Best Home Warranty Companies in Utah (2021)

By Debbie Wolfe

Living in Utah means beautiful landscapes, low crime rates, affordable housing, and access to some of the best skiing in the country. It is easy to find a reason to purchase a home in Utah; however, it is not easy to be a Utah homeowner. Homeownership can be pretty stressful when systems and appliances start to break down and cause issues for homeowners.

In our guide featuring the best home warranties in Utah, we will explain:

  • How to choose the best home warranty 
  • Why do Utah homeowners need a home warranty 
  • What the best companies in Utah are for home warranties

Home warranty policies help to give homeowners peace of mind about the systems and appliances in their homes. Home warranties offer coverage to help pay for these expensive repairs and even more towards replacing some appliances or systems. Finding the best home warranty companies in Utah can be frustrating. There are so many policies on the market, and they all claim to be the best around. If you have had enough of trying to figure this out on your own, you are in the right place. Keep reading, and we can help. 

Utah Top 5 Home Warranty Companies

With over 50 home warranty policies on the market to choose from, Utah homeowners have plenty of access to home warranties. The issue becomes narrowing down which of these options are the best choice for your home. When comparing these policies, we looked at everything from customer reviews, BBB ratings, overall pricing, service fees, coverage caps, additional or add-on coverages, decision-making, and more. Here is how the top five plans in Utah ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy
  5. First American Home Warranty: Best for Appliances
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty SHW Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard LHG Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
First American Home Warranty  First American Best Appliance Coverage Basic Plan: $38/month

Premier Plan: $48.50/month

$85 37 B+

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of Utah. Choice Home Warranty puts out two very comprehensive plans that make your decision-making quite a bit easier. The Choice Home Warranty plans have been on the market for more than 13 years, helping them to be a very reliable and trustworthy home warranty company. When comparing the pricing, overall fees, BBB ratings, and customer reviews, you will find that Choice consistently ranks among the best options. 

Although it may seem as though two options for plans is a bit limiting, the Choice Home Warranty plans offer a great value. Each plan has a mix of both systems and appliances as part of its overall coverage choices. This is typically considered a premium choice from other companies. In addition, there is plenty of add-on options to make the Choice Home Warranty plan a bit more comprehensive. Things like a second refrigerator or a septic tank can be added to the policy with ease. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The Choice Home Warranty has a service fee of $85. As we move through these Utah home warranty companies, you will see service fees range in price from around $60 up to $150. The pricing of the service fee typically depends on the monthly coverage cost. 

If you don’t want to play the game with a home warranty company that says they will show up and never does, the Choice Home Warranty is an excellent option for you. This is a nationally recognized brand with strongly positive reviews and very fair pricing. Whether you have been in your home for a year or a lifetime, the Choice Home Warranty will not turn you down.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. 

For more information, read our Choice Home Warranty Review.

 

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in Utah. If your Utah home has some unique or custom features, you will want to consider the American Home Shield home warranty. Each of these plans can be built from the ground up to meet the specific needs of your home. The American Home Shield has been on the market for more than 50 years, making it one of the most impressive home warranty choices on the market. If you care about premium quality and service, you can count on American Home Shield. 

There are three American Home Shield policies to choose from. At first glance, the policies may seem a bit more expensive than other options on the market. However, when you look at these plans’ coverages, you will see why the pricing is higher. American Home Shield also has very high coverage caps or limits. If you have premium quality appliances or systems, this will be quite important to consider. 

Some of the add on coverage that you can get with the American Home Shield warranty include:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

In addition to having customizable plans, the service fee of the American Home Shield can also be selected to work with your individual needs. Service fees tend to range in price from $75 to $150. For the lower-priced service fees, your monthly payment will be quite a bit higher. 

It’s hard to downplay the importance of more than 50 years spent in the home warranty industry. This amount of time on the market has helped the American Home Shield plan to stand out as the best overall option for plan customization. Even if you pay a few dollars more for a plan like this, the extra money will be well spent.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

The Select Home Warranty is the most cost-effective home warranty plan for Utah homeowners. Select Home Warranty has been on the market for about ten years, and they have done a tremendous job of creating value in their policy. With each of the Select Home Warranty plans, you will get free roof leak coverage. In addition, Select Home Warranty has one of the most challenging repair technician qualification standards on the market. Therefore when a repair technician comes to your home, you will have complete confidence that they can fix the issue at hand. 

Select Home Warranty has three plans to choose from. There is a systems plan, appliances plan, and a combo or comprehensive plan. Although all three options are a good choice, you will quickly see how much sense the combo plan makes. This option is just a few dollars extra per month, but it includes all of the coverage in the other two plans combined. Select Home Warranty also offers a wide range of add-on coverages in addition to their free roof leak options. 

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

The Select Home Warranty service fee is one of the lowest on the market at just $60. This is a very fair price considering the reasonable price of the monthly payments. 

Home warranties are designed to help you save money. If you can choose a plan like Select Home Warranty, where the payments are low, and service fees are fair, your policy will quickly pay for itself.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in the state of Utah. The Liberty Home Guard Plan has only been on the market for two years, yet it has earned an A rating with the BBB. The premium customer service and wide range of coverage options have helped to increase customer satisfaction with the LHG plan. If you like a company with fast response times, modern systems, and excellent customer service, Liberty Home Guard is a smart choice to consider. 

There are three Liberty Home Guard plans to choose from. Similar to Select Home Warranty, Liberty Home Guard has three plans to choose from. Each of the plans from Liberty Home Guard is priced a bit higher than some others on the market. However, the coverage options for Liberty Home Guard are very broad. In addition, the list of add-on coverages is potentially the longest for Utah home warranties. 

The add on coverage from Liberty Home Guard is quite extensive and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

The Liberty Home Guard service fee is $60. This is considerably lower than other options like American Home Shield, and it helps to ensure the overall policy costs remain in check. 

Although Liberty Home Guard is one of the newer policies on the market, they have proven that they have what Utah customers need. With the impressive customer service and broad coverages, this is a plan that would do a great job of protecting your Utah home.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

First American Home Warranty is the best home warranty for appliance coverage in Utah. If you are reluctant to spend money on a home warranty, the appliance plan is a great way to start a policy at a very fair price point. First American Home Warranty has been on the market for more than 37 years, and they have proven to be one of the most reliable companies on the market. The customer service, workmanship, and overall affordability of the First American Home Warranty help it to earn a spot in the top five. 

In addition to the affordable appliance plan, the First American Home Warranty also offers a plan for those that need system coverage on their home. Having a combination of system and appliance coverage will certainly help to improve the overall performance of this home warranty plan. First American Home Warranty also offers first-class upgrades, which help to cover unexpected expenses like building permits or haul away. 

The optional coverage choices from First American Home Warranty include:

  • Central air conditioning (electric)
  • Additional refrigeration
  • Pool/Spa equipment
  • Well pump
  • Septic/septic tank pumping
  • First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)
Plan Price Per Month Price Per Year
Basic Plan  $38 $420
Premier Plan $48.50 $526

The First American Home Warranty has a service fee of just $85. This is considered to be about average, and compared with the $38 appliance plan, it is a very fair value. 

Utah homeowners will find that the First American Home Warranty is a perfect place to start with home warranty coverage. If you find that this plan works well for your needs, you can always add in the system’s coverage and upgrade to the Premier Plan. Overall, these policies are quite impressive and will help to ensure your Utah home stays in great working condition.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. 

To find out more, read our First American Home Warranty review.

Utah Home Warranty Buying Guide

Hopefully, you now feel as though your home warranty options are narrowed down quite a bit. There are five great policies to choose from, but ultimately you will have to decide on just one for your Utah home warranty. There are a few good ways to help narrow down these different plans; they include overall pricing, years in the industry, and service fees. 

  • Overall Pricing: The overall pricing of a Utah home warranty needs to make sense. If you invest in a plan that has very high monthly payments, and you never use it, the benefit won’t be all that great. Therefore it makes sense to find a plan offered at a really fair value. Pay attention to the monthly fees as well as the service fees. 
  • Years In The Industry: The home warranty industry can be a bit difficult. There are lots of claims to deal with, in addition to having to find great repair technicians and support personnel. Therefore companies like American Home Shield, with more than 50 years in the industry, are certainly worth considering. 
  • Service Fees: The service fees from any of the Utah home warranty policies will range in price from $60 to $150. If you have a hard time with larger unexpected expenses, look for a plan with the lowest service fees available. 

Top Home Maintenance Problems in Utah

As beautiful as Utah is to enjoy as a homeowner, some issues will come up around the home. The home warranty can help you stay on top of the most challenging home maintenance problems in Utah. Three of the most common problems that we see are heating systems, refrigerators, and laundry room appliances. Let’s look at how having a home warranty plan can help fix these top maintenance problems. 

  • Heating Systems: Some areas of Utah will get quite a bit of snow in the winter. Although the weather doesn’t always stay frigid for long, the heating systems in Utah need to be in excellent working condition. Heating systems typically have expensive parts that make them costly to repair. Having a home warranty in place will help make heating system repair more affordable. 
  • Refrigerators: The refrigerator is probably the most used appliance in your home. Not too many appliances run all day long to keep your kitchen functioning. Refrigerators are not cheap to replace, but the replacement costs can be offset with a home warranty policy in place. 
  • Laundry Room Appliances: Many people purchase washer and dryer sets together. Although this may save you a bit of money at the time they are purchased, as the washers and dryers age, they will experience issues at the same time. Having a home warranty in place ensures that you can afford any issues that come up with these appliances.  

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from Utah's #1 recommended provider, Choice Home Warranty!

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Our Conclusion

Hopefully, you now feel as though you can choose a Utah home warranty with confidence. The home warranty industry in Utah is a strong one, and there are lots of great options for people to choose from. Choice Home Warranty is the best overall home warranty in the industry. With 13 years of experience, impressive customer service, and fair pricing, the Choice Home Warranty stands out as the best overall option. It makes sense to get a few quotes from several of the home warranty companies on our list; there is bound to be a perfect choice for your Utah home. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About Utah Home Warranties

How Much Does A Home Warranty Cost In Utah?

A Utah home warranty can range in price from $35 to $80 per month. If you are on a budget, but you want a home warranty, you will have to consider lowering the number of coverages that you have. The more broad coverage your plan offers, the more expensive it is going to be. Overall, home warranties are designed to help people save money, not encourage them to spend more. 

What Is A Service Fee?

A service fee is a price you pay anytime you have a repair technician come to your home and repair or replace a covered item. The service fee is typically priced between $60 and $150. Some plans, like American Home Shield, will allow you to customize the service fee so that it works for your monthly budget. Overall a service fee is the only fee that a homeowner should incur for a repair once they have the home warranty in place. 

What Is The Best Home Warranty Company In Utah?

The best home warranty in Utah is the Choice Home Warranty. Choice has 13 years of experience in the home warranty industry. In addition, the plan choices from Choice Home Warranty are comprehensive, and they are reasonably priced. You will have no trouble being satisfied with your Utah home warranty. 

Is A Home Warranty Worth It?

Those who struggle with the upfront costs of a home warranty need to consider what it would be like if your washer, dryer, and refrigerator needed repairs all in the same month. Would you have the budget to repair all of these items? Home warranties help give homeowners peace of mind and ensure that their savings account is not destroyed by the services and appliances that can break in a home.

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