Updated Jan 10, 2023
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Living in Utah means beautiful landscapes, low crime rates, affordable housing, and access to some of the best skiing in the country. It is easy to find a reason to purchase a home in Utah; however, it is not always easy to be a Utah homeowner. Homeownership can be pretty stressful when systems and appliances start to break down and cause issues for homeowners.
With Utah having a wide range of temperatures throughout the course of a year, there are times when home systems and appliances will be under a great deal of stress. In addition, high altitude can bring up issues with the functionality of things like your home plumbing system. Let’s take a look at the best home warranty companies to ensure your home and your budget are well protected.
Why Trust House Method
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Choice Home Warranty is a premier home warranty company with close to 14 years of experience. With the Choice Home Warranty plan, you will benefit from quick response times, fair coverage options, and higher coverage caps than most other plans in the industry. Choice Home Warranty is well known for having availability throughout the entire state of Utah. With two comprehensive plan choices, Choice Home Warranty coverage is quite impressive.
Even though Choice Home Warranty is the top home warranty provider in Utah, there are only two plans to choose from. The good news is that each of these plans has a mix of both system and appliance coverage. The pricing for Choice Home Warranty starts at around $42 per month for the Basic Plan and goes to $54 per month for the Total Plan. The service fee for Choice Home Warranty is $85.
Here’s a detailed look at Choice Home Warranty’s coverage:
Choice Home Warranty has several add-on coverages that you can attach to either of its plans.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Read the full Choice Home Warranty Review.
Select Home Warranty is the most cost effective home warranty plan in the state of Utah. With the Select Home Warranty plan, you will get a comprehensive coverage plan choice, some budget-friendly options to choose from, a fair deductible or service fee, and more than 10 years of industry experience. Select Home Warranty also provides Utah homeowners with free roof leak coverage, one of the only service providers to do so.
Select Home Warranty is known for providing homeowners with peace of mind while still paying attention to your budget. The Bronze Care and Gold Care plan are the basic systems-only and appliance-only plans, but the Platinum Care is a comprehensive model with plenty of coverage for your Utah home. The service fee from Select Home Warranty is very fairly priced at just $60.
Here’s a detailed look at Select Home Warranty’s coverage:
Select Home Warranty has several add-on coverages that you can attach to either of its plans, roof leak coverage is included without having to pay extra.
Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.
Read our Select Home Warranty review to learn more.
American Home Shield is the most customizable home warranty plan in Utah. When you are looking to cover your major systems, the American Home Shield plan is known for its 50 years of industry experience, impressive customer service, and quick response times to your issues. In addition, regardless of the plan you choose, there are still customizations available with each. The American Home Shield service fee is also customizable.
American Home Shield home warranty has three impressive plans to choose from. If a covered item under these plans does not fit your needs as a homeowner, you can edit the plan to work for you. The coverage limits are also quite high with your American Home Shield service contract, most starting around $2500 per covered item. The plans are ShieldSilver, ShieldGold, and ShieldPlatinum, and they have service fees that range from $75 to $125.
Here’s a detailed look at American Home Shield’s coverage:
American Home Shield also offers several add-on coverages for homeowners to consider.
To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.
To read more, visit our American Home Shield review.
The Home Service Club offers the quickest service of any home warranty plan in the state of Utah. With The Home Service Club coverage, your policy will start just ten days after your home warranty is paid for. Most other companies in the industry will wait 30 days before coverage begins. The Home Service Club has some of the most comprehensive coverage on the market and very few exclusions. Homeowners in Utah find this an easy company to work with and a great option when selling or buying a home.
There are two home protection plans from The Home Service Club. The Standard Coverage is a combo or comprehensive plan with an impressive coverage of the entire home. The Comprehensive Coverage homeowner will nearly double the number of covered items in the Standard Coverage plan. The service fee from The Home Service Club is customizable and ranges from $65 to $125.
Here’s a detailed look at The Home Service Club’s coverage:
The Home Service Club also has plenty of add-on options, starting around $5 per month and increasing from there.
To get a free quote from The Home Service Club, fill out this online form or call 800-842-9334.
To learn more information, visit our The Home Service Club review.
Liberty Home Guard is the most trustworthy home warranty plan in Utah. The interesting thing about the Liberty Home Guard home warranty is that it has only been on the market for about 4 years but has still earned an A rating with the BBB. Whether you have a new home or simply think it is time to protect your old home, Liberty Home Guard will not turn you down. With great appliance and systems coverage and a strong workmanship guarantee, the Liberty Home Guard plans are well respected in the industry.
Liberty Home Guard has three plans to choose from, the Appliance Guard, Systems Guard, and Total Home Guard. All three of the plans have an online portal system that allows you to submit claims quickly and enjoy fast responses to your needs. The service fee from Liberty Home Guard is $75.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard has one of the most extensive lists of add-on coverages in the industry; these include:
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
To learn more information, visit our Liberty Home Guard review.
A home warranty company in Utah will cost about $713 a year or about $58 per month. The service fees and add-on costs are going to impact the overall pricing that you will pay for your plan. When shopping for a Utah home warranty on a budget, be sure to look for plans that have customizable pricing.
|Home Over 5,000 sq ft||$1,203.33|
|Home Under 10,000 sq ft||$654.62|
|Home Warranty Company||Choice Home Warranty||Select Home Warranty||American Home Shield||The Home Service Club||Liberty Home Guard|
|Best For||Best Overall||Most Cost Effective||Best Customizable Plans||Quickest Service||Most Trustworthy|
|Annual Limit||Up to $3000 per covered item||Up to $2000 per covered item||Up to $6000 per covered item||Up to $2500 per covered item||Up to $2000 per covered item|
|Average Response Time||Up to 48 hours||Up to 48 hours||Up to 48 hours||Within 24 hours||Within 24 hours|
|State Availability||Excludes WA||Excludes NY, NV, WA, WI||Excludes AK||Available in All States||Excludes WA & WI|
|Online Chat / Mobile App||No||No||Yes||Yes||Yes|
|Quote||Get Quote||Get Quote||Get Quote||Get Quote||Get Quote|
Hopefully, you now feel as though you can choose a Utah home warranty with confidence. The home warranty industry in Utah is a strong one, and there are lots of great options for people to choose from. Choice Home Warranty is the best overall home warranty in the industry. With 13 years of experience, impressive customer service, and fair pricing, Choice Home Warranty stands out as the best overall option. It makes sense to get a few quotes from several of the home warranty companies on our list; there is bound to be a perfect choice for your Utah home.
Choosing a home warranty requires you to pick and choose between hundreds of plan choices; here are a few things that should be considered before deciding on the best plan for your needs.
The state of Utah can cause some unique home-related issues. One of the top issues that we notice in this area is problems with the heating systems. With the cold in the winter and the extra snow that many areas of Utah experience, heating systems will go through quite a bit of normal wear and tear. Having the home warranty in place to jump in and quickly fix those expensive parts is a very smart idea.
Many Utah homeowners also have some altitude to deal with in their homes. This can impact the effectiveness of appliances long term, and it will also make plumbing a bit more difficult. Laundry room appliances tend to be a concern for many people as they are typically purchased in pairs and will require replacement at the same time.
Keeping your budget in mind and ensuring that you have the optional coverages in place that will impact the effectiveness of your home warranty is essential. All homeowners need to be very mindful of the individual coverages they choose and how this impacts their plan.
A home warranty is an optional service contract available to homeowners throughout the state of Utah. A home warranty provides specific coverage for home systems and appliances that may experience normal wear. The home warranty will make it so that you do not have high out-of-pocket costs for repairs, and you can ensure that your home stays well protected from unexpected issues that come up. Home warranty plans will cover a wide range of systems, appliances, and other optional coverages like sprinkler systems and roof coverage.
Many homeowners think that a home warranty and homeowners insurance will overlap, but this is typically not the case. The homeowner’s insurance is in place to protect your home against natural disasters and major issues like a fire or a tornado. A home warranty protects your budget from the repair and replacement costs of the home systems and appliances that we use daily. Homeowners insurance is mandatory for those with a mortgage in place, but a home warranty is optional.
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from Utah’s #1 recommended provider, Choice Home Warranty!
A home warranty is a unique process that many homeowners are not accustomed to. When a home warranty-related issue occurs in your home, with something like the HVAC system or the hot water dispenser, you will need to contact your home warranty company for a service call right away. Follow this step-by-step guide to how a home warranty in Utah works.
A home warranty plan will protect homeowners from expensive issues with home systems and appliances. However, it is essential to note that a home warranty that covers a roof or a washing machine may not cover the entire part or all instances of damage. For the most part, the home warranty will only protect against normal wear.
Normal wear happens because we use our home systems and appliances quite often. If you do a load of laundry each day, the chance of your washing machine needing repair is quite high. Most of the main parts of the machine will be covered, as well as any issues with the electronics panel or overall functionality.
Home warranty providers typically offer appliance coverage, home system coverage, and add-on coverage options. These will include things like roof leak coverage, sprinkler systems, and maybe even a well pump on your property.
As great as a home warranty plan is, there are times that your claim will be denied by the service provider. Home warranty plans have certain exclusions regardless of if you have a Gold Plan or Platinum Plan from the provider. The most common exclusions from a home warranty plan are:
Even though you have a home warranty in place, you must still properly maintain your home system and appliances. If you cannot do this, then the provider will not cover issues that surface. In addition, it can be helpful to get an inspection before the start of your plan; this will let the home warranty provider see that all systems and appliances are in good working condition.
When you read through reviews from homeowners in Utah who have invested in a home warranty policy, some complaints come up. Some of these are related to the provider directly, and others will typically deal with the overall concept of a home warranty plan.
One of the biggest problems that homeowners run into is a claim denial from the provider. If you do not look at the fine print of your home warranty policy, you may end up finding that many of the issues that you submit a claim for are not covered. For instance, a plan may have dishwasher coverage, but this very rarely includes the racks or the rollers inside the dishwasher.
Another complaint that some Utah homeowners have is with a technician that could not repair an issue the first time they came out. The workmanship guarantee should cover this problem and make it easier to ensure you will only pay one service fee. When shopping for your home warranty plan, take a close look at the service fees that are part of the plan.
Home warranty plans are worth it for many homeowners. However, in order to decide if this is the right plan for you, there are a few things to consider. The first is whether or not you are handy when it comes to fixing things around the home. If your refrigerator started making a noise tomorrow, would you know what to do? Those that are handy and into DIY solutions for home systems and appliances may not find the home warranty to be all that effective for their needs.
In addition to being handy, you will also need plenty of time to complete these problems. For those with busy work and family schedules, taking time out of the day to research how to fix a well pump or a plumbing system may not be possible. Home warranty plans offer quick solutions to issues so that you don’t have to take the time out of your day.
Although a home warranty will add money to your monthly budget, it could also save you thousands of dollars. A typical HVAC repair will cost more than $550. The home warranty likely has a service fee priced around $75. Getting a repair for $75 that would have otherwise cost you $550 is a tremendous saving.
At times a home warranty plan will also offer a replacement. Coming out of pocket for $800 for a new stove or washing machine is not a reality for many homeowners. A home warranty plan will help offset these costs, and the new washer may only cost $150. For those on a tight budget that are worried about unexpected expenses, the home warranty plan is well worth the money.
Choice Home Warranty has the best home warranty in Utah. Choice Home Warranty plans have been on the market for close to 13 years, and they feature a mix of both system and appliance coverage. Homeowners are happy with the coverage they get from Choice and the overall effectiveness of these home warranty plans.
A home warranty in Utah will cost around $700 per year. The size of your home, the coverage you choose, and the provider of the home warranty plan will all impact the total costs. Home warranty plans typically pay for themselves after just one or two major repairs or replacements.
A home warranty in Utah will cover a mix of systems and appliances. In addition, there are extras such as lawn sprinklers, roof coverage, and even locksmith coverage that will help you cover your Utah home.
A home warranty is a waste of money if you do not adequately care for your home systems and appliances. If you don’t follow recommended maintenance on these items, the claims will continually be denied. Home warranties will save most homeowners hundreds if not thousands of dollars.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
To make the most of our research, we developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria.
Additional Utah Home Warranty Resources