Best Home Warranty Companies in Utah

By Debbie Wolfe

If you’re looking to add another layer of protection to your house on top of homeowners insurance, consider purchasing a home warranty plan. In exchange for a monthly fee and a per-incident service fee, a home warranty plan in Utah will provide you with affordable and timely repairs when your home’s appliances and systems break down. 

In this article, we’ll take a look at some of the best home warranty options in Utah, as well as some factors you should consider before you buy.

Utah’s top 5 home warranty companies

Best customizable plans

  • 4 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $50–$55 per month
Most cost-effective plans

  • Provides free roof leak coverage
  • Has optional septic system coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Get 2 extra months free when you sign up today
Most comprehensive coverage

  • Offers 4 plans + optional add-ons
  • Guarantees parts and labor for the life of your membership
  • Lets members select their own service technician
  • Has unique benefits like free credit monitoring and discounted supplies

our rating9.1

AFC Home Club review
Most trustworthy

  • All three available plans are under $60.00 per month
  • Has a 60-day workmanship guarantee on all repairs
  • Offers optional add-ons for up to 20 items
  • Customer service available 24 hours a day, seven days a week
Editor's Choice

  • 2 plans available + optional add-ons
  • Has over 10 years of industry experience
  • 90-day repair guarantee
  • $36–$44 per month

Top home maintenance problems in Utah

One of the biggest benefits of having a comprehensive home warranty policy is that it can save you thousands of dollars when you need repairs. Let’s take a look at some of the most common problems homeowners in Utah face and how your home warranty can help you tackle them.

  • Heating havoc: If you live in the mountainous region of Utah, you know that exceptionally cold winters can put a large amount of stress on your water heater and heating system. A home warranty will ensure that you don’t have to endure these extreme winters without either.
  • Air conditioning crises: If you live in the Great Basin region of Utah, your ductwork and air conditioning systems will need to withstand arid, hot summers. A home warranty policy can protect you should your system break down.
  • Electrical system damage: Every region of Utah has quickly changing temperatures and frequent storms that can cause damage to your electrical system. An effective home warranty policy will allow you to fix this expensive system should it be damaged by weather hazards.

1. American Home Shield 

American Home Shield is one of Utah’s premier home warranty providers with over 50 years of experience protecting homeowners. The company currently offers three plan choices:

  • Systems Plan: The Systems Plan includes coverage for twelve major home systems, like your air conditioning system and your electrical system.
  • Appliances Plan: The Appliances Plan includes coverage for ten common household appliances, ranging from your oven to your refrigerator.
  • Combo Plan: American Home Shield’s most comprehensive option, the Combo Plan, includes all of the coverages found in both the Systems Plan and Appliances Plan.

For an additional monthly fee, you can also extend coverage with American Home Shield’s five add-on options.

Here’s what you might expect to pay for each plan:

Plan name Price per month Price per year
Systems Plan $49.99 $599.88
Appliance Plan $49.99 $599.88
Combo Plan $59.99 $719.88

In addition to your monthly premium, you’ll also pay a service fee of $75, $100, or $125 each time you use your plan. Though you’re free to select your service fee, keep in mind that choosing a lower fee may raise the price you pay per month.

Get a free quote from American Home Shield by filling out this online form or calling 888-365-2839

2. Select Home Warranty

Select Home Warranty is a home warranty company known for its lower-than-average monthly premiums and free roof leak protection—a coverage which isn’t included in most home warranty plans. Select Home Warranty offers three plan tiers:

  • Bronze Care: The Bronze Care plan includes coverage for eight home appliances, like your dishwasher and stove.
  • Gold Care: The Gold Care plan includes coverage for six major home systems, ranging from your water heater to your ductwork.
  • Platinum Care: The Platinum Care plan includes all the coverages found in both the Bronze and Gold Care packages plus a few extras, like coverage for ceiling fans and plumbing stoppages.

You can also add optional coverage for nine additional appliances and systems, ranging from your secondary freezer to your septic system.

Here’s what you can expect to pay for each of Select Home Warranty’s plans:

Plan name Price per month Price per year
Bronze Care $35.83 $429.96
Gold Care $35.83 $429.96
Platinum Care $37.50 $450.00

You’ll also pay a $75 service fee every time you need to use your plan.

Get a free quote from Select Home Warranty by filling out this online form or calling 888-370-3953.

3. America’s First Choice Home Club

America’s First Choice (AFC) Home Club is known for providing comprehensive coverage and allowing homeowners to choose their own technician. AFC Home Club offers four plans:

  • Systems Plan: The Systems Plan covers six major home systems, ranging from your heating system to your electrical system.
  • Silver Plan: The Silver Plan is another one of AFC Home Club’s basic plans, offering coverage for nine major home appliances.
  • Gold Plan: The Gold Plan offers coverage for the home systems and appliances included in both the Systems and Silver Plans.
  • Platinum Plan: The Platinum Plan is AFC Home Club’s comprehensive coverage option, including everything in the Gold Plan plus coverage for a few additional home systems and appliances.

You can also add additional coverage for eight additional systems and appliances.

Here’s what you can expect to pay for your plan:

Plan name Price per month Price per year
Systems Plan $43.18 $450
Silver Plan $43.18 $400
Gold Plan $52.27 $550
Platinum Plan $59.09 $625

You’ll also pay a per-incident service fee between $75 and $125.

Get a free quote from AFC Home Club by filling out this online form or calling 877-755-1115

4. Liberty Home Guard

If you’re looking for a mix of affordability and reliability, look no further than Liberty Home Guard. The company  has both high customer ratings and reasonably priced plans that you’re unlikely to find with many other competitors. Liberty Home Guard currently offers three plan options:

  • Appliance Guard: The Appliance Guard plan offers coverage for nine home appliances.
  • System Guard: The System Guard plan protects you against damage to six essential systems.
  • Total Home Guard: The Total Home Guard plan is Liberty Home Guard’s premier plan, offering coverage for everything included in both the Appliance Guard and System Guard plans.

Liberty Home Guard also offers optional coverage for 20 additional areas of your home.

Here are quotes for Liberty Home Guard’s plans:

Plan name Price per month Price per year
Appliance Guard $40 $480
System Guard $50 $600
Total Home Guard $60 $720

You’ll also pay a $60 service fee each time you use your plan.

Get a free quote from Liberty Home Guard by filling out this online form or calling 866-451-2281.

5. Choice Home Warranty

Another excellent choice for a home warranty in Utah, Choice Home Warranty currently offers two easy-to-understand plan options:

  • Basic Plan: The Basic Plan includes coverage for 14 major home components, ranging from plumbing systems to dishwashers.
  • Total Plan: The Total Plan is Choice Home Warranty’s most comprehensive option. This plan covers everything in the Basic Plan plus a few additional home components.

You can also add optional coverage for nine additional home systems and appliances.

Here’s a breakdown of what you will pay per month and per year for each plan:

Plan name Price per month Price per year
Basic Plan $36.17 $434.04
Total Plan $42.50 $510

You’ll also pay an $85 service fee each time you use your plan.

Get a free quote from Choice Home Warranty by filling out this online form or calling 929-400-6164

Utah home warranty buying guide

Choosing the right home warranty provider can be a challenge. Be sure to look for these key features before you choose a policy.

  • Quote availability: You’ll want to get a quote from each company you consider working with. If a home warranty company makes it difficult to get a quote, move onto other options.
  • Customer reputation: You can avoid home warranty companies with poor customer service by reading customer reviews before you sign on. The reviews on the company’s Better Business Bureau profile will give you an idea as to how the company operates.
  • Availability: Not every home warranty policy is available in every part of Utah. Be sure that your home warranty provider of choice covers your zip code before deciding on a policy. 

Our conclusion

So what’s the best company for a home warranty in Utah? The answer will vary depending on your needs as a homeowner. For example, if you’re primarily looking for low prices, Select Home Warranty might be right for you. If you’re primarily concerned with customer ratings, Liberty Home Guard may interest you. The key to finding your perfect match is collecting quotes from several providers in this review and comparing coverage and pricing.

Frequently asked questions about Utah home warranties

What is a home warranty?

A home warranty is a type of home protection plan that helps you cover the costs of appliance and system repairs when they aren’t covered by your homeowners insurance policy. You can purchase a plan that just covers systems, a plan that just covers appliances, or a plan that covers both depending on how much protection you want.

Who needs a home warranty?

Though any homeowner can benefit from a home warranty, home warranties in Utah are most useful for families who don’t have enough in savings to repair or replace an appliance or system if it should break down. They also benefit real estate agents and home sellers because home buyers might be more inclined to purchase a home that comes with home warranty protection.

What’s the best home warranty company in Utah?

The best home warranty company will vary depending on your unique needs, like your budget, location, desired covered items, and more. 

See the best home warranty companies in your state

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