- 2 plans + optional add-ons
- Covers improperly installed or maintained items
- No cap on coverage for HVAC
- $28–$43 per month
Home warranty plans can help compensate you for the cost of a system or appliance repair that wouldn’t normally be covered under your homeowners insurance policy. But with so many home warranty plans available, how can you be sure that you have the best home warranty? In this guide, we’ll introduce you to a few of our favorite home warranty companies in Florida, as well as a few common issues you can use your home warranty to correct.
Why should you invest in a home warranty in Florida? Homeowners in the Sunshine State face a number of unique issues that can increase the chances of an appliance or system breaking down. Here are some of the most common breakdowns your Florida home might suffer.
With over 35 years of experience in the home warranty business, First American Home Warranty is one of the most well-established home warranty providers in Florida.
First American Home Warranty offers two home warranty plan options: a Basic Plan that covers basic home appliances and a more comprehensive Premier Plan that covers both appliances and systems.
First American Home Warranty also offers optional coverage for the following items:
Though the exact price of your home warranty will vary depending on your location and optional upgrades, here’s what you can generally expect to pay for each plan:
Plan | Price per month | Price per year |
Basic Plan | $28 | $336 |
Premier Plan | $42.50 | $510 |
You’ll also pay a $75 service call fee each time you use your home warranty coverage.
To get a free quote from First American Home Warranty, fill out this online form or call 833-204-7164.
Choice Home Warranty provides a wide range of home protections spread across two plans: a Basic Plan that covers 14 major home components and a Total Plan that covers everything in the Basic Plan plus four additional components.
In addition to two home warranty plans, Choice Home Warranty also offers optional coverage for the following items:
Here’s what you can expect to pay for your plan if you choose Choice:
Plan | Price per month | Price per year |
Basic Plan | $36.17 | $434.04 |
Total Plan | $42.50 | $510 |
You’ll also pay an $85 fee each time you request service.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Another veteran in the home warranty industry, American Home Shield has been providing policies to homeowners for almost 50 years. The company also maintains an accreditation and B rating with the Better Business Bureau (BBB).
American Home Shield offers three home warranty plans: a Systems Plan, which covers major systems, an Appliances Plan, which covers major appliances, and an all-inclusive Combo Plan, which covers both.
In addition to the standard plan options, you can also add additional coverage for the following:
Here’s a price breakdown, detailing what you might expect to pay for each plan:
Plan | Price per month | Price per year |
Systems Plan | $49.99 | $599.88 |
Appliances Plan | $49.99 | $599.88 |
Combo Plan | $59.99 | $719.88 |
American Home Shield allows you to choose your own service fee between $75 and $125. Keep in mind that if you choose a lower service fee, you’ll pay more per month and vice versa.
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Select Home Warranty is known throughout Florida and the rest of the country for providing affordable home warranty both in terms of its plans and its service fees.
Select Home Warranty offers three plan tiers: Bronze, Gold, and Platinum Care packages. The Bronze Care plan includes coverage for eight home appliances, while the Gold Care plan includes coverage for six home systems. The Platinum Care package includes all coverages in both the Bronze and Gold Care packages plus a few extras.
Select Home Warranty also offers optional add-on coverage for the following:
Here’s what you might expect to pay for your coverage from Select Home Warranty:
Plan | Price per month | Price per year |
Bronze Care | $35.83 | $429.96 |
Gold Care | $35.83 | $429.96 |
Platinum Care | $37.50 | $450 |
You’ll also pay a $75 service fee each time you use your plan.
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
Liberty Home Guard is another trusted option for your home warranty in Florida. The company is not only BBB-accredited with an impressive A- rating, but its plans are also affordable.
Liberty Home Guard offers three plan choices: an Appliance Guard plan, a System Guard plan and a Total Home Guard plan. The Appliance Guard plan covers nine major appliances, while the Systems Guard plan protects six essential systems. The Total Home Guard plan combines both these sets of coverages.
Liberty Home Guard also offers the following optional coverages:
Here’s a breakdown of what you can expect to pay per month and per year for your Liberty Home Guard coverage:
Plan | Price per month | Price per year |
Appliance Guard | $40 | $480 |
System Guard | $50 | $600 |
Total Home Guard | $60 | $720 |
You’ll also pay a $60 per-visit service fee, which is lower than the industry average of $75-$125.
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Not every home warranty company in Florida will serve you equally. Some factors you might want to consider when shopping for plans include:
A home warranty from First American Home Warranty, Choice Home Warranty, American Home Shield, Select Home Warranty, or Liberty Home Guard could save you thousands of dollars if one of your systems or appliances needs a repair or replacement. However, the right home warranty for you will vary depending on your needs. That’s why we recommended five companies so that every Florida homeowner can find a provider.
What is a home warranty?
A home warranty is a policy that helps you cover the cost of appliance and system breakdowns that aren’t covered by home insurance. For example, if your oven suddenly gives out, your home warranty policy will help you cover the cost of a repair or replacement in exchange for a monthly or annual premium and a small service fee.
What’s a service fee?
A service fee is a per-incident fee paid to your technician each time you use your home warranty policy. This is one of two costs associated with a home warranty. The other is a monthly or annual premium.
What is the best home warranty company in Florida?
The best home warranty company will vary depending on your needs. Thoroughly review all policy options before you make your choice to be sure you’re getting the best deal and coverage.
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First American Home Warranty Reviews
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Choice Home Warranty Review (2021)
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