Best Home Warranty Companies in Pennsylvania (2022)

Homeowners in Pennsylvania can pick between the beautiful open plains of the bustling cities. Pennsylvania truly has something for everyone. Owning a home in Pennsylvania can be a great experience; however, homeownership comes with its fair share of responsibilities and problems. One of the ways to help you keep your home in good working condition at all times is to purchase a home warranty. In our guide featuring the best home warranty companies in Pennsylvania, we will give you information on:

• How to choose the best home warranty 
• Why do Pennsylvania homeowners need a home warranty 
• What the best companies in Pennsylvania are for home warranties
• and more . . .

Top 5 Best Home Warranty Companies in Pennsylvania

There are dozens of Pennsylvania home warranty options on the market. We have evaluated these plans and considered plan options, service fees, pricing, customer service, BBB rating, customer reviews, etc. Here is how the top 5 plans in Pennsylvania ranked. 

1. Choice Home Warranty (Best Overall)
2. Select Home Warranty (Most Cost-Effective Plans)
3. American Home Shield (Best Customizable Plans)
4. The Home Service Club (Quickest Service)
5. Liberty Home Guard (Most Trustworthy)

Compare the Best Home Warranty Companies in Pennsylvania  

1. Choice Home Warranty 

Choice Home Warranty is the best comprehensive home warranty in Pennsylvania. The first thing you will notice about Choice is that it is an effortless company to work with. When you look at the home warranty contract, you will quickly find it straightforward to understand. As a Pennsylvania homeowner, you will know exactly what is covered in your home. Choice Home Warranty is a home warranty industry giant with 13 years of experience and a BBB rating of a B. The coverage offered by Choice is available across the entire country, with several thousand high-quality and trusted contractors ready to keep your home in excellent shape.

Plans, Cost & Coverage

Choice Home Warranty offers two plans for Pennsylvania homeowners. The Basic Plan has minimal coverage, but it offers homeowners fair pricing and high coverage caps. The Total Plan at $53.33 a month tends to be the most popular plan choice for Pennsylvania homeowners. Coverage caps from Choice Home Warranty typically land around $3000 for most major systems and appliances. Choice Home Warranty has a fixed service call fee of $85. 

Here’s a detailed look at Choice Home Warranty’s coverage: 

• Basic Plan ($42 per month): The most cost-effective plan from Choice Home Warranty is the Basic Plan. The Basic Plan covers 13 items, including a plumbing system, ceiling fans, garbage disposal, heating system, cooktop exhaust fans, microwave, dishwasher, ductwork, electrical system, garage door opener, oven, toilet, and water heater. For some homeowners, laundry room appliances and refrigerators are dealbreakers.
• Total Plan ($53.33 per month): The Total Plan covers all 13 items in the Basic Plan with an additional four items. These items are the clothes washer, dryer, refrigerator, and air conditioner. The Total Plan is just a few extra dollars per month, but the difference in coverage is considerable.  
• Add On Options: Choice Home warranty offers a substantial range of add-on options. There are nine total add-ons: roof leak, central vacuum, septic tank, well pump, pool and spa, sump pump, and stand-alone freezer. The optional coverages vary in price but start at around $5.00 per month. Many Pennsylvania homeowners find roof leak coverage to be invaluable. 

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.

For more information, read our Choice Home Warranty Review.

2. Select Home Warranty 

Select Home Warranty is the most cost-effective home warranty option for the Pennsylvania homeowner. If you know a home warranty is an intelligent choice but are having a hard time with the expenses involved, look at Select Home Warranty’s plans. With each Select Plan, you will have roof leak coverage. Select Home Warranty has been an option for Pennsylvania homeowners for almost ten years. One of the things that make Select Home Warranty stand out is that it is very strict about technician and contractor training and acceptance. You are guaranteed to have a true professional come to your home to repair your appliances and systems. 

Plans, Cost & Coverage

Select Home Warranty has three plan options for Pennsylvania homeowners. Select Home Warranty’s plans are known for their fair pricing and free roof leak coverage. The Platinum Care Plan offered at $57 per month is the comprehensive option with system and appliance coverage. However, the appliance-only policy and the systems-only policy are great options for those new to home warranties. Coverage caps from Select Home Warranty are typically around $500-$2000. Coverage caps being slightly lower is partly what makes this plan more affordable. The service fee helps you save money, considering that it is just $60. 

Here’s a detailed look at Select Home Warranty’s coverage: 

• Bronze Care ($52 per month): The Bronze Care plan from Select Home Warranty covers seven major appliances, including a refrigerator, built-in microwaves, clothes washers and dryers, ovens, garbage disposals, and cooktops. 
• Gold Care ($52 per month): The Gold Care plan is a systems-only plan from Select. There is coverage for six systems; plumbing, air conditioning, heating, water heaters, electrical systems, and ductwork. Homeowners in Pennsylvania can include add-on options as part of their systems-only plan, but there is no way to incorporate appliances as part of the Gold Care Plan. 
• Platinum Care ($57 per month): The Platinum Care Plan is the best value for a home warranty policy for Pennsylvania homeowners. With Platinum Care, homeowners will get 20 covered items, fair coverage caps, and coverage for the roof included for free. When you consider the few dollars extra a month you pay to have this impressive coverage, the Platinum Care Plan is a great choice. 
• Add-on Options: There are several optional coverages from Select Home Warranty. These will include central vacuums, lawn sprinkler systems, pools, spas, stand-alone freezers, sump pumps, and well pumps. All Select Home Warranty plans throw in free roof leak coverage as part of the plan. 

To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.

For more information, read our Select Home Warranty Review.

3. American Home Shield 

American Home Shield is the most customizable home warranty company in Pennsylvania. With an American Home Shield plan, you can customize both your coverage and your pricing to get a plan that fits the needs of your Pennsylvania home. American Home Shield has been offering home warranties across the United States for more than 50 years. The company has created an extensive group of service professionals and technicians across the nation to service its customers. American Home Shield has premium plan choices that appeal to those with higher-end homes. The coverage limits are also much higher than other policy options on the market.

Plans, Cost & Coverage

There are three home warranty plans from American Home Shield; ShieldSilver, ShieldGold, and ShieldPlatinum. If you are looking for premium coverage from a home warranty provider, American Home Shield is your company. The number of covered items, high coverage caps, and impressive history in the business makes American Home Shield one of the most sought-after home warranties in Pennsylvania. With American Home Shield, you will benefit from $2500 or more coverage caps. Service fees from American Home Shield are customizable, ranging from $75 to $125.

Here’s a detailed look at American Home Shield’s coverage: 

• ShieldSilver™ ($39.99 per month): ShieldSilver will be the most affordable AHS plan for homeowners on a budget. This plan covers 14 home systems, including air conditioning, electrical, smoke alarms, water heater, doorbells, garage door openers,  heating systems, plumbing, and ductwork. Systems are the most expensive part of any Pennsylvania home to repair; with the ShieldSilver plan in place, you can protect yourself from spending a great deal of money. 
• ShieldGold™ ($49.99 per month): ShieldGold is one of Pennsylvania homeowners’ most popular home warranty plan options. The ShieldGold plan covers 23 home systems and appliances, including the coverage from ShieldSilver, plus a clothes washer, dishwasher, clothes dryer, microwave, oven, and refrigerator. 
• ShieldPlatinum™ ($64.99  per month): ShieldPlatinum has 27 systems and appliances. With the ShieldPlatinum plan, you will get many covered items for a very fair price and even benefit from higher coverage caps of $6,000 on appliances and no limits for systems. If the premium of ShieldPlatinum is higher than you had intended to spend, you can increase the service fee to lower the monthly payment. 
• Add-On Options: The add-on coverages offered by American Home Shield are a septic system, pool, spa, PC, TV, and well pump. The coverages start at around $5.00 per month and increase from there. Pool and spa coverage from AHS are known for their fair pricing and excellent depth of coverage.

To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.

For more information, read our American Home Shield Warranty Review.

4. The Home Service Club

The Home Service Club offers the quickest coverage for a Pennsylvania home warranty. With The Home Service Club, your coverage will start just ten days after you make your first payment on your home warranty plan. Most other companies on the market will make Pennsylvania homeowners wait at least 30 days for coverage to begin. The Home Service Club has more than 13 years in the industry and two comprehensive plan choices. In addition, customer service and support from HSC are both quick and thorough. 

Plans, Cost & Coverage

There are two home warranty plans from The Home Service Club, Standard Coverage and Comprehensive Coverage. The Comprehensive Coverage plan is one of the most extensive in the industry. This plan has 33 covered items, including both systems and appliances. Coverage caps from The Home Service Club will range from $500 to around $1500. The Home Service Club is similar to American Home Shield because it offers a customizable service fee. The service fee will range from $65 to $125. Our chart below features the pricing of a home warranty plan with a $95 service fee. 

Here’s a detailed look at The Home Service Club’s coverage: 

• Standard Coverage ($50 per month): Standard Coverage is considered the value plan from The Home Service Club. With the Standard Coverage plan, there are 18 covered items, including air conditioners, ceiling fans, water leaks, water heater, electrical system, central vacuum, dishwasher, refrigerator, trash compactor, oven, and more.  
• Comprehensive Coverage ($63.00 per month): Comprehensive Coverage has fifteen more covered items than Standard Coverage. Additional items include gas leaks, ductwork, sump pump, pest control, doorbells, plumbing stoppages, attic fans, whole house exhaust, etc. The Home Service Club Comprehensive Coverage Plan is one of the broadest plans on the market, helping Pennsylvania homeowners to have peace of mind. 
• Add-On Options: The Home Service Club offers 12 additional or add-on coverages as an addition to their home warranty plans. Some of the most popular add-ons are a well pump, service line, plumbing sprinkler, spa and spa heater, free-standing freezer, water softener, etc. 

To get a free quote from The Home Service Club, fill out this online form.

For more information, read our The Home Service Club Review. 

5. Liberty Home Guard 

Liberty Home Guard is the most trustworthy home warranty in Pennsylvania. Although Liberty Home Guard has only been on the market for two years, it is revolutionizing the customer service expectations of a home warranty company. When you read reviews and look at the A rating from the BBB, it is clear to see that Liberty Home Guard knows what it is doing. Gaining an A rating from the BBB in just three years certainly takes work, trustworthiness, and follow-up. You will find that the coverage options from Liberty Home Guard are pretty impressive and can offer peace of mind for a Pennsylvania homeowner. 

Plans, Cost & Coverage

The three plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. The Total Home Guard plan is the most popular Liberty Home Guard plan for Pennsylvania homeowners because of its system and appliance coverage. Coverage caps from Liberty Home Guard will range in price, but most are around $1500. The service fee from Liberty Home Guard is not customizable and will be $75. 

Here’s a detailed look at Liberty Home Guard’s coverage: 

• Appliance Guard ($64.99 per month): The Appliance Guard plan from Liberty Home Guard will cover 11 major appliances, including garage door opener, ceiling fans, cooktop exhaust fan, oven, refrigerator, garbage disposal, dishwasher, microwave, clothes washer, clothes dryer, and refrigerator ice-maker. Many first-time homebuyers and landlords invest in the Appliance Guard plan. 
• Systems Guard ($69.99 per month): With Systems Guard, there are nine systems included: the electrical system, air conditioner, bath exhaust fan, heating system, toilet, ductwork, plumbing, plumbing stoppages, and water heater. 
• Total Home Guard ($74.99 per month): The Total Home Guard plan is the comprehensive plan from LHG and the most popular. The Total Home Guard plan covers 20 home systems and appliances. When looking for the best value, the few dollars extra you pay for Total Home Guard will make it well worth your coverage. 
• Optional add-ons: Liberty Home Guard plans have the best add-on coverage. Some coverages include gutter and floor cleaning, re-key service, lawn sprinklers, pest control, and wine refrigerator. There are more than 30 add-on coverages for homeowners in Pennsylvania. 

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.

Read our Liberty Home Guard review for more information.

Home Warranties in Pennsylvania Cities

Find the best home warranty company in your PA city.

• Philadelphia, PA
• Pittsburgh, PA
• Abington, PA
• Bristol, PA
• Bensalem, PA
• Lower Merion, PA

How to Find the Best Home Warranty in Pennsylvania

At this point, you have your Pennsylvania home warranties narrowed down to five excellent options. We need to take these options and find the best plan for your home. There are a few key things to look for when you compare policies. Those three things are plan choices, service speed, and customer reviews. 

Plan Choices

Some companies offer comprehensive plans; others separate the appliance and the systems. Make sure you take a walk around your Pennsylvania home and consider the systems and appliances you rely on. Choose a plan that has the best coverage for these areas. 

Service Speed

Some home warranty plans will offer emergency service; others guarantee that they will be at your home within 48 hours. Try to manage plan costs with the speed of service you need.

Customer Reviews

Customers tend to review home warranty companies when they have issues with them. Keep in mind that you will be getting an overwhelming number of negative responses, but look at these to see if anything would keep you from investing in this policy. 

What is a Home Warranty and How Does it Work?

A home warranty is a protection plan for your home systems and appliances. When Pennsylvania homeowners have a home warranty in place, it can protect your savings account and budget from unexpected expenses. Typically, the coverage will take effect about 30 days after purchasing your home warranty plan. Many home warranty plans will not require an inspection and will start the policy immediately after the waiting period. 

Once your home warranty is in place, you will file a claim each time an issue comes up. The claims process will either happen by calling in or using an online portal system to submit your request. At this point, you will be responsible for a service fee that will cover a repair technician coming out to your home to assess the issue. Once the problem is determined, there are typically no other out-of-pocket costs for Pennsylvania homeowners. Keep in mind that if a policy has low coverage caps, the out-of-pocket costs could be higher. 

Top Home Maintenance Problems in Pennsylvania

Pennsylvania will have four distinct seasons. The weather can get quite extreme in the winter, and significant snow accumulations will be seen. The summertime brings humidity and high temperatures. These extremes sometimes cause issues with systems and appliances. There are three things to look out for: roof leaks, heating system breakdowns, and water heater issues. Let’s look at how these issues would be covered with your home warranty plan in place. 

• Heating System: A heating system is the only thing that will keep your pipes from freezing in a Pennsylvania winter. If your heating system goes down at the wrong time, you could be responsible for hefty fees to get it fixed. With a home warranty in place, the service fee won’t change even if the heating system breaks in the middle of the winter. 
• Water Heater: How water heaters tend to leak; a leaking water heater can create a significant mess in a home and lead to other damage. Ensuring that a trusted repair technician can get to the house quickly to fix it is a substantial benefit of the home warranty policy. 
• Roof Leaks: Roof leaks can signify that your roof needs to be replaced, or they can be a minor issue that needs to be quickly fixed. Having a home warranty on the roof can help you save hundreds of dollars on these basic repairs.  

How Much Does a Home Warranty Cost? 

A home warranty plan is typically priced between $45 and $65 a month. The average annual costs will be from $480 to $780 a year. When Pennsylvania homeowners choose a plan, they must consider the monthly pricing, service fees, and coverage caps. All home warranty providers have service fees that will range from $60 to $150, with an average of around $85. Coverage caps can be as low as $100 and as high as $6000. Most of the time, you will want coverage caps around $2000. The home warranty cost you secure at the beginning of the contract term will directly impact the overall value of having a home warranty. 

What Does a Pennsylvania Home Warranty Cover?

A home warranty plan will cover wear and tear on home systems and appliances. Most home warranty plans divide their coverage into three key areas; systems, appliances, and optional or add-on coverage. Appliances typically included in a home warranty plan include refrigerators, microwaves, dishwashers, dryers, ovens, stovetops, and more. System coverage from a home warranty plan can consist of heating, plumbing, plumbing stoppages, electrical, water heater, etc. Add-on coverages will include pool, spa, roof leak repair, sprinkler systems, pest control, septic system, etc. 

When investing in a home warranty plan, it is crucial to understand what a home warranty does not cover. Issues with intentional breakage, pre-existing conditions, and misuse of a system or appliance will not be covered. In addition, things like cosmetic issues or natural disaster damage are also not covered under the home warranty plan. When you get your service contract, there is a list of all parts and accessories included with each covered item. 

Our Conclusion

We hope you now feel you can choose the best home warranty for your Pennsylvania home. The five choices on our list are all from reputable companies that understand the home warranty industry inside and out. It makes sense to get a few quotes from these companies to ensure you get the right plan for your home. Choice Home Warranty still stands out as the best overall choice for a home warranty. Choice has fundamental plan options, fair fees, and excellent customer service to back it all up. Reach out to Choice today to get your personalized quote for your Pennsylvania home.

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

• Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
• Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
• Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
• Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
• Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
• Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
• Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.