Best Home Warranty Companies in Arizona

Every responsible property owner knows that they need homeowners insurance to protect their investment against hazards like fires and break-ins. However, many homeowners are surprised to learn that their insurance policy doesn’t protect against normal wear and tear, which can mean thousands of dollars in repair bills if one of your major systems or appliances breaks down. A home warranty plan can help you cover the cost of these types of repairs and replacements. To learn more about home warranty coverage in Arizona, read our guide below.

Arizona’s top 5 home warranty companies

Top home maintenance problems in Arizona

Let’s take a look at a few of the most common issues homeowners face in Arizona and how a home warranty can help offset their costs.

• Hard water: Many homeowners in Arizona suffer from hard water issues. This causes mineral buildup in the pipes, which is why most homes have a water softener. If your water softener breaks down, a home warranty plan can help you cover the cost of a repair or replacement.
• Air conditioning repairs: Your central air conditioning system is one of the most expensive items in your home. If your air conditioner breaks down due to the stress of hot Arizona summers, you could be left with a warm house and thousands of dollars in repair bills. However, if you have a home warranty, you’ll just pay a small service fee for your provider to cover the damage.
• Electrical issues: Arizona’s heat is usually considered dry, which means there isn’t a lot of humidity. However, that isn’t always the case during monsoon season. The humidity that comes from these monsoons can cause mold and mildew growth in your electrical system. Like with your air conditioning system, your electrical system is covered under most home warranty systems plans.

1. Liberty Home Guard

Homeowners in Arizona who are searching for an affordable and trustworthy option will find comfort in Liberty Home Guard’s highly rated policies. Liberty Home Guard currently maintains an A- rating from the Better Business Bureau (BBB), as well as an average BBB customer rating of 4.8 out of 5 stars. 

Liberty Home Guard offers three plan options. Its Appliance Guard plan offers coverage for common home appliances, while its System Guard option protects home systems. Liberty’s all-inclusive Total Home Guard plan includes everything in both the Appliance Guard and System Guard plans.

In addition to standard plan options, Liberty Home Guard also allows you to add optional coverage for 20 items. Some examples of optional coverages include septic systems, pools and spas, and well pumps.

Below is a breakdown of what you might expect to pay for one of the plans:

You’ll also pay a $60 service fee each time you request service from the company.

Get a free quote from Liberty Home Guard by filling out this online form or calling 866-451-2281.

2. Choice Home Warranty

Choice Home Warranty is a veteran when it comes to offering home warranties to homeowners in Arizona. The company has been around for ten years and offers additional benefits, like a 90-day repair guarantee.

Choice Home Warranty offers two home warranty plans. The Basic Plan covers 14 major home systems and appliances, including your plumbing system and Whirlpool bathtub. The more comprehensive Combo Plan includes everything in the Basic Plan plus coverage for four additional appliances and systems. 

Like most home warranty companies, Choice offers a range of optional coverages for your Arizona home, including septic tanks, standalone freezers, and more.

Below is an example of what Choice Home Warranty’s plans might cost you:

You’ll also pay an $85 service fee each time you use your plan.

Get a free quote from Choice Home Warranty by filling out this online form or calling 929-400-6164.

3. America’s First Choice Home Club

America’s First Choice (AFC) Home Club is a great choice if you have a particular technician you trust with your home appliances and systems. AFC Home Club is one of the only national home warranty providers that allows homeowners to choose their own technician when they need a repair or replacement.

AFC Home Club offers four tiers of coverage. The company’s Systems Plan covers your home’s major systems, the Silver Plan covers essential home appliances, and the Gold Plan covers everything in the Silver and Systems Plans. If you want the most comprehensive coverage, consider the Platinum Plan, which offers protection for three additional items.

Take a look at the cost of these plans:

You’ll also pay a per-incident service fee between $75 and $125, but keep in mind that a lower service fee will raise your premium.

Get a free quote from AFC Home Club by filling out this online form or calling 877-755-1115.

4. Select Home Warranty

Looking for the most affordable home warranty in Arizona? Be sure to consider Select Home Warranty. With policies at less than $40 per month and service fees at $75 per incident, you won’t find a more affordable home warranty in Arizona.

Select Home Warranty offers three plan choices. The company’s Bronze Care plan covers home appliances, while the Gold Care plan covers home systems. Select’s Platinum Care plan covers everything in both the Bronze and Gold Care plans plus a few extras.

In addition to the base plans, you can also add optional coverage for nine appliances and systems. Some examples of optional coverage choices include septic systems, pools, and lawn sprinkler systems.

Here’s a quote for what you might expect to pay for your plan from Select Home Warranty:

You’ll also pay a $75 service fee each time you request a repair or replacement for an item covered on your plan.

Get a free quote from Select Home Warranty by filling out this online form or calling 888-370-3953. 

5. Amazon Home Warranty

If you’re looking for a customizable policy, Amazon Home Warranty might be the right company for you. With a large range of add-ons, Amazon Home Warranty allows policyholders to create the perfect plan for their needs.

Amazon Home Warranty offers three plans. The company’s Appliances Plan offers coverage for eight appliances, while the Systems Plan covers eight home systems. Amazon’s Combo Plan includes a long list of covered items, encompassing everything in both of the previous plans plus a few extras.

If those plans don’t have enough coverage for you, you’re likely to find all of the upgrades you’ll need with Amazon Home Warranty’s 23 add-on options.

Amazon’s Home Warranty’s pricing varies by location, but here are some yearly price estimates:

No matter where you live, your service fee will be $75 per service request.

Get a free quote from Amazon Home Warranty by filling out this online form or calling 866-605-8194.

Arizona home warranty buying guide

With so many options, finding the right home warranty for your family can be tough. Be sure to consider the following factors when researching your options.

• Availability: Not every home warranty company is licensed to offer plans in every state, with some even excluding coverage in select zip codes. Contact a customer representative and discuss availability before you commit to a plan.
• Service fees: Each time you use your home warranty plan, you’ll pay a small service fee to your technician. Be sure that your service fee is affordable and works with your budget. As a general rule of thumb, you should expect to pay between $75 and $125 each time you call for a repair or replacement.
• Customer testimonials: Unfortunately, not every home warranty company holds up to the customer service its promises. That’s why we recommend reviewing customer testimonials and ratings on websites like BBB and Trustpilot before choosing one. 

Our conclusion

We recommend Liberty Home Guard, Choice Home Warranty, AFC Home Club, Select Home Warranty, and Amazon Home Warranty to Arizona homeowners after comparing cost, customer service, reviews, and more. The best home warranty plan for you will vary depending on your home, your budget, and your plan preferences. Don’t be afraid to collect multiple quotes from competing providers before you make your final choice.  

Frequently asked questions about Arizona home warranties

Are home warranties worth the price?

Most home warranties cost a few hundred dollars a year, while a major system breakdown could cost thousands of dollars, making a home warranty a good investment if you don’t have enough in savings to cover this type of expense or if you’re worried about the current health of your appliances and systems.  

How do home warranties work?

When you sign onto a home warranty, you’ll pay a monthly or annual premium to your home warranty company. If one of your covered home systems or appliances breaks down, you can contact your home warranty company, who will send a service contractor to your home to assess the damage and correct it in exchange for a small service fee. 

Do home warranties cover toilets?

If you have a home warranty that covers your plumbing system, your toilet will be protected from damage caused by normal wear and tear. However, appliance-only warranties won’t cover toilets.