Updated Jan 10, 2023
Updated Jan 10, 2023
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From Phoenix to Tuscon and beyond, Arizona attracts thousands of new residents yearly for its scenic red rock landscapes and year-round sun. Still, the extreme southwestern heat can cause essential appliances and systems around your home to wear out at a much faster rate. With an Arizona home warranty, you’ll have priority access to top-rated Arizona technicians while saving thousands on inevitable repairs.
Our experts reviewed and ranked the best home warranty companies in Arizona so you can find the perfect one to fit your home’s needs.
Choice Home Warranty (CHW) is the best overall home warranty in Arizona and earned 4.9/5 stars according to our rating methodology. Choice Home Warranty is one of the most widely recognized home warranty companies in the U.S., with a growing customer base of over 1.6 million. CHW has spent the last 14 years on the market perfecting its home protection services and expanding its technician outreach into a network of 25,000+ licensed contractors.
Pros
Cons
Choice Home Warranty has two protection plans for Arizona residents: the Basic Plan and the Total Plan. These home warranty policies offer a combination of home appliance and systems coverage. Choice’s combined coverage framework ensures that homeowners get the most out of their plan even if they purchase the less comprehensive option. Both plan options include a $3,000 per-item annual coverage limit for standard items. CHW charges an $85 service fee, which is about the industry average.
Here’s a detailed look at Choice Home Warranty’s coverage:
In addition to its two base plans, Choice Home Warranty also offers nine optional coverage add-ons, including:
Plan | Cost Per Month | Annual Cost | Service Fee |
Basic Plan | $45 | $560 | $85 |
Total Plan | $53.33 | $660 | $85 |
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
For more information, read our Choice Home Warranty Review.
Our experts rated Select Home Warranty (SHW) 4.8/5 stars as the most cost-effective home warranty in Arizona. With over a decade in the industry and a B rating from the Better Business Bureau (BBB), SHW is well-known for its generous seasonal discounts and members-only promotions. Select is an excellent choice for homeowners with a narrower budget, as new joiners will receive $150 off their premium, complimentary roof leak protection (a $99 value), and two free months of extra coverage.
Pros
Cons
Select Home Warranty has three plans for its Arizona customers to choose from: an appliance plan (Bronze Care), a systems plan (Gold Care), and a comprehensive combo plan (Platinum Care). Platinum Care is the most recommendable policy option of choice because it combines everything included in Bronze and Gold Care for only $3 more per month. Select’s coverage limits vary by item but range between $500-$2,000. The service fee required with any plan level is only $60, one of the lowest rates you’ll find industry-wide.
Here’s a detailed look at Select Home Warranty’s coverage:
Arizona customers can take their home warranty plan one step further by adding any of Select’s add-on coverage items to their policy:
Plan | Cost Per Month | Annual Cost | Service Fee |
Bronze Care | $44.42 | $479.99 | $60 |
Gold Care | $44.42 | $479.99 | $60 |
Platinum Care | $47.75 | $524.99 | $60 |
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
For more information, read our Select Home Warranty Review.
American Home Shield (AHS) earned 4.7/5 stars and was named the most customizable home warranty company in Arizona by our experts. AHS allows its policyholders to customize their service fee of $75-$100 and, in turn, have more flexibility in their monthly payments. Each of the three home warranty plans comes with adjustable payment options and coverage on unknown pre-existing conditions.
With an industry tenure of over 50 years and a B rating from the Better Business Bureau (BBB), AHS is often celebrated as the founding father of the home warranty industry. This provider is a great option for Arizona homeowners who recently purchased an older home, as AHS will cover appliances and systems of any age.
Pros
Cons
American Home Shield has three home warranty plans for Arizona homeowners: ShieldSilver, ShieldGold, and ShieldPlatinum. ShieldSilver is a systems-only plan, whereas ShieldGold and ShieldPlatinum offer coverage for appliances and systems but at different levels. AHS allows policyholders to choose a service fee of $70, $100, or $125. This customizable service fee gives homeowners more control over the cost of their base plan, as selecting a higher service fee will translate into a lower monthly premium and vice versa. All monthly rates below are based on a $100 service fee.
Here’s a detailed look at American Home Shield’s coverage:
You can also add the following coverage riders to your AHS home warranty:
Plan | Cost Per Month ($75 service fee) | Cost Per Month ($100 service fee) | Cost Per Month ($125 service fee) |
ShieldSilver | $44.27 | $34.27 | $29.27 |
ShieldGold | $54.27 | $44.27 | $39.27 |
ShieldPlatinum | $74.27 | $64.27 | $59.27 |
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
For more information, read our American Home Shield Review.
The Home Service Club (HSC) was awarded 4.6/7 stars and named the home warranty company in Arizona with the quickest coverage. Homeowners who sign up with HSC will have access to their home warranty benefit in just 10 days — significantly shorter than the 30-day waiting period enforced by competing providers.
The Home Service Club also doesn’t require an initial home inspection to determine coverage eligibility. This provider is ideal for homeowners with a house on the market, as HSC also offers home warranty coverage specifically for active real estate listings.
Pros
Cons
The Home Service Club has two policies for Arizona homeowners: the Standard Coverage plan and the Comprehensive Coverage plan. While HSC’s Standard Coverage includes a mix of 18 appliances and systems, its Comprehensive Coverage spans a total of 33. Coverage caps for these plan levels range between $500-$2,000 per item. Like American Home Shield, HSC offers a customize service fee of $60, $75, or $95. All monthly rates below are based on a $75 service fee.
Here’s a detailed look at The Home Service Club’s coverage:
HSC has ten optional coverage add-ons available for customers who wish to further personalize their plan:
Plan | Cost Per Month | Annual Cost | Service Fee |
Standard Coverage Plan | $50 | $650 | $60-$95 |
Comprehensive Coverage Plan | $62.90 | $800 | $60-$95 |
To get a free quote from The Home Service Club, fill out this online form.
For more information, read our The Home Service Club Review
Liberty Home Guard (LHG) is the most trustworthy home warranty in Arizona. With only five years in business, Liberty Home Guard has maintained an A rating with the Better Business Bureau (BBB) and currently supports an internal network of over 10,000 pre-screened, licensed technicians. LHG’s standout feature is its exhaustive list of 41+ optional coverage riders. Most competing home warranty providers offer a similar list of policy extras, but LHG is the only provider with unique riders like window washing, gutter cleaning, and saltwater pool coverage.
Pros
Cons
There are three plans from Liberty Home Guard available in Arizona: Appliance Guard (appliance-only), Systems Guard (systems-only), and Total Home Guard (appliance and systems). Total Home Guard is LHG’s popular plan among current customers as it combines both lower-level plans for whole-house protection for only $5 more than Systems Guard. All three plan levels have annual coverage caps of around $1,500 per item. LHG requires a $75 service fee, which is mid-to-low compared to other top home warranty companies.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard has one of the most extensive lists of add-ons offered across all home warranty providers, with items including:
Plan | Cost Per Month | Annual Cost | Service Fee |
Appliance Guard | $64.99 | $700 | $75 |
Systems Guard | $69.99 | $750 | $75 |
Total Home Guard | $74.99 | $800 | $75 |
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Read our Liberty Home Guard review for more information.
Choosing a home warranty company in Arizona can be difficult when you’re not familiar with all the ins and outs of coverage, annual limits, exclusions, etc. We have reviewed and ranked the best home warranty companies in all of the most popular cities in Arizona so you can have peace of mind.
Home Warranty Company | Choice Home Warranty | Select Home Warranty | American Home Shield | The Home Service Club | Liberty Home Guard |
Our Rating | 9.7 | 9.5 | 9.6 | 9.4 | 9.3 |
Best For | Best overall | Most cost-effective plans | Best customizable plans | Quickest service | Most trustworthy |
Average Cost | $45 – $53 | $56 – $62 | $34 – $64 | $50 – $62 | $70 – $80 |
Service Fee | $85 | $60 | $75, $100, or $125 | $60, $75, or $95 | $75 |
Annual Limit | $3,000 per standard item; $250-$500 for add-ons | $500-$3,000 per standard item; $400 for add-ons | Up to $6,000 per standard item; $1,500+ for add-ons | $500-$2,500 per standard item; $500-$2,000+ for add-ons | $2,000-$2,500 per standard item; $250-$500 for add-ons |
Average Response Time | Up to 48 hours | Up to 48 hours | Up to 48 hours | Within 24 hours | Within 24 hours |
State Availability | Not available in WA | Not available in WA, NV, WY, or NM | Not available in Alaska | Available in all 50 states | Not available in WAor WI |
Online Chat / Mobile App | Yes | No | No | No | Yes |
Quote | Get Quote | Get Quote | Get Quote | Get Quote | Get Quote |
A home warranty is a contract between a homeowner and a service provider that guarantees funding for the repair or replacement of their home’s major appliances and systems. Home warranties, however, will only cover damage sustained by normal wear and tear over time.
Once you’ve settled on the best home warranty for you and the initial waiting period has expired, using your Arizona home warranty is simple:
Be aware that all home warranties do have coverage limits. Any maintenance expenses above the annual per-item dollar mentioned in your contract will be left to you.
Watch the video below to learn more about what a home warranty in Arizona covers and doesn’t cover.
Home warranty plans can get pretty expensive and complicated with the different types of coverage, payment options, and annual limits. As an Arizona homeowner, you want to be sure you’re getting the best coverage possible at a price that won’t break the band. Here are some essential features to look for in a home warranty in Arizona.
Why Trust House Method
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
We read through verified customer reviews for each of the five providers mentioned in this guide and pulled testimonials specifically from homeowners in Phoenix, Tucson, and Flagstaff. Across the 30+ responses that we reviewed, the most frequent complaint concerned unexpected claim denials.
It’s important to understand that a claim denial can sometimes be caused by factors other than requesting coverage for an excluded item. Attempting to fix the problem yourself or getting a repair quote from an external contractor before filing a claim can tarnish your chances of approval. Any missing or late premiums can also make you ineligible for coverage.
If you believe your claim denial was unjustified, you’ll have the opportunity to refute the claim’s decision by providing further supporting documentation. No matter the circumstances, we still urge you to read your future provider’s contract carefully to ensure you’re familiar with the policy’s expectations.
Katie Baccus, top-rated Realtor and founder of Baccus Realty Group in Scottsdale, Arizona, told House Method that “home warranties are 100% a worthwhile investment for homeowners.” “I own several rental properties and I personally hold home warranties on every single one of those homes,” she added. Specific to the homeowners that Katie and her team represent, she noted that, “because [she’s] so purposeful about talking about the benefit of home warranties, probably 95% of [her] buyers elect to order a home warranty.”
Katie did recommend that prospective policyholders err on the side of caution by paying close attention to the fine print of a plan before jumping the gun and signing up. “I think sometimes there’s red tape around [home warranties], and the main complaint I hear is there can be some hoops to jump through when you aren’t clear on what’s actually covered by your policy.”
In 2021 alone, homeowners across the United States spent approximately $60.6 billion on 79.5 million home emergency repair projects. Arizona made up $432.36 million of that annual total. While this figure primarily applies to money spent out-of-pocket on professional services, it does account for the materials purchased by homeowners who attempted DIY fixes.
Besides saving you time and money, home warranties guarantee peace of mind above all else. For $45-$65 a month, Arizona homeowners can rest assured knowing that when a covered item does break down in their home, the technician vetting, appointment scheduling, price negotiation, and repair work are all taken care of by their home warranty provider. And, within one to two repairs, most home warranty plans will have paid for themselves for an entire year.
An Arizona home warranty can cost anywhere from around $40 a month to more than $70 per month. The coverage will vary in price depending on the type of plan in place and the individual add-ons that are in place. Including something like a swimming pool or a sprinkler system in a plan will increase the costs quite a bit.
Arizona home warranties are worth the money that you spend. The way the hot temperatures and dry air can impact a home and its appliances and systems will make it well worth the pricing you pay for a home warranty. All it takes is one or two system or appliance outages to cover the entire costs of a home warranty plan for the year. Take advantage of these excellent home warranty options in Arizona and get your plan started today.
Most home warranty companies will not discriminate against a home because it is older. Choice Home Warranty does not care about the age of the home as long as all systems and appliances are in working order.
Home warranties will cover the cost of replacement as long as it is within the policy limits of the plan. If you have an older dishwasher that goes down, the replacement cost will likely be equivalent to the value of the dishwasher when it broke, as opposed to the price of a brand-new high-end dishwasher.
Additional Arizona Home Warranties to Consider
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