Best Home Warranty Companies in Pennsylvania (2021)

By Debbie Wolfe

Homeowners in Pennsylvania can have their pick between the beautiful open plains of the bustling cities. Pennsylvania truly has something for everyone. Owning a home in Pennsylvania can be a great experience; however, homeownership comes with its fair share of responsibilities and problems. One of the ways to help you keep your home in good working condition at all times is to purchase a home warranty. In our guide featuring the best home warranty companies in Pennsylvania, we will give you information on:

  • How to choose the best home warranty 
  • Why do Pennsylvania homeowners need a home warranty 
  • What the best companies in Pennsylvania are for home warranties

A home warranty plan is a way to protect your savings and budget from high home-related repair expenses. If your dishwasher and electrical system go down on the same day, can you afford to get them back up and running? Pennsylvania homeowners are lucky to have quite a few home warranty plans to choose from; however, narrowing down the list of the best home warranty company can take quite a bit of time and effort. If you feel overwhelmed with this process and need a little help, keep reading. 

Pennsylvania’s Top 5 Home Warranty Companies

There are dozens of Pennsylvania home warranty options on the market. We have evaluated these plans and considered things like plan options, service fees, pricing, customer service, BBB rating, customer reviews, and more. Here is how the top 5 plans in Pennsylvania ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy 
  5. First American Home Warranty: Best Appliance Coverage 
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty Select Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard Liberty Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
First American Home Warranty First American Best Appliance Coverage First American

Basic Plan: $38/month

Premier Plan: $48.50/month

$75-$100 37 B+

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of Pennsylvania. The first thing you will notice about Choice is that they are effortless to work with. When you look at the home warranty contract, you will notice it is very straightforward and easy to understand. As a Pennsylvania homeowner, you will know exactly what is covered in your home. Choice Home Warranty has spent 13 years in the home warranty industry, and they have maintained a BBB rating of a B. Their coverage is offered across the entire country, and the Choice Home Warranty network of professionals is strong and readily available. 

Choice Home Warranty has two plan options for Pennsylvania homeowners. You can choose between the Basic or Total Plan to cover your home. Both of the plans are combo or comprehensive plans, which means they have coverage for both systems and appliances. The Basic Plan from Choice is one of the lowest price combo plans on the market. If you need additional items in your home added to your home warranty policy, you can choose things like the septic system or the sump pump to add to your plan. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The Choice Home Warranty service fee is $85. This is a fairly standard price and something you will see from several other companies on our list. 

Pennsylvania homeowners that care about simplicity and reliability in a home warranty plan will love what Choice has to offer. From the time you get your quote to the time you schedule your first service request, Choice makes things incredibly easy for Pennsylvania homeowners.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in Pennsylvania. With the American Home Shield plan, you can customize both your coverage and your pricing to get a plan that fits the needs of your Pennsylvania home. The American Home Shield company has been offering home warranties for more than 50 years. They have created an extensive group of service professionals and technicians across the entire country. American Home Shield has premium plan choices that will appeal to those with higher-end homes. The coverage limits are also increased from other plans on the market.

There are three American Home Shield plans to choose from. Remember that this is the most customizable plan on the market, so you can just use a plan as a base and then add to it all the coverage that you need. The two comprehensive plans from American Home Shield tend to be the most popular. If your Pennsylvania home has a pool, think about adding the additional pool coverage from American Home Shield, it is one of the best in the industry. 

Some of the add on coverage that you can get with the American Home Shield warranty includes:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

The service free from American Home Shield will range between $75 and $125. The lower the service fee, the higher the monthly payment. You can choose a plan that meets the needs of your budget. 

American Home Shield is considered a premium home warranty company. The depth of the coverage they offer, the reliability of the plan, and the history in the industry could make this an excellent choice for your Pennsylvania home.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.

To read more, visit our American Home Shield review.

3. Select Home Warranty 

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

The Select Home Warranty is the most cost-effective home warranty plan for the Pennsylvania homeowner. If you know a home warranty is a smart choice but are having a hard time with the expense involved, take a look at the Select Home Warranty plan. With each Select Plan, you will have free roof leak coverage added to the plan. The Select Home Warranty has been an option for Pennsylvania homeowners for almost ten years. One of the things that makes the SElect Home Warranty stand out is the fact that they are very strict about technician and contractor training and acceptance. You will have a true professional come to your home to repair your appliances and systems. 

The Select Home Warranty policy has three plan options to choose from. The options are fairly standard with a systems plan, appliances plan, and a combo or comprehensive plan. The combo plan, also called the Platinum Care plan, is priced just a few dollars more a month, yet it combines the coverage of both the systems and appliance choices on the market. In addition, there are optional or add-on coverages to help your Select plan fit the needs of your Pennsylvania home. 

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

A Select Home Warranty policy comes with a service fee that is $60. This is one of the lowest service fees on the market and will only help further increase the value of the Select Home Warranty plan. 

If you have been on the fence about whether or not a home warranty for your Pennsylvania home is a good idea, the Select Home Warranty will be the perfect choice. It won’t take long for the pricing of the Select Home Warranty plan to justify itself. Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in the state of Pennsylvania. Although Liberty Home Guard has only been on the market for two years, they are revolutionizing the customer service expectations of a home warranty company. When you read reviews and look at the A rating from the BBB, it is clear to see that Liberty Home Guard knows what they are doing. Gaining an A rating from the BBB in just two years certainly takes a bit of work, trustworthiness, and follow-up. You will find that the coverage options from LIberty Home Guard are quite impressive and can create quite a bit of peace of mind for a Pennsylvania homeowner. 

The add on coverage from Liberty Home Guard is quite impressive and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

A service fee from Liberty Home Guard is $60. This is considerably lower than most other plans on the market. 

The addition of the Liberty Home Guard plan to the home warranty marketplace has been a great one. The residents of Pennsylvania have another smart and affordable choice to select from when it comes time to pick a home warranty. 

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty 

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

The First American Home Warranty is the best option for appliance coverage in Pennsylvania. Appliances tend to break down quite often, and it is smart to have some kind of a policy or protection on them. The First American Home Warranty is one of the most affordable and comprehensive appliance plans on the market. With more than 37 years of industry experience, it is no surprise that First American was able to put this plan together. The First American Home Warranty has a BBB rating of B+, and they are a trusted resource in the state of Pennsylvania. 

Just like the Choice Home Warranty company, the First American home warranty only has two plans to choose from. The first is an appliance plan, and the second is a Premier plan. The Premier plan has a combination of system and appliance coverage to help meet the needs of your entire home. In addition, First American Home Warranty offers plenty of add-on coverage choices. 

The optional coverage choices from First American Home Warranty included:

  • Central air conditioning (electric)
  • Additional refrigeration
  • Pool/Spa equipment
  • Well pump
  • Septic/septic tank pumping
  • First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)
Plan Price Per Month Price Per Year
Basic Plan  $38 $420
Premier Plan $48.50 $526

A First American Home Warranty service fee is $85. The pricing for service fees tends to range from around $60 to $125, so First American is on the lower end. 

The First American Home Warranty is one of the oldest and more reliable in the home warranty industry. You won’t have to worry about the trustworthiness of the plan. FOr $38 a month to protect all of your appliances, you will quickly see why this plan is so popular among Pennsylvania homeowners.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164

To find out more, read our First American Home Warranty review.

Pennsylvania Home Warranty Buying Guide

At this point, you have your Pennsylvania home warranties narrowed down to five excellent options. Now we need to take these options and find the best plan for your home. There are a few key things to look for when you compare policies. Those three things are plan choices, service speed, and customer reviews. 

  • Plan Choice: Some companies offer comprehensive plans; others separate the appliance and the systems. Make sure you take a walk around your Pennsylvania home and consider the systems and appliances that you rely on the most. Choose a plan that has the best coverage for these areas. 
  • Service Speed: Some home warranty plans will offer emergency service; others guarantee that they will be at your home within 48 hours. Try to manage plan costs with the speed of service you need.
  • Customer Reviews: Customers tend to review home warranty companies when they have issues with them. Keep in mind that you will be getting an overwhelming number of negative responses but try and look at these to see if anything would keep you from investing in this policy. 

Top Home Maintenance Problems in Pennsylvania

Pennsylvania will have four distinct seasons. In the winter, the weather can get quite extreme, and large snow accumulations will be seen. The summertime brings humidity and high temperatures. These extremes sometimes cause issues with systems and appliances. Three things to look out for include roof leaks, heating system breakdown, and water heater issues. Let’s take a look at how these issues would be covered with your home warranty plan in place. 

  • Heating System: A heating system is the only thing that will keep your pipes from freezing in a Pennsylvania winter. If your heating system goes down at the wrong time, you could be responsible for big fees to get it fixed. With a home warranty in place, the service fee won’t change even if the heating system breaks in the middle of the winter. 
  • Water Heater: How water heaters tend to leak; a leaking hot water heater can create a major mess in a home and lead to other damage. Ensuring that a trusted repair technician can get to the home quickly to fix it is a significant benefit of the home warranty policy. 
  • Roof Leaks: Roof leaks can be the sign that your roof is needing to be replaced, or they can simply be a small issue that needs to be quickly fixed. Having a home warranty on the roof can help you save hundreds of dollars on these basic repairs.  

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Our Conclusion

We hope you now feel as though you can choose the best home warranty for your Pennsylvania home. The five choices on our list are all from reputable companies that understand the home warranty industry inside and out. It makes sense to get a few quotes from these companies so that you can ensure you get the right plan for your home. Choice Home Warranty still stands out as the best overall choice for a home warranty. Choice has very basic plan options, fair fees, and excellent customer service to back it all up. Reach out to Choice today to get your personalized quote for your Pennsylvania home.

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About Pennsylvania Home Warranties

How Much Does A Home Warranty Cost In Pennsylvania?

A home warranty in Pennsylvania can cost anywhere from $38 to $80 a month. The pricing will depend on the plan choice, the add-on coverage, and the service fee. Many Pennsylvania homeowners start with a minimal coverage plan that comes at a low cost and eventually upgrades through the years. 

What Is A Service Fee?

A service fee is a price you pay for a repair when you have a home warranty policy in place. The service fee is typically between $60 and $125, and it is charged each time a system or appliance in your home goes down. Most companies offer protection against failed repairs that won’t have you paying another service fee for the same. 

What Is The Best Home Warranty Company In Pennsylvania?

The best home warranty company in Pennsylvania is Choice Home Warranty. Choice has a perfect combination of broad coverage, fair pricing, and experience in the industry. The Choice Home Warranty plans can adequately protect any Pennsylvania home. 

Will A Home Warranty Company Cover Replacement Costs?

Home warranties can cover replacement costs of appliances and systems. The replacement cost is not always enough to pay for a brand new appliance or system but you will see major cost savings associated with having a home warranty in place. 

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