Best Home Warranty Companies in Oklahoma

By Jennifer Hodorowicz

In Oklahoma, extreme weather and seasonal changes can present many challenges to homeowners wanting to maintain major home systems and appliances, like an HVAC unit, plumbing, and refrigerators. Fortunately, the general wear and tear of these appliances and home systems can be covered under home warranty plans, relieving you of some of the stress and out-of-pocket cost of general maintenance and upkeep of your home.

If you’re looking for a home warranty in Oklahoma, keep reading to learn about the best home warranty companies in the state, common home maintenance issues faced by OK homeowners, and important home warranty buying tips.

Best home warranty companies in Oklahoma

  • 2 plans with optional add-ons  
  • Covers improperly installed or maintained items 
  • No cap on coverage for HVAC 
  • Responsive 24/7 customer service 
  • BBB accredited and recommended by real estate agents
  • $28–$50 per month

  • 2 plans available with optional add-ons 
  • 90-day repair guarantee 
  • Local pre-screened technicians 
  • If they can’t fix it, they will replace it policy 
  • High customer service rankings 
  • Does not deny coverage based on the age of your home
  • $29–$42 per month, with the first month free

  • 3 plans with optional add-ons 
  • Free roof leak coverage 
  • Optional septic system coverage 
  • Extensive network of contractors with high professionalism 
  • Quick replacement payments
  • $36–$42 per month, with free cancellation offered in the first 30 days

  • Has a devoted staff of local service providers ready to help
  • If one of your items can’t be fixed, the technician will replace it
  • Available across 49 states
  • Offers two comprehensive plan levels

  • 2 plans with optional add-ons  
  • Optional septic system coverage including septic tank pumping 
  • 90-day parts guarantee 
  • After-hours service 
  • Offers pool and central home vacuum coverage 
  • $33+ per month

Oklahoma is a state in the West South Central region of the U.S. It’s bordered by many states including Kansas, Missouri, Arkansas, Texas, New Mexico, and Colorado. Known as the Sooner State, Oklahoma is the 28th most populous state in the U.S., with Oklahoma City as the capital. Oklahoma City and Tulsa are the largest cities with nearly two-thirds of the population living in and around these metro areas.  

Natural gas, oil, and agriculture products comprise the major products coming out of the state and supporting the economy. There are other economic industries that are booming in Oklahoma, including aviation, energy, telecommunications, and biotechnology.  

Located in the Great Plains, Cross Timbers, and U.S. Interior Highlands, Oklahoma has ancient mountain ranges, prairies, mesas, and forests, and is prone to severe weather including extreme rain, hail, windstorms, and tornadoes. 

The housing marketing in Oklahoma is on the rise, with the median home value coming in at around $123,500, up 3.7 percent from last year with an expected rise of 1.7 percent in the coming year. The Oklahoma City metro area is growing the fastest in the state; the area is very landlord-friendly, so it could be a good investment for potential buyers and investors.

See the best home warranty companies in your state

AlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyomingDistrict of Columbia
Best Home Warranty Companies in Alabama

Looking for a home warranty in Alabama? We compared the top providers in Alabama below.

Best Home Warranty Companies in Alaska

Looking for a home warranty in Alaska? We compared the top providers in Alaska below.

Best Home Warranty Companies in Arizona

Looking for a home warranty in Arizona? We compared the top providers in Arizona below.

Best Home Warranty Companies in Arkansas

Looking for a home warranty in Arizona? We compared the top providers in Arizona below.

Best Home Warranty Companies in California

Looking for a home warranty in California? We compared the top providers in California below.

Best Home Warranty Companies in Colorado

Looking for a home warranty in Colorado? We compared the top providers in Colorado below.

Best Home Warranty Companies in Connecticut

Looking for a home warranty in Connecticut? We compared the top providers in Connecticut below.

Best Home Warranty Companies in Delaware

Looking for a home warranty in Delaware? We compared the top providers in Delaware below.

Best Home Warranty Companies in Florida

Looking for a home warranty in Florida? We compared the top providers in Florida below.

Best Home Warranty Companies in Georgia

Looking for a home warranty in Georgia? We compared the top providers in Georgia below.

Best Home Warranty Companies in Hawaii

Looking for a home warranty in Hawaii? We compared the top providers in Hawaii below.

Best Home Warranty Companies in Idaho

Looking for a home warranty in Idaho? We compared the top providers in Idaho below.

Best Home Warranty Companies in Illinois

Looking for a home warranty in Illinois? We compared the top providers in Illinois below.

Best Home Warranty Companies in Indiana

Looking for a home warranty in Indiana? We compared the top providers in Indiana below.

Best Home Warranty Companies in Iowa

Looking for a home warranty in Iowa? We compared the top providers in Iowa below.

Best Home Warranty Companies in Kansas

Looking for a home warranty in Kansas? We compared the top providers in Kansas below.

Best Home Warranty Companies in Kentucky

Looking for a home warranty in Kentucky? We compared the top providers in Kentucky below.

Best Home Warranty Companies in Louisiana

Looking for a home warranty in Louisiana? We compared the top providers in Louisiana below.

Best Home Warranty Companies in Maine

Looking for a home warranty in Maine? We compared the top providers in Maine below.

Best Home Warranty Companies in Maryland

Looking for a home warranty in Maryland? We compared the top providers in Maryland below.

Best Home Warranty Companies in Massachusetts

Looking for a home warranty in Massachusetts? We compared the top providers in Massachusetts below.

Best Home Warranty Companies in Michigan

Looking for a home warranty in Michigan? We compared the top providers in Michigan below.

Best Home Warranty Companies in Minnesota

Looking for a home warranty in Minnesota? We compared the top providers in Minnesota below.

Best Home Warranty Companies in Mississippi

Looking for a home warranty in Mississippi? We compared the top providers in Mississippi below.

Best Home Warranty Companies in Missouri

Looking for a home warranty in Missouri? We compared the top providers in Missouri below.

Best Home Warranty Companies in Montana

Looking for a home warranty in Montana? We compared the top providers in Montana below.

Best Home Warranty Companies in Nebraska

Looking for a home warranty in Nebraska? We compared the top providers in Nebraska below.

Best Home Warranty Companies in Nevada

Looking for a home warranty in Nevada? We compared the top providers in Nevada below.

Best Home Warranty Companies in New Hampshire

Looking for a home warranty in New Hampshire? We compared the top providers in New Hampshire below.

Best Home Warranty Companies in New Jersey

Looking for a home warranty in New Jersey? We compared the top providers in New Jersey below.

Best Home Warranty Companies in New Mexico

Looking for a home warranty in New Mexico? We compared the top providers in New Mexico below.

Best Home Warranty Companies in New York

Looking for a home warranty in New York? We compared the top providers in New York below.

Best Home Warranty Companies in North Carolina

Looking for a home warranty in North Carolina? We compared the top providers in North Carolina below.

Best Home Warranty Companies in North Dakota

Looking for a home warranty in North Dakota? We compared the top providers in North Dakota below.

Best Home Warranty Companies in Ohio

Looking for a home warranty in Ohio? We compared the top providers in Ohio below.

Best Home Warranty Companies in Oklahoma

Looking for a home warranty in Oklahoma? We compared the top providers in Oklahoma below.

Best Home Warranty Companies in Oregon

Looking for a home warranty in Oregon? We compared the top providers in Oregon below.

Best Home Warranty Companies in Pennsylvania

Looking for a home warranty in Pennsylvania? We compared the top providers in Pennsylvania below.

Best Home Warranty Companies in Rhode Island

Looking for a home warranty in Rhode Island? We compared the top providers in Rhode Island below.

Best Home Warranty Companies in South Carolina

Looking for a home warranty in South Carolina? We compared the top providers in South Carolina below.

Best Home Warranty Companies in South Dakota

Looking for a home warranty in South Dakota? We compared the top providers in South Dakota below.

Best Home Warranty Companies in Tennessee

Looking for a home warranty in Tennessee? We compared the top providers in Tennessee below.

Best Home Warranty Companies in Texas

Looking for a home warranty in Texas? We compared the top providers in Texas below.

Best Home Warranty Companies in Utah

Looking for a home warranty in Utah? We compared the top providers in Utah below.

Best Home Warranty Companies in Vermont

Looking for a home warranty in Vermont? We compared the top providers in Vermont below.

Best Home Warranty Companies in Virginia

Looking for a home warranty in Virginia? We compared the top providers in Virginia below.

Best Home Warranty Companies in Washington

Looking for a home warranty in Washington? We compared the top providers in Washington below.

Best Home Warranty Companies in West Virginia

Looking for a home warranty in West Virginia? We compared the top providers in West Virginia below.

Best Home Warranty Companies in Wisconsin

Looking for a home warranty in Wisconsin? We compared the top providers in Wisconsin below.

Best Home Warranty Companies in Wyoming

Looking for a home warranty in Wyoming? We compared the top providers in Wyoming below.

Some fun state facts about Oklahoma include: 

State bird  Scissor-tailed flycatcher 
State tree  Redbud 
State song  Oklahoma 
State flower  Mistletoe 
State animal  Bison 
State parks  51 
State motto  Labor omnia vincit (Labor conquers all things) 
Average temperature  High: 72 degrees Fahrenheit   Low: 50 degrees Fahrenheit
Annual rainfall  36.46 inches 

Top home maintenance problems in Oklahoma

With the extreme weather that can be experienced across Oklahoma, homeowners need to keep an eye on certain areas of their homes and be aware of potential problems that can cost a lot of money and lead to larger issues down the road.

Roof damage 

Hail, strong winds, flying debris, and other weather-related factors are not uncommon and can remove or damage shingles, leading to leaks. Larger, more intense storms can even cause structural or frame damage. Regularly inspect roofs and check attic spaces for potential leaks that can lead to larger problems down the road.

Some home warranty companies, like Select Home Warranty, will cover small roof leaks, so be sure to include this add-on to your plan if you live in Oklahoma.

Foundation problems

The soil composition in Oklahoma is often composed of red dirt that’s full of clay and moisture that can lead to drainage problems around foundations. The clay composition of the clay reacts to excess rain and moisture as well as droughts by shifting, expanding, and contracting. With these shifts in the soil come foundation problems, such as cracking and buckling in the concrete.

Look out for cracks in your walls and ceilings, take note of doors that stick or refuse to close, inspect gaps between the ceiling and walls, and examine nail pops and cracks in your home’s flooring. Additionally, inspect the exterior foundation, looking for cracks in the concrete or in between brick work, cracks around doors and windows, and a sagging roofline or fireplace that’s leaning away from the house.  

Mold and mildew

As mentioned, Oklahoma has extreme weather that includes intense rainstorms and large amounts of rain. Paired with the clay soil that doesn’t drain well, water can sit and cause mold, mildew, and rot in your home. Mold and mildew pose significant health risks to homeowners and can spread quickly if not detected and taken care of early. In the rainy months, watch for wet areas in and around your home and pay attention to dark gray or black spots that may appear on walls or ceilings.

Some moisture can be controlled by installing a dehumidifier in the basement or attic, and many home warranty plans cover the repair and maintenance of whole-home dehumidifiers.  

HVAC problems

Oklahoma is hot and dry in summer and very cold and snowy in the winter, putting a lot of strain on air conditioners, furnaces, water heaters, and other major home appliances. Get your HVAC unit serviced to prevent larger problems and failure during the extreme weather months.

If you’re replacing an HVAC unit, choose an energy-efficient unit to save money and reduce strain on the system. The annual service, as well as repairs and replacements, should be covered under many home warranty plans.   

Window and door leaks

With the extreme cold and wind that comes in the winter, it’s important to make sure your windows and doors don’t have any leaks. Sealing windows in the winter is a good way to conserve energy and save money by keeping the cold air out and the warm air in. This also prevents undue stress on your HVAC system.

Who is eligible for a home warranty in Oklahoma?

All homeowners and landlords are eligible for home warranty coverage in Oklahoma, whether they’re buying a new home, want to purchase a warranty after years of living in the same house, or just want coverage for their rental properties. All types of homes, including mobile homes, single-family homes, apartments, townhomes, farms, and duplexes, are also eligible for a home warranty.

MORE: Learn more about mobile home warranty coverage

Often, home warranty plans are recommended by real estate agents to the buyer when they’re purchasing a new home, and some sellers may include a home warranty offer in the sale of the house. If the buyer decides not to purchase the home warranty at the time of their home purchase, they can purchase it later; there’s not a time restriction as to when a homeowner can purchase a warranty.

: Many policies do require purchase prior to a problem arising in the home.

What is covered under an Oklahoma home warranty?

Typically, most home warranty companies will provide a systems plan, appliances plan, or combination of both. Home warranties in Oklahoma typically include coverage for the following major appliances and home systems: 

  • HVAC units including: 
  • Central air conditioning systems 
  • Central heating systems 
  • Ductwork 
  • Furnaces 
  • Large appliances including: 
  • Refrigerators 
  • Ranges, ovens, and cooktops 
  • Dishwashers 
  • Built-in microwaves 
  • Washers and dryers  
  • Dehumidifiers including whole home dehumidifiers 
  • Water heaters 
  • Garbage disposals 
  • Garage door openers 
  • Interior electrical systems  
  • Plumbing systems 

Additional coverage can be purchased to cover:  

  • Roof leaks 
  • Pools 
  • Spas 
  • Septic systems 

Note: Appliances and systems must be properly maintained for companies to cover them. It’s also important to understand the difference between home warranty coverage and home insurance, especially as it relates to extreme weather in Oklahoma.

Consult your coverage plan to see what weather-related damage is covered under your home warranty plan versus your homeowners insurance. For example, small roof leaks and repairs may be covered under a home warranty plan, however, getting a new roof will fall under homeowners insurance. Home warranty plans in Oklahoma will only cover normal wear and tear of appliances and home systems and will not cover any damage caused directly by natural forces or natural disasters.   

A few of the home warranty companies we’ve mentioned offer additional plans, optional coverage items, and customized coverage for Oklahomans.

  • Total Home Protection covers up to two units for both air conditioning and heating systems and will also provide coverage for all parts and electrical systems in your home up to $500 per contract term.
  • First American Home Warranty offers optional coverage items to include in your base plan.  
  • Choice Home Warranty offers coverage for all major home systems and main appliances under their Total plan.
  • Select Home Warranty doesn’t place a restriction on the age or size of a property and doesn’t mandate a home inspection prior to purchasing coverage. 
  • Pride Home Warranty offers coverage for the heating system up to $3,000 per contract term, which is one of the highest caps in the market.

How much does a home warranty cost in Oklahoma?

The average premium for a home warranty in Oklahoma is $319 to $500 annually. The following is a breakdown of the average range for premiums and deductibles for the top plans in the state:

Plan  Annual premium  Service fee 
Select Home Warranty  $299–$499  $60 
First American Home Warranty  $336–$534+  $50–$100 
Pride Home Warranty  $300–$384  $45 
Choice Home Warranty $370–$450 $60 or $85
Total Home Protection  $369-$499  $45 or $60 

How does a home warranty work in Oklahoma?

When you need to use your home warranty coverage to file a claim, the process is very simple. To help speed up the process, review your policy to ensure the item you need to repair or replace is covered under the plan you selected.

  1. Contact your customer service representative—We’ve included contact numbers of all home warranty companies listed in the chart at the top of this article. Most plans have 24/7 access to their customer service toll-free number.
  2. Schedule an appointment—After verifying coverage, the warranty company will schedule a local contractor to come out and examine your appliance or home system to determine if it can be repaired or needs to be replaced. Each of the recommended home warranty companies have an extensive network of reliable local contractors to dispatch to your home.
  3. Repairs or replacements will be made—A repair or replacement will be completed by your local contractor.
  4. Pay a service fee—You will pay the service fee and any additional fees outlined in your contract directly to the home warranty company.
  5. Sit back and relax—Enjoy the repair or replaced item knowing you saved money by having a home warranty plan.

Let’s say your refrigerator hasn’t been operating properly. You notice your food isn’t cold, the temperature gauge is registering at above 40 degrees Fahrenheit, and food has been spoiling on you. Check to ensure your policy covers refrigerator repairs and contact your company customer service rep to get a technician scheduled to examine and repair your refrigerator.

If the contractor can fix it, you’ll pay a service fee out of your pocket depending on your coverage. The same is true if it’s determined that it cannot be repaired and needs to be replaced—you’ll pay a set amount for the cost of replacement.

In comparison, without home warranty coverage you could pay up to $150 an hour for a technician to service your appliance or over $1,000 to replace the unit entirely.

Why is a home warranty necessary?

The extreme weather conditions in Oklahoma make home warranty coverage a necessity for any homeowner to help manage repair and replacement costs for major home systems and appliances. Heavy rains, severe storms, wind, and hail are all examples of weather that can cause damage to homes that may be covered under home warranties.

In addition, Oklahoma City is home to many historic neighborhoods such as Mesta Park, Lincoln Terrace, Heritage Hills, and Crown Heights. With older homes, wear and tear is typical, especially on appliances and major home systems.

If repair and replacement of these units hasn’t already occurred, it will soon, and home warranty coverage can help offset the out-of-pocket costs to update and maintain these systems. Even if you don’t live in one of these historic neighborhoods, the median year homes were built in the state is 1977, so many of these homes will need repairs or replacements soon.

Home warranty coverage is also important for new construction homes. Appliances fail and being strapped with a hefty repair bill can be frustrating and may not be feasible for payment. The example we listed above with a faulty refrigerator is just one example where a new unit could fail and cost a lot to repair or replace without a home warranty.

Buying a home warranty in Oklahoma

When selecting and purchasing home warranty coverage in Oklahoma, it’s important to take a few things into consideration.  

  • Terms and conditions—Read the fine print of any contract prior to signing to understand what’s covered in your home and the specifics when it comes to repairs and replacement of major home systems and appliances. Familiarize yourself with the coverage caps a company sets for each item and any exclusions so you aren’t surprised when you need to file a claim.
  • Coverage plans and pricing—Not all plans cost the same and not all plans cover the same systems and appliances. There are companies with customizable plans and add-ons. Research and compare the pricing and plans for the coverage you need for your home.
  • Customer service—Talk with a customer service representative prior to signing with a company to ensure they’re accessible, reliable, and knowledgeable. Talking with them will help you weed out those that are helpful when you need help submitting a claim.  

Oklahoma home warranty reviews

Don’t just take our word for it—the following are a few reviews for the companies we’ve recommended from actual customers.  

Ingrid Petrissin on TrustPilot 8/7/19:

“Pride sent a plumber the same day I filed the claim that was very knowledgeable and nice. He got on my roof and snaked my backup so I can have running water again. Thank you for the quick turnaround. Update: so far, they also fixed my fridge. Thank you.” 

Mary on TrustPilot 10/8/19:

Just started with Choice. I chose them because of their professionalism and pleasantness. They have a wonderful product at the price I can afford.”

Frequently asked questions

Is a New Mexico home warranty worth it?

A New Mexico home warranty is worth the long-term value it offers. A home warranty protects you from unexpected and expensive home appliance and system repairs and can give you peace of mind that you’re protected in the event of an emergency.

Which New Mexico home warranty company is best?

Though we believe there are a few New Mexico home warranties that come out on top, we recommend Choice Home Warranty as the best home warranty company in New Mexico. Conducting your own research on home warranty companies is the most important step to determine the company that is the best fit for your individual needs. After reviewing the plans offered, level of coverage provided, and if the company is insured with the state of New Mexico, it will be easier to make a decision.

How do I know which home warranty company services my part of the state?

Verifying your New Mexico zip code with the home warranty company is the first step to confirm if the company services a particular part of the state. Go online to each company’s website and confirm that you will receive coverage if you opt into a contract.

Our conclusion

Purchasing a home warranty gives homeowners a streamlined way to fix the inevitable damages that come with owning a home. Most home systems and appliances will need repair work at some point, and having a home warranty can help protect your home and finances from unexpected repair bills.

Though we believe all of the home warranty companies we recommended can provide the coverage you need, the specific benefits of each company will vary. For example, The Home Service Club will replace your item if the technician is unable to fix it, Select Home Warranty offers three levels of plans to accommodate different budgets, and Choice Home Warranty has an extensive network of pre-screened technicians at your service.

Still not sure which Oklahoma home warranty is right for you?

Compare other top home warranty providers in the industry.

View Plans

Additional Oklahoma Home Warranties to Consider

America's 1st choice home club logo
Home Warranty

America’s 1st Choice (AFC) Home Club Reviews

Read America's 1st Choice Home Club reviews to learn more about AFC Home Club's exclusive club benefits and choose-your-own-contractor policy for home repairs.

Pride Home Warranty logo
Home Warranty

Pride Home Warranty Reviews

Pride Home Warranty recently shut down and went out of business. Read our review for other home warranty alternatives.

2-10 Home Buyers Warranty logo
Home Warranty

2-10 Home Buyers Warranty Reviews (2020)

2-10 Home Buyers Warranty does what most home warranty companies don't—keep their promise. Read our review for the full scoop and find out why 2-10 HBW is the most trustworthy home warranty company on the market today.

By continuing to browse or by clicking “OK” you agree to the storing of first- and third-party cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. Privacy Policy.

OK