Best Home Warranty Companies in Maryland (2021)

By Jennifer Merrigan

Being a homeowner in Maryland means having quick access to Washington D.C, the beautiful shoreline, and a central location for any type of travel. In addition, Maryland is known for some humid weather conditions and very hot summers. Having a home warranty on your Maryland home can help you protect both your appliances and systems associated with your house.

If you have been looking for the best home warranty companies in Maryland, our guide will give you the following information.:

  • Which Maryland home warranty is the best
  • How to choose a Maryland home warranty 
  • What should a home warranty cover and protect 

A home warranty is a plan or program that will help protect systems and appliances in the home. If a repair or replacement is necessary, the warranty plan will help to offset the costs and keep a homeowner’s budget in mind. Some of the best home warranty companies on the market offer their plans in the state of Maryland; the only tricky part can be narrowing them down. Keep reading if you need help choosing the best Maryland home warranty.

Maryland’s Top 5 Home Warranty Companies

There is an overwhelming number of home warranty companies for Maryland homeowners to choose from. Each of these companies offers unique benefits and features. We took all of these companies and compared things like coverage choices, policy limits, service fees, pricing, BBB ratings, reviews, and more and narrowed everything down to the top five choices. Here is how the top five Maryland home warranty companies have ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy 
  5. First American Home Warranty: Best Appliance Coverage 
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty Select Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard Liberty Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
First American Home Warranty First American Best Appliance Coverage Basic Plan: $38/month

Premier Plan: $48.50/month

$75-$100 37 B+

1. Choice Home Warranty 

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in Maryland. Choice is a nationwide home warranty service provider that has more than ten years in the industry. One of the things that make Choice stand out from the crowd is the fact that the plan options are quite simple and straightforward. Choice has a very high standard for their contractors and technicians, and the overall customer service reviews are quite high for Choice Home Warranty. 

When it comes to coverage choices, Choice Home Warranty offers two plans. The great thing about both of these plans is that they provide a combination of systems and appliance coverage. Where many brands will make you choose between appliances or systems, with Choice, you get both. In addition, the policy limits on the Choice Home Warranty are some of the highest on the market. Some of the appliances or systems will have limits as high as $3,000. Choice also offers a wide range of add on or optional coverage choices for homeowners to consider. 

The add-ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The service fee for Choice Home Warranty is $85. The $85 fee will help Choice Home Warranty fall right in the middle as far as home warranty costs are concerned; the overall affordability of the Choice plan is known for being quite fair. 

Choice Home Warranty makes it very easy to purchase and sign up for a home warranty plan. The coverage they offer is clear and straightforward, and you won’t be left with questions about whether or not a system or appliance is covered. If you are new to homeownership and worried about those unexpected costs, Choice will give you peace of mind.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield 

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan available for Maryland residents. If you want to ensure that your Maryland home has unique coverage built specifically for its needs, the American Home Shield plan is a perfect choice. With more than 50 years in the industry, this plan comes with tremendous workmanship, professional communication, and excellent customer service. You will have no trouble finding positive reviews about American Home Shield in Maryland. 

The coverage options from American Home Shield fall under three plans. There is an affordable systems plan and then two combo plans. The combo plans are more comprehensive and will cover both systems and appliances. These will take care of all rooms in your home and give you complete peace of mind as a Maryland homeowner. One of the most important things to consider with American Home Shield is the add-on coverage. With the customization options that come along with this plan, the add-on coverages can help protect some of the exterior of your home as well. 

Some of the add-on coverage that you can get with American Home Shield includes:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month* Price Per Year*
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

* Pricing based on a $100 service fee.

One of the unique benefits of the American Home Shield plan is that you can choose your service fee. The service fee will be between $75 and $125 per month. The more money you pay for a service fee, the less your monthly payment will be. This kind of customization is unique in the home warranty market. 

The American Home Shield warranty is a premium choice with more experience than any other home warranty company on the market. If your Maryland home is unique, or you simply want to ensure it is protected to the highest extent, the AHS plan is the way to go.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.

To read more, visit our American Home Shield review.

3. Select Home Warranty 

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

The Select Home Warranty is the most cost-effective option for Maryland homeowners. Owning a home in Maryland can be quite expensive, and finding a home warranty company that takes into mind the expense and the value of the plan is important. The Select Home Warranty company has been in the market for more than ten years, and they have always been known for their affordability. One of the unique features of this plan is the fact that they offer free roof leak coverage with any of their plan choices. Most companies make this an add-on that will cost additional money, so this is a great benefit to consider. 

The Select Home Warranty policy comes with three different plan choices. The plans are the Gold, Bronze, and Platinum policies. The Platinum is the most popular plan because it will cover a combination of systems and appliances while still keeping the pricing fair. If you would prefer just systems or appliances, the Gold and Bronze plan choices can be considered. In addition, Select Home Warranty allows for lower-priced add-on options. 

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

The service fee for a Select Home Warranty policy is $60. This is one of the lowest on the market and will be much appreciated if you should experience a month with more than one repair or replacement. 

If your budget is your reason for holding off on a home warranty plan, Select Home Warranty may change the way you think. This plan is not meant to be cheap; instead, it is something that you can rely on that provides excellent value for the price that you pay. Select Home Warranty is easy to work with and will help you get your plan started today.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in Maryland. To earn the most trustworthy spot within just a two-year period, Liberty Home Guard is doing some things quite well. The customer service and attention to detail have helped Liberty Home Guard earn a BBB rating of A. This is the only home warranty company that currently sits with a rating this high. With the tremendous start that Liberty Home Guard is off to, you can expect to see them at the top of any Maryland home warranty list for years to come. The Liberty Home Guard plan offers broad coverage options and contractor knowledge to back it all up. 

The three Liberty Home Guard plans allow you to choose if you would like more specific or broad range coverage for your home. There is a systems plan, an appliance plan, and then a combo plan. Each of the plans offers very fair policy limits for the individual components. In addition, Liberty Home Guard has one of the most extensive add-on coverage options you can find in the industry. 

The add-on coverage from Liberty Home Guard will include includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

A $60 service fee puts the Liberty home guard plan back into one of the more affordable categories on the market. You will notice that the monthly pricing may be a little higher, but the lower service fee increases the overall value of the plan. 

If you are a Maryland homeowner looking for a newer company that stays up to date with the latest technologies and trends, Liberty Home Guard is the way to go. Each year they are adding more coverage options and making it easier for homeowners across the nation to protect their most important assets.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.

Read our Liberty Home Guard review for more information.

5. First American Home Warranty

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

The First American Home Warranty is the best option for appliance coverage in Maryland. Appliances get quite a bit of use, and protecting them with a company that has close to 40 years in the industry, is an intelligent choice. The First American Home Warranty has a BBB rating of B+, making it one of the stronger choices for customer satisfaction. We are impressed with the coverage options that First American offers, even if they only have two policies to choose from. 

Similar to our top pick, Choice Home Warranty, First American Home Warranty has two coverage options to pick from. The first is the appliance plan that offers comprehensive and affordable appliance coverage. The second plan is the more comprehensive choice that will give you peace of mind about your home systems as well. Both plans can be good choices, and the additional coverage options allow for even more protection. 

The optional coverage choices from First American Home Warranty includes:

  • Central air conditioning (electric)
  • Additional refrigeration
  • Pool/Spa equipment
  • Well pump
  • Septic/septic tank pumping
  • First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)
Plan Price Per Month Price Per Year
Basic Plan  $38 $420
Premier Plan $48.50 $526

First American Home Warranty charges an $85 service fee. The fee is considered to be about average among other home warranty companies. However, the fact that the monthly pricing for First American Home Warranty is so low, the overall affordability of the plan remains quite good.  

Many Maryland homeowners look for appliance coverage to test out a home warranty. If things go according to plan, system coverage can always be added at a later date. This is very easy and affordable to do with the First American Home Warranty.

If you are looking for a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164

To find out more, read our First American Home Warranty review.

Maryland Home Warranty Buying Guide

Narrowing down the best Maryland home warranties to the top five choices took a bit of work. However, you will now have to choose the home warranty that best fits the specific needs of your home. There are three essential things to keep in mind regarding your Maryland home warranty; those are pricing, coverage details, and workmanship. 

  • Pricing: The pricing of a home warranty in Maryland will include the monthly charges as well as the service fee. Try to consider what it will cost if a few systems or appliances will break down through the year. Each plan has a different cost structure and coverage, and it takes some time to break down which ones are the best for your home. 
  • Coverage Details: Just because a system like the electrical system is covered under your plan does not always mean that all parts of the system have full coverage. Pre-existing conditions and issues with poor maintenance will likely not be part of the plan. 
  • Workmanship: Home warranty companies must create relationships with local contractors and professionals to come work on your home. Having a home warranty that will ensure a fix the first time they arrive to work on the home is a great benefit. 

Top Home Maintenance Problems in Maryland

As great as it is to live in Maryland, there are some issues that can cause the home to experience quite a bit of normal wear. Certain home maintenance problems in Maryland will make the home warranty a very valuable plan to have in place. Let’s take a look at the way a home warranty can help you save both time and money on your Maryland home. 

  • Plumbing System Issues: Regardless of where your Maryland home is located, having an issue with the plumbing system is a major problem. Plumbing system issues can include sinks, toilets, stoppages, and more. Without a home warranty, a plumber may have to spend hundreds of dollars just to find the issue; this won’t be the case with a warranty in place. 
  • HVAC Breakdown: Even though Maryland has a central location, the summers get very warm. Having coverage of an HVAC unit repair and replacement could mean that you have enjoyable temperatures again without spending thousands of dollars on a repair.  
  • Roof Leak: Maryland tends to see quite a bit of wet weather throughout the course of a year. A roof leak will lead to other damage across the home, and it needs to be fixed as soon as possible. With a home warranty in place, you won’t have to chase down a roofing contractor; the warranty company will have them there in a matter of hours. 

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Our Conclusion

At this point, you should feel more confident about your choices for a great home warranty. Home warranties can save you thousands and thousands of dollars in repairs and replacements on your home appliances and major home systems. Be sure to thoroughly research and compare the top home warranties companies in order to find the one that’s best for your budget and needs.

Whether you are looking for the best value or the most extensive coverage, there are excellent Maryland home warranties available. Choice Home Warranty stands out as the best overall choice because it has simple plans, easy to work with customer service and a very fair and straightforward pricing structure. You also won’t go wrong with companies like American Home Shield or Select Home Warranty protecting your Maryland home. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

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Frequently Asked Questions About Maryland Home Warranties

How Much Does A Home Warranty Cost In Maryland?

A home warranty in Maryland can cost anywhere from around $35 a month to over $80 per month. The plans that are considerably more expensive will have lots of extra coverage options that help to increase the cost. In addition, Maryland home warranty plans typically have service fees ranging from $60 to $125. 

What Is Typically Covered Under A Home Warranty?

The systems and appliances of a home are the primary coverages of a Maryland home warranty. Everything from your dishwasher to your plumbing system can be covered under a plan. The features of a home that keep it functioning and performing on a day-to-day basis are the most important coverages of any home warranty. 

What Is A Service Fee?

A service fee is the amount of money you pay when your home experiences a break and you need a service technician to make a repair. The service technician is dispatched and the price paid is the service fee. The home warranty company of choice then covers all repairs and replacement costs (within the policy limits). 

What Is The Best Maryland Home Warranty?

The best home warranty in Maryland is Choice Home Warranty. Choice has been in the industry for more than ten years, and they offer a comprehensive package that covers both systems and appliances in the home. Choice is very fair about failed repairs and keeps its service fee relatively low. The Maryland homeowners that have chosen Choice have been happy with their plan decision. 

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