Best 3 Home Warranty Companies for Pool Coverage (2022)

By Cynthia Cook

Having a pool can liven up your backyard, create a relaxing oasis, and make get-togethers more exciting. For many homeowners, however, taking on a pool means more responsibility. In this guide you’ll find the following:

  • Types of pool warranties
  • Why you should get a pool warranty
  • House Method’s pool warranty provider recommendation
  • How much a pool warranty costs

If your pool has a maintenance issue or isn’t well-maintained, you could run into a slew of unforeseen costs, jeopardizing your household budget and putting a damper on your most anticipated pool plans. 

Since maintaining a pool is a major investment, it raises the question: should you get pool coverage through a home warranty plan? Keep reading to learn what a pool warranty covers, how much coverage costs, and which home warranty companies offer the best pool warranty coverage.

Best pool warranty companies

Some home warranty companies offer pool coverage while others do not. The following home warranty companies provide pool coverage, protecting you from pricey repair costs and saving you money in the long run. 

  1. Choice Home Warranty – Best Overall
  2. American Home Shield – Most Customizable
  3. Select Home Warranty – Most Cost-efficient

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is an home warranty industry giant that offers two coverage plan options to its policyholders. The Basic Plan and the Total Plan range from around $45-$54 per month, with an additional $85 service fee each time the warranty is used.

Although pool coverage is not offered within either plan, pool and spa coverage is offered as an optional add on. The pool warranty add-on is an additional $180 per year, with a coverage cap of $500. CHW’s pool add-on covers the following:

  • Above ground plumbing pipes and wiring
  • Blower
  • Filter
  • Filter timer
  • Gaskets
  • Heater
  • Motor
  • Pool sweep motor and pump
  • Pump
  • Switches and Relays
  • Timer
  • Valves, limited to back flush, check, actuator, and 2 and 3-way valves

For a free quote from Choice Home Warranty, fill out this form or call 929-400-6164.

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield (AHS) is an industry leader with nearly 30 years of experience as a home warranty provider. AHS offers three plans: ShieldSilver which covers appliances, ShieldGold which covers home systems, and ShieldPlatinum which covers both. AHS allows its customers to choose their service fee of $75, $100, or $125, but a lower service fee results in a higher monthly premium and vice versa.

Pool coverage is offered as an add-on option for American Home Shield for an additional $21.25. Within the pool warranty, the following is covered by AHS:

  • Blower motor and timer
  • Electrical
  • Pool sweep motor and pump
  • Pump Motor
  • Plumbing pipes and wiring
  • Plumbing

For a free quotes from AHS, fill out this form or call 888-365-2839.

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

Select Home Warranty is a top home warranty provider with over 7 years of experience. Select has gained much popularity over the years as it frequently runs promotions and deals. Select offers three plan options: the Bronze Care appliance plan, the Gold Care systems plan, and the comprehensive combo plan, Platinum Care.

Like many other providers, pool coverage is not included but can be added on for an additional price. Pool coverage costs an additional $91.95 annually and covers the following:

  • Filtration system
  • Heating system
  • Pumping system

For a free quote, fill out this form of call 888-370-3953.

Read our Select Home Warranty review to learn more.

Types of swimming pool warranties

There are three main types of pool warranties out there. It’s important to note that these types of warranties are separate from home warranty coverage.

1. Pool warranty

The details of a pool warranty will depend on the type of pool installed and the materials used to make the pool. For example, if you’ve installed a concrete pool, you’ll be covered under a workmanship warranty (see below) since the builder (and not the manufacturer) poured concrete for installation. 

For pools with vinyl liners, the warranty will cover the parts where the installer has melded the sections of the liner together. Note: if a leak happens after the warranty expires, you’ll have to provide coverage yourself. If you’ve installed a pool with a fiberglass pool shell, there’s a structural warranty in place that typically lasts for 25 years and an additional warranty that covers the gel coat surface of the pool. This additional warranty can last up to 15 years. 

2. Equipment warranty

An equipment warranty is a warranty that covers specific pool equipment. Pumps, lights, filters, heaters, cleaners, salt chlorinators, and other types of equipment are generally covered under a pool warranty for one year. You can extend protection for these parts for up to three years with an equipment warranty. However, this will depend on the pool builder you used and their agreement with companies that provide pool parts. 

3. Workmanship warranty

Even though it’s the pool builder’s job to ensure proper installation, certain things may get overlooked and mistakes can happen. In addition to the manufacturer’s warranty, the builder may offer a workmanship warranty on the installation job.

This warranty covers plumbing leaks, liner leaks, and structural settlement. The major issue here is that many of these problems don’t really present themselves until at least a year into installation, making it all the more costly for you to take on repairs.

Common complaints and concerns with pool warranties

While the above pool warranties can be beneficial, they can also have their drawbacks. Some of the common complaints against pool warranties include:

  • Not enough coverage—While pool warranties provide some structural coverage, pool owners will most likely need repairs for filters and pumps on an ongoing basis. 
  • Coverage lasts for only a few years—For many pool and equipment warranties, coverage typically lasts for a short time, leaving you to take care of the bill once the warranty is up. 
  • Claim denial or repair delay—This is a prevalent concern for many pool owners, with complaints about contractor professionalism and lack of coverage being two of the top issues.

If you’re not sure you want to settle for one of the previous pool warranties, you can have your pool covered under an existing home warranty, granting all-inclusive coverage that can help ease those pool repair woes.

Why should I cover my pool under a home warranty?

Because so many unexpected things can go wrong with your pool, adding pool coverage to your home warranty plan can be greatly beneficial. It’s no secret that installing and maintaining a pool is a major investment. On average, installing an inground pool costs anywhere between $20,000–$65,000. The ultimate cost will depend on the type of material you choose (vinyl, fiberglass, concrete) and the method of installation. 

Note: These numbers don’t reflect additional pool-related costs like waterfalls, custom lighting, diving boards, slides, pool decks, and more.

After the pool is installed, it has to be well maintained. One of the biggest complaints of pool owners is the routine maintenance involved. Pools need weekly upkeep for the pool pump to run smoothly and for the water to stay clean and safe. This process includes checking pH levels, skimming the surface of the water to remove leaves and debris, and adding chemicals to the water to make sure it’s not too acidic or too alkaline.

You can do this work yourself or have a pool maintenance company do it for you, but either way, the average cost for pool maintenance is around $177 per week. In addition, pool repairs can hike up the bill, with just a small tear in your vinyl liner costing around $200 to replace or $1,000 to fix a considerable plumbing issue

Fiberglass and vinyl pools are typically the cheapest to maintain, however replacing the entire liner of a vinyl pool can cost $4,000 or more to replace. Concrete pools are definitely the most pricey in the long run, with sanding and resurfacing every 10–15 years costing $10,000 or more and $500 for acid washing every three to six years.

High price tags like these warrant pool coverage to keep you in the clear. One way that homeowners can get this coverage is to include it as an add-on to an existing home warranty plan.

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What to expect with a pool warranty

Because pool systems can be complex, coverage may vary depending on your home warranty provider and your pool’s components. American Home Shield swimming pool coverage, for example, extends to the pool sweep and motor pump, blower motor and timer, plumbing pipes and wiring, and plumbing and electrical components, covering repairs if any of these systems malfunction. 

When you have a pool warranty and experience a pool maintenance problem, your first step is to call your home warranty provider to report the issue and request service. A qualified service technician will then be sent to your home to diagnose the issue and determine what kind of repair is needed or if anything needs to be replaced. For this service and/or repair, you won’t have to deal with the hassle of finding a service contractor on your own and will only pay a small deductible vs. shelling out full cost for new parts or repair fees. 

How much does a pool warranty cost?

Adding pool coverage to your home warranty will slightly raise the price of your original contract and will vary depending on the home warranty company you use and the plan you select. Though the terms and conditions will differ with each individual warranty, a home warranty with additional pool coverage typically costs between $100 and $205 per year.

Beyond the top three recommended providers, there are other home warranty companies that also offer pool coverage slightly outside. of that range.

Liberty Home Guard offers pool coverage as an optional add on. Including it to your plan will increase your yearly premium by about $239.99. Liberty also offers saltwater pool coverage for $299.99 annually. That’s a small price to pay against the thousands for a pool repair.

First American Home Warranty pool coverage adds an extra $15 to your basic plan (starting $25/month) or premier plan (starting $39.50/month), with replacement protection included should the covered system or appliance become unrepairable.

If you don’t have a home warranty, you can expect a high price tag for repairs, with filter and pump breaks costing anywhere between $150–$500 and heater repair costing from $400—$1,200 in certain cases. As mentioned before, equipment and workmanship warranties last for just one year, leaving you stuck with repair costs after the year is up, potentially costing you more money in the long run. 

Is a pool warranty for everybody?

Pool warranties are not for all pool owners, so it’s important to assess your situation and consider your needs. If you’re looking for the cheapest home warranty, adding pool coverage will drive up your total costs. However, the price tag may be well worth it if:

  • You have a fiberglass or concrete pool
  • You have a pool with a heater or expensive pool vacuum (often covered by home warranty) 
  • You want common repairs to be taken care of regularly and by a home warranty company you can trust 

The bottom line is that getting a pool warranty or pool coverage tacked on to your existing home warranty plan is an option not all pool owners need but could definitely benefit from. It’s worth checking out your home warranty options. All three providers mentioned in this article provide free quotes. Pools are most popular is hot states like Florida or California, and it’s important that you have your pool covered if something goes wrong.

Frequently asked questions

How long is a pool warranty?

The terms of each individual warranty will vary and depend on the type of pool installed and the materials used to make the pool.

What does a pool warranty cover?

Pool warranty coverage varies depending on your home warranty company and the coverage you sign up for, but common concerns like filters, pumps, and pool vacuums are covered.

Does a home warranty cover pool leaks?

Home warranties typically do not cover pool leaks, as those are usually covered in workmanship warranties.

Do pool liners have a warranty?

Pool liners do not have their own warranty, but aspects of pool liners may be covered in an individual pool warranty.

Final Thoughts – Is a pool warranty worth it?

The researchers at House Method believe that buying a pool warranty is worth the price. Pool and spa repairs and replacements can cost costs thousands and thousands of dollars, and with the national average for a pool repair landing at $900, one repair during the year could pay for itself 3x over.

In addition, home warranties go beyond the coverage of just your pool. Home warranties can cover an array of home appliances like clothes washer, oven, and refrigerator, as well as a variety of home systems like HVAC, electrical and heating. If you’re just looking for a pool warranty, we recommend looking into a product extended warranty.

In order to decide which home warranty company would be best for you, we recommend researching at least three providers and comparing their coverage caps, plan costs, items covered, and add-on options.

House Method home warranty provider ranking methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

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