Updated Jan 10, 2023
Updated Jan 10, 2023
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With mountains and rolling hills to the west plus the Chesapeake Bay and the Atlantic Ocean to the east, Maryland has been dubbed “America in Miniature” because it has a little bit of everything packed into it. With an average seasonal snowfall of 20.6 that melts into summer temperatures upwards of 80 degrees, such drastic fluctuation in MD’s climate can easily place strain on some of your home’s essential features.
A home warranty will help protect systems and appliances throughout your home as they fail due to normal wear and tear. Some of the best home warranty companies on the market offer their plans in the state of Maryland; the only tricky part can be narrowing them down.
There are multiple factors that you should consider when picking a home warranty, but some important ones for Maryland homeowners are the overall price, coverage options, and annual limits.
Why Trust House Method
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Choice Home Warranty (CHW) is the best overall home warranty provider in Maryland. Choice is a nationwide home warranty service provider that has more than ten years in the industry. One of the things that make Choice stand out from the crowd is the fact that the plan options are quite simple and straightforward. Choice has a very high standard for their contractors and technicians, and the overall customer service reviews are quite high for Choice Home Warranty. Choice Home Warranty has been on the market for close to 13 years, making it one of the most trusted home warranty providers in the nation.
Pros
Cons
There are two plan options from Choice Home Warranty, the Basic Plan and the Total Plan. The Total Plan is $53.33 per month, priced very fairly for the coverages that you get. In addition, the coverage caps from Choice Home Warranty are considerably higher than they are with other home warranty companies. Most of the covered appliances and systems have a coverage cap of around $3000. The service fee from Choice is affordable, and it is set at $85.
Here’s a detailed look at Choice Home Warranty’s coverage:
You can take your coverage one step further with any of the following optional plan add-ons:
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
For more information, read our Choice Home Warranty Review.
Select Home Warranty (SHW) is the most cost-effective option for Maryland homeowners. Owning a home in Maryland can be quite expensive, and finding a home warranty company that takes into mind the expense and the value of the plan is important. Select Home Warranty has been in the market for more than ten years, and the company has always been known for its affordability. One of the unique features of this provider is the fact that it offers free roof leak coverage with any of the plan choices. Most companies make this an add-on that will cost additional money, so this is a great benefit to consider.
Pros
Cons
There are three Select Home Warranty plans for customers to choose from. These are the Bronze Care, Gold Care, and Platinum Care plans. The Platinum Care plan, priced at $57 per month, is the best overall option because of the number of covered items available for a very fair price. The coverage caps from Select Home Warranty are typically between $500 and $2000. Most of the major appliances and systems have high enough coverage caps to work for most Maryland homeowners. The service fee from Select Home Warranty is very affordable at $60.
Here’s a detailed look at Select Home Warranty’s coverage:
To enhance your standard coverage, Select offers several optional policy add-ons, including:
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
For more information, read our Select Home Warranty Review.
American Home Shield (AHS) is the most customizable plan available for Maryland residents. If you want to ensure that your Maryland home has unique coverage built specifically for its needs, American Home Shield is a perfect choice. With more than 50 years in the industry, this provider offers tremendous workmanship, professional communication, and excellent customer service. You will have no trouble finding positive reviews about American Home Shield in Maryland.
Pros
Cons
There are three home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. These home warranty plans offer impressive coverage and some of the most premium home warranty coverage on the market. The three plans from American Home Shield are just a starting point for coverage; you can then customize the plan to work for your individual needs. The coverage caps in American Home Shield’s home warranties are typically around $2500 but can be higher with the ShieldPlatinum plan. Service fees will range from $75 to $125.
Here’s a detailed look at American Home Shield’s coverage:
To personalize your policy even more, you can tack the following additional coverage riders onto your AHS plan:
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
For more information, read our American Home Shield Warranty Review.
The Home Service Club (HSC) offers the quickest coverage for a Maryland home warranty. The coverage from The Home Service Club will start just ten days after the purchase of the policy. This is impressive considering most home warranty companies require a 30-day waiting period before the start of coverage. The Home Service Club has been on the market for 13 years and it has a strong reputation in the industry. With The Home Service Club, there is no inspection when you sign up for the policy, and the coverage options are comprehensive, covering both systems and appliances. Homeowners in Maryland feel that the quick coverage and fair overall pricing makes this an excellent home warranty choice.
Pros
Cons
The Home Service Club has two policies for Maryland homeowners, the Standard Coverage plan and the Comprehensive Coverage plan. The Comprehensive Coverage plan is a little more expensive at $63.00 per month with a $95 service fee. However, this plan has 33 covered items. Most premium plans have fewer than 30 and some fewer than 20 covered items. The coverage caps from The Home Service Club range in price from $500 to $2500 and are above industry average. Service fees vary in price from $65 to $125 and our chart below shows the pricing with a $95 service fee.
Here’s a detailed look at The Home Service Club’s coverage:
You can also add the following coverage riders to your HSC policy as you see fit:
To get a free quote from The Home Service Club, fill out this online form.
For more information, read our The Home Service Club Review.
Liberty Home Guard (LHG) is the most trustworthy home warranty in Maryland. To earn the most trustworthy spot within just a two-year period, Liberty Home Guard is doing some things quite well. The company’s quality customer service and attention to detail have helped Liberty Home Guard earn a BBB rating of A. This is the only home warranty company with a rating this high. With the tremendous start that Liberty Home Guard is off to, you can expect to see them at the top of any Maryland home warranty list for years to come. The Liberty Home Guard plans offer broad coverage options and contractor knowledge to back it all up.
Pros
Cons
The three plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard is a home warranty plan that will cover 11 major appliances and systems and it is priced at $64.99 per month. You will notice that the pricing from Liberty Home Guard is slightly higher than other plans, but the response times and customer service are quite impressive. The coverage caps from LHG are around $1500, and the service fee is set at $75.
Here’s a detailed look at Liberty Home Guard’s coverage:
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Read our Liberty Home Guard review for more information.
Home Warranty Company | Choice Home Warranty | Select Home Warranty | American Home Shield | The Home Service Club | Liberty Home Guard |
Our Rating | 9.7 | 9.5 | 9.6 | 9.4 | 9.3 |
Best For | Best overall | Most cost-effective plans | Best customizable plans | Quickest service | Most trustworthy |
Average Cost | $45 – $53 | $56 – $62 | $34 – $64 | $50 – $62 | $70 – $80 |
Service Fee | $85 | $60 | $75, $100, or $125 | $60, $75, or $95 | $75 |
Annual Limit | $3,000 per standard item; $250-$500 for add-ons | $500-$3,000 per standard item; $400 for add-ons | Up to $6,000 per standard item; $1,500+ for add-ons | $500-$2,500 per standard item; $500-$2,000+ for add-ons | $2,000-$2,500 per standard item; $250-$500 for add-ons |
Average Response Time | Up to 48 hours | Up to 48 hours | Up to 48 hours | Within 24 hours | Within 24 hours |
State Availability | Not available in WA | Not available in WA, NV, WY, or NM | Not available in Alaska | Available in all 50 states | Not available in WA or WI |
Online Chat / Mobile App | Yes | No | No | No | Yes |
Quote | Get Quote | Get Quote | Get Quote | Get Quote | Get Quote |
A home warranty plan typically costs between $45 and $65 a month. The average annual costs will be anywhere from $480 to $780 a year. There are three important factors to consider when shopping for a home warranty. The first is monthly pricing, then service fees and coverage caps. All home warranty providers have service fees that will range from $60 to $150, with the average being around $85. Coverage caps are important as some high-end systems and appliances with high repair costs may not be covered if the coverage cap is too low.
Overall | $726.92 |
Single Family | $613.48 |
Multi Family | $1,069.06 |
Townhome | $535.54 |
Condo | $592.36 |
Duplex | $865.73 |
Home Over 5,000 sq ft | $1,294.73 |
A home warranty is an annual service contract that covers homeowners for the cost to repair or replace major home appliances and systems as they break down due to normal wear and tear. Once you’ve enrolled in a home warranty plan, when an item like your dishwasher or HVAC system stops working properly, you’ll have instant access to quick repairs through a professional home repair service near you.
Accessing your home warranty benefits works the same way in Maryland as in any other state. Here’s a brief rundown of what you’ll need to do to initiate a service request through your provider:
A home warranty covers repair and replacement costs for a wide range of major appliances and systems as they gradually fail due to normal use over time.
A home warranty will only protect against normal wear and tear on your home systems and appliances. Most home warranty policies exclude costs related to improper installation, general misuse, lack of proper maintenance, power surge damage, detectable pre-existing conditions, and cosmetic defects.
At this point, you should feel more confident about your choices for a great home warranty. Home warranties can save you thousands and thousands of dollars in repairs and replacements on your home appliances and major home systems. Be sure to thoroughly research and compare the top home warranties companies in order to find the one that’s best for your budget and needs.
Whether you are looking for the best value or the most extensive coverage, there are excellent Maryland home warranties available. Choice Home Warranty stands out as the best overall choice because it has simple plans, easy-to-work-with customer service, and a very fair and straightforward pricing structure.
A home warranty in Maryland can cost anywhere from around $35 a month to over $80 per month. The plans that are considerably more expensive will have lots of extra coverage options that help to increase the cost. In addition, Maryland home warranty plans typically have service fees ranging from $60 to $125.
The systems and appliances of a home are the primary coverages of a Maryland home warranty. Everything from your dishwasher to your plumbing system can be covered under a plan. The features of a home that keep it functioning and performing on a day-to-day basis are the most important coverages of any home warranty.
A service fee is the amount of money you pay when your home experiences a break and you need a service technician to make a repair. The service technician is dispatched and the price paid is the service fee. The home warranty company of choice then covers all repairs and replacement costs (within the policy limits).
The best home warranty in Maryland is Choice Home Warranty. Choice has been in the industry for more than ten years, and they offer a comprehensive package that covers both systems and appliances in the home. Choice is very fair about failed repairs and keeps its service fee relatively low. The Maryland homeowners that have chosen Choice have been happy with their plan decision.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
We developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria. We used a five-point scale with a point index ranging from 0.00 to 1.00. The minimum awardable value is 0.0, whereas 1.00 is the maximum. These numeric points are translated into star ratings, using whole star increments between one and five.
Here is a quick breakdown of our five core scoring categories:
Additional Home Warranty Resources
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