- 2 plans available + optional add-ons
- Has over 11 years of industry experience
- 90-day repair guarantee
- $46–$55 per month with $85 service fee
Whether you are a new Minnesota homeowner or have been there your entire life, you will likely understand the benefits of living in this great state. With access to various outdoor activities, quick travel to Canada, and some beautiful changes between seasons, Minnesota is a wonderful place to own a home.
However, all homes can cause headaches at times. In our guide featuring the best home warranty companies in Minnesota, we will give you information on:
A home warranty is a protection plan for your appliances and systems. If a repair or a replacement is needed, the home warranty company will step in and cover it for you. Home warranties help to give homeowners peace of mind, and they protect against large and unexpected expenses. However, choosing the best home warranty in Minnesota can be a bit difficult. With lots of great options on the market, narrowing things down can take quite a bit of time and energy. If you are frustrated with this process and need to pick a home warranty plan, keep reading!
Although Minnesota homeowners are lucky to have more than 50 choices for their home warranty. This makes the process of narrowing things down quite a bit more difficult. We have taken all of the companies on the market and looked at pricing, service fees, company history, customer reviews, coverage caps, coverages, industry, and more. Here is how the top five plans in Minnesota ranked.
Provider | Website | Best For… | Monthly Cost | Service Fee | Years in Business | BBB |
Choice Home Warranty | CHW | Best Overall | Basic Plan: $45/month
Total Plan: $53.33/month |
$85 | 13 | B- |
American Home Shield | AHS | Best Customizable Plans | ShieldSilver: $34.99-$49.99/month
ShieldGold: $44.99-$59.99/month ShieldPlatinum: $59.99-$74.99/month |
$75-$125 | 50 | B |
Select Home Warranty | SHW | Most Cost-Effective Plans | Bronze Care Plan: $57/month
Gold Care Plan: $57/month Platinum Care Plan: $63/month |
$75 | 9 | B |
Liberty Home Guard | LHG | Most Trustworthy | Appliance Guard: $64.99/month
Systems Guard: $69.99/month Total Home Guard: $74.99/month |
$60 | 2 | A |
Service Plus Home Warranty | ServicePlus | Best For Immediate Service | Gold Plan: $53.67/month
Platinum Plan: $60.33/month |
$75 | 5 | NR |
Choice Home Warranty is the best overall home warranty in the state of Minnesota. The first thing that will stand out about the Choice Home Warranty plan is the simplicity of the service contract and plan options. Home warranties can be overwhelming with the amount of fine print that comes along with your contract. Luckily Choice Home Warranty has spent the last 13 years in the industry making home warranties as simple and straightforward as possible. Choice Home Warranty is quite generous in the coverages that it offers for the price. In addition, they will not turn your home down if it is a bit older.
The Choice Home Warranty only offers two plans to choose from. Each of the plans is a combo plan that offers both system and appliance coverage. Many Minnesota homeowners have a hard time choosing between appliance or system coverage so this is a great benefit to have. There is also a wide range of add-on coverages that you can attach to the Choice Home Warranty plan.
The add ons to the Choice Home Warranty plan include:
Plan | Price Per Month | Price Per Year |
Basic Plan | $45 | $560 |
Total Plan | $53.33 | $660 |
Choice Home Warranty has a service fee of $85. This is considered average, and you will see that most are between $60 and $150.
The Choice Home Warranty is perhaps one of the most recognized and well-known home warranty plans on the market. If you want a company with an excellent reputation and a strong history in the industry, look no further than Choice Home Warranty.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
For more information, read our Choice Home Warranty Review.
American Home Shield is the most customizable plan in the state of Minnesota. Having the ability to add and subtract coverage based on the needs of your Minnesota home is a great benefit. No two homes are created equal, and American Home Shield will work with you to meet the coverage that you need. American Home Shield has more than 50 years in the home warranty industry, making them one of the most reliable companies on the market. If you care about customer service and quality of coverage, the AHS plan is one to consider.
American Home Shield has three plan options to choose from. The Combo plans tend to be the most popular because of the mix of appliance and system coverage. In addition, people really are impressed with the electronics and pool and spa coverage that American Home Shield allows you to add to your policy.
Some of the add on coverage that you can get with the American Home Shield warranty includes:
Plan | Price Per Month | Price Per Year |
ShieldSilver Systems Plan | $39.99 | $479.88 |
ShieldGold Combo Plan | $49.99 | $599.88 |
ShieldPlatinum Combo Plan | $64.99 | $779.88 |
The American Home Shield service fees range from $75 to $125. The lower the service fee, the higher your monthly payment is going to be. When you can customize both your coverage and your fees, you will see how valuable the American Home Shield plan is.
For premium home warranty coverage in Minnesota, there is no better choice than American Home Shield. The time spent in the industry has allowed for an extremely strong network of repair technicians across the nation.
To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.
To read more, visit our American Home Shield review.
Select Home Warranty is the most cost-effective home warranty plan for Minnesota homeowners. The overall pricing, service fees, and add-on costs are considerably lower than other companies on the market. In addition, Select Home Warranty will include free roof leak coverage in any policy that it sells. The Select Home Warranty has been on the market for about nine years. One of the characteristics that Select Home Warranty is known for is the impressive workmanship guarantee that they offer. It takes a lot for a repair technician to qualify as a Select Home Warranty-approved repair technician. This reflects in the quality of the repair that you get.
Select Home Warranty has three policies to choose from. The Gold Care and Bronze Care are the lower-priced options that are a bit more limited in coverage. The Platinum Care Plan is the best on the market with its combination of coverages and overall fair pricing. This is a plan that will quickly pay for itself after just one or two repairs. Select Home Warranty also offers several add-on options to help you get the plan to fit your Minnesota home.
The add ons or options coverages from Select Home Warranty are:
Plan | Price Per Month | Price Per Year |
Gold Care | $52.00 | $579.99 |
Bronze Care | $52.00 | $579.99 |
Platinum Care | $58.00 | $649.99 |
Yet another great benefit of the Select Home Warranty is the $60 service fee associated with the policy. The fee is lower than almost any other on the market, and it further increases the cost-effective nature of this policy.
Select Home Warranty is a company that keeps budget in mind. If you are concerned with how much a home warranty will cost and whether or not it is worth it, this is a policy to consider quite closely.
Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.
Read our Select Home Warranty review to learn more.
Liberty Home Guard is the most trustworthy home warranty in the state of Minnesota. Amazingly, Liberty Home Guard has only been on the market for two years, yet it has earned the distinction of most trustworthy. The BBB rating for LHG is an A; this is an infrequent occurrence in the home warranty industry. Liberty Home Guard has earned this distinction by paying close attention to homeowners’ needs, properly repairing covered items, and quick service. This is a company that is going to continue to grow in the years to come.
Liberty Home Guard offers three policies to choose from. The systems plan, appliances, and combo plan give Minnesota homeowners some great choices to consider when picking out a plan. In addition, the list of add-on coverage options from Liberty Home Guard is one of the longest in the industry.
The add on coverage from Liberty Home Guard is quite impressive and includes things like:
Plan | Price Per Month | Price Per Year |
Appliance Guard | $64.99 | $649.99 |
Systems Guard | $69.99 | $699.99 |
Total Home Guard | $74.99 | $749.99 |
Liberty Home Guard has a $60 service fee. This is on the low end, and it helps to counterbalance the slightly higher overall costs of the Liberty home guard plan.
Having spent just two years in the home warranty industry, Liberty Home Guard is an impressive company. Although we recommend considering company history, you will have to recognize the quality over the quantity when evaluating Liberty Home Guard.
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
To learn more information, visit our Liberty Home Guard review.
our rating9.1
ServicePlus Home Warranty is the best home warranty for immediate service. During a cold Minnesota month, your heating system will need a quick and efficient repair. ServicePlus is the home warranty that you can count on. ServicePlus Home Warranty has about five years in the industry, and they have quickly learned how important it is to offer speedy service to their customers. The ServicePlus customer service and access to their customers are some of the best you will find in the industry.
There are two combo plan options offered from ServicePlus Home Warranty. The long list of add-on coverages helps homeowners that have a second refrigerator or a pool and spa that they want to be covered under their policy as well.
The optional coverage choices from ServicePlus Home Warranty include:
Plan | Price Per Month | Price Per Year |
Silver Combo | $53 | $636 |
Platinum Combo | $60 | $720 |
A ServicePlus Home Warranty deductible is priced at $75. This is just a few dollars more than Liberty Home Guard and Select and puts them in the same category as far as affordability is concerned.
One of the overall benefits of choosing a home warranty plan is access to quick and reliable service. Not all companies will be quite as fast as ServicePlus, and this is an essential factor to keep in mind.
To get a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091.
Now that you have your options narrowed down to the top five, it’s time to choose the one that is best suited for your Minnesota home. There are several key features you can look for across these plans to ensure that you choose the best one for you. A few things that we would consider looking into are the overall pricing, BBB ratings, and exclusions.
Home maintenance problems are something that all Minnesota homeowners will have to deal with at one point or another. As great as you are about keeping up with routine maintenance, sometimes normal wear will cause breakage. In Minnesota, some of the most common issues are with the electrical system, heating system, and cooktops. Let’s take a look at how having a home warranty in place can help you keep your Minnesota home in excellent working condition.
At this point, you should feel a little better about the best home warranty companies in Minnesota. There are so many great choices on this list that you can now choose a plan with confidence. The Choice Home Warranty still stands out as the best overall home warranty on the market. The time that Choice has spent in the industry, their impressive customer service, and the two combo plan options really set this plan apart. Although all of these companies offer great benefits, it does make sense to get quotes from more than just one provider. This way, you can compare the final pricing and coverages to ensure that you are getting the best deal for your Minnesota home.
At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.
We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.
That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.
To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:
We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.
With that in mind, we have dedicated staff members who regularly update our database of home warranty research.
For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.
If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.
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Any Minnesota homeowner that is worried about the unexpected expenses of repair and replacement of systems and appliances in the home will benefit from a home warranty. If you know how to fix your own HVAC or dishwasher, a home warranty might not be a good fit. However, having a home warranty in place typically saves both time and money.
Minnesota homeowners are lucky to have the Choice Home Warranty plan in place. This is a well-done home warranty policy with a good range of coverage options, more than 13 years in the industry, and impressive customer service. You can easily qualify for Choice Home Warranty coverage even if you live in an older home.
A home warranty allows a homeowner to submit a claim for a repair on a covered appliance or system. At that time, the customer will pay a service fee to cover the cost of the repair technician diagnosing the issue. Once it is determined that the repair is to be covered under the limitations of the home warranty policy, there are no other costs incurred by the homeowner.
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