Best Home Warranty Companies in Oklahoma

By Jennifer Hodorowicz

After purchasing a home, you probably took plenty of precautions to protect your investment. You might have purchased a homeowners insurance policy, installed a home security system, or even put up a fence to deter intruders from entering your property. But have you taken steps to protect yourself from thousands of dollars’ worth of system and appliance damage?

Oklahoma home warranty plans help you protect your home and your bank account from costly breakdowns that result from normal wear and tear. In exchange for a monthly premium you pay to your provider and a per-use service fee you pay to the repair technician, the remaining repair expenses will be covered for you. If you’re sold on purchasing a home warranty but aren’t sure which company to buy from, read our guide to the best home warranty companies in the Sooner State.

Oklahoma’s top 5 home warranty companies

Best workmanship guarantee

  • Offers 3 plans under $60 per month
  • Allows customers to choose between a $100, $125, or $150 service call fee
  • Covers repairs with a 180-day workmanship guarantee
  • Lets customers cancel for free within 30 days of their contract start day
Most trustworthy

  • All three available plans are under $60.00 per month
  • Has a 60-day workmanship guarantee on all repairs
  • Offers optional add-ons for up to 20 items
  • Customer service available 24 hours a day, seven days a week
Best customizable plans

  • 4 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $50–$55 per month
Best HVAC Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $28–$43 per month
Most cost-effective plans

  • Provides free roof leak coverage
  • Has optional septic system coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Get 2 extra months free when you sign up today

Top home maintenance problems in Oklahoma

Let’s take a look at the most common breakdowns in Oklahoma so that you can prepare for them by purchasing a home warranty plan.

  • Strained heating system: Frigid winters mean your heating system has to work overtime. This can lead to more breakdowns. However, if you purchase a system home warranty plan, these types of breakdowns will be covered.
  • Roofing damage: Oklahoma’s flat landscape can make roofing damage from wind and hail more common. Some home warranty companies in Oklahoma allow you to add roof leak coverage to your policy to quickly address minor roofing issues.
  • Mold and mildew: Mold and mildew don’t just cause funky odors in your home—they can also be damaging to your health. Poor drainage issues common in Oklahoma homes with clay foundations can create the ideal breeding ground for mold. One way to combat mold is by running a whole-home dehumidifier, which a comprehensive home warranty plan can protect. 

1. Cinch Home Services

Cinch Home Services has a 40-year history offering policies. One of the company’s most unique features is the ability to save up to $100 on a policy when you pay a lump sum at the beginning of the year as opposed to premiums every month.

The company currently offers three policy choices:

  • Appliances Plan: The Appliances Plan covers 12 of your home appliances.
  • Built-In Systems Plan: The Built-In Systems Plan includes coverage for 16 of your home systems.
  • Complete Home Plan: The Complete Home Plan includes all of the covered items in both the Appliances Plan and the Built-In Systems Plan. It also includes coverage for up to $500 of a homeowners insurance deductible.

View pricing information from Cinch Home Services below:

Plan name Price per month Price per year
Appliances Plan $27.99 $335.88
Built-In Systems Plan $32.99 $395.88
Complete Home Plan $39.99 $479.88

In addition to monthly premiums, you’ll also pay a service fee each time you use your policy. Cinch allows you to choose a $100, $125, or $150 service fee, which is due each time you receive a repair or replacement.

Claim your free quote from Cinch Home Services by filling out this online form or calling 833-743-1056.  

2. Liberty Home Guard

Liberty Home Guard is a newer home warranty company offering affordable premiums and service fees and a 60-day workmanship guarantee.

Oklahoma residents can choose from the following plan options:

  • Appliance Guard: The Appliance Guard plan covers nine of your home’s appliances.
  • System Guard: The System Guard plan covers six of your home’s systems.
  • Total Home Guard: The Total Home Guard Plan provides coverage for all systems and appliances included in the previous two plans for one lower price.

Take a look at Liberty Home Guard’s pricing information below:

Plan name Price per month Price per year
Appliance Guard $40 $480
System Guard $50 $600
Total Home Guard $60 $720

You’ll also pay a $60 fee to your service technician each time you use your plan.

Claim your free quote from Liberty Home Guard by filling out this online form or calling 866-451-2281

3. American Home Shield

American Home Shield is one of the longest-standing home warranty providers in Oklahoma with almost 50 years of experience.

American Home Shield offers three plans to Oklahoma homeowners:

  • Appliances Plan: The Appliances Plan covers 10 of the most common home appliances.
  • Systems Plan: The Systems Plan covers 12 major systems.
  • Combo Plan: The Combo Plan covers everything found in both the Appliances Plan and the Systems Plan.

Take a look at pricing estimates for American Home Shield’s plans:

Plan name Price per month Price per year
Systems Plan $49.99 $599.88
Appliances Plan $49.99 $599.88
Combo Plan $59.99 $719.88

You can choose a $75, $100, or $125 service fee when you purchase a plan. Keep in mind that choosing a lower service fee will increase your monthly premium and vice versa.

Claim your free quote from American Home Shield by filling out this online form or calling 888-365-2839

4. First American Home Warranty

First American Home Warranty is most notable for its unique First Class Upgrade option, which you can tack onto any plan. With this add-on, you get coverage for improperly installed and maintained items, building permits, installation fees, and more.

First American has two plans:

  • Basic Plan: The Basic Plan covers nine home appliances.
  • Premier Plan: The Premier Plan covers all nine home appliances found in the Basic Plan plus eight of your home’s systems.

Take a look at the cost of First American Home Warranty:

Plan name Price per month Price per year
Basic Plan $28 $336
Premier Plan $42.50 $510

In addition to your monthly premium, you’ll also pay a $75 fee per service request.

Claim your free quote from First American Home Warranty by filling out this online form or calling 833-204-7164

5. Select Home Warranty

Homeowners in the market for affordable coverage should consider Select Home Warranty, as all of the company’s plans cost less than $40 a month.

Select Home Warranty has three levels of coverage:

  • Bronze Care: The Bronze Care plan includes coverage for eight home appliances.
  • Gold Care: The Gold Care plan covers six of your home’s systems.
  • Platinum Care: The Platinum Care plan includes everything in both the Bronze Care and Gold Care packages plus a few additional items.

 

View pricing estimates from Select Home Warranty below:

Plan name Price per month Price per year
Bronze Care $35.83 $429.96
Gold Care $35.83 $429.96
Platinum Care $37.50 $450

You’ll also pay a $75 service fee each time you use your coverage.

Claim your free quote from Select Home Warranty by filling out this online form or calling 888-370-3953

Oklahoma home warranty buying guide

With so many home warranty providers offering coverage in Oklahoma, it can be tempting to just choose the first policy that’s within your budget. However, home warranties aren’t one-size-fits-all, so be sure to pick a plan and company that’s right for you by considering the following factors.

  • Customer service: When you’re dealing with a breakdown emergency, like a broken HVAC system in the middle of January, you want to know that you can count on your home warranty company to provide immediate service. To ensure this happens, look for a provider that has 24/7 claims reporting or 24/7 customer service.
  • Availability: Not every home warranty company offers service in every state. For example, Choice Home Warranty doesn’t currently extend policies to homeowners in Oklahoma. Even home warranty companies that service your state may limit policy availability to select zip codes. We recommend getting a custom quote form each provider you’re considering to be sure that you can get service in your area.
  • Coverage caps: Home warranties include coverage caps that limit the total repair or replacement value that you can receive per incident and per year. If you live in an older home or have finicky items, look for a home warranty provider that offers more generous coverage caps, like First American Home Warranty or American Home Shield. 

Our conclusion

Finding the right home warranty to protect your appliances and systems can be a challenge, but you don’t need to tackle this task alone. We’ve started the process for you by compiling a list of the five best providers in your state. You can finish the process by getting a custom quote from each company and making a final decision.

Frequently asked questions about Oklahoma home warranties

How soon can I use my home warranty after purchase?

Most home warranty companies require that you wait 30 days after signing up for coverage before you can use your benefits. This prevents you from buying a home warranty to correct an issue that already exists.

Are home warranty policies scams?

Though there have been unscrupulous home warranty companies, there are many reputable, longstanding providers that offer comprehensive coverage at an affordable price and that approve most of the claims customers file.

Can you cancel a home warranty plan after you buy it?

You can typically cancel your home warranty plan at any point after you sign onto your policy. However, keep in mind that some companies may charge you a cancellation fee for ending your policy before its expiration date. 

See the best home warranty companies in your state

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