty experience will be like. 

Top Home Maintenance Problems in Wisconsin

One of the great things about living in Wisconsin is the fact that you will get a change of seasons. Wisconsin offers homeowners great summers and cold winters. As nice as it is to change the weather up, there are systems and appliances that you will need in place throughout the entire year. Three of the most common home maintenance problems for Wisconsin homeowners are the electrical system, HVAC, and water heater. Let’s take a look at how your home warranty policy could help in these situations. 

  • Electrical System: The electrical system is a lifeline in your home. All other systems and appliances will stay in working order because of your electrical system. When your electrical system experiences an issue, a repair is necessary right away, which can get expensive. With a home warranty in place, you will only be responsible for the service fee. 
  • HVAC: The HVAC is what will cool your house in the summertime. Unfortunately, an HVAC unit is very expensive to repair. Homeowners will find that trying to repair or replace an HVAC without a home warranty in place will quickly eat through their budget.  
  • Water Heater: A water heater typically only has simple issues that come up with its functionality. However, a local technicians can still charge hundreds of dollars for these repairs. Try to avoid that entirely by having a home warranty in place. Your designated service fee rates won’t ever change.

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Our Conclusion

At this point, we hope you feel much more confident about your ability to choose a home warranty in the state of Wisconsin. With all the positives that homeownership can bring, don’t let the stress of owning a home get to you. Choice Home Warranty offers some of the best coverage on the market for Wisconsin residents. With their history in the industry, impressive rates, and overall broad range of coverage, Choice Home Warranty is an easy top choice. Getting a few quotes from several home warranty companies is a smart option as it can ensure you get the best value. Don’t hesitate to get a home warranty policy started today. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About Wisconsin Home Warranties

How Much Does A Home Warranty Cost In Wisconsin?

A home warranty in Wisconsin will range in price from $38 to $80 a month. The more money you pay for the home warranty the more coverage you will have. In addition, the price for the plan can be impacted by the service fee costs and coverage caps. 

What Does A Home Warranty Cover?

A home warranty will cover repair and replacement costs associated with normal wear. If you break a home appliance or system or purposely fail to maintain it, the home warranty will not cover these issues. However, if your AC unit has been well cared for and it simply won’t turn on one day, it’s time to call in the experts at the home warranty company. 

What Is The Best Home Warranty Company In Wisconsin? 

The best home warranty company in Wisconsin is the Choice Home Warranty. Choice has some of the best coverage options offered at very fair prices. Choice Home Warranty is a great option to consider for all Wisconsin homeowners; regardless of the age of your home, Choice Home Warranty will help to ensure that you are properly covered. 

Is A Home Warranty Worth It? 

All it takes is one or two repairs or replacements of a covered system or appliance to be able to justify the costs that you pay for your home warranty plan. Most homeowners find that in addition to helping to protect the budget and savings account, the peace of mind that a home warranty brings is well worth the price you pay. As a homeowner, you will very likely get more use out of a home warranty plan than a homeowners insurance plan. 

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