Best Home Warranty Companies in Massachusetts (2021)

By Jennifer Merrigan

Massachusetts is a great place to own a home if you enjoy history, beautiful weather, access to the beach, and some of the best fall leave changes you have ever seen. Homeowners in Massachusetts are lucky to have both city and country life as an option. However, all homeowners have to deal with some stress and headache when it comes to issues with systems and appliances in the home.

In our guide featuring the best home warranty companies in Massachusetts, we will give you information on:

  • How to choose the best home warranty 
  • Why do Massachusetts homeowners need a home warranty 
  • What the best companies in Massachusetts are for home warranties

A home warranty is a policy that will help to keep your savings and budget protected from unexpected expenses. These expenses are related to the systems and appliances in your home that suffer from normal wear. When a refrigerator or a heating system goes down, a home warranty can step in and help you cover the costs of the repair. Choosing the best home warranty companies in the industry is quite difficult. If you have started this process on your own and are frustrated with narrowing down the plans, keep reading, and we will help.  

Massachusetts’ Top 5 Home Warranty Companies

With dozens of home warranty companies to choose from, it can be really difficult to narrow the options down to just one. When we narrowed our list to the top five home warranty companies in Massachusetts, we looked at things like customer service, BBB rating, overall pricing, service fees, time spent in the industry, coverage caps. Here is how the top five plans in Massachusetts ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy 
  5. Service Plus Home Warranty: Best for Immediate Service 
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty SHW Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard LHG Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
Service Plus Home Warranty ServicePlus Best For Immediate Service Gold Plan: $53.67/month

Platinum Plan: $60.33/month

$75 5 NR

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of Massachusetts. Choice Home Warranty has been offering home warranty plans to Massachusetts homeowners for the last 13 years. Each of the plans comes with impressive customer service, fair pricing, and comprehensive coverage for your home. Choice Home Warranty has some of the highest coverage caps or policy limits on the market. If you have high-end appliances or systems and are worried about long-term costs, Choice is a great plan to consider. 

There are two very basic policy options from Choice Home Warranty. Each of the plans covers a mix of systems and appliances to give you better overall coverage for your home. The Choice Home Warranty plan also has a wide range of add-on coverage to make the policy more customized. You can add anything from your central vacuum to your pool to the policy. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The Choice Home Warranty service fee is $85. The typical service fees for a home warranty policy in Massachusetts range from $60 to $150. The fact that Choice Home Warranty is right at $85 makes them more of an average-priced home warranty company. 

The overall best thing about Choice Home Warranty is how simple they make plans. If you are frustrated with fine print and feeling as though you are getting taken advantage of with a home warranty company, Choice will help to clear things up.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in the state of Massachusetts. Having a plan that can easily conform to the needs of your home is a tremendous benefit. The American Home Shield plan is considered to be a premium option that has impressive features and benefits covered under the plan. The American Home Shield plan has been on the market for more than 50 years. This is truly one of the leaders in the home warranty industry, and you can tell by the impressive coverage that they offer their customers. 

There are three American Home Shield plans to choose from. The two combo or comprehensive plans are the most popular because they offer peace of mind for the system and appliances in the home. American Home Shield also provides a good range of add-on options. They are known for the pool and spa coverage; it is affordable yet effective in keeping your expensive pool equipment repairs from ruining your savings account. 

Some of the add on coverage that you can get with the American Home Shield warranty includes:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

American Home Shield has service fees that will range between $75 and $125. With a higher service fee, you can expect a lower monthly payment. Lower service fees will have a higher monthly payment. This is just one more way that American Home Shield shows how they can help you customize your plan and save money. 

If you want premium coverage and you are not concerned with cost, American Home Shield is the best policy on the market. Although the pricing is a bit higher for this plan, you will be pleasantly surprised by the fact that the value is quite good. Sometimes in the home warranty industry, you get what you pay for, and American Home Shield knows how to deliver.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

The Select Home Warranty is the most cost-effective home warranty plan for Massachusetts homeowners. The Select Home Warranty plan is about nine years old, and they are offered in states all across the nation. Select Home Warranty is very restrictive about the contractors and repair technicians that they allow into your home. The process to qualify to be a Select Home Warranty technician is quite difficult and extensive. To offer its customers tremendous value as part of the plan, Select Home Warranty gives free roof leak coverage with each of its plans. 

There are three Select Home Warranty policies to choose from. The three options consist of a systems plan, appliance plan, and a combo or combination plan. The combo plan tends to be the most popular option as it is just a few dollars more per month but offers double the coverage. Although Select Home Warranty gives free roof leak coverage, there are other options that you can add to the policy for a fair monthly price.

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

The service fee for Select Home Warranty is $60; this is one of the lowest on the market. As we have stated, you will have a hard time finding a more cost-effective plan than Select Home Warranty. 

Overall the Select Home Warranty makes the process of purchasing a home warranty quite a bit easier. The pricing is fair, the customer service is excellent, and you get that free roof leak coverage to seal the deal. 

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in the state of Massachusetts. Being able to trust that the home warranty you have will come through when a system or appliance breaks is imperative. Liberty Home Guard has only been on the market for two years, yet they already have an A rating with the BBB. When you read customer reviews for Liberty Home Guard, you will see that people are happy about the customer service and the depth of coverage that they get with their home warranty plan. 

Just like Select Home Warranty, there are three standard policies to choose from with Liberty Home Guard. You may notice that the pricing of some of these policies is a bit higher than others, but the coverage list is quite long. If you are worried about leaving certain appliances or systems off of your plan, Liberty Home Guard will ensure things are comprehensive. The list of add-on coverage from LHG is one of the longest on the market. 

The add on coverage from Liberty Home Guard is quite impressive and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

The Liberty Home Guard service fee is $60. This is considerably lower than other plans on the market and helps to make it easier to justify the pricing of their Total Home Guard plan. 

With only two years in the industry, Liberty Home Guard has proven that they will be around for quite some time. If you like modern systems, excellent customer service, and speedy repair times, take a look at Liberty Home Guard.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

To learn more information, visit our Liberty Home Guard review.

5. ServicePlus Home Warranty

Best For Immediate Service

  • Offers 2 plans + optional add-ons
  • Provides a 24/7 claims hotline open 365 days a year
  • Has a 90-day parts guarantee
  • Allows customers to make unlimited service calls

ServicePlus Home Warranty is the best home warranty for immediate service. It is not fun to be without HVAC or a stove for an extended period of time. If you are the type of homeowner that wants a fix immediately, ServicePlus Home Warranty is the policy to look for. ServicePlus has been on the market for about five years, and they are known for getting your repair done quickly and efficiently. The overall value of the ServicePlus home warranty is quite good and allows customers both system and appliance coverage. 

The ServicePlus Home Warranty policies are simple and straightforward. There are two combo options to choose from that have a variety of systems and appliances included. In addition, you can add coverage for the specific needs of your Massachusetts home. 

The optional coverage choices from ServicePlus Home Warranty include:

  • Pool / Spa
  • Additional Spa
  • Limited Roof Leak
  • Central Vacuum
  • Sump Pump
  • Well Pump
  • Septic System
  • Septic Pumping
  • Second Refrigerator
  • Stand Alone Freezer
  • Water Softener
  • Refrigerator Ice Maker
  • Free Standing Ice Maker
  • Add’l A/C System (each)
  • Add’l Heading System (each)
  • Water Heater (each)
  • Add’l Garage Door Opener (each)
Plan Price Per Month Price Per Year
Silver Combo $53 $636
Platinum Combo $60 $720

The deductible from ServicePlus is $75. This falls right in line with other home warranty companies in Massachusetts. 

One of the things that will help the ServicePlus home warranty stand out is its availability to the customer. This is a company open 24 hours a day, 365 days a year. If your stove goes down on the weekend, ServicePlus won’t wait until Monday to start figuring out a solution. If this prompt service matters to you, ServicePlus Home Warranty is a great option to consider.

To get a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091

Massachusetts Home Warranty Buying Guide

We hope you are starting to feel a little less overwhelmed with your options to purchase a home warranty in Massachusetts. Now that you have the five best on the market, let’s take a look at how you can narrow it down to the perfect plan for your home. Three things to look at when narrowing down the plans are the coverage limits or caps, service fees, and the workmanship guarantee. 

  • Coverage Limits: All covered items have a limit. The limit will determine how much money you will have to go towards repairs and replacements. Some policies have limits of $500 per covered item, and others will go as high as $3000. 
  • Service Fees: The service fee is the price you pay when you schedule a service call and report a repair. The service fees range from $60 to $150. If you have a lot of issues in the course of a year, these service fees can add up. 
  • Workmanship Guarantee:  The workmanship guarantee is the amount of time you have that the repair completed by the home warranty company is covered. If a plumber comes to fix an issue and two days later the issue is still broken, the home warranty will cover the additional repair costs. Some workmanship guarantees are 90 days, and others are 180. 

Top Home Maintenance Problems in Massachusetts

Homeowners in Massachusetts can deal with a wide range of home maintenance problems. The most common of these problems have to do with the extreme changes in temperature that Massachusetts homes can see in the course of a year. Take, for instance, the HVAC system, heating system, and even the water heater. These are three areas of the Massachusetts home that you will need to remain in working condition. Let’s take a look at how having a home warranty in place will help you keep your Massachusetts home free of any issues.

  • HVAC:  The Massachusetts summers are long, and they are hot. Although everyone will be ready to hit the beach, you won’t want to sleep in a home that is extremely warm and humid. HVAC systems are expensive and require high-priced parts to fix. With a home warranty in place, you will only owe a service fee. 
  • Heating System: In the middle of a Massachusetts winter, a heating system is essential. When everyone is trying to schedule their repair, your home warranty company will handle it for you and guarantee service within a short period. 
  • Water Heater: Having a functional hot water heater can make your home a much more enjoyable place to live. Water heaters tend to have shorter life spans than other appliances and systems. Having a home warranty in place can help with replacement costs as well.

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Our Conclusion

We hope that you are now feeling more confident about choosing the best home warranty for your Massachusetts home. We know there are a lot of great choices out there, but the Choice Home Warranty stands out as the overall best option. With Choice Home Warranty, you get a great mix of value and coverage. The customer service is strong, and the speed of service is quite good as well. Although it is a good idea to get quotes from several different companies, we think you will find that Choice Home Warranty ends up being the smartest option for your home.

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About Massachusetts Home Warranties

How Much Does A Home Warranty Cost In Massachusetts? 

A home warranty in Massachusetts will range in price from $35 a month to $85 a month. You can typically pick and choose coverages to ensure that they work for your individual home. The more coverage that you add to the plan, the higher the overall pricing is going to be. Compare all plan costs, service fees, and add-on coverage pricing to find the cheapest home warranty or the one that fits your budget and needs the best.

 

 

 

What Is A Service Fee?

A service fee is a price you pay when you schedule a repair under your home warranty plan. The home warranty service fee is typically priced between $60 and $150. If a repair fails, most companies will allow for a repair to be done without having to pay an additional service fee. 

What Is The Best Home Warranty Company In Massachusetts? 

The best home warranty in Massachusetts is the Choice Home Warranty. With the impressive coverage, time in the industry, and great plan choices, Choice Home Warranty is an intelligent choice. If you have lived in your home for 30 years and have old systems and appliances, Choice Home Warranty will still offer you coverage. 

Is A Home Warranty Worth It?

A home warranty is well worth the price that you will pay. All it takes is a few simple repairs to justify the cost of the plan for the entire year. Take a look at how much money you typically spend on repairs related to systems and appliances; you will quickly see how much a home warranty can help. 

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