- 2 plans available + optional add-ons
- Has over 10 years of industry experience
- 90-day repair guarantee
- $36–$44 per month
Home to 35,000 miles of streams and 11,000 lakes, there’s no way to deny that Michigan is overflowing with natural beauty. However, though the state’s position within the Great Lakes might make it look beautiful, it can also create a range of problems for homeowners and their systems and appliances.
A home warranty in Michigan can alleviate some of the stress that comes with buying a home in a state with a variable climate. Our guide to the best home warranties in Michigan will help you find the coverage you need before one of your home’s components breaks down.
Take a look at some of the most common problems Michigan homeowners face thanks to the state’s proximity to the Great Lakes:
Choice Home Warranty opened its doors in 2008 and has been offering policies ever since. The company has two levels of coverage, but regardless of the one you choose, you’ll be getting both system and appliance protection.
Let’s take a closer look at each of these policies:
You can also customize your plan with the following add-ons:
In addition to your monthly fee, you’ll also pay an $85 service fee each time you receive a repair or replacement.
Claim your free quote from Choice Home Warranty by completing this online form or calling 929-400-6164.
Cinch Home Services is one of the oldest home warranty providers in the United States, having opened its doors in 1979. The company is best known for its generous, 180-day workmanship guarantee, which ensures that you won’t have to pay another service fee if you experience the same breakdown more than once within a 180-day window.
Cinch Home Services currently offers three plans:
You can also add optional coverage for the following:
You’ll also pay a per-incident service fee of $100, $125, or $150. Keep in mind that selecting a lower service fee will increase your monthly premium.
Claim your free quote from Cinch Home Services by completing this online form or calling 833-743-1056.
American Home Shield is another veteran in the industry with close to 50 years of experience. Some of the company’s most unique features include the ability to choose your own service fee and 24/7 customer service.
American Home Shield has three plan options:
You can customize your plan from American Home Shield with the following:
American Home Shield allows you to choose your own service fee between $75, $100, and $125.
Claim your free quote from American Home Shield by completing this online form or calling 888-365-2839.
Amazon Home Warranty is best known for its extensive list of optional coverages. These add-ons range from more common issues like roof leaks to more unique items like a wine refrigerator or central vac.
Amazon Home Warranty offers three plans:
Take a look at this list of over 20 optional add-ons:
You’ll also pay a $75 service fee each time you use your plan.
Claim your free quote from Amazon Home Warranty by completing this online form or calling 866-605-8194.
If your systems or appliances have pre-existing conditions, consider a policy from First American Home Warranty. The company offers an add-on called the First Class Upgrade that covers improperly installed or maintained items as well as other expenses like building permits and haul-away fees.
First American Home Warranty offers two policy options:
You can customize your plan from First American Home Warranty with the following add-on coverages:
In addition to your monthly premium, you’ll also pay a $75 fee for each service request you make.
Claim your free quote from First American Home Warranty by completing this online form or calling 833-204-7164.
Here are a few essential factors to consider before you select a policy.
We compared a wide range of home warranty options in Michigan before we decided to recommend Choice Home Warranty, Cinch Home Services, American Home Shield, Amazon Home Warranty, and First American Home Warranty. Before making a final decision, be sure to get quotes from at least three of these providers so that you know exactly what coverage and cost would look like for your home.
What are emergency services?
A home warranty company with emergency services will send a technician to fix a broken item after hours if it’s an emergency. The definition of an emergency may vary from company to company, but an example might be not having electricity or water throughout your home.
Are home warranties worth it?
One repair to a major system or appliance can cost over $1,000. If you can compare that to the cost of a home warranty over an entire year, you’ll actually save money. It also gives you peace of mind and allows you to enjoy your home instead of worrying about something breaking down.
Is a home warranty the same thing as homeowners insurance?
No. When you purchase a home, you’ll usually be required to purchase homeowners insurance to protect your property from hazards like burglaries and fires as a term of your mortgage. Home warranties don’t cover costs from perils like these. Instead, they cover damage that results from regular wear and tear.
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