Best Home Warranty Companies in Arizona (2022)

In Arizona’s warm and dry state, homeowners and visitors alike have access to some of the most beautiful wonders of the world like the mile-deep Grand Canyon and Saguaro National Park. In addition to the stunning scenery, Arizona gives residents some affordable living options and the opportunity to enjoy the sun all year round. However, the extreme temperatures can be highly damaging to Arizona homes. A home warranty can help with this burden by protecting against the wear and tear of appliances and systems. Home Warranties are service contracts that cover the cost to repair or replace covered systems or appliances in your home like HVAC or electrical.

Finding the best home warranty company in Arizona can be overwhelming as there are dozens of providers to choose from. In our guide featuring the top Arizona home warranty companies, our experts have made thorough comparisons of policy options, overall plan costs, coverage, add-ons, customer reviews, and more. If you are ready to get your home protected by one of the best home warranty options on the market, keep reading.

Best Home Warranty Companies in Arizona (2022)

With over 100 home warranty providers in the market, choosing which one is ideal for your home can be challenging. To determine the best home warranty companies in Arizona, we compared key features of a home warranty policy, including pricing, coverage options, plan choices, service fee costs, time in the industry, and customer service fees. Here’s how our experts ranked the top home warranty companies in Arizona.

1. Choice Home Warranty:Best Overall
2. Select Home Warranty: Most Cost-Effective Plans
3. American Home Shield: Best Customizable Plans
4. The Home Service Club: Quickest Service
5. Liberty Home Guard: Most Trustworthy

1. Choice Home Warranty 

• Best Overall Home Warranty Company
• Service Fee: $85
• Annual Cost: $560-$660

Why We Chose It

Choice Home Warranty is the best overall home warranty in Arizona. Choice Home Warranty is one of the most widely recognized home warranty companies, with millions of customers nationwide. Choice has spent the last 13 years in the industry, perfecting its services and growing its technician network. Choice Home Warranty has a BBB rating of B, and in this industry, that is something to be proud of. You will notice right away that the customer service and simplicity of the plans are what make Choice the best home warranty in Arizona.

CHW Pros and Cons

Choice Home Warranty Plans, Cost, and Coverage

There are two Choice Home Warranty plans for Arizona residents to choose from. These plans are the Basic Plan and the Total Plan. The Basic Plan is one of the most budget-friendly options in Arizona starting at just $45 per month. Choice Home Warranty has coverage caps of close to $3000 for most of its home systems and appliances. This is considerably higher than other home warranty companies in Arizona and one of the reasons the Total Plan is more valuable than others on the market. The service fees associated with the Choice Home Warranty are $85.

Here’s a detailed look at Choice Home Warranty’s coverage: 

• Basic Plan ($42 per month): The Basic Plan from Choice Home Warranty covers 13 items, including plumbing system, ceiling fans, garbage disposal, heating system, cooktop exhaust fans, microwave, dishwasher, ductwork, electrical system, garage door opener, oven, toilet, and water heater. This is a good plan option, but it excludes Arizona residents’ essential feature: air conditioning.
• Total Plan ($53.33 per month): This comprehensive plan covers all 13 items in the Basic Plan with an additional four items. The Total Plan includes clothes washer, dryer, refrigerator, and air conditioner coverage. Most Arizona homes have an air conditioning unit, and they are typically quite expensive to repair; the Total Plan is the best overall option for Arizona residents.
• Add On Options: Choice offers nine optional coverages, including roof leaking, central vacuum, septic tank, well pump, pool and spa, sump pump, and stand-alone freezer. Pricing for the add on options typically starts around $5.00 per month for each individual add on.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.

For more information, read our Choice Home Warranty Review.

2. Select Home Warranty 

• Most Cost-effective Plans
• Service Fee: $60
• Annual Cost: $630-$699

Why We Chose It

Select Home Warranty is the most cost-effective option for Arizona homeowners. Owning a home can be brutal on your savings and budget. When a few appliances or systems go simultaneously, it can sometimes be more than an Arizona homeowner can afford. Keeping the Select Home Warranty coverage on your home will help you save money long term because of the tremendous value included in this policy. Select Home Warranty is not new to the world of home warranties, with close to ten years in the industry. With the free roof leak coverage that Select includes on all of its policies, you will have difficulty finding a better value in Arizona.

SHW Pros and Cons

Select Home Warranty Plans, Cost, and Coverage

Select Home Warranty has three plans for homeowners to choose from. Different from Choice Home Warranty’s plans, the Select Home Warranty has three different policy options: one for appliances, one for systems, and one combo plan. The Platinum Care plan offered at $57 per month is the most cost-effective plan for Arizona residents. Coverage caps from Select Home Warranty are slightly lower than other home warranty companies but should be in the $500 to $1500 range. Service fees from Select are very fair at just $60.

Here’s a detailed look at Select Home Warranty’s coverage: 

• Bronze Care ($52 per month): The Bronze Care plan covers seven major appliances, including refrigerators, built-in microwaves, clothes washers and dryers, ovens, garbage disposals, and cooktops. With the Bronze Care plan, you get great value for your appliance coverage, but you will pay out of pocket if a system breaks down.
• Gold Care ($52 per month): The Gold Care plan covers six systems. The six major systems included in the Gold Care plan are plumbing, air conditioning, heating, water heaters, electrical systems, and ductwork. With the high cost of system repairs and replacements, this is a smart plan to consider.
• Platinum Care ($57 per month): The Platinum Care plan is the best option from Select Home Warranty. With this plan, Arizona homeowners will have both system and appliance coverage for just a few dollars more per month than the Bronze Care or Gold Care plan.
• Add on Options: There are several optional add-ons, including central vacuums, lawn sprinkler systems, pools, spas, stand-alone freezers, sump pumps, and well pumps. Roof leak coverage comes free of charge, a feature that can save you around $9.99 per month.

To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.

For more information, read our Select Home Warranty Review.

3. American Home Shield

• Best Customizable Plans
• Service Fee: $75-$100
• Annual Cost: $347-$891

Why We Chose It

American Home Shield is the most customizable plan in Arizona. If your home has an extra air conditioner, or you want to put that swimming pool in to ensure it is covered, the American Home Shield plan is a great option to consider. American Home Shield has more than 50 years in the industry which is considerably more than any other plan on the market. Having 50 years in the industry has allowed AHS to build up a vast network of service providers and technicians. In addition, American home shield has learned how to enable customers to make decisions regarding policy makeup and the overall pricing of the plan.

AHS Pros and Cons

American Home Shield Plans, Cost, and Coverage

American Home Shield has three home warranty plans for Arizona homeowners. ShieldSilver, ShieldGold, and ShieldPlatinum are the three options. It is important to remember that American Home Shield is the most customizable provider. This means you can use these plans as a base for your policy, but you can customize the coverage to work for your needs. Coverage caps from American Home Shield are pretty good, with most around $2500. American Home Shield has a very high percentage of claims paid out each year. Service fees will range from $75 to $125 and are also customizable. 

Here’s a detailed look at American Home Shield’s coverage: 

• ShieldSilver™ ($39.99 per month): ShieldSilver covers 14 home systems, including air conditioning, electrical system, smoke alarms, water heater, doorbells, garage door opener,  heating system, plumbing, and ductwork. This is a great way to have American Home Shield start covering your home for those on a budget. When you see the value, it may be time to upgrade to ShieldGold. 
• ShieldGold™ ($49.99 per month): The ShieldGold plan covers 23 home systems and appliances, including many offered in ShieldSilver, plus a clothes washer, dishwasher, clothes dryer, microwave, oven, and refrigerator. This is the best home warranty for Arizona homeowners from American Home Shield. 
• ShieldPlatinum™ ($64.99  per month): ShieldPlatinum has 27 systems and appliances. This is one of the most premium home warranty policies in the industry. ShieldPlatinum has many other benefits, including a $1000 coverage for unexpected expenses like permits. Coverage caps with ShieldPlatinum are also higher than with other plans; if you have the money to spend, this home warranty offers excellent protection. 
• Add-On Options: There are several additional coverages offered by AHS, including a septic system, pool and spa, PC, TV, and well pump. The pool coverage seems to be the most popular option considering the pricing and the coverage. 

To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.

For more information, read our American Home Shield Warranty Review.

4. The Home Service Club

• Best For Quickest Service
• Service Fee: $60-$95
• Annual Cost: $650-$800

Why We Chose It

The Home Service Club offers the quickest coverage for an Arizona home warranty. The Home Service Club has been on the market for 13 years and has continued to ensure that Arizona homes are protected as quickly as possible. With The Home Service Club, you do not need an inspection, and your home is covered just ten days after you sign up for the plan. Most home warranty companies require a 30-day waiting period before coverage starts. In addition to the quick coverage, The Home Service Club has two impressive plan options. If you want to get quite a bit of coverage for the money you pay, this is a smart plan to choose. Customer service and workmanship are also highly rated coming from HSC.

HSC Pros and Cons

The Home Serice Club Plans, Cost, and Coverage

The Home Service Club has two policies for homeowners to choose from: the Standard Coverage Plan and the Comprehensive Coverage Plan. Standard Coverage has 18 covered items, while Comprehensive Coverage has 33 protected items. A plan with 33 covered entities is rare in the home warranty industry. The Home Service Club’s coverage caps are typically between $500 and $2000, which is slightly lower than other home warranties. The service fee is customizable, allowing homeowners to find a policy that works for them. The service fees are between $65 and $125 and the pricing on our chart is based on a $95 fee.

Here’s a detailed look at The Home Service Club’s coverage: 

• Standard Coverage ($50 per month): The Standard Coverage Plan is the most basic option from The Home Service Club. There are 18 covered items including air conditioners, ceiling fans, water leaks, water heater, electrical system, central vacuum, dishwasher, refrigerator, trash compactor, oven, and more. Standard Coverage tends to be one of the most popular Arizona choices because of the mix of systems and appliances coverage.
• Comprehensive Coverage ($63.00 per month): The Comprehensive Coverage Plan has fifteen more covered items than the Standard Coverage. This is one of the more extensive plans on the market. Some of these extra coverages include gas leaks, ductwork, sump pump, pest control, doorbells, plumbing stoppages, attic fans, whole house exhaust, and more. If you have the extra money, this is a smart way to protect your Arizona home.
• Add-On Options: There are 12 additional or add-on coverages available to add to The Home Service Club’s warranty plans. The add-ons include a well pump, service line, plumbing sprinkler, spa and spa heater, free-standing freezer, water softener, etc. Add on coverages will also start just 10 days after paying for your home warranty plan.

To get a free quote from The Home Service Club, fill out this online form.

For more information, read our The Home Service Club Review.

5. Liberty Home Guard 

• Most Trustworthy Home Warranty Provider
• Service Fee: $75
• Annual Cost: $700-$800

Why We Chose It

Liberty Home Guard is the most trustworthy home warranty in Arizona. Earning customers’ trust in any home service industry can be particularly tough. With just under four years in the industry, Liberty Home Guard has managed to gain an A rating from the BBB. This is almost unheard of in the home warranty industry. Aside from being well known and handling their customer service issues with prompt attention, Liberty Home Guard has some of the most extensive add-on options in the industry. Being a modern company, Liberty can provide its customers quick responses, feedback, and an online portal that gives the most relevant information at all times.

LHG Pros and Cons

Liberty Home Guard Plans, Cost, and Coverage

There are three plans from Liberty Home Guard. The plans are the Appliance Guard plan for appliances only, Systems Guard for systems only, and Total Home Guard for both systems and appliances. These three plans will all have coverage caps of around $1500 for the major systems and appliances. In addition, Liberty Home Guard has an extensive list of add-on coverage options that homeowners can benefit from. The service fees from Liberty Home Guard are $75, which is slightly lower than other home warranty plans on the market.

Here’s a detailed look at Liberty Home Guards’ coverage: 

• Appliance Guard ($64.99 per month): Appliance Guard covers 11 major appliances, including garage door opener, ceiling fans, cooktop exhaust fan, oven, refrigerator, garbage disposal, dishwasher, microwave, clothes washer, clothes dryer, and refrigerator ice-maker. The pricing of this appliance-only plan is slightly higher than others, but the service fee is quite fair.
• Systems Guard ($69.99 per month): Systems Guard offers coverage on nine systems. These systems include the electrical system, air conditioner, bath exhaust fan, heating system, toilet, ductwork, plumbing and plumbing stoppages, and water heater. With the high cost of repairing and replacing systems, this is a smart option for many Arizona homeowners.
• Total Home Guard ($74.99 per month): Total Home Guard covers 20 appliances and systems. Total Home Guard is the only comprehensive plan from Liberty Home Guard. When you compare the pricing of Systems Guard with Total Home Guard, you can see why this has excellent value.
• Optional add-ons: Liberty has one of the most extensive lists of items offered as add-ons, including some unique ones such as gutter and floor cleaning, re-key service, lawn sprinklers, pest control, and wine refrigerator. These add-on coverages can get costly; most start at around $5 per month and goes as high as $30 per month.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.

Read our Liberty Home Guard review for more information.

Home Warranties in Arizona Cities

• Tucson, AZ
• Scottsdale, AZ
• Phoenix, AZ

Final Verdict on Home Warranties in AZ

An Arizona home warranty can allow you to spend less time dealing with repairing your home and more time enjoying it. Choice Home Warranty stands out as the best overall home warranty in Arizona. The affordability, customer service, time in the industry, and simplicity of service make Choice Home Warranty stand out. However, any of the top five choices are good to consider. It is wise to get a few quotes as they can help to ensure that you get the best deal on your home warranty plan.

How to Choose the Best Home Warranty in Arizona

Now that you have a list of the five best Arizona home warranties, it’s time to break this down and help you choose the best overall option. When putting together a home warranty plan, there are many different things to consider, but the pricing, add-on coverages, and policy limits are three crucial factors.

• Check Out the Optional Coverages: Not all plans will have the specific coverage that you need for your home. Take a look at the optional coverages and the associated costs, and see if there is a way you can build out the plan to work specifically for your needs.
• Go Through All Plan Choices: Some companies like Choice Home Warranty offer two combo plan choices. Others will cover just systems or appliances. Find a plan choice that works with your goals to protect your home.
• Consider The Company’s Reputation: The company’s reputation is quite essential. Look for information regarding the workmanship, repair guarantee, and how long the business has been in the industry. The BBB is an excellent place to find reviews and information.
• Compare the Best Home Warranty Companies in Arizona: Compare and contrast all the key coverages, industry experience, online ratings, and more for each home warranty provider.

What is a Home Warranty and How Does it Work?

A home warranty is money savings plan to help homeowners trying to manage the high costs of appliance and systems repairs. A home warranty will cover many home systems and appliances and protect against everyday wear and tear. Having a home warranty makes it increasingly easier to budget and manage your finances. Home Warranty plans typically have a thirty-day waiting period from the time you pay to the time they start. Some home warranty plans will require an inspection of the home, but most will not.

When a covered appliance or system needs to be repaired, you will file a claim with your home warranty service provider. Most companies have an online portal system to help you do this. Once you file the claim, it will be assigned to a local technician or repair person that will come to the home and assess the issue. At this point, you will pay your service fee. Service fees typically range in price from around $60 to $150. The service fee should be the only out-of-pocket cost that an Arizona homeowner must pay when dealing with a home warranty repair or replacement.

Home Warranty vs. Homeowners Insurance

Extreme heat, wildfire, and dust storms are the most common natural issues and can become huge problems for homeowners in AZ. Homeowners’ insurance can come in handy for these damages, but it’s important to note that a home warranty plan doesn’t cover damages caused by natural disasters. Arizona home warranties will cover normal wear-and-tear of home appliances and systems.

Top Home Maintenance Problems in Arizona

Maintenance problems in Arizona can run from everything from a broken refrigerator to a plumbing stoppage. However, some of these issues are found more often than others. Three of the most common problems you will run into are laundry room appliance issues, HVAC breakdown, and electrical system outages. Let’s look at these issues and how your home warranty can help.

• Electrical System Outages: Electrical systems keep all of the other appliances and systems in your home working. Having electrical coverage means that even if an issue with the water heater or the sump pump is related to electricity, you will still be protected from a repair-related expense.

• HVAC Breakdown: Going through an Arizona summer without air conditioning is nearly impossible. If your HVAC system were to break down, you would need a repair or replacement immediately. With how busy the HVAC contractors are, having a home warranty in Arizona that guarantees service within hours is well worth the money.
• Laundry Room Appliances: Washers and dryers were typically some of the more affordable appliances to replace. However, this has changed. With the introduction of smart systems, a repair or replacement could cost thousands of dollars. If your laundry equipment is getting up there in age, keep this in mind.

What Does an Arizona Home Warranty Cover?

A home warranty plan will cover systems and appliances from normal wear. If your dishwasher suddenly stops working under normal use conditions, this is a perfect time to call your home warranty provider. Typical appliances covered under a home warranty plan include a washer, dryer, dishwasher, microwave, garbage disposal, refrigerator, etc. The most commonly covered systems will be hot water heaters, air conditioners, electrical systems, heating systems, and plumbing systems. Many plans also offer add-on coverage options like a roof leak, central vacuum, septic systems, and even locksmith.

What is Not Covered by Even the Best Home Warranty Companies?

A home warranty will only protect against everyday wear and tear on your home systems and appliances. If you don’t take care of your home and follow preventative maintenance guidelines, the home warranty will not cover it. A home warranty policy excludes things like pre-existing conditions, misuse, lack of maintenance, and cosmetic damages.

How Much Does an Arizona Home Warranty Cost?

An Arizona home warranty costs between $45 and $65 a month. The average annual costs will be from $480 to $780 a year. When shopping for a home warranty, homeowners need to consider service fees, monthly pricing, and even coverage caps. Service fees will range in price from $60 to $150, with the average being around $85. Some home warranty plans have a customizable service fee that will increase or decrease the monthly plan costs. The coverage caps will determine if a home warranty policy will cover the entire cost of repair or replacement under your home warranty plan.  If a replacement or repair is more than the coverage cap allows, the homeowner will have to pay out of pocket for the difference for the remainder.

Tips For Buying a Home Warranty in Arizona

Bordered by four states, Utah, California, Nevada, and New Mexico, Arizona has desert and semi-arid climates that are extremely hot and humid in the summer but can get below freezing in the winter months. Weather, climate, and geographic location are crucial before choosing a home warranty plan.

The Grand Canyon state boasts a population of over 7.5 million people, meaning there are millions of home and property owners within the state. With a home warranty plan, you can protect unexpected costly repairs and replacements within your Arizona home. Comparing the coverage, services fees, customer reviews, monthly costs, and add-on options of each home warranty provider is essential to finding the plan that best fits your home’s needs.

If you live in densely populated and desert climate areas such as Scottsdale, Mesa, Tucson, Casa Grande, Tempe, either Choice Home Warranty or American Home Shield would be the best option. These top service providers offer excellent coverage of over 20 home appliances and services at an affordable cost. Both also provide additional coverage on other home systems and appliances like septic systems, central vacuum, roof leak coverage, and pool and spa coverage, which will undoubtedly come in handy on those over 100ºF days.

Record temperatures were hit in Phoenix in 2021 at an all-time-high of 118º F, with the highest low also being set for summer at the lowest temperature being 91º. With scorching temperatures and a humid climate, acquiring a home warranty to protect home systems like HVAC is essential to a working home and a saved wallet.

Learn More: Best home warranty companies in Phoenix.

If you live in other areas of AZ, such as Flagstaff, the Grand Canyon area, Lake Havasu City, Prescott, or Window rock, use the list above to decide which home warranty provider would fit the needs of you and your home. When researching providers, finding the plan that aligns with your budget and covers all the right items is the goal.

You can read individual provider reviews to get a more comprehensive look at each provider before deciding.

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home.

Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.

To make the most of our research, we developed an objective rating system to score each home warranty company based on the following criteria:

• Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
• Prices: How reasonable are the monthly and service fees compared to the industry average? We compared the costs of each company to competitors.
• Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
• Customer service: How is the customer experience when calling the providers? Based on our phone calls, we judged each company’s customer service.
• Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
• Nationwide availability: How many states do the company cover? We found the number of states covered by each company.
• Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that set them apart from the competition.