Best Home Warranty Companies in Oregon (2021)

By Jennifer Hodorowicz

Although some parts of the year can be a bit rainy in Oregon, many people are surprised to find how mild the temperatures are all year. Homeowners that like to hike and enjoy a beautiful coastline will love everything that comes with Oregon homeownership. The only downside is that issues will still come up related to systems and appliances in the home.

In our guide featuring the best home warranty companies in Oregon, we will give you information on:

  • How to choose the best home warranty 
  • Why do Oregon homeowners need a home warranty 
  • What the best companies in Oregon are for home warranties

Having a home warranty in place means that you will have a protection plan for the systems and appliances in your home. Normal wear can cause things like your HVAC or plumbing system to break down and need repair. The home warranty can step in and help you afford the costs of these repairs. The problem with choosing the best home warranty in Oregon is that there are so many great options to choose from. If you are frustrated with this process and ready for a little bit of help, keep reading! 

Oregon Top 5 Home Warranty Companies

Oregon homeowners have dozens of home warranty options available to them. When trying to narrow the options on the market, we are looking at things like pricing, service fees, customer reviews, overall pricing, cancellation fees, and more. Here is how the top five plans in Oregon ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy
  5. First American Home Warranty: Best for Appliances
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty SHW Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard LHG Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
First American Home Warranty  First American Best Appliance Coverage Basic Plan: $38/month

Premier Plan: $48.50/month

$85 37 B+

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of Oregon. The Choice Home Warranty has been on the market for more than 13 years and is considered one of the most trusted warranties in the industry. The Choice Home Warranty has excellent customer service, simple plans, a good range of coverage options. One of the best things about the Choice Home Warranty policy is that the service contract is very straightforward. The contract has very little fine print, and you will always know which parts of your Oregon home are covered. 

Unlike most home warranty plans that offer three or more policies to choose from, Choice keeps things simple with just two. The two plans are both comprehensive plans that have systems and appliances included under the plan. Many companies charge a premium for a policy like this, so the fair pricing of Choice is a welcome reprieve. Choice Home Warranty has several add-on coverages to help homeowners that have swimming pools or central vacuum. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The Choice Home Warranty service fee is $85. A service fee of $85 is about average for home warranties across the state of Oregon. 

Choosing a home warranty for your home can be frustrating, and finding which of these options is truly the best could take quite a bit of time. Luckily, the Choice Home Warranty makes things incredibly easy by offering fairly priced and consistent service for homeowners.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in Oregon. No two Oregon homes are created equal, and the American Home Shield plan can help to ensure that your coverage meets the specific needs of your Oregon home. The American Home Shield company has been on the market for more than 50 years. This is a long time to spend in the industry. Homeowners across the nation consider the American Home Shield plan to be the best comprehensive home warranty in the industry for premium coverage. 

American Home Shield offers three policies to choose from. The first is a systems plan, and the other two are combination plans with systems and appliances. If you want true peace of mind about your Oregon property, the combination plan is the best choice to consider. The American Home Shield policies are not the cheapest on the market, but they offer very reliable and premium coverage. The add-on options are also good to consider when you are building out and customizing your plan. 

Some of the add on coverage that you can get with the American Home Shield warranty include:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

The service fees for American Home Shield will range in price from $75 to $150. The higher the service fee, the lower the monthly pricing. The ability to customize these fees is a great benefit of the American Home Shield home warranty. 

If you want premium coverage for your Oregon home warranty, then the American Home Shield is the best policy to choose. You do not need to pay for coverages or items that your home does not even have. In addition, the 50 years of experience that American Home Shield has is a great benefit to consider.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

Select Home Warranty is the most cost-effective home warranty plan for Oregon homeowners. There is no question that homeownership is expensive. The pricing of the home warranty plans that you purchase is going to impact your monthly budget. Select Home Warranty wants to ensure that you get the most value from your policy. With every Select Home Warranty plan, you will get free roof leak coverage for your home. In addition, the Select Home Warranty has been on the market for close to ten years, making them a very reliable company. One of the best features of the Select Home Warranty is the impressive workmanship and contractor quality. 

There are three Select Home Warranty plans to choose from. You will notice that the systems and appliances plans are the same prices, and then there is a combo plan. The combo plan known as Platinum Care is by far the most popular choice from Select Home Warranty. This option only costs a few dollars more per month, but it combines all of the coverages of the appliance and systems plans into one. 

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

The Select Home Warranty has one of the lowest-priced service fees in the state of Oregon. The fee is just $60, and it only further increases the value of this plan. 

Adding another expense to your monthly budget is a tough decision. However, if you don’t add this coverage from Select Home Warranty, you will have unexpected repair and replacement costs. If you are a budget-conscious homeowner, there is no question you will like what Select Home Warranty has to offer.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in the state of Oregon. After just two years in the home warranty industry, Liberty Home Guard has managed to earn an A rating with the BBB. The A rating only happens with reliable service, very few complaints, and positive customer reviews. Many Liberty Home Guard customers were impressed with the speed and quality of service they received. Having a home warranty in place is essential, but it is just as crucial for the company to follow through when needed. 

Liberty Home Guard has three plans to choose from. The plan options are very similar to Select Home Warranty; however, they are priced a bit higher. The coverage caps and the vast coverage options tend to increase the price of the Liberty Home Guard warranty. If your home has some unique features like a saltwater pool or gutters, the Liberty Home Guard has many add-on coverage options to help you stay away from these expenses as well. 

The add on coverage from Liberty Home Guard is quite extensive and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

The Liberty Home Guard service fee is one of the lowest on the market at just $60. Even though the plans are a little more expensive than others, the low service fee helps to bring the overall affordability down. 

The time that a home warranty company spends in the industry is important. However, the most important thing is how this company handles the repair and replacement of your appliance and systems. If you can trust that Liberty Home Guard is a new and outstanding company, this could be a perfect choice for your Oregon home.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

First American Home Warranty is the best home warranty for appliance coverage in Oregon. The appliance coverage is typically the first thing that homeowners choose to sign up for in a home warranty plan. Appliances are used quite often, and they tend to break down easily. The First American Home Warranty is an affordable and reliable choice for your appliances. With over 37 years in the home warranty industry, First American Home Warranty is one of the more trusted brands on the market. 

First American only offers two home warranty policies for customers, the appliance plan and then a Premier Plan. The great thing about the Premier Plan is that it will cover some systems and appliances. It’s important to remember that with First American, you will have to add central air as an additional or add-on coverage as it does not come standard with either plan. 

The optional coverage choices from First American Home Warranty include:

  • Central air conditioning (electric)
  • Additional refrigeration
  • Pool/Spa equipment
  • Well pump
  • Septic/septic tank pumping
  • First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)
Plan Price Per Month Price Per Year
Basic Plan  $38 $420
Premier Plan $48.50 $526

The First American Home Warranty service fee is $85. The pricing of around $85 is extremely fair, and it is going to help keep this plan as an excellent value for Oregon homeowners. 

If you are new to homeownership and feel worried about the appliance that will stop working next, the First American Home Warranty is a great solution. You can have peace of mind and an excellent overall savings protection in place for a very fair monthly price.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. 

To find out more, read our First American Home Warranty review.

Oregon Home Warranty Buying Guide

Now that we have things narrowed down to the top five plans on the market, it’s time to break things down further and figure out the best option of all. There are lots of ways for you to analyze and compare these companies. However, three of the most important are the plan choices, optional coverages, and the service fees. 

  • Plan Choices: Most home warranty companies have between two and four plans to choose from. The companies with two plans offer more basic options, but they may also be more comprehensive (like Choice Home Warranty). If you decide between a systems or appliances plan, make sure you consider adding a few extras to the policy. 
  • Optional Coverages: For homeowners with pools or second refrigerators, optional coverages are pretty important. Some companies have minimal optional coverages, and others have a long list of options. In Oregon, it can make sense to choose something with roof leak coverage.  
  • Service Fees: The service fee is the price you pay anytime you need to repair or replace one of your covered items. The service fees associated with policies will range in price from $60 to $150, depending on the plan you choose. 

Top Home Maintenance Problems in Oregon

As great of a state as Oregon is, it can be challenging to keep some home maintenance problems in check. A few things that matter most to Oregon homeowners are the roof leak coverage, heating systems, and electrical system. Let’s take a look at how having a home warranty in place can help you with these top home maintenance problems in Oregon. 

  • Roof Leak Coverage: Some companies offer free roof leak coverage, and others will consider it an add-on. With the amount of rain that Oregon can get, it is a good idea to have adequate roof leak coverage on the home. The sooner you fix a leak, the less damage it will do to the home.
  • Heating Systems: Heating systems are an essential part of an Oregon home. During the rainy season, when it is damp outside, it can also be quite cold. Hedging systems tend to have expensive parts and high repair costs; let the home warranty handle that for you. 
  • Electrical Systems: The appliances and systems in your Oregon home won’t be of much use if you don’t have an electrical system in place. Electricians charge large sums of money to come to your home and inspect and repair electrical systems. With a home warranty in place, you will be responsible for just the service fee.  

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Our Conclusion

We hope you are now able to choose a home warranty for your Oregon home with ease. The five options that we gave you have some impressive benefits and offer homeowners improved peace of mind. The Choice Home Warranty stands out as the best overall choice for Oregon homeowners. The fair pricing, excellent coverage, and simple contracts make Choice Home Warranty one of the best options on the market. If you are ready to get your home warranty started today, don’t hesitate to contact Choice; they will make things simple and easy. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About Oregon Home Warranties

How Much Does A Home Warranty Cost In Oregon?

An Oregon home warranty will cost anywhere from $35 to $75 a month. The pricing is going to depend on the plan you choose and the coverage offered under this plan. Higher-priced plans tend to have long lists of coverage and lower service fees. 

What Is A Service Fee?

A service fee is sometimes called a deductible in a home warranty plan. The service fee is paid each time there is a system or appliance break at home. Service fees are typically the only expense that an Oregon homeowner will pay when something breaks in their home. Service Fees range in price from $60 to $150. 

What Is The Best Home Warranty Company In Oregon?

The best home warranty company in Oregon is Choice Home Warranty. Choice has experience in the industry, great customer service, and fair pricing. Most Oregon homeowners find that the repair quality and the time they wait for the repair are satisfactory. If your home is older and the appliance and systems are dated, Choice Home Warranty will still allow you to purchase a policy. 

Is A Home Warranty Worth It?

A home warranty is well worth the money that you will pay. The pricing of a home warranty will quickly be justified as soon as you have a few expensive repairs. Remember that certain parts for an HVAC or water heater could cost hundreds of dollars; this does not even include the labor. With a home warranty, you will be subject to the service fee cost and nothing else. Regardless of the age of your home, having a home warranty is worth it.

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