Best Home Warranty Companies in Kansas

According to a report by the Federal Reserve, about 40% of Americans would struggle to cover an unexpected bill over $400. If you’re a member of this 40% and you own a home, even a minor appliance or system breakdown can mean falling into debt.

A home warranty in Kansas can help you cover unexpected repairs without draining your savings account. A home warranty is a type of home protection plan that covers repair or replacement bills in exchange for a monthly premium and per-incident service fee. If this sounds like something you would benefit from, read our guide to the best home warranty companies in Kansas so that you make an informed purchasing decision.

Kansas’ top 5 home warranty companies

Top home maintenance problems in Kansas

Let’s take a look at a few common problems homes in Kansas face that homeowners rely on home warranty coverage for.

• Roofing damage: High winds over the Great Plains can age your roofing faster than homes in surrounding states. To get coverage for minor roof leaks, look for a home warranty company that offers roof protection as an optional add-on.
• Heating system breakdowns: Winter storms are common in Kansas, and the constant use of your heating system during these storms can cause more frequent breakdowns. Thankfully, home warranty policies with systems coverage protect your heating system.
• Plumbing problems: If winter storms arrive early, you might not have time to finish winterizing your home’s systems. This can cause plumbing problems, like frozen pipes or cracks and bursts. A home warranty with comprehensive plumbing coverage can help you tackle these repairs. 

1. First American Home Warranty

First American Home Warranty’s most notable feature is its First Class Upgrade. This optional add-on extends your coverage to include improperly installed or maintained systems and appliances, building permits, removal fees, and more, which aren’t typically covered in any home warranty.

First American Home Warranty currently offers two plan choices. The company’s Basic Plan covers nine essential appliances, including your clothes washer and dishwasher. The more comprehensive Premier Plan includes all appliances in the Basic Plan plus eight home systems. 

You should expect to pay $28 per month for the Basic Plan and $42.50 per month for the Premier Plan plus a $75 service fee each time you use your plan.

Claim your free quote from First American Home Warranty by filling out this online form or calling 833-204-7164. 

2. American Home Shield 

American Home Shield is one of the oldest providers of home warranties in the United States with nearly 50 years of experience. Not only do you get protection from a trusted provider with an American Home Shield plan, but you also get higher-than-normal coverage caps on systems and appliances.

American Home Shield offers three plan choices. The company’s Appliances Plan covers 10 common home appliances, like your refrigerator and trash compactor. The Systems Plan covers 12 of your home’s major systems, like your air conditioning system and water heater. The Combo Plan includes everything in both the Appliances Plan and Systems Plan for one lower price.

Expect to pay $49.99 per month for the Appliances Plan or the Systems Plan and $59.99 per month for the Combo Plan. American Home Shield also allows you to choose your own service fee between $75 and $125.

Claim your free quote from American Home Shield by filling out this online form or calling 888-365-2839.  

3. Select Home Warranty

Select Home Warranty is best known for its affordable pricing. All of the company’s plans are available for less than $40 per month, and service fees are on the lower end of the industry standard at $75 per service call.

You can choose between three plan options with Select. The company’s Bronze Care plan includes coverage for eight common appliances, while the Gold Care plan covers six home systems. The Platinum Care plan combines all of the coverages found in both the Bronze Care and Gold Care plans and adds a few extras. 

The Bronze Care and Gold Care plans cost about $35.83 per month, while the Platinum Care plan costs about $37.50 per month. You’ll also pay a service fee of $75 each time you use your plan.

Claim your free quote from Select Home Warranty by filling out this online form or calling 888-370-3953. 

4. America’s First Choice Home Club

America’s First Choice (AFC) Home Club has a unique, choose-your-own technician policy. While most home warranty companies assign you a technician when a covered system or appliance needs a repair, AFC Home Club allows you to use a technician you already know and trust.

AFC Home Club currently offers four plan options. The System Plan covers six home systems, while the Silver Plan covers nine home appliances. The Gold Plan covers all systems and appliances in both the System Plan and the Silver Plan, and the Platinum Plan covers everything in the Gold Plan plus a few extras.

Expect to pay $43.18 per month for the System Plan or Silver Plan. The Gold Plan will cost around $52.27 per month, while the all-inclusive Platinum Plan is around $59.09 per month. Like American Home Shield, AFC Home Club allows you to choose a $75, $100, or $125 service fee, which is due each time you get a repair.

Claim your free quote from AFC Home Club by filling out this online form or calling 877-755-1115.

5. Liberty Home Guard

If you have finicky systems and appliances and think you’re going to use your plan frequently, Liberty Home Guard might have the right home warranty for you. Liberty Home Guard only charges a $60 service fee when you need a repair in comparison to the industry standard of $75-$125.

Liberty Home Guard has three plans. The Appliance Guard plan covers nine of your home’s appliances, while the System Guard plan covers six common systems. Total Home Guard includes all 15 coverages found in both prior plans at one lower price. 

The Appliance Guard plan costs $40 a month, the System Guard plan costs $50 a month, and the Total Home Guard plan costs $60 per month. You’ll also pay a $60 service fee each time you use your coverage.

Claim your free quote from Liberty Home Guard by filling out this online form or calling 866-451-2281. 

Kansas home warranty buying guide

Here are a few factors to consider before you decide which home warranty in Kansas is right for your family.

• Technician choice: Though most home warranty companies assign technicians to your home when you need a repair, some companies, like AFC Home Club, allow you to choose your own technician. This can be beneficial if you already have a company you trust with your home.
• Coverage caps: Like most types of home protection plans, home warranties have limitations on how much they’re willing to spend over the course of your contract period or on one repair. These are called coverage caps, and they’re usually a set amount for each system or appliance. If you plan on using your policy frequently, look for a company with higher caps.
• Cancellation policy: If you aren’t sure if a home warranty is right for you, look for a company that offers a cancellation policy. This allows you to try the policy out and cancel it if you don’t find it beneficial.

Our conclusion

Choosing a home warranty plan doesn’t need to be stressful. We compared a range of factors, including customer service, quote process, pricing, levels of coverage, customer reviews, and more, before deciding to recommend these five companies. However, it’s important to remember that home warranty providers may change their plan options or prices at any time, so you’ll want to get a quote from each of our companies to make sure that their information lines up with ours.

Frequently asked questions about Kansas home warranties

What other companies provide home warranty policies in Kansas?

Some other national providers that offer coverage in Kansas include Choice Home Warranty, Cinch Home Services, and Amazon Home Warranty.

Are home warranties worth the money?

A single repair can cost upwards of $1,000, while a home warranty costs less than that over the course of a year. This means you could actually save money in the long run and enjoy your home without constantly stressing about a potential breakdown.

What does it mean when a home warranty company is BBB accredited?

Accreditation from the Better Business Bureau (BBB) typically indicates that a company is responsive when customers have a problem with their service. Customer reviews aren’t taken into account when calculating BBB letter grades or accreditation status, but you can still read these reviews on the company’s profile.