Best Home Warranty Companies in Maryland

When you purchase a home warranty, you agree to pay a small monthly premium in exchange for system and appliance coverage. If one of your covered items stopped working, you can call your home warranty company, and they will send a service contractor to your home for diagnosis and repair for only a small service fee.

Home warranty plans can help you maintain your home and correct problems quickly. But with so many companies offering home warranties in Maryland, which option is right for you? Our guide to the best home warranties will help you decide that by breaking down coverage, customer service, pricing, and more.

Maryland’s top 5 home warranty companies

Top home maintenance problems in Maryland

Many homeowners underestimate the amount of money they need to spend on home repairs. A home warranty can help you cover these repair costs without blowing through all of your savings. A few of the most common issues Maryland homeowners see include:

• Air conditioning issues: Like most states on the East Coast, Maryland sees hot, humid summers. These high temperatures can put strain on your air conditioning system, which can lead to more breakdowns. A home warranty company can send a service contractor to repair your air conditioning system for just a small service fee.
• Roof leaks: Maryland receives about 45 inches of rain each year, which can lead to roofing and drainage stress. Though many home warranty companies don’t provide roof leak coverage in a standard plan, you may be able to add it on as an optional protection.
• Decaying electrical systems: The average year of construction for homes in Maryland in 1976, with many of these homes not receiving the maintenance they required throughout the years. In particular, the electrical systems of most homes are often skipped over when it comes to routine check-ups. A home warranty can protect you from the high costs that come with repairing or replacing a poorly-maintained electrical system. 

1. Amazon Home Warranty

One of the best ways to personalize your home warranty in Maryland is through optional coverage additions, and no company provides a better set of add-ons than Amazon Home Warranty. Many of these add-ons, like coverage for wine refrigerators or extra hot water heaters, can’t be found anywhere else.

Customers can choose from three Amazon Home Warranty plans:

• Appliances Plan: The Appliances Plan offers coverage for eight major home appliances, including your dishwasher and refrigerator.
• Systems Plan: The Systems Plan includes coverage for eight major home systems, including a central air conditioning system and electrical system.
• Combo Plan: The Combo Plan includes all coverages that come with both of the previous plans plus a few extras.

Take a look at this estimate we received from Amazon Home Warranty:

The company also charges $75 each time you request service.

To get a free quote from Amazon Home Warranty, fill out this online form or call 866-605-8194. 

2. Select Home Warranty

Are you searching for a home warranty in Maryland that won’t break the bank? Be sure to consider a policy from Select Home Warranty. All of Select Home Warranty’s plans cost less than $40 per month. The company also charges a service fee that is on the lower end of the industry average.

Select Home Warranty offers three plans:

• Bronze Care: Bronze Care offers coverage for eight home appliances, including dishwashers, refrigerators, and garbage disposals.
• Gold Care: Gold Care offers coverage for six home systems, including heating systems, water heaters, and electrical wiring.
• Platinum Care: Platinum Care covers everything in both the Bronze Care and Gold Care plans. You’ll also enjoy coverage for a few additional components, like your ceiling fan and garage door opener.

Here’s what you might expect to pay for your plan from Select Home Warranty:

You’ll also pay a per-use service fee of $75.

To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953. 

3. American Home Shield

With a long history of offering policies, American Home Shield is one of Maryland’s top names when it comes to home warranties. One of the company’s defining features is the ability to choose your own service fee from $75, $100, and $125.

American Home Shield has three policy options:

• Systems Plan: The Systems Plan includes coverage for 12 of your home systems, like your central vacuum and heating system.
• Appliances Plan: The Appliances Plan includes coverage for 10 household appliances, like your dishwasher and garage door opener.
• Combo Plan: The Combo plan is American Home Shield’s most inclusive plan option, covering all items in both the Systems and Appliances Plans.

Here’s what you can expect to pay for your policy from American Home Shield:

Like previously mentioned, you can choose a service fee between $75 and $125. However, keep in mind that choosing a lower service fee will increase your premium.

To get a free quote from American Home Shield, fill out this online form or call 888-365-2839. 

4. Liberty Home Guard

A relatively new home warranty provider, Liberty Home Guard is now offering policies to Maryland residents. Combining affordable pricing with unique optional coverages, Liberty Home Guard is quickly making a name for itself.

Customers have three plan options with Liberty Home Guard:

• Appliance Guard: The Appliance Guard plan covers nine common home appliances, including your washer, dryer, and garbage disposal.
• System Guard: The System Guard plan offers coverage for six essential home systems, ranging from your ductwork to your heating system.   
• Total Home Guard: The Total Home Guard plan includes coverage for all appliances and systems in both the Appliance Guard and System Guard plans.

Here is a pricing breakdown of Liberty Home Guard’s plans:

You’ll also pay a service fee of $60 each time you need to use your plan.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. 

5. Choice Home Warranty

If you’re looking for a quick and reliable company to service your home warranty, consider going with Choice Home Warranty. Choice Home Warranty is one of Maryland’s most trusted names in the industry because of its years of experience and easy-to-understand plans.

Choice Home Warranty offers two plans:

• Basic Plan: Choice Home Warranty’s Basic Plan covers 14 major home appliances and systems, like your plumbing system, cooktop, and ceiling fan. 
• Total Plan: The Total Plan includes coverage for everything in the Basic Plan plus a few extra components like your air conditioner, washer, and dryer.

Take a look at Choice Home Warranty’s prices:

You’ll also pay an $85 service fee to your technician each time they visit your home.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. 

Maryland home warranty buying guide

To help you narrow down your choices, consider these factors before choosing a home warranty company:

• Covered items: Every provider has its own lineup of plans with different covered items. For example, some home warranty providers include water heater coverage as part of their normal appliances plan, while others make this an optional coverage. To ensure you get coverage for the items you need protected, make sure you carefully read the plans.
• Manufacturer warranties: If your systems and appliances are new, they are likely already covered under a manufacturer’s warranty. If that’s the case, you don’t need to spend the extra money on home warranty coverage until that original warranty ends.
• Limitations: Home warranty providers won’t cover every repair on a covered system or appliance. They likely have a cap on how much money they are willing to spend on a repair and only cover certain components of the item. To learn about these limitations, we recommend reviewing the sample contracts that each provider offers on their website.

Our conclusion

When deciding to recommend Amazon Home Warranty, Select Home Warranty, American Home Shield, Liberty Home Guard, and Choice Home Warranty, we considered coverage options, prices, customer service, and more. Before deciding which company you want to work with, we recommend getting quotes from at least three for comparison.

Frequently asked questions about Maryland home warranties

What is a service guarantee?  

A service guarantee is when a home warranty provider ensures that a repair will last a certain amount of time. For example, Choice Home Warranty has a 90-day repair guarantee. This means that if a covered item breaks down again before 90 days have passed, Choice Home Warranty will send another technician to your home without charging the service fee.

Which home warranty company in Maryland has the most years of experience?

Out of the providers we included in this review, American Home Shield has the most experience with 50 years in the industry. The remaining companies have 10 or fewer years of experience.

How long does a home warranty last?

A typical home warranty plan lasts one year. Toward the end of that year, your provider will decide to either automatically renew your plan for another year or stop coverage after that year is up. If you want to end coverage after one year, you will likely have to call the company to make sure they don’t continue charging you for coverage.