Best Home Warranty Companies in Oklahoma (2021)

By Jennifer Hodorowicz

Homeowners in Oklahoma enjoy properties with lots of land, plenty of outdoor activities, and real estate that remains affordable from year to year. However, even if you got a great deal on the home you purchased, there are still issues with home systems and appliances that will come into play.

In our guide featuring the best home warranty companies in Oklahoma, we will give you information on:

  • How to choose the best home warranty 
  • Why do Oklahoma homeowners need a home warranty 
  • What the best companies in Oklahoma are for home warranties

A home warranty will protect from high repair and replacement related expenses that come with being a homeowner. All Oklahoma homes are going to have a variety of systems and appliances in place. These systems and appliances tend to break down without warning and leave homeowners with hundreds or thousands of dollars in repair expenses. It can be challenging to narrow down the best home warranty companies because of the vast options on the market to choose from. If you are overwhelmed with this process and need a bit of help deciding which home warranty company is the best for you.

Oklahoma Top 5 Home Warranty Companies

There are dozens of companies that offer home warranty policies in the state of Oklahoma; starting to narrow these down to the best options requires some knowledge and some time. We have analyzed things such as pricing, service fees, customer reviews, coverage options, coverage limits and caps, and the simplicity of the home warranty contract. Here is how the top five Oklahoma home warranty companies ranked. 

  1. American Home Shield: Best Customizable Plans 
  2. Select Home Warranty: Most Cost-Effective Plans 
  3. Liberty Home Guard: Most Trustworthy 
  4. First American Home Warranty: Best Appliance Coverage 
  5. ServicePlus Home Warranty: Best for Immediate Service 
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty Select Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard Liberty Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
First American Home Warranty First American Best Appliance Coverage Basic Plan: $38/month

Premier Plan: $48.50/month

$75-$100 37 B+
ServicePlus Home Warranty ServicePlus Best For Immediate Service Gold Plan: $53.67/month

Platinum Plan: $60.33/month

$75 5 NR

1. American Home Shield 

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in the home warranty industry. Oklahoma residents that want very specific coverage, ensuring that all areas of the home are adequately protected, are going to love the American Home Shield plan. It is a good thing to keep in mind that the American Home Shield company has been on the market for more than 50 years. This is really one of the leaders in the home warranty industry, and their history and reviews will only further help you decide on this brand. American Home Shield may be a bit more expensive than some other plans on the market, but this is a premium coverage option for your home. 

There are three plans to choose from with American Home Shield. The two combo or comprehensive plans will be the best choice because they offer both appliance and system coverages for the home. You will find that the coverage limits and caps on the American Home Shield plans are pretty high. This makes plans a good choice for higher end appliances and systems. In addition, you will always have access to add-on coverages for things like swimming pools and spas. 

Some of the add on coverage that you can get with the American Home Shield warranty include:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

With the American Home Shield plan, there are service fees involved that will range from $75 to $125. The fee is something that can be customized. The higher the monthly price you pay for a plan, the lower the service fee is. This allows all homeowners to find a plan that works specifically for their needs. 

The American Home Shield customization is what really makes it stand out as one of the best home warranties on the market. You won’t feel as though you are stuck with the options or limits of just one plan and can instead build something ideal for your Oklahoma home.

To get a free quote from American Home Shield, you can fill out this form or call 

To read more, visit our American Home Shield review.

2. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

The Select Home Warranty is the most cost-effective home warranty plan for Oklahoma residents. If you are a Select Home Warranty customer, you will automatically get free roof leak coverage for your Oklahoma home. Select Home Warranty has been an option on the home warranty market for almost ten years. One of the things that really help Select to stand out is its dedication to quality workmanship. The qualification process for a technician or repair personnel is quite difficult and will help ensure that your repair is properly done. Select Home Warranty has a BBB rating of a B which is impressive in the Home Warranty industry. 

The Select Home Warranty plans come in three different options. There is a systems plan, an appliance plan, and a combo plan that will help to ensure you have a variety of choices for your Oklahoma home. The combination of Platinum Plan tends to be the best overall choice because of the impressive coverage it offers and the fact that it is just a few dollars more per month than the other plans. In addition, there are optional coverages that you can add to further extend the depth of your home warranty policy. 

The add ons or optional coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

Another great thing about the Select Home Warranty policy is that it comes with one of the lowest deductibles on the market. The $60 deductible or service fee ensures that the overall affordability of the Select Home Warranty plan is quite good. 

Ensuring that you are careful about what you are spending on your home warranty policy is quite essential. It makes sense to watch the overall costs. After all, the point of a home warranty is that you will want to save money. With the Select Home Warranty, you can get the coverage you need and save money simultaneously.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

3. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in the state of Oklahoma. Although Liberty Home Guard has only been a plan option for Oklahoma residents for the last two years, the coverage that they offer is considerably better than some other options on the market. In addition, in the two-year time period, they have managed to get an A rating with the BBB. This is currently the only A rated home warranty company on the market. If you want a company that will quickly respond to your request for service and handles it with a high level of professionalism, Liberty Home Guard is a perfect choice. 

Similar to Select Home Warranty, Liberty Home Guard offers three plans to choose from. The appliance plan, systems plan, and combo plan give Oklahoma homeowners great options and choices to pick a perfect plan. In addition, Liberty Home Guard has one of the most extensive lists of coverage options on the market. You can add everything from a trash compactor to a water softener with the Liberty Home Guard plan in place. 

The add on coverage from Liberty Home Guard is quite impressive and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispensers
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

With Liberty Home Guard, you will only pay a $60 service fee. The lower service fee helps to ensure that the overall affordability of the plan is quite good. Each time you call for a repair, having to pay $60 is quite a bit more affordable than the $125 that some companies request. 

Trustworthiness is quite important when it comes to home warranties. You must have confidence that the plan you choose will adequately cover your home for years to come. With only two years in the industry, Liberty Home Guard has shown that they are here to stay. Your Oklahoma home will be well protected with this plan in place.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

To learn more information, visit our Liberty Home Guard review.

4. First American Home Warranty

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

The First American Home Warranty is the best option for appliance coverage in Oklahoma. Very few people realize that the First American Home Warranty has actually been on the market for 37 years. In that time, they have learned how to put together some of the best appliance coverage for your Oklahoma home. In addition to this appliance coverage being quite thorough it is also one of the lower-priced options on the market. First American Home Warranty has excellent communication and customer service to pair with its impressive policies. 

First American Home Warranty only offers two plans for Oklahoma customers. However, if all you are looking for is appliance coverage for your home, these two plan choices will be a great option to consider. One of the combinations that may be best to consider is an appliance-only plan with the addition of things like central air conditioning, pool equipment, or first class upgrades. This is made possible by the add-on options in the First American home warranty. 

The optional coverage choices from First American Home Warranty included:

  • Central air conditioning (electric)
  • Additional refrigeration
  • Pool/Spa equipment
  • Well pump
  • Septic/septic tank pumping
  • First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)
Plan Price Per Month Price Per Year
Basic Plan  $38 $420
Premier Plan $48.50 $526

The service fee for the First American Home Warranty is $85. Pricing for service fees can have a wide range, but $85 will be on the lower end of the range. 

If you are new to the concept of home warranty and want to ensure that you get something that is affordable yet does a great job of protecting the appliances, then the First American Home Warranty is a perfect choice. All it takes is one or two repairs to see the value in this plan. 

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. 

To find out more, read our First American Home Warranty review.

5. ServicePlus Home Warranty

Best For Immediate Service

  • Offers 2 plans + optional add-ons
  • Provides a 24/7 claims hotline open 365 days a year
  • Has a 90-day parts guarantee
  • Allows customers to make unlimited service calls

ServicePlus Home Warranty is the best Oklahoma home warranty for immediate service. Although some other companies will offer emergency services, Service Plus stands by its statement of handling emergencies as quickly as possible. ServicePlus Home Warranty has been available to Oklahoma residents for about five years. They offer free roof leak coverage with all of their plans. 

ServicePlus Home Warranty has two plans to choose from; the Platinum Combo plan tends to be the most popular as it has a wide range of coverage options. In addition to the two plans, there are also add-on coverages that you can use to help make your plan a better fit for your Oklahoma residence. 

The optional coverage choices from ServicePlus Home Warranty include:

  • Pool / Spa
  • Additional Spa
  • Limited Roof Leak
  • Central Vacuum
  • Sump Pump
  • Well Pump
  • Septic System
  • Septic Pumping
  • Second Refrigerator
  • Stand Alone Freezer
  • Water Softener
  • Refrigerator Ice Maker
  • Free Standing Ice Maker
  • Add’l A/C System (each)
  • Add’l Heading System (each)
  • Water Heater (each)
  • Add’l Garage Door Opener (each)
Plan Price Per Month Price Per Year
Silver Combo $53 $636
Platinum Combo $60 $720

With a service fee of just $75, the ServicePlus Home Warranty tries to produce an affordable plan that will easily compete with other options on the market. 

Although the ServicePlus Home Warranty only has about five years of experience in the industry, they have done a great job of putting together an impressive team of employees and coverage options. This is a home warranty that will leave you satisfied with your decision to choose them. To get a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091.

Oklahoma Home Warranty Buying Guide

Hopefully, you now feel more comfortable about the top five home warranty choices on the market. At this point, you will have to determine which of these home warranties is going to be the best for your home. There are a few things that you should consider when determining which of these plans is best. Three of the most important are service fees, the timing of repairs, and coverage options. 

  • Service Fees: The service fees for the Oklahoma home warranty plans will range from $60 to $125 per repair. If you have older appliances and systems and think that you will have quite a few repairs, choose an option with a lower service fee. 
  • Timing Of Repairs: Home warranty companies tend to guarantee that your repair will be complete within 48 hours. However, there are others that offer emergency services. It is smart to research how long the companies say it will take to get your full repair completed.
  • Coverage Options: Some home warranty companies offer separate system and appliance plans. Others offer only combo or comprehensive coverage. You will have to choose which one makes the most sense for your home. Most find that a mix of system and appliance coverage is the best decision.   

Top Home Maintenance Problems In Oklahoma

Oklahoma homeowners have to deal with a wide range of weather systems and patterns throughout the course of a year. Just as humans have to adjust to these changing conditions, homes also need to adjust. This is what sometimes leads to systems and appliances starting to break down or fall apart. Three of the most common home maintenance problems you will see in Oklahoma include HVAC problems, heating system issues, and roof leaks

  • HVAC Problems: Even though Oklahoma has a good mix of seasons, the summer months can be quite warm. Having issues with HVAC can be very expensive. With the home warranty in place, you will only be responsible for paying the service fee. 
  • Heating System Issues: The heating system is equally as important as the HVAC. When the cold winter winds come around, your home will need to be heated. Heating systems tend to have problems that cost hundreds of dollars to fix. Having the home warranty in place can help protect from this. 
  • Roof Leaks: A roof leak can turn detrimental in a short period of time. If you are not careful about getting the leak fixed, it can cause damage to other systems and appliances. Two of the plans on our list offer free roof leak coverage, something that Oklahoma residents should consider. 

Get a Free Quote

from the #1 recommended provider in OK, American Home Shield

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Our Conclusion

Hopefully, you now feel as though you can choose the perfect home warranty plan for your Oklahoma home. These top five choices are the best on the market; however, American Home Shield stands out as the top choice. Although this is considered premium coverage, it has everything necessary to truly protect your Oklahoma home. Don’t be afraid to get a quote from a wide range of companies to make sure that you get the best possible coverage for your Oklahoma home. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About Oklahoma Home Warranties

How Much Does A Home Warranty Cost In Oklahoma?

Home warranties in Oklahoma will range in price from $35 a month to around $80 a month. The more add-on coverage you choose, the higher your price will be. In addition, when you choose a lower service fee, some plans will charge a higher monthly price. 

What Is A Service Fee?

The service fee is the price you pay each time you need to get a repair done on your Oklahoma home. The service fees tend to cost between $60 and $125. The lower service fees tend to make a policy much more affordable. 

What Is The Best Home Warranty Company In Oklahoma?

The best home warranty company in Oklahoma is American Home Shield. This plan has very extensive coverage, great add-on options, overall fair pricing, and more than 50 years in the industry. It’s hard to beat the customization and thorough plan offerings that the Oklahoma home warranty offers. 

Is A Home Warranty Worth It?

A home warranty is well worth the money that you pay. The pricing tends to scare homeowners at first until you take a look at what was spend on home-related repairs and replacements in the last few years. Chances are you have spent thousands of dollars on things like AC repair, refrigerator repair, or even a garage door opener replacement. The home warranty will quickly pay for itself and be well worth the money invested. 

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