Updated Jan 10, 2023
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Massachusetts is a great place to own a home if you enjoy history, beautiful weather, access to the beach, and some of the best fall leave changes you have ever seen. Homeowners in Massachusetts are lucky to have both city and country life as an option. However, all homeowners have to deal with some stress and headache when it comes to issues with systems and appliances in the home.
Massachusetts is a state with a wide range of weather conditions. These conditions impact the home systems and home appliances and potentially cause normal wear to happen at a faster pace. Finding a home warranty that will protect your budget and give you peace of mind is the best approach. If you are looking for the best home warranty companies in Massachusetts, we will help you find why homeowners need a home warranty, the best companies to choose from, and how to pick the best option for your home.
Why Trust House Method
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Choice Home Warranty is the best overall home warranty in the state of Massachusetts. Choice Home Warranty has been offering home warranty plans to Massachusetts homeowners for the last 13 years. Each of the plans comes with impressive customer service, fair pricing, and comprehensive coverage for your home. Choice Home Warranty has some of the highest coverage caps or policy limits on the market. If you have high-end appliances or systems and are worried about long-term costs, Choice is a great plan to consider.
There are two very basic policy options from Choice Home Warranty, the Basic Plan and the Total Plan. Each of the plans covers a mix of systems and appliances to give you better overall coverage for your home. The Total Plan at $53 per month is the more popular option from Choice. The Choice Home Warranty plan also has a wide range of add-on coverage to make the policy more customized. You can add anything from your central vacuum to your pool to the policy. The service fee is $85.
Here’s a detailed look at Choice Home Warranty’s coverage:
Choice Home Warranty has several add-on coverages that you can attach to either of its plans.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Read the full Choice Home Warranty Review.
The Select Home Warranty is the most cost-effective home warranty plan for Massachusetts homeowners. The Select Home Warranty plan is about nine years old, and they are offered in states all across the nation. Select Home Warranty is very restrictive about the contractors and repair technicians they allow into your home. The process to qualify to be a Select Home Warranty technician is quite difficult and extensive. To offer its customers tremendous value as part of the plan, Select Home Warranty gives free roof leak coverage with each of its plans.
There are three Select Home Warranty policies to choose from. The plans are the Bronze Care, Gold Care, and Platinum Care. The combo plan or Platinum Plan tends to be the most popular option as it is just a few dollars more per month but offers double the coverage. Although Select Home Warranty gives free roof leak coverage, there are other options that you can add to the policy for a fair monthly price. The service call fee is very reasonably priced at just $65.
Here’s a detailed look at Select Home Warranty’s coverage:
Select Home Warranty has several add-on coverages that you can attach to either of its plans; roof leak coverage is included without having to pay extra.
Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.
Read our Select Home Warranty review to learn more.
American Home Shield is the most customizable plan in the state of Massachusetts. Having a plan that can easily conform to the needs of your home is a tremendous benefit. The American Home Shield plan is considered to be a premium option that has impressive features and benefits covered under the plan. The American Home Shield plan has been on the market for more than 50 years. This is truly one of the leaders in the home warranty industry, and you can tell by the impressive coverage that they offer its customers.
There are three American Home Shield plans to choose from. The two combo or comprehensive plans are the most popular because they offer peace of mind for the system and appliances in the home. American Home Shield offers the ShieldPlatinum plan, which is the most premium plan in the industry. AHS also provides a good range of add-on options. They are known for the pool and spa coverage; it is affordable yet effective in keeping your expensive pool equipment repairs from ruining your savings account. The service fee is customizable, ranging from $75 to $125.
Here’s a detailed look at American Home Shield’s coverage:
American Home Shield also offers several add-on coverages for homeowners to consider.
To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.
To read more, visit our American Home Shield review.
The Home Service Club has the quickest coverage of any home warranty provider in Massachusetts. With The Home Service Club service contract, you will be able to start your home warranty coverage just ten days after paying for the home warranty policy. Most of the time a service provider will require a 30-day waiting period. The Home Service Club has a long list of coverage options, impressive availability, and they won’t turn you down if your home is older.
There are two plans from The Home Service Club. The Standard Coverage is a combo or comprehensive plan with an impressive coverage of the entire home and a price of $50 per month. The Comprehensive Coverage homeowner will nearly double the number of covered items in the Standard Coverage plan. The service fee from The Home Service Club is customizable and ranges from $65 to $125. The higher the service fee, the lower your home protection plan costs will be.
Here’s a detailed look at The Home Service Club’s coverage:
The Home Service Club also has plenty of add-on options, starting around $5 per month and increasing from there.
To get a free quote from The Home Service Club, fill out this online form or call 800-842-9334.
To learn more information, visit our The Home Service Club review.
Liberty Home Guard is the most trustworthy home warranty in the state of Massachusetts. Being able to trust that the home warranty you have will come through when a system or appliance breaks is imperative. Liberty Home Guard has only been on the market for two years, yet they already have an A rating with the BBB. When you read customer reviews for Liberty Home Guard, you will see that people are happy about the customer service and the depth of coverage that they get with their home warranty plan.
Just like Select Home Warranty, there are three standard policies to choose from with Liberty Home Guard. You may notice that the pricing of some of these policies is a bit higher than others, but the coverage list is quite long. If you are worried about leaving certain appliances or systems off of your plan, Liberty Home Guard will ensure things are comprehensive. The list of add-on coverage from LHG is one of the longest on the market. The service fee from LHG is $75, and the coverage caps are typically around $1500.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard has one of the most extensive lists of add-on coverages in the industry; these will include
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
To learn more information, visit our Liberty Home Guard review.
We have done some in-depth research and analysis to determine that the average cost of a home warranty in the state of Massachusetts is around $725. This will obviously fluctuate if you live in a 10,000-square-foot home or a small condo or townhouse. In addition, the monthly cost is sometimes customizable depending on the coverage the home warranty offers. Some home warranty providers will offer a sign-on incentive that will give you a few months off if you have just purchased real estate or are new to home warranties.
|Home Over 5,000 sq ft||$1,294.73|
|Home Under 10,000 sq ft||$638.09|
|Home Warranty Company||Choice Home Warranty||Select Home Warranty||American Home Shield||The Home Service Club||Liberty Home Guard|
|Best For||Best Overall||Most Cost Effective||Best Customizable Plans||Quickest Service||Most Trustworthy|
|Annual Limit||Up to $3000 per covered item||Up to $2000 per covered item||Up to $6000 per covered item||Up to $2500 per covered item||Up to $2000 per covered item|
|Average Response Time||Up to 48 hours||Up to 48 hours||Up to 48 hours||Within 24 hours||Within 24 hours|
|State Availability||Excludes WA||Excludes NY, NV, WA, WI||Excludes AK||Available in All States||Excludes WA & WI|
|Online Chat / Mobile App||No||No||Yes||Yes||Yes|
|Quote||Get Quote||Get Quote||Get Quote||Get Quote||Get Quote|
We hope that you are now feeling more confident about choosing the best home warranty for your Massachusetts home. We know there are a lot of great choices out there, but Choice Home Warranty stands out as the overall best option. With Choice Home Warranty, you get a great mix of value and coverage. The customer service is strong, and the speed of service is quite good as well. Although it is a good idea to get quotes from several different companies, we think you will find that Choice Home Warranty ends up being the smartest option for your home.
We hope you are starting to feel a little less overwhelmed with your options to purchase a home warranty in Massachusetts. Now that you have the five best on the market, let’s take a look at how you can narrow it down to the perfect plan for your home. Three things to look at when narrowing down the plans are the coverage limits or caps, service fees, and the workmanship guarantee.
Homeowners in Massachusetts can deal with a wide range of home maintenance problems. The most common of these problems has to do with the extreme changes in temperature that Massachusetts homes can see in the course of a year. Take, for instance, the HVAC system, heating system, and even the water heater.
A home warranty is a protection plan for your home system and appliances to protect you from large out-of-pocket expenses for repairs and replacements. As homeowners, we never know when one of kitchen appliances may suddenly stop working.
It is hard to prepare from a budge perspective for the unknown, but the home warranty allows for that. Each time a system or appliance breaks down, the service fee is likely the only out-of-pocket cost to the homeowner.
A home warranty and homeowners insurance are not the same. If you have a home with a mortgage, homeowners insurance is mandatory. The homeowners’ insurance will protect against natural disasters, fires, and major structural damage. With a home warranty, you will simply have coverage of the items that you use most frequently on a daily basis, the home systems, and appliances. Most of the time, the coverage from the home warranty and the homeowner’s insurance do not overlap. In addition, a home warranty is an optional service contract, where home insurance typically is not.
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If you have never had a home warranty, then looking at sample contracts may be a bit confusing. Understanding what these companies offer and then what will happen when a service request is filed is quite important. Here are the steps detailing how a home warranty in Massachusetts works.
As you are shopping for a home warranty for your Massachusetts home, you will likely realize that this coverage is split into three main categories, appliances, home systems, and optional add-ons. The appliance will be most of the common options that you find in your kitchen or laundry room; most plans offer a large number of appliances as these are typically easier and less expensive to fix.
Systems plans will include things like the plumbing system, electrical system, and even the HVAC or heating system. These systems typically have high repair costs, and having system coverage in place is very beneficial for Massachusetts homeowners. The add-on coverage is typically things like sprinkler systems and roof leak coverage.
A home warranty provider will only protect against normal wear. If you have intentional breakage or pre-existing conditions, the plan will exclude this from your policy contract.
It is very important to take care of your home systems and appliances, even after your home warranty plan is in place. If you are not properly keeping up with routine maintenance, there is a high chance your home warranty claim could be denied. Claim denial is frustrating, but most times, it can be avoided. The most common exclusions from a home warranty plan are…
Homeowners in Massachusetts are typically quite happy with their home warranty coverage, but there are always some issues that come up that can get people frustrated. The good news is that paying attention to these things before purchasing your home warranty plan will only help you save money in the long run.
Home warranty plans are worth it for Massachusetts homeowners. With the changing weather throughout the year in Massachusetts, along with the higher costs of living around cities like Boston, the home warranty helps keep your budget intact and allows you to enjoy home ownership.
If your new home or old home experiences an issue with something like your HVAC, the cost to repair can be hundreds if not thousands of dollars. With a home warranty in place, you may only have to pay the service fee of $75 or $100. The home warranty plan can also cover replacements in addition to repairs.
Home warranty plans are worth the money because they allow you to live in your home without fear. They save you time and money and make it easier for homeowners of any age to enjoy all that Massachusetts has to offer.
A home warranty in Massachusetts will range in price from $35 a month to $85 a month. You can typically pick and choose coverages to ensure that they work for your individual home. The more coverage that you add to the plan, the higher the overall pricing is going to be. Compare all plan costs, service fees, and add-on coverage pricing to find the cheapest home warranty or the one that fits your budget and needs the best.
A service fee is a price you pay when you schedule a repair under your home warranty plan. The home warranty service fee is typically priced between $60 and $150. If a repair fails, most companies will allow for a repair to be done without having to pay an additional service fee.
The best home warranty in Massachusetts is Choice Home Warranty. With impressive coverage, time in the industry, and great plan choices, Choice Home Warranty is an intelligent choice. If you have lived in your home for 30 years and have old systems and appliances, Choice Home Warranty will still offer you coverage.
A home warranty is well worth the price that you will pay. All it takes is a few simple repairs to justify the cost of the plan for the entire year. Take a look at how much money you typically spend on repairs related to systems and appliances; you will quickly see how much a home warranty can help.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
To make the most of our research, we developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria.
Additional Massachusetts Home Warranty Resources