Wisconsin has lots of outdoor activities, affordable housing, good schools, and some great cheese. There are some great benefits to living in Wisconsin that many people get to take advantage of; however, there are also downsides to being a Wisconsin homeowner. When you are a Wisconsin homeowner, you will still have systems and appliances that can stop working.

Best Coverage Limits
AHS Logo
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Limited Time:
40% Off Our Most Popular Plan
Our Top Pick
Best for Customization
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Limited Time:
$200 Off + 2 Months free + Free Roof Leak Coverage
Best Customer Ratings
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$150 Off + 1 Month Free
Best Claims Acceptance
choice home warranty logo
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Limited Time:
$50 Off + 1 month free!

Most homeowners find that a home warranty provides them with peace of mind and financial savings when it comes to carrying out home repairs and maintenance. These protection plans can be especially useful in an area like Wisconsin, where frigid winters and high humidity can put added strain on heating systems, and excessive precipitation can increase the risk of roof leaks. We consider these local factors along with many others to ensure you get access to the best home warranty companies for your specific needs.


Wisconsin’s Best Home Warranty Companies in 2024

Liberty Home Guard is our top pick for the best home warranty company in Wisconsin. However, it’s not your only worthwhile option. The list below shows the five best companies to protect your home and budget. Getting a few quotes from several home warranty companies is a smart option, as it can ensure you get the best value.

Liberty Home Guard: Best For Customization
Why Trust Us?

Here’s how we ranked and reviewed the nation’s top home warranty companies to bring you the most accurate information.

76

Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.

152

We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.

6

Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.


Compare the Best Home Warranty Companies in Wisconsin

The table below outlines data for the best home warranty companies on the market. We constantly update these ratings as companies change their policies and prices to give you the most accurate information possible. Continue reading in-depth reviews of several top providers.

CompanyRatingMonthly CostService FeeResponse TimeBBB RatingLink

$50-$60

$75

12-48 hrs.

NR

VISIT SITE
AHS Logo

$35–$75

$100–$125

24-72 hrs

B

VISIT SITE

$44.99-$58.99

$70

48 hours

A+

VISIT SITE
choice home warranty logo

$46–$55

$85

24-48 hrs.

B

VISIT SITE
select home warranty logo

$52–$58

$60

24-48 hrs.

B

VISIT SITE
AFC Home Warranty logo

$38–$62

$75–$125

48 hours

B

VISIT SITE
first american logo

$38–$48

$75–$125

48 hours

B

VISIT SITE

$17–$60+

$65–$100

2–24 hrs

A-

VISIT SITE

$28–$68

$100–$150

2–24 hrs

B

VISIT SITE

*Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.


How to Choose the Best Home Warranty in Wisconsin

At this point, you have some great options for home warranties in the state of Wisconsin. You will now have to compare these coverages to find out which one will be the best fit for your game. Three things to look at when comparing coverages are coverage choices, service fees, and customer reviews.

Some home warranty plans offer just systems coverage, others just appliance coverage. The best home warranty plans for Wisconsin homeowners tend to be the combo coverages that have both systems and appliances covered as part of the plan.

Service fees are the price that you pay for a home warranty repair or replacement. To have a contractor come out to the house to inspect the issue, you will pay a service fee. The service fees tend to range in price from around $60 to $150.

Customer reviews can give you a better idea of how a home warranty company will handle any issue that comes up with the plan. Customer reviews tend to provide you with a better understanding of what a home warranty experience will be like.

The above criteria really apply to finding the best home warranty company in any area, but there are some more specific things you should consider when searching for the best home warranty provider in Wisconsin.

First, Wisconsin is located far north and experiences long, frigid winters, where temperatures can remain below freezing from November to March. During these months and the surrounding months, your heating system will be under constant stress to keep your home warm. Heating equipment in areas like this is more likely to break down, meaning you would benefit from choosing a warranty that covers heating systems.

The snowfall in Wisconsin is also above average, with residents contending 48 inches of snow per year on average, which is about 1.5 times the national average. In combination with the 34 inches of rain per year, the snow puts added strain on your roof and makes leaking more of a probability. As such, home warranties that include coverage for roof leaks can end up saving you more in the long run.


How Much Does a Home Warranty in Wisconsin Cost?

A home warranty in Wisconsin will range in price from $38 to $80 a month, or around $616 per year. The more money you pay for the home warranty, the more coverage you will have. In addition, the price of the plan can be impacted by the service fee costs and coverage caps. The average service fee is around $85, and coverage caps can range from $500 to unlimited.

Overall$616.59
Single-Family$542.97
Multi-Family$895.63
Townhome$482.52
Condo$588.66
Duplex$763.63
Home Over 5,000 sq ft$1,232.50
Home Under 5,000 sq ft$591.41

Home Warranty Cost Calculator

Wisconsin homeowners can use our below home warranty cost calculator to determine the yearly cost of a new plan. Input the monthly premium, service call fee, and number of service visits you estimate and the tool will provide the total annual cost of a home warranty plan.

Appliance Average Repair Cost Average Replacement Cost
Dehumidifier $50–$200 $1,300–$2,800
Microwave $50–$400 $60–$2,000
Dishwasher $50–$500 $400–$3,000
Exhaust Fans $16–$300 $250–$950
Electric Range $100–$500 $230–$3,000
Gas Range $100–$500 $230–$3,000
Dryer $100–$400 $450–$2,300
Oven $100–$430 $400–$3,000
Washer $50–$450 $400–$2,300
Freezer $90–$500 $160–$2,900
Refrigerator $40–$350 $200–$5,000

How Are Home Warranties Regulated in Wisconsin?

Wiscon’s Department of Agriculture, Trade and Consumer Protection (DATCP) regulates home warranties in Wisconsin. The DATCP doesn’t consider home warranties as property service contracts, but you are still protected via its online complaint form.  If you have issues with your home warranty provider, you should complete that form. 
Besides the DATCP, a few industry organizations oversee regulations with home warranties. The National Home Service Contract Association (NHSCA) makes sure home warranty providers operate ethically and use fair business practices, and the Service Contract Industry Council (SCIC) helps develop regulations with the state.

Resources for Wisconsin Homeowners and Home Buyers

  • Wisconsin Housing and Economic Development Authority: Wisconsin homeownership can be a reality for many potential homeowners. The Wisconsin Housing and Economic Development Authority has resources that will help communities expand and prosper. 
  • Homeownership Assistance Wisconsin: The US Department of Housing and Urban Development can help Wisconsin homeowners who are considering purchasing a home or who are trying to stay in their home during a difficult economic time. This is a federal agency that can offer assistance throughout the United States, not just the state of Wisconsin. 
  • US Department of Agriculture Rural Development: For Wisconsin homeowners that live in more rural areas, the US Department of Agriculture Rural Development can help with single-family loans, education, and much more. If you need a loan to repair your home in any way, the US Department of Agriculture and Rural Development can help. 
  • NeighborWorks Green Bay: If Green Bay is the best area for you to live in Wisconsin, then using NeighborWorks Green Bay as a resource can be an intelligent decision. NeighborWorks Green Bay is an organization that gives homeowners resources for better financing and education. 
  • Milwaukee Homebuyer Assistance: Depending on where in Wisconsin you would like to live, there are homebuyer assistance grants that can help make homeownership a reality. The Milwaukee Homebuyer Assistance program helps to ensure that you are well-educated and prepared for anything that homeownership throws your way. 

Our Reviews of the Best Wisconsin Home Warranty Companies

Best for Customization

Liberty Home Guard

4.6

Our Rating

Limited Time:
$200 Off + 2 Months free + Free Roof Leak Coverage

Liberty Home Guard (LHG) has the best plan customization options of all the home warranty providers we feature. However, it is a relatively young home warranty provider, having been in business just over five years. If you’re concerned about too little experience, just look at its positive Better Business Bureau (BBB) rating, several positive customer reviews, and strong customer service. With its outstanding number of optional add-ons, Wisconsin homeowners can tailor a plan specific to their homes.

Key Highlights
  • Our Take: Best for Customization
  • Average Annual Cost: $600 to $720
  • Response Time: 12 to 28 hours
A+ BBB rating
Highly rated customer service
Affordable plans
Fewer years of experience
Fixed service fee
No preexisting condition coverage

Liberty Home Guard offers three plans to Wisconsin homeowners, an appliance-only plan, a systems-only plan, and a combo plan that combines both at a discounted rate. Here is what the plans cover: 

  • Appliance Guard Plan (starts at $50 per month): Covers eight household appliances, including your clothes dryer, clothes washer, dishwasher, cooktop, refrigerator, microwave, garage door opener, and exhaust fan.
  • Systems Guard Plan (starts at $55 per month): Covers HVAC systems, electrical systems, plumbing systems, ductwork, and water heater. 
  • Total Home Guard Plan (starts at $60 per month): Covers everything in the Appliance Guard and Systems Guard plans, 15 items in total. 

In addtion to your monthly or yearly premium, Wisconsin homeowners must pay a service call fee for any warranty visit. LHG’s service fee ranges from $65 to $125 depending on the service you need.

As mentioned above, Liberty Home Guard has the most amount of optional add-ons. Wisconsin homeowners can add any of the following options to further protect their homes, at an additional cost: 

  • Pool
  • Spa
  • Additional Spa
  • Well Pump
  • Sump Pump
  • Central Vacuum
  • Septic System Pumping
  • Stand Alone Freezer
  • Limited Roof Leak
  • Lighting Fixtures
  • Re-Key
  • Water Softener
  • Lawn Sprinkler System
  • Electronics Protection
  • Swamp Cooler
  • Ejector Pump
  • Second Refrigerator
  • Trash Compactor
  • Ice Maker (Fridge)
  • Freestanding Ice Maker
  • Wine Cooler
  • Salt Water Pool
  • Generator
  • Plumbing Fixture
  • Grinder Pump
  • Water Dispenser Water Line
  • Instant Hot Water Dispenser
  • Reverse Osmosis Water Filter System
  • Casita Guest Unit
  • TV Mounting

Besides the above add-ons, homeowners can also add plan riders for the following home services: 

  • Window Washing and Cleaning
  • Carpet Cleaning
  • Gutter Cleaning
  • Pest Control
  • Power Washing (Exterior Flooring)

LHG doesn’t cover luxury appliances. As such, it offers luxury appliance coverage as an upgrade to your plan: 

  • Pro Series Dishwasher
  • Pro Series Microwave
  • Pro Series Refrigerator
  • Pro Series Range/Oven/Cooktop
  • Pro Series Washing Machine
  • Pro Series Clothes Dryer
  • Pro Series Stand-Alone Freezer
Best Coverage Limits

American Home Shield

4.3

Our Rating

Limited Time:
40% Off Our Most Popular Plan

American Home Shield is the most customizable plan in the home warranty industry. The American Home Shield plan has been on the market for more than 50 years. Customers that want premium coverage will be pleasantly surprised with what American Home Shield has to offer. The American Home Shield plans are very straightforward, and the company is known for paying out a wide range of claims. In addition, the American Home Shield has very high coverage caps for its covered items.

  • Our Take: Best Customizable Plans
  • Average Annual Cost: $419.88-$779.88
  • Response Time: Up to 48 hours
Many customization options
Unique coverage options and add-ons
High likelihood of payout
Many years of experience in the industry
Slightly more expensive than other options

American Home Shield has three plans associated with its policy; however, they are all customizable. If you want to build a plan that specifically fits the needs of your Wisconsin home, this is the company to go with. In addition, if you have additional features like electronics or a septic pump that you want to be covered, AHS will offer you that option as well. Select’s coverage caps average around $2,000, which is great, and the service fee is very affordable at just $60 per service call.

Here’s a detailed look at American Home Shield’s coverage:

  • ShieldSilver ($39.99/month): The ShieldSilver Plan is the systems-only option from AHS, so it’s ideal if you don’t need appliance protection. This plan covers your electrical, heating, and plumbing systems, plus water heaters, HVAC ducts, and air conditioning. You also get coverage for smoke alarms, garage door openers, and some other minor home systems.
  • ShieldGold ($49.99/month): The ShieldGold Plan includes everything in the ShieldSilver Plan. For an additional $10 per month, you also get appliance coverage, which is a great deal. Protection includes microwaves, dishwashers, refrigerators, ovens, cooktops, water dispensers, garbage disposals, washers, and dryers.
  • ShieldPlatinum ($64.99/month): The ShieldPlatinum Plan is the most comprehensive coverage plan from AHS. This plan covers everything in the Silver and Gold Plans, and it comes with lower out-of-pocket costs for service calls and higher coverage limits for better protection. It also includes annual preventative maintenance for your AC system, free refrigerant refills, and more.

American Home Shield also has a decent range of add-on products that let you customize your plans, including:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Best Claims Acceptance

Choice Home Warranty

4.3

Our Rating

Limited Time:
$50 Off + 1 month free!

Choice Home Warranty is the best overall home warranty in the state of Wisconsin. When you look at the service contract that Choice Home Warranty offers, you will quickly see how they have earned their spot at the top of this list. The plan options, service contract, and customer service are all very well done and user-friendly. Choice Home Warranty has been on the market for 13 years. In addition, Choice Home Warranty will offer coverage for your home regardless of the age of the house and the age of the appliances and systems.

Key Highlights
  • Our Take: Best Overall
  • Average Annual Cost: $504-$639.96
  • Response Time: Up to 48 hours
Excellent customer service
All plans include appliance and system coverage
Great coverage options
Contracts and plans are easy to understand
Not the best customization options

Choice Home Warranty only offers two plans to choose from. However, this should not be discouraging for a homeowner. Each of the plans covers both systems and appliances and allows greater peace of mind. The pricing of the Choice Home Warranty is also considered to be quite fair. For those that need coverage for things like a roof leak or central vacuum, Choice has options for add-on coverage. Choice Home Warranty has coverage caps that reach up to $2,500, and the service fee is $85 per service call.

Here’s a detailed look at Choice Home Warranty’s coverage:

  • Basic Plan ($42/month): The Basic Plan from Choice Home Warranty is one of the few low-tier options on the market that includes appliances and home systems. This plan covers your dishwasher, oven, cooktop exhaust fan, ceiling fans, microwave, garbage disposal, and garage door opener. It also protects your plumbing, electrical, and heating systems, which include toilets, water heaters, and HVAC ductwork.
  • Total Plan ($53.33/month): The Total plan is a more comprehensive option that includes everything in the Basic Plan, plus more. It also covers refrigerators, washers, and dryers. Refrigerator coverage is often relatively expensive, so the fact that this plan is just $11 more per month than the Basic Plan makes it a great deal.

In addition to the above plans, you can choose from the below add-on options for additional coverage:

  • Central vacuum
  • Limited roof leak
  • Septic system coverage
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Stand-alone freezer
Best Value

Select Home Warranty

4.2

Our Rating

Limited Time:
$150 Off (Code HOUSE25)

Select Home Warranty has been serving homeowners and providing home warranty coverage since 2012. In that time, it has grown to service most of the country with great coverage options, all while maintaining positive customer reviews and a decent BBB rating. Best of all, the coverage options from Select Home Warranty are highly affordable, and the Platinum Plan is one of the best values in the industry for the money. One thing worth noting is that all plans include free roof leak coverage, which is great news in areas like Wisconsin, where the precipitation levels are above the national average.

  • Our Take: Most Cost-Effective
  • Average Annual Cost: $624-$684
  • Response Time: Up to 48 hours
All plans offer free roof leak coverage
Many years of experience
Most valuable plans for the money
Excellent customer service
Coverage caps are a bit lower than competitors

Select Home Warranty has three different home protection plans available: the Bronze Plan, the Gold Plan, and the Platinum Plan. All include free roof leak coverage and can be customized using the add-on coverage options for a small upcharge each month. The coverage caps are lower than many other competitors, as they average around $2,000 per covered item. The service fee is one of the lowest in the industry at just $60 per claim.

Here’s a detailed look at Select Home Warranty’s coverage:

  • Bronze Plan ($52/month): The Bronze Plan covers appliances only. You’ll get protection for washers, dryers, ovens ranges, and refrigerators. It also includes coverage for some small appliances and electronics, like garbage disposals and microwaves.
  • Gold Plan ($52/month): If covering your home systems is more important to you than appliances, the Gold Plan is a better option. This plan protects major systems like plumbing, heating, electrical, and air conditioning. It also includes coverage for issues with your HVAC ductwork and water heater as a part of the plumbing and heating/cooling systems.
  • Platinum Plan ($57/month): The Platinum Plan is where the real value comes in. This plan includes coverage for everything in both the Bronze and Gold Plans. It’s just $5 more per month than the other plans, and most homeowners will be able to justify this cost for the added coverage. In addition to what the other plans protect, this plan also covers plumbing stoppages, ceiling fans, and garage door openers. This is one of the best deals in the entire home warranty industry.

Select Home Warranty lets you add optional coverage to any plan as well via the below add-on products:

  • Pool coverage
  • Spa coverage
  • Roof leaks (limited)
  • Central vacuum
  • Stand-alone freezer
  • Septic system (includes pumping)
  • Well pump
  • Sump pump
  • Lawn sprinkler system
Best for Preventative Maintenance

Cinch Home Services

4.1

Our Rating

Limited Time:
2 Months Free On All Plans

Cinch Home Services Plan has the best workmanship guarantee for Wisconsin homeowners. With some home warranty companies, a failed repair will mean having to pay another service fee. Luckily with Cinch Home Services, you have a 180-day window to get free reservice for no extra cost. The Cinch Home Service company has been in the industry for more than 40 years. With an A- rating and a history like this, Cinch is trusted by Wisconsin residents. In addition, Cinch Home Services tends to be very particular about the workmanship and contractors that they choose to complete work.

To get a free quote visit Cinch Home Services online.
  • Our Take: Best Workmanship Guarantee
  • Average Annual Cost: $335-$480
  • Response Time: Up to 48 hours
180-day workmanship guarantee
Includes protection for pre-existing conditions
Trusted name in the industry
Wide range of coverage at affordable prices
Coverage caps can be a bit lower than competitors

There are three Cinch Home Services plans to choose from. The appliance plan, systems plan, and then a combo plan. Most Wisconsin homeowners enjoy the combination plan because it has both systems and appliance coverage. There is also plenty of add-on options to help make the Cinch Home Services plan more comprehensive.

Here’s a detailed look at Cinch Home Services’ coverage:

  • Appliance Plan ($27.99/month): The appliance plan includes coverage for all major home appliances and minor ones as well. You’ll get protection for washing machines, dryers, cooktops, ovens, built-in wall ovens, dishwashers, ice makers, microwaves, refrigerators, cooktop exhaust fans, and trash compactors. This is one of the lowest prices in the industry for appliance coverage.
  • Built-In Systems Plan ($32.99/month): This is the systems-only plan from Cinch, and it offers another great value for customers who don’t need appliance protection. This plan covers air conditioning, plumbing, electrical, and air conditioning systems. It also includes many other minor systems like attic fans, ceiling fans, doorbells, central vacuum systems, garbage disposals, garage door openers, sump pumps, water dispensers, smoke detectors, toilets, water heaters, and jetted bathtubs.
  • Complete Home Plan ($39.99/month): The Complete Home Plan is the most comprehensive option available from Cinch Home Services. It includes everything in the other two plans combined for just a few dollars more per month. It also provides a unique reimbursement for your homeowners insurance deductible, which means you’ll get coverage above and beyond what most other home warranties provide.

Cinch also offers some add-on products that let you customize your protection plan, including:

  • Pool (includes heater)
  • Spa (includes heater)
  • Septic tank/plumbing
  • Well pump
  • Pool with spa (includes heater)
  • Premier Upgrade Package (added coverage for permits, code violations, and more)

Home Warranties in Wisconsin Cities


What is a Home Warranty?

A home warranty is a home protection plan for your appliances and home systems. It works somewhat similarly to a home insurance policy in that it provides coverage for damages in your home when you don’t expect them.

You pay for home warranties monthly or annually, and they also require that you pay a service call fee each time you file a claim. The service fee averages around $85 per call. Home warranties also have coverage caps per covered item and total service caps, which put a maximum payout amount on each covered item and total coverage for the year.

A home warranty will cover repair and replacement costs associated with normal wear. Unlike home insurance policies, it provides protection for individual items in your home. Most plans cover appliances, home systems, or both.

Common appliances covered by home warranties include refrigerators, ovens, ranges, microwaves, dishwashers, clothes washers, clothes dryers, and more. Home system coverage often includes plumbing, electrical, and heating systems, plus air conditioners and smaller systems, like garage door openers and garbage disposals.

It’s important to note that all home warranties have coverage limitations and exclusions. Even if a system or appliance is covered, there can still be repairs related to that item that aren’t covered. For example, an AC system could be covered, but your service contract might state that issues with refrigerant leaks are excluded. Be sure to read your home warranty service contract thoroughly before committing.

Every home warranty is different, so you’ll need to check your service contract for specific coverages and exclusions. Appliance-only plans will exclude home systems, and systems-only plans will exclude all appliances.

However, there are some exclusions that are nearly universal in the home warranty industry. For example, most plans don’t cover pre-existing conditions with your home, nor will they cover intentional damage or issues arising from a lack of proper maintenance. Another common exclusion is cosmetic repairs, like if your fridge gets dented.

How Does a Home Warranty in Wisconsin Work?

Securing a home warranty in Wisconsin is a straightforward process that just requires a little research upfront. You just need to find a home warranty provider that works for you, choose a plan, pay the annual fee, and wait for coverage to engage. Coverage typically starts 10 to 90 days after you pay for your plan.

Once your coverage is in place, you can follow the below steps to file a claim and get coverage for your issue:

  • Find a problem with an appliance or home system that is covered by your home warranty
  • File a claim and request service. Most providers let you file a claim online or by phone, and some have a convenient mobile app to make the process even easier
  • Your provider will hire a service technician who will come out to your property to perform a home inspection and fix the issue. This often takes place within 24 to 48 hours, depending on your home warranty company
  • You pay the service fee — an average of $85 — and your home warranty company will cover the rest up to the coverage cap
  • If your repair or replacement exceeds the coverage cap for that covered item, you will need to pay the difference

Home Warranty vs. Homeowners Insurance

It’s convenient to compare home warranties and homeowners insurance because they offer financial coverage for unexpected damage in your home, but there are some crucial differences.

The first major difference is in what they cover. A home warranty covers individual systems and appliances, which means you can file a claim for minor damage to a single item in your house. A homeowners insurance policy is a more general coverage that protects your entire home. You wouldn’t typically file a homeowners insurance claim for a refrigerator or a plumbing leak.

The differences in coverage also dictate when the two protection plans kick in after damage or another issue is identified. A home warranty will be used far more often and for comparatively minor problems, like a fridge failing to cool or an electrical outlet failing to work properly. A home insurance policy is generally reserved for emergencies and only kicks in when there is a catastrophe, like a tornado, flood, or another natural disaster.

Finally, home warranties and homeowners insurance policies differ in their deductibles and coverage amounts. A home warranty just makes you pay a service fee for each claim, which averages around $85, and then it provides coverage per item, often up between $1,500 and $3,000. A homeowners insurance policy requires a much larger deductible in the thousands of dollars, but the coverage limit is often in the hundreds of thousands or even unlimited.


Biggest Complaints about Home Warranty Companies in Wisconsin

Countless homeowners in Wisconsin benefit from home warranties and have a positive experience dealing with their providers. However, there are some negative comments about some home warranty companies in the area.

One of the most common issues we see reported in negative company reviews is denied coverage without a reasonable explanation. Unfortunately, some less reputable companies will deny coverage to try to save money, as each claim leads to a greater outlay of funds. You should only ever work with reputable home warranty providers like the ones we’ve reviewed above. In other cases, the denial might be righteous, and it could be an exclusion included in your service contract. Make sure to read yours thoroughly before signing to avoid any surprise coverage denials.

Another common complaint we get is that the service technician hired for an emergency issue — like no heat in the dead of winter — doesn’t arrive on time, which forces the homeowner to pay out of pocket for their own repair. It’s wise to choose a company with a fast turnaround time to be sure you don’t run into this problem and end up needlessly spending out-of-pocket money.

Best Coverage Limits
AHS Logo
VISIT SITE
Limited Time:
40% Off Our Most Popular Plan
Our Top Pick
Best for Customization
VISIT SITE
Limited Time:
$200 Off + 2 Months free + Free Roof Leak Coverage
Best Customer Ratings
VISIT SITE
Limited Time:
$150 Off + 1 Month Free
Best Claims Acceptance
choice home warranty logo
VISIT SITE
Limited Time:
$50 Off + 1 month free!

More Wisconsin Resources

FAQs About Wisconsin Home Warranties

Are Home Warranties Worth It in Wisconsin?

All it takes is one or two repairs or replacements of a covered system or appliance to be able to justify the costs that you pay for your home warranty plan. As a homeowner, you will very likely get more use out of a home warranty plan than a homeowners insurance plan.

Of course, it’s impossible to say with certainty if your home warranty will end up saving you money in the long run, but the potential value is easy to see if you look at average repair and replacement costs. For example, a single call to a plumber, electrician, or HVAC tech will average around $300. Make two to three calls per year, and your home warranty has paid for itself and saved you money on top.

Similarly, a fridge repair call averages around $400, and a replacement can reach up to around $3,500. Appliances are expensive to repair and replace, but a home warranty plan can leave you with just an $85 service fee, making them well worth the investment after just one issue with an appliance.

Most homeowners find that, in addition to helping to protect the budget and savings account, the peace of mind that a home warranty brings is well worth the price you pay. This is often true regardless of whether you file claims or not.


What is the best home warranty company in Wisconsin?

The top home warranty company in Wisconsin is the Choice Home Warranty. Choice has some of the best coverage options offered at very fair prices. Choice Home Warranty is a great option to consider for all Wisconsin homeowners; regardless of the age of your home, Choice Home Warranty will help to ensure that you are properly covered.


What is a service fee?

A service fee is a one-time payment you’ll have to make when you file a claim with your home warranty provider. This fee averages around $85, and in many cases, it’s the only out-of-pocket cost you’ll have when filing a claim. You can think of the service fee as a deductible, albeit a small one.


Who needs a home warranty?

Any homeowner can benefit from a home warranty, as these coverage plans protect you from having to pay unexpected out-of-pocket costs for repairs in your home. They often save the most money and provide the best peace of mind for first-time homebuyers and sellers in the real estate market. They can also greatly benefit those who live in aging homes — like those in Madison, Milwaukee, and other major cities — that are likely to experience issues with older appliances and home systems.


What home warranties offer roof coverage?

Many home warranty companies offer coverage for roof damage and roof leaks, although it’s not always included in the standard home warranty cost or plan coverage. You can check the service contract for specific coverages, or you can look through the company’s add-on coverage and select roof protection if available.



Methodology: How We Evaluated Mississippi's Top Home Warranty Companies

At Today’s Homeowner, we strive to bring you the most transparent, accurate information for your home improvement projects. Our home warranty company ratings emphasize what matters most to you — whether you’re looking for low-cost coverage, a hassle-free repair process, 24/7 assistance, or all of the above.

Our ratings are based on publicly available information about each company, secret shopping online and over the phone, customer-review analysis, and discussions with real estate professionals and repair contractors.

A company can earn a maximum of 100 points across six categories converted to a five-star scale. We researched more than 60 home warranty providers to develop the following formula:

  • Plans and Coverage (24 points): A home warranty provider can earn the maximum point value in this category if it offers multiple robust plans that cover all basic systems and appliances and optional add-on coverage. We give bonus points to companies that cover uncommon items, such as electronics and roof leaks.
  • Affordability (22.5 points): When evaluating costs, we not only consider monthly plan prices, but we also take into account the cost of add-on coverage, service fees, and whether companies offer free cancellation periods or money-back guarantees. If a provider allows potential customers to view sample contracts before getting a quote, that transparency earns more points in this category.
  • Customer Experience (18.5 points): A home warranty company must give its customers ample support when they experience issues. We gauge overall support by looking at customer reviews and conducting homeowner surveys. We also go through the quotes process with each company and take meticulous notes about the friendliness of salespeople, how detailed each quote is, and how often the provider contacts us after giving a quote. 
  • Company Reputation (17.5 points): In this category, we look at a combination of customer reviews and reputable organizations such as the Better Business Bureau (BBB). We also consider the years of company experience, how satisfied its employees are, and whether it has been hit with any consumer rights violations or lawsuits. 
  • Claims Process (12.5 points): We score providers highly when they offer short response times, multiple ways to file claims, and around-the-clock availability. Companies can earn bonus points if they have a good reputation for quick and easy claims processing.
  • Availability (5 points): Providers that serve more areas can have experience dealing with a wider range of homeowner headaches. A company earns the maximum points in this category if it offers services in most U.S. states.

We monitor company data on an ongoing basis to keep rankings and information up to date.

Editorial Contributors
avatar for Dan Simms

Dan Simms

Contributor

Dan Simms worked in real estate management for five years before using his experience to help property owners maintain their own homes. He got his master’s degree in English Literature and Creative Writing, and he now enjoys sharing his knowledge about homeownership and DIY projects with others on Today’s Homeowner. When he’s not writing, he’s usually outdoors with his wife and his dog, enjoying mountain biking, skiing, and hiking.

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Roxanne Downer

Editor

Roxanne Downer is a commerce editor at Today’s Homeowner, where she tackles everything from foundation repair to solar panel installation. She brings more than 15 years of writing and editing experience to bear in her meticulous approach to ensuring accurate, up-to-date, and engaging content. She’s previously edited for outlets including MSN, Architectural Digest, and Better Homes & Gardens. An alumna of the University of Pennsylvania, Roxanne is now an Oklahoma homeowner, DIY enthusiast, and the proud parent of a playful pug.

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