Why Trust House Method
- 63 companies reviewed
- 41 key factors analyzed
- 2583 data points parsed
- 885 homeowners surveyed
- 57 service contracts scrutinized
Home warranties are the best way to cover yourself from unplanned repairs or replacements of your high-end appliances. You can get a home warranty policy that covers your high-end appliances by choosing one with high limits and coverage caps. All major home warranty companies offer plans that cover high-end appliances.
You might falsely think your homeowner’s insurance could cover some damages. But that is almost always incorrect. So, even with the best home insurance policy, you’ll still be stuck paying hundreds to thousands of dollars in repair or replacement costs for your appliances out of your savings. That’s why home warranty plans are essential – they can save you lots of money and stress.
However, finding the best home warranty provider for you and your home can be a challenge. So, we researched the best brands around and made a top five list. We review and vet each home warranty company with a fine-tooth comb to ensure they have the best coverage and service for high-end appliances.
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
High-end appliances are becoming a staple in many homes. As such, home warranty policies that have enough coverage and a network of experienced service techs are essential.
Not all home warranty companies and individual plans cover the same items nor have the same coverage caps and limits. So, getting the best one for your home is crucial. The top-performing providers have fair monthly fees, high coverage caps, low service call fees, several optional add-ons, and good customer support.
To help you find the best home warranty for your home with high-end appliances, we did the research and made this top five list based on the factors above.
Choice Home Warranty (CHW) is our top pick of home warranty companies for high-end appliances. It is well-rounded for homes with high-end appliances with its large coverage caps, affordable pricing and service call fees, and several plan options for add-ons. Plus, it offers three plan levels that homeowners can select to get the coverage they need.
CHW has over 15 years of industry experience and plenty of knowledge with all sorts of appliances. It is a favorite choice among homeowners, landlords, real estate agents, and home buyers because of its great appliance coverage and easiness to work with. Low service call fees, no required inspections, and plenty of extra add-ons are some key advantages of Choice Home Warranty.
Choice Home Warranty offers its plans in all U.S. states besides WA.
Choice Home Warranty has two home warranty policies along with many optional add-ons that provide coverage for all the home systems and appliances in your home.
For a no-charge CHW home warranty quote, call 929-400-6164 or complete the online form here.
And if you want to learn even more about this home warranty provider, read our full Choice Home Warranty review.
Select Home Warranty (SHW) is one of the best home warranty companies for homes with high-end appliances. It has three home warranty policies and a handful of optional add-ons for homes of all shapes and sizes. On average, you will pay less for service call fees than other providers when you have a home warranty repair or replacement.
Select Home Warranty is in great standing with its customer base. It has a good 3.8/5 star rating with Trustpilot and a solid B rating with the Better Business Bureau (BBB). Plus, several positive ratings elsewhere.
Customer reviews note the company has affordable pricing, stellar customer service, great coverage, and fast service for repairs and replacements.
SHW has three home warranty plans – a good, better, and best option. The best option has the most covered items and highest coverage caps.
Get a free quote from Select Home Warranty by completing this form or calling 888-370-3953.
For more details and specifics about the company and its coverage, read our full Select Home Warranty review.
American Home Shield (AHS) is another top home warranty option for homes with high-end appliances. Plus, it has the most experience in the industry with more than 45 years in business and 1.3 million+ customers.
Each of AHS’s three plans has high coverage caps. Coupled with its optional add-on, homeowners with high-end appliances can ensure they get all the coverage they need.
American Home Shield has a perfect A+ rating on the Better Business Bureau and many positive reviews online. It provides home warranty policies in every U.S. state except AK.
American Home Shield has three plans with varying amounts of coverage as well:
For a no-charge home warranty quote from American Home Shield, fill out its online form or call 888-365-2839.
To learn all about American Home Sheild and its home warranty plans, read our full review.
With The Home Service Club’s (HSC) great customer service and comprehensive coverage, it’s no surprise that it is a top home warranty company for homes with high-end appliances. It has plenty of optional add-ons for additional appliances like extra refrigerators and freestanding freezers.
HSC has two home warranty plans – a base level plan and a more comprehensive one that covers 33 home appliances and systems. Plus, it has the fastest waiting periods of all home warranty companies. All it takes is just ten days after signing for your plan to start, compared to the 30-day industry average. Faster waiting periods are better because you can use your coverage sooner if something fails.
HSC offers several optional add-ons to pair with its plans, allowing homeowners to get full coverage for everything they need. One unique advantage of the Home Service Club is that it provides home warranty plans in every state.
The Home Service Club has two home protection plans plus several optional add-ons:
Complete HSC’s online form to get a free home warranty quote that covers high-end appliances or call 800-842-9334.
Read our review of The Home Service Club to learn more about its plans and background.
Liberty Home Guard (LHG) is a fantastic home warranty company for homes with high-end appliances because of its three plans with wide coverage, large coverage caps, and excellent customer support. The company makes it simple to cover every appliance and home system that you need.
Homeowners can select the Total Home Guard Plan, which combines its home system plan with its home appliances plan for the widest coverage. With every plan, the service call fee is $75, much lower than the market average.
LHG ranks well with consumers. It has a near-perfect A rating with the Better Business Bureau and a good 3.9/5 star rating with Trustpilot. Liberty Home Guard is available in 46 U.S. states; residents of Washington D.C., IL, WI, WA, and WY will have to get a plan with another home warranty company.
Liberty Home Guard has three home warranty plans and optional coverage:
To get your personalized free quote from Liberty Home Guard, complete this form or dial 866-451-2281.
For more details on the company, jump over to our Liberty Home Guard review.
A home warranty for high-end appliances is a service contract that helps protect you from the costs of repairing or replacing your covered appliances.
Most home warranties cover major appliances like refrigerators, dishwashers, and ovens, as well as systems like plumbing and electrical. Some home warranties also cover garage door openers, pools, spas, and other home features.
If one of your covered high-end appliances breaks down, you can call your home warranty company to schedule a repair or replacement. The home warranty company will send a licensed technician to your home to fix or replace the appliance.
While home warranties can be a great way to protect yourself from the high costs of repairing or replacing your appliances, it’s crucial to understand how your home warranty works.
For example, home warranties all have different coverage caps. If the coverage cap is $2,000 and your refrigerator needs a $3,000 repair or replacement, you will be responsible for paying the difference ($1,000). Since high-end appliances are generally more expensive to repair and replace, getting a home warranty with high coverage caps is essential.
If you have high-end appliances in your home, getting a home warranty is a wise idea. Not only will a home warranty helps protect your finances if something goes wrong with your appliances, but it can also give you peace of mind knowing that you’re covered.
While home warranties are not required, we highly recommend one for homeowners with high-end appliances. Your high-end appliances carry a high price tag, too. So you’ll want to make sure they’re covered in case one breaks down to avoid high out-of-pocket expenses.
Home warranties for high-end appliances generally cover major appliances like refrigerators, dishwashers, and ovens. Some home warranties also cover systems like plumbing and electrical. Here is a more comprehensive list of what’s typically covered by home warranties:
Some home warranty companies offer additional coverage for items like garage door openers, home theaters, and wine refrigerators. Call your provider if you have questions about what’s covered by your home warranty.
Home warranties for high-end appliances typically cost between $300 and $600 per year. The exact price will depend on the home warranty company you choose, the coverage you need, and the appliances you want to cover.
Some home warranty companies offer monthly payment plans, making your home warranty more affordable. Be sure to compare pricing, service fees, coverage caps, and covered items when choosing a home warranty company to get the best value for your money.
When you have a home warranty policy for high-end appliances, using your policy when something breaks down is easy. If one of your covered appliances fails, simply call your home warranty company to schedule a repair or replacement.
The home warranty company will send a licensed technician to your home to troubleshoot the high-end appliance. If they determine it is covered under your home warranty policy, they will repair or replace the appliance.
Here is how the process works step-by-step.
Of course, before you make a claim to your home warranty provider, you need to have a home warranty policy that covers high-end appliances in the first place. But remember, protection plans never cover pre-existing conditions or normal wear and tear.
You can choose from the five companies we recommend above; each has high coverage limits for expensive repairs and replacements. You’ll also want to make sure the home warranty company has good customer reviews and offers robust coverage options.
Once you have a home warranty policy in place, the next step is to wait for one of your appliances to break down (while hoping they never do). Once you have a problem with your refrigerator, oven, or any other covered appliance/system, call your home warranty company.
After contacting the home warranty company, they will assign a case number to your claim and send a technician.
The technician will then visit your home and assess the failed appliance. If they determine that your home warranty policy covers it, they will fix it. If they can’t repair it, they will replace it with a similar model.
As long as your home warranty policy is active, you’re covered for future appliance failures. So if your fridge breaks down again or your oven starts acting up, you can simply call your home warranty company, and they will send out a technician to take care of the problem.
Home warranties for high-end appliances typically have coverage limits and coverage caps. Coverage limits are the maximum amount your home warranty company will pay to repair or replace an individual appliance or home system.
For example, if your home warranty policy has a $5,000 limit and your refrigerator, oven, and dishwasher all fail the same year and need, for a total cost of $6,300. In that case, your home warranty company will only pay $5,000 total for the year, and you would pay the remaining $1,300.
Home warranty coverage for high-end appliances is always a good idea. It protects you from expensive repairs or replacements, provides quick service from pre-vetted contractors, and reduces stress knowing your appliances are covered.
Yes, home warranties for high-end appliances typically cover all major appliances like refrigerators, dishwashers, ovens, ranges, microwaves, garbage disposals, washers, and dryers. Some home warranty companies offer additional coverage for items like extra refrigerators, freestanding freezers, extra dishwashers, and wine refrigerators.
Yes, most standard home warranty policies cover high-end appliances. As such, you will want to look for plans that cover all your appliances and offer high coverage caps. That way, if one breaks down, you will not have to worry about the cost of repairs or replacements.
Yes, home warranties for high-end appliances typically cover home systems like electrical, plumbing, furnace, air conditioner, and water heater. Some home warranty companies also protect sump pumps, wells, pools, spas, and more.
A service fee (sometimes called a deductible) is a small, one-time fee that you pay each time you use your home warranty. This fee goes towards the cost of sending a contractor to your home to diagnose and repair your appliance. Service fees typically range from $50 to $100.
A new home warranty for high-end appliances is a great way to protect your investment and save money on expensive repairs or replacements. Be sure to find a policy that covers all your appliances and offers high coverage caps. That way, if one of your appliances breaks down, you will not have to worry about the cost of repairs or replacements.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
We developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria. We used a five-point scale with a point index ranging from 0.00 to 1.00. The minimum awardable value is 0.0, whereas 1.00 is the maximum. These numeric points are translated into star ratings, using whole star increments between one and five.
Here is a quick breakdown of our five core scoring categories:
5 Best Home Warranties for Sellers (2022)
Are you selling a home? Explore our best home warranty companies for sellers to find the perfect provider that will help give your buyers an added bonus!
5 Best Home Warranty Companies for Condos (2022)
Looking for protection on your condo's major appliances and systems? Read our complete guide to find the most affordable and best home warranty for condos.
5 Best Home Warranties for Older Homes (2022)
Owning or renting an older home can come with older appliances and systems. Can those be covered by a home warranty? Our guide breaks it down.
5 Best Home Warranties for Roof Coverage (2022)
Most roof leaks aren’t covered by home insurance, so a home warranty is a good way to protect yourself from the cost of roof repairs.
Best Home Warranty for Contractors (2022)
Choosing the right home warranty for you can be daunting. Our guide breaks down the best home warranty companies based on reviews, cost, and more.
5 Best Home Warranty Companies for Electrical Systems (2022)
This guide covers everything you need to know about electrical system warranties to choose one that fits your budget and gives you the protection you need.
5 Best Home Warranty Companies for HVAC Coverage (2022)
HVAC systems are arguably the home's most important system to keep functioning. Find the best HVAC warranty on the market to protect yours from wear and tear.
5 Best Home Warranty Companies for Plumbing (2022)
A plumbing warranty can protect you from costly pipe leaks and stoppages. Read on for the top five best home warranty companies for plumbing coverage on the market.
5 Best Home Warranty Companies for Mobile Homes (2022)
Learn more about mobile home warranties available and how homeowners can get the best home warranty coverage for their manufactured home’s appliances and systems.