- Two plans plus optional add-ons
- 90-day repair guarantee
- After hours customer service
If you live in Kansas, you know that, just like your vehicle needs regular maintenance to run well, your home needs year-round attention to stay well-maintained. Violent winds, heavy snow, and freezing rain can affect your Kansas home from early fall through late winter, impacting the A/C system, roof, water pipes and pressure, foundation, and many other essential systems and appliances.
While a well-maintained home will save you money from repairs in the long run, it’s impossible to guarantee that one of your home’s systems and appliances, like garbage disposals, washers, heating systems, and refrigerators, won’t give you trouble at some point during your homeownership.
A Kansas home warranty can provide you peace of mind, covering the cost to repair or replace systems when they break down. If you’re looking for a home warranty in Kansas, keep reading to learn about the best home warranty companies in the state, common home maintenance issues faced by Kansas homeowners, and important home warranty buying tips.
Kansas, nicknamed the Sunflower State and the Wheat State, is located in a region of the United States where plains and prairies are abundant. It’s located in the center of the U.S. and is bordered by Nebraska to the north, Missouri to the east, Oklahoma to the south, and Colorado to the west. In 1822, hundreds of wagons were brought through Kansas from the Santa Fe Trail, and the population grew. Kansas officially became a state in 1861. Today, cattle, wheat, corn, and soybeans are the base for the agricultural economy.
The largest city is Wichita, K.S., with a population of almost 400,000 people. Kansas is the 34th most populous state in the United States. According to Zillow, the median price of a home in Kansas is $189,900, a number that’s climbed almost $50,000 since 2012 but is below the median new home price across the United States. Homes in populous cities, like Overland Park and Lenexa, have higher median home values of roughly $250,000.
Kansas is no stranger to natural disasters, and the state’s propensity for tornados was notably memorialized in The Wizard of Oz. Moreover, heavy snow, wind, and even soil movement can create serious structural damage that impacts the home’s foundation, roof, appliances, and systems. For this reason, Kansas homeowners in the market for a home warranty should consider whether structural repairs, roof repairs, and cosmetic corrections are covered in their chosen plan.
For Kansas homeowners, home maintenance is a year-round battle. Once spring cleaning has wrapped up, the hectic schedule of summer brings residents quickly to fall, at which time winterizing and preparing for storms is crucial. Here are some of the most common appliance and home system problems Kansas homeowners face.
Whether you live in a mobile home in Wichita, recently purchased a single-family home in Kansas City, or own a condo in Overland Park, there’s a home warranty out there for you. The age of your home or its style shouldn’t impact your eligibility, nor should the age or brand of your home’s systems and appliances.
According to the Federal Trade Commission, some newly built homes come with a home warranty that provides limited coverage for various components. Some home warranties are backed by the builder, while others are purchased from an independent company like American Home Shield, Select Home Warranty, or Choice Home Warranty. In this case, the duration and warranty type will be pre-determined for the home buyer based on what the builder or realtor has selected.
A home warranty can cover repair or replacement costs for appliances, major home systems, or both. Typically, a home warranty contract will be eligible for a preset period of time, like 12 months or two years.
When deciding between the best home warranty companies in Kansas, it’s important to reflect on what you’d like covered so that you’ll be prepared to select a plan that covers the majority of your preferred items when you’re shopping around. Sample contracts and customized quotes are available from most credible home warranty companies via their websites or a phone call with a customer service representative.
Here’s more information about what each of our recommended Kansas home warranty providers’ plans do and don’t cover:
The average home warranty in Kansas costs between $300 and $600 annually, but your home warranty’s cost will depend on the plan you choose and where you live. Keep in mind that the monthly premium you’ll agree to is just one part of the potential out-of-pocket fees associated with investing in a home warranty plan.
Most providers require that customers pay a service fee with every local pro or technician visit, and if your coverage caps are low, you may end up paying out-of-pocket for repairs and replacements that exceed them.
Below is a chart of the average costs and stated service fees for our recommended Kansas home warranty providers:
|Provider||Average Monthly Cost||Service Fee|
|Choice Home Warranty||$32+||$75–$125|
|American Home Shield||$20–$65||$75–$125|
|Select Home Warranty||$36–$42||$75|
|The Home Service Club||$33+||$65–$125|
|First American Home Warranty||$28–$50||$75|
Given the option, most of us would volunteer to spend our weekends and weeknights on the couch rather than worrying about a home repair or appliance replacement. Thankfully, a home warranty is rather simple, requiring just a few simple actions from you in order to give a problematic appliance or system the attention it needs. Here’s how a Kansas home warranty process would work for an issue with a kitchen sink water pipe:
There’s no place like home, but you might not want to be there if a heating, air conditioning, or electrical issue arises. From Wichita to Topeka, a Kansas home warranty plan can help protect your budget by taking the cost of the repair or replacement of covered items off of your list of expenses. Coverage should be provided regardless of the age, make, or model of the item.
It’s easy to gloss over the details of a home warranty plan, but it may cost you down the line. Some of the most common complaints against home warranty companies are the result of customers overlooking details, like coverage caps, limitations, and exclusions, in the fine print. Here are some questions you should get answers to as you explore the best home warranty companies in Kansas:
Weigh the monthly cost of the plan against the cost of repairs.
For example, if you use the stovetop frequently and repair is more than the monthly premium, or if your Kansas city experiences frequent snow storms and a broken heater could cost thousands of dollars, a warranty is well worth the investment. Considering the value of your key appliances and systems can shed light on whether a warranty is a wise investment.
Consider service fees.
On average, service fees range from $75 to more than $125. Take not of how many appliance and system issues you’ve had in previous years. Multiply these incidents by the service fee to get a sense of how much you may pay for technician visits with your warranty plan.
Think about additional coverage.
Heavy storms can cause roof damage in Kansas, so roof leak coverage as a free plan inclusion or an optional add-on is something to look for. Additionally, ice machines are the most common part of a refrigerator to break down, but many home warranty plans don’t include them. Check for this exclusion in the fine print of the contract.
Review the limitations on your home warranty plan.
If you live in an older Kansas home, you’ll want to look into whether the company has limitations on used appliances. Some providers won’t cover appliances or systems that have been improperly maintained or installed.
Read customer reviews.
The company’s reputation for customer service is important. Do they offer 24/7 hotlines? Is the company BBB accredited? What’s the company’s BBB rating? Check out reviews websites, like TrustPilot and Consumer Affairs, to get a sense of how satisfied customers are with their home warranty experience.
Online review websites can provide insight into the customer experience. We recommend reviewing customer reviews on the BBB website, TrustPilot, and ConsumerAffairs. Here are several reviews we found for our recommended warranty providers.
The home warranty cost will vary depending on the plan you choose and the provider you go with. Annual costs can range from $300 to more than $600, which doesn’t include services fees or out-of-pocket payments that result from repairs and replacements that exceed coverage caps.
A home warranty can cover systems, appliances, or both. The exact systems and appliances that are covered in each plan varies from provider to provider. Some home warranty companies offer customers a “build your own plan” option, which allows you to choose from a preset list of appliances and systems to create a plan that covers the most essential items in your household.
It can. Some providers have exclusions and limitations based on how well the system or appliance is maintained by you or, in some cases, past owners. Be sure to read the fine print of each plan as to whether you’ll be required to prove the item’s maintenance and installation history in order to receive coverage for a repair or replacement.
Home warranties are a promise in peace of mind, but you’ll need to ensure the monthly fees of the company you choose are well below what they’re willing to pay out for repairs and replacements. In the best case scenario, the plan should be affordable, coverage should be generous with limited exclusions, and customer service should be responsive, helpful, and fast.
We recommend getting started by contacting the five companies we’ve recommended for a Kansas home warranty. You can receive a free, customized quote for your home and a sample contract from Choice Home Warranty, American Home Shield, and other providers in order to compare plans. Check reviews websites to learn about the experiences of Kansas residents with the company and how long repairs typically take.
Everyone deserves to make a thoughtful, informed purchase decision, and we hope this guide to the best home warranty companies in Kansas has been a helpful start in your home protection journey.
2-10 Home Buyers Warranty does what most home warranty companies don't—keep their promise. It could be the most trustworthy home warranty company on the market today. Read our review for the full scoop.
Read America's 1st Choice Home Club reviews to learn more about AFC Home Club's exclusive club benefits and choose-your-own-contractor policy for home repairs.
Natalie is a writer based in Raleigh, North Carolina. She enjoys all things creative, from design and decorating to cooking, photography, and gardening, and writes for a variety of digital publications, including her lifestyle blog.