Best Home Warranty Companies in Arizona (2021)

By Kathleen McCoy

When it is cold in other states throughout the country, there is no better place to spend time than in the warm and dry cities of Arizona. Arizona gives homeowners some affordable living options and the opportunity to enjoy the sun all year round. However, those extreme temperatures can do a bit of damage to an Arizona home. It makes quite a bit of sense for Arizona homeowners to look into a home warranty plan. In our guide featuring the best home warranty companies in Arizona, we will give you the information on . . . 

  • The best home warranty companies in Arizona
  • How to choose an Arizona home warranty 
  • Why Arizona homes should have a home warranty in place 

A home warranty is a protection plan that will keep systems and appliances in the home protected from costly repairs and replacements. If your heating system were to fail, a home warranty would help to offset the costs of this issue. Finding the best home warranty on the market can be quite overwhelming as there are dozens of companies to choose from. If you are ready to get your Arizona protected by one of the best home warranty options on the market, keep reading. 

Arizona’s Top 5 Home Warranty Companies

It is quite a task to take a list of more than five home warranty companies and narrow them down to the top five. To determine the best home warranty companies in Arizona, we looked at some of the features, including pricing, coverage options, plan choices, service fee costs, time in the industry, and customer service fees. Here are how the top five companies worked out in the state of Arizona.

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy 
  5. First American Home Warranty: Best Appliance Coverage 
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty Select Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard Liberty Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
First American Home Warranty First American Best Appliance Coverage Basic Plan: $38/month

Premier Plan: $48.50/month

$75-$100 37 B+

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of Arizona. Choice Home Warranty is one of the most widely recognized home warranty companies in the industry with millions of customers. Having spent the last 13 years in the industry perfecting their services and growing their service technician network. Choice Home Warranty has a BBB rating of B, and in this industry, that is something to be proud of. You will notice right away that the customer service and simplicity of the plans are what make Choice the best home warranty in Arizona. 

The plan options from Choice Home Warranty are pretty simple. There are two options to choose from, and both will have a variety of systems and appliances as part of the policy. Finding a combo plan at a fair price can be difficult, but with Choice, it won’t be an issue. Each of the plans offers a good range of both system and appliance coverage. If there is a home appliance or system that you need coverage for that is not part of the Choice plan, you can simply look into the add-on coverage choices. 

The add-ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

With the Choice Home Warranty, the service fee is $85. This fee is moderately priced, considering the lower monthly payments that this plan has in place. In addition, Choice Home Warranty offers a 90-day repair guarantee. 

Choice Home Warranty makes purchasing a home warranty a simple process. If you are new to homeownership and worried about those unexpected costs, this is the plan to go with. For those who have lived in their home all their lives, Choice will not turn you or your home down.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in Arizona. If your home has an extra air conditioner, or you want to put that swimming pool in to ensure it is covered, the American Home Shield plan is a great option to consider. American Home Shield has more than 50 years in the industry which is considerably more than any other plan on the market. Having 50 years in the industry has allowed AHS to build up a huge network of service providers and technicians. In addition, American home shield has learned how to allow customers to make decisions regarding policy makeup and the overall pricing of the plan. 

There are three American Home Shield plans to choose from. Two of the plans are combination or comprehensive plans; one plan will cover the systems in your home. With the American Home Shield plan, you can customize to the point that you almost entirely build out a plan for your specific home. With many Arizona homes being a custom style, it is crucial to have a home warranty that will match. The add-on coverage can help to ensure that your pool and spa are also part of any of the plans you choose. 

Some of the add-on coverage that you can get with American Home Shield includes: 

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

Service fees are the other major fee you must consider when investing in a home warranty plan. The service fee for American Home Shield will be anywhere from $75 to $125. With American Home Shield, you can customize your service fee, allowing you to pay slightly higher monthly fees to have a lower service fee cost. 

American Home Shield has one of the best reputations on the market, and with a long history in the industry, it is a trusted brand to protect your Arizona home. The pricing from American Home Shield will sometimes be a bit higher than other companies, but you will get what you pay for.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.

To find out more, read our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

Select Home Warranty is the most cost-effective option for Arizona homeowners. Owning a home can be quite difficult on your savings and budget. When a few appliances or systems go simultaneously, it can sometimes be more than an Arizona homeowner can afford. Keeping the Select Home Warranty coverage on your home will help you save money long term because of the tremendous value included in this policy. Select Home Warranty is not new to the world of home warranties, with close to ten years in the industry. With the free roof leak coverage that Select includes on all of its policies, you will have difficulty finding a better value in Arizona. 

There are three Select Home Warranty policies to choose from. The Gold Care will cover appliances, Bronze Care will cover systems, and the Platinum is the combination plan. Most Arizona homeowners will see that the platinum plan has a tremendous amount of value associated with it. The Platinum plan is just a few more dollars a month but combines the coverage of the Gold and Bronze care plans. In addition to the free roof leak coverage, there are some paid options/additional coverage choices to choose from with the Select Home Warranty plan. 

The add-ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

The service fee associated with Select Home Warranty is just $60. With a $60 service fee, any type of repair is affordable and worth contacting the home warranty company for. Even if you have a few repairs in one month, this plan protects your savings account. 

Deciding to invest in a home warranty can be difficult. However, with the extreme heat in Arizona, you will want to have a plan in place to keep your property protect against repair and replacement costs. The Select Home Warranty is an excellent choice because of the lower introductory and ongoing costs associated with the plan.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

For more information, read our Select Home Warranty review.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in Arizona. Earning the trust of customers in any type of home service industry can be quite difficult. With just under two years in the industry, Liberty Home Guard has managed to gain an A rating from the BBB. This is almost unheard of in the home warranty industry. Aside from being well known and handling their customer service issues with prompt attention, Liberty Home Guard has some of the most extensive add-on options in the industry. Being a modern company, Liberty can provide its customers quick responses, feedback, and an online portal that gives the most relevant information at all times. 

The three Liberty Home Guard plans will include a systems option, an appliance option, and then a combo plan. All of the Liberty Home Guard choices have a wide range of coverage. You will also find that a majority of the policy limits that Liberty Home Guard ties to the plans will be quite high. If you have any concerns about things like sprinkler systems, carpet cleaning, or your swimming pool, you can add one of Liberty’s add-on coverages to the plan. 

The add on coverage from Liberty Home Guard is one of the most extensive in the industry and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

Although Liberty Home Guard is not the cheapest plan on the market, the price for service is only $60. Therefore if one of your appliances or systems needs a repair, it will only be $60. This is tied for one of the lowest prices on the market. 

Even though Liberty Home Guard is one of the newest options on the market, do not let that discourage you from getting a quote. This company has proven itself to be very easy to work with and one of the best newer companies in the home warranty industry.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

Read our Liberty Home Guard review for more information.

5. First American Home Warranty

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

The First American Home Warranty is the best option for appliance coverage for your Arizona home. When your appliances fall outside of the general window for extended warranty coverage from a manufacturer, the repair costs can get quite costly. Having an affordable but higher quality plan in place to protect the appliances can save you thousands of dollars a year. With more than 37 years in the home warranty industry, First American knows how to handle customer issues, older homes, and creative coverage options for its homeowners. First American Home Warranty has a BBB rating of B+ and has become quite popular in Arizona. 

To keep things simple, First American Home Warranty only offers two plan choices for its users. You can choose between the appliance coverage or the complete comprehensive package. For those that are new to the concept of a home warranty, appliance coverage is the perfect way to get involved and see if this is a good fit. First American Home Warranty also has plenty of coverage options to help cover any other unforeseen costs. 

The optional coverage choices from First American Home Warranty included:

  • Central air conditioning (electric)
  • Additional refrigeration
  • Pool/Spa equipment
  • Well pump
  • Septic/septic tank pumping
  • First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)
Plan Price Per Month Price Per Year
Basic Plan  $38 $420
Premier Plan $48.50 $526

There is an $85 service fee associated with the First American Home Warranty. The fee is about average for what most plans are offering. 

Appliances tend to go through quite a bit of wear and tear as part of your Arizona home. Finding a policy with such an affordable and effective appliance plan can be quite difficult. First American makes it easy. To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164

For more information, read our First American Home Warranty review.

Arizona Home Warranty Buying Guide

Now that you have a list of the five best Arizona home warranties, it’s time to break this down a bit more and help you choose the best overall option. There are many different things to consider when putting together a home warranty plan, but the pricing, add-on coverages, and policy limits are three very important factors to consider. 

  • Optional Coverages: Not all plans will have the specific coverage that you need for your home. Take a look at the optional coverages and the associated costs, see if there is a way you can build out the plan to work specifically for your needs. 
  • Plan Choices: Some companies like Choice Home Warranty offer two combo plan choices. Others will cover just systems or appliances. Find a plan choice that works with your goals to protect your home. 
  • Company Reputation: The reputation of the company is quite essential. Look for information regarding the workmanship, repair guarantee, and also how long the business has been in the industry. The BBB is an excellent place to find reviews and information. 

Top Home Maintenance Problems in Arizona

Maintenance problems in Arizona can run from everything from a broken refrigerator to a plumbing stoppage. However, some of these issues are found more often than others. Three of the most common issues you will run into are laundry room appliance issues, HVAC breakdown, and electrical system outages. Let’s take a look at these issues and how your home warranty can help. 

  • Electrical System Outages: Electrical systems keep all of the other appliances and systems in your home working. Having electrical coverage means that even if an issue with the water heater or the sump pump is related to electricity, you will still be protected from a repair-related expense. 
  • HVAC Breakdown: Going through an Arizona summer without air conditioning is nearly impossible. If your HVAC system were to break down, you would need a repair or replacement immediately. With how busy the HVAC contractors are in Arizona, having a home warranty that guarantees service within a certain number of hours is well worth the money. 
  • Laundry Room Appliances: Washers and dryers were typically some of the more affordable appliances to replace. However, this has changed. With the introduction of smart systems, a repair or replacement could cost thousands of dollars. Keep this in mind if your laundry equipment is getting up there in age. 

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Tips For Buying a Home Warranty in Arizona

Bordered by four states, Utah, California, Nevada, and New Mexico, Arizona has desert and semi-arid climates that are extremely hot and humid in the summer but can get below freezing in the winter months. Extreme heat, wildfire, and dust storms are the most common natural issues and can become huge problems for homeowners in AZ. Homeowners insurance can come in handy for these types of damages, but it’s important to note that a home warranty plan doesn’t cover damages caused by natural disasters. Arizona home warranties will cover normal wear-and-tear of home appliances and systems.

Keeping weather and climate in mind, geographic location is a key factor to consider before choosing a home warranty plan.

The Grand Canyon state boasts a population of over 7.5 million people, meaning there are millions of home and property owners within the state. You can protect unexpected costly repairs and replacements within your Arizona home with a home warranty plan. Comparing the coverage, services fees, customer reviews, monthly costs, and add-on options of each home warranty provider is essential to finding the plan that best fits your home’s needs.

If you live in densely populated and desert climate areas such as Scottsdale, Mesa, Tucson, Casa Grande, Tempe, or the capital – Phoenix, either Choice Home Warranty or American Home Shield would be the best option to choose as a home warranty provider.  Both of these top service providers offer excellent coverage of over 20 home appliances and services at an affordable cost. Both also offer additional coverage on other home systems and appliances like septic systems, central vacuum, roof leak coverage, and poop and spa coverage, which will certainly come in handy on those over 100ºF days.

Record temperatures were hit in Phoenix in 2021 at an all-time-high of 118º F, with the highest-low also being set for summer at the lowest temperature being 91º. With scorching temperatures and a humid climate, acquisition of a home warranty to protect home systems like HVAC are essential to a working home and a saved wallet.

If you live in other areas of AZ such as Flagstaff, in the Grand Canyon area, Lake Havasu City, Prescott, or Window rock, use the list above to decide which home warranty provider would fit the needs of you and your home. Finding the plan that aligns with your budget and covers all the right items is the goal when researching providers.

Even if you don’t feel like an expert in home warranties yet, don’t worry! You can read individual provider reviews in order to get a more comprehensive look at each provider before making your decision.

See the best home warranty companies in your state

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Frequently Asked Questions About Arizona Home Warranties

How Much Does A Home Warranty Cost In Arizona?

An Arizona home warranty can cost anywhere from around $40 a month to more than $70 per month. The coverage will vary in price depending on the type of plan in place and the individual add ons that are in place. Including something like a swimming pool or a sprinkler system in a plan will increase the costs quite a bit. 

Will A Home Warranty Cover An Older Home?

Most home warranty companies will not discriminate against a home because it is older. Choice Home Warranty does not care about the age of the home as long as all systems and appliances are in working order. 

Will A Home Warranty Company Cover Replacement Costs of Appliances?

Home warranties will cover the cost of replacement as long as it is within the policy limits of the plan. If you have an older dishwasher that goes down, the replacement cost will likely be equivalent to the value of the dishwasher when it broke, as opposed to the price of a brand new high-end dishwasher. 

Is An Arizona Home Warranty Worth It?

Arizona home warranties are worth the money that you spend. The way the hot temperatures and dry air can impact a home and its appliances and systems will make it well worth the pricing you pay for a home warranty. All it takes is one or two system or appliance outages to cover the entire costs of a home warranty plan for the year. Take advantage of having these excellent home warranty options in Arizona and get your plan started today. 

Our Conclusion

An Arizona home warranty can allow you to spend less time dealing with repairing your home and more time enjoying it. Choice Home Warranty stands out as the best overall home warranty in Arizona. The affordability, customer service, time in the industry, and ease to work with plan choices help Choice Home Warranty to stand out. However, any of the top five choices are good to consider. It is smart to get a few quotes as they can help to ensure that you get the best deal on your home warranty plan. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

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