Best Home Warranty Companies in Hawaii (2021)

By Julie Thompson

For most Hawaii homeowners, living in this tropical paradise is a dream come true. With access to amazing beaches, scenic views, and great communities, Hawaii is a fantastic place to own a home. However, just like homeownership in other states, there is some stress involved in being a homeowner. When systems and appliances start to break down, it can get expensive and time-consuming. In our guide featuring the best home warranty companies in Hawaii, we will give you information on:

  • How to choose the best home warranty 
  • Why do Hawaii homeowners need a home warranty 
  • What the best companies in Hawaii are for home warranties

A home warranty is a policy that will help protect Hawaii homeowners from high expenses related to repairing and replacement of systems and appliances in the home. If your garage door opener break, or your clothes washer, the home warranty company will step in and help to cover the costs. However, finding the best home warranty companies in the industry can be a bit difficult. There are lots of great choices on the market, and they often seem very similar. If you are tired of deciding which of these home warranty companies is for you, keep reading, and we can help. 

Hawaii Top 5 Home Warranty Companies

Even though Hawaii is not part of the contiguous 48 states, there are still dozens of home warranty companies for Hawaii homeowners to choose from. When comparing these home warranty plans, we looked at things like plan choices, workmanship guarantee, cancellation policy, overall fees, customer reviews, and add-on coverages. Here is how the top five plans in Hawaii ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy 
  5. Service Plus Home Warranty: Best for Immediate Service 
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty SHW Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard LHG Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
Service Plus Home Warranty ServicePlus Best For Immediate Service Gold Plan: $53.67/month

Platinum Plan: $60.33/month

$75 5 NR

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of Hawaii. Choice Home Warranty has one of the most simple and straightforward contracts in the industry. Choice Home Warranty is a great place to start if you like to keep things simple and know exactly what is covered under your plan. With more than 13 years in the industry, Choice Home Warranty has built a great network of service professionals. The Choice Home Warranty is fairly priced and has very high policy limits or caps. Overall it’s hard for other companies to compete with the all-around great package that Choice Home Warranty brings to the table. 

There are only two plans offered by the Choice Home Warranty company. However, the unique thing about these plans is that they are both combo or comprehensive plans. This means that you will get a mix of appliance and system coverage as part of the home warranty plan. In addition, Choice is great about offering add-on coverage for things like a pool or a spa. This helps to ensure that your Hawaii home has all the coverage that you need it to have. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

Choice Home Warranty has a service fee of $85. The service fee is quite reasonably priced, and it will help increase the affordability of this best Hawaii home warranty. 

Choice Home Warranty will not deny coverage on your Hawaii home simply because it is old. If you have never had a home warranty and are ready to give things a try, Choice Home Warranty is a perfect place to start. You will be pleasantly surprised by the way this plan protects your home, your budget, and your mindset about being a homeowner in Hawaii.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in Hawaii. Hawaii homes are often quite different in design, style, and overall building. Therefore, it makes sense to have a plan that is customizable to work for your individual home. With the American Home Shield plan, you can build out your coverage to be very specific. With more than 50 years in the industry, American Home Shield certainly knows what they are doing. The AHS coverage is considered to be some of the most premium on the market. 

American Home Shield offers three home warranty plans for Hawaii customers. The two combo or comprehensive coverage plans tend to be the most popular. Each of these plans offers both system and appliance coverage. American Home Shield is known for having very comprehensive coverage. However, if there is something missing from the policy, the add-on coverage choices will allow you to protect your home further. 

Some of the add on coverage that you can get with the American Home Shield warranty includes:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

The service fees from American Home Shield are yet another area where you can customize your plan. Service fees will range from $75 to $125. The lower the service fee you choose, the higher the monthly payment. 

The Hawaii American Home Shield policy is considered to be one of the most premium coverages in the market. If you have a unique home or something with high-end appliances or systems, this is a plan that is worth getting a quote from. Having spent 50 years in the home warranty industry, AHS knows how to work with your Hawaii home.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

The Select Home Warranty is the most cost-effective home warranty plan for Hawaii residents. Homeownership can be expensive, and if your budget does not have much room to spare, it’s a smart idea to consider the overall costs of the plan you invest in. Select Home Warranty offers tremendous value with its home warranty plans. You will be amazed at home much coverage you get for the price offered. With nearly ten years in the home warranty industry, Select Home Warranty has made a name for itself. They are very strict and restrictive about who they choose to come to your home and make a repair. The workmanship from Select Home Warranty stands out as some of the best in the industry. 

The Select Home Warranty has a very traditional plan system in place. There are three plans to choose from; one is an appliance plan, one a systems plan, and one a comprehensive plan. The fact that the comprehensive plan is just a few dollars more per month is one of the reasons that many Hawaii homeowners choose this plan. Select Home Warranty gives all Hawaii policyholders free roof leak coverage with the purchase of their plan; however, there is plenty of other add-on options you can attach as well. 

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

The service fee for a Select Home Warranty policy is one of the lowest on the market; the price is just $60. This certainly helps to make that Platinum Care plan an even better decision. 

Cost is one of the major factors to consider when putting together a home warranty for your Hawaii home. Don’t let the cost of a plan fool you; there is more to it than just the monthly price; you must consider the value too. The Select Home Warranty plan has a tremendous value associated with it.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in the state of Hawaii. The interesting thing about the LIberty Home Guard company is that they have only been on the market for two years. Even after just two years in the industry, they have managed to earn and maintain an A rating from the BBB. This is almost unheard of in the home warranty industry, and LHG should get some credit for it. In addition to their impressive customer service and reputation, the Liberty Home Guard policy gives homeowners a wide range of remarkable coverages to choose from. 

There are three Liberty Home Guard plans. The appliance plan, systems plan, and combo plan are the three basic options. You can choose one of these that fits your budget and then customize the plan with the add-on coverages. Liberty Home Guard has one of the most extensive add-on coverage lists in the home warranty industry. 

The add on coverage from Liberty Home Guard is quite impressive and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

A service fee with Liberty Home Guard is $60. The low pricing of the fee will help to balance out the costs of the slightly higher monthly fees from this provider. 

Although you will notice that some of the fees and pricing associated with the LIberty Home Guard plan are a little higher, it makes sense to consider the depth of the coverage and the customer service interactions. If you want a modern company with great systems and procedures in place, the Liberty Home Guard is a really smart choice to consider.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

To learn more information, visit our Liberty Home Guard review.

5. ServicePlus Home Warranty

Best For Immediate Service

  • Offers 2 plans + optional add-ons
  • Provides a 24/7 claims hotline open 365 days a year
  • Has a 90-day parts guarantee
  • Allows customers to make unlimited service calls

ServicePlus Home Warranty is the best Hawaii home warranty for immediate service. When your plumbing or electrical system goes down, the speed of your repair becomes quite essential. This is where the emergency service from ServicePlus will be a great option to have. ServicePlus Home Warranty has been on the market for about five years. During this time, they have built a great network of service professionals. ServicePlus home warranty throws in free roof leak coverage with every policy they offer. 

Similar to our top selection, Choice Home Warranty, ServicePlus offers just two policies for Hawaii homeowners. The Platinum Combo tends to be the most popular plan because of its ability to cover all of the major systems and appliances in your Hawaii home. Just like other home warranty companies on our list, ServicePlus has a wide range of coverage choices. 

The optional coverage choices from ServicePlus Home Warranty include:

  • Pool / Spa
  • Additional Spa
  • Limited Roof Leak
  • Central Vacuum
  • Sump Pump
  • Well Pump
  • Septic System
  • Septic Pumping
  • Second Refrigerator
  • Stand Alone Freezer
  • Water Softener
  • Refrigerator Ice Maker
  • Free Standing Ice Maker
  • Add’l A/C System (each)
  • Add’l Heading System (each)
  • Water Heater (each)
  • Add’l Garage Door Opener (each)
Plan Price Per Month Price Per Year
Silver Combo $53 $636
Platinum Combo $60 $720

ServicePlus Home Warranty comes with a deductible of $75. The $75 is slightly lower than the average service fee on the market, and this helps make this plan an even better option to consider. 

Fast, reliable, and friendly service is a very important benefit of any home warranty policy. If you want a company that is as motivated to get your system or appliance fixed as you are, ServicePlus Home Warranty is a great choice to consider. 

To get a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091

Hawaii Home Warranty Buying Guide

These top five home warranty plan options in Hawaii are quite strong. It doesn’t matter if you have a new or old home; you can take advantage of this impressive coverage. The hard part now becomes narrowing down which one is specifically best for your needs. Three things to look for in the overall plan are the coverage caps or limits, cancellation fees, and the BBB rating. 

  • Coverage Caps: Each appliance or system in your home warranty coverage will have a coverage cap or policy limit. For some plans, this will be around $500, and for others, it will be $3000. If you have a higher coverage cap, it could help with replacement costs as well. 
  • Cancellation Fees: Most home warranties have a cancellation fee associated with the plan. Typically $75 is the early cancellation fee, but this is a good thing to look into before you sign up for the plan.
  • BBB Rating: The BBB rating indicates how the home warranty company is doing when it comes to customer service and reliability. It is good to check into the BBB ratings but don’t take these as the only way to choose a plan. 

Top Home Maintenance Problems in Hawaii

As dreamy as it can be to live in Hawaii, it is still an island with some severe weather at times. With the climate in Hawaii, the rainfall, and the overall warmer temperatures, some home systems and appliances can take on a fast rate of normal wear and tear. A few of the top issues that Hawaii homeowners see are roof leaks, HVAC issues, and stove and cooktop problems. Let’s take a look at how a home warranty can help with these problems. 

  • HVAC System: The temperatures in Hawaii can get warm from time to time, and the overall humidity is also high. HVAC systems are great to have, but they are costly to fix. Some HVAC units will have repair bills of well over $500. When you are only responsible for a small service fee, you will be glad you have your plan in place,
  • Roof Leaks: Hawaii tends to experience some stronger storms throughout the course of a year. A small roof leak should be fixed immediately to ensure that there is no further damage. Companies like ServicePlus and Select Home Warranty throw in free roof leak coverage. 
  • Stove and Cooktop: To get a great meal on a table, the kitchen appliances are a must. When you lose your stove or cooktop, the pricing to repair can be hard to take. However, a home warranty will help to keep these costs down. 

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Our Conclusion

Hopefully, you now feel as though you have the information you need to narrow your home warranty purchasing decision down to just a few companies. Choice Home Warranty stands out as the best overall choice for a home warranty policy. With more than 13 years in the industry and reasonably priced home warranty policies, the Choice Home Warranty plan is a company that stands out as being one of the best on the market. However, the other four choices on our list are still worth getting a quote from. Understanding how the pricing will differ for your home is a significant factor in this decision. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About Hawaii Home Warranties

How Much Does A Home Warranty Cost In Hawaii? 

A Hawaii home warranty will range in price from around $40 a month to more than $70 per month. The difference in cost typically has to do with plan choices and add-on coverage. The more comprehensive your policy is, the more it is going to cost you. Don’t forget to consider the service fees and cancellation costs when looking at the total cost of a plan in Hawaii. 

What Is A Service Fee?

The service fee is the price you pay each time you need a repair on your Hawaii home. Service fees range in price from $60 to $150. Sometimes a company will give you the ability to customize your service fee and get the pricing of your plan down a bit. 

What Is The Best Home Warranty Company In Hawaii?

The best home warranty in Hawaii is the Choice Home Warranty. Choice Home Warranty has impressive time spent in the industry, excellent customer service, and affordable plans. Whether your home is five years old or 55, Choice Home Warranty will still offer home warranty coverage.  

Is A Home Warranty Worth It?

Homeowners in Hawaii have so many great things that they can take advantage of in their local area. Staying at home and dealing with the frustration of broken systems and appliances can make homeownership in Hawaii lose all of its appeal. It only takes one or two system or appliance repairs to end, regarding justifying the costs for your entire home warranty plan for the year. 

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