Select Home Warranty Review

By: House Method | Affiliate Disclosure

Home warranty coverage is a fast and affordable way to peace of mind for homeowners. Plans cover major home appliances, like refrigerators and washing machines, as well as core systems, such as heating and cooling. Many providers have two home protection plans to choose from—a basic plan and an upgraded plan—but Select Home Warranty has three plans for more customizable coverage.

Select Home Warranty’s plans include Bronze Care for appliance coverage, Gold Care for systems coverage, and Platinum Care, which is home warranty coverage for both appliances and systems. One of our favorite things about Select, though, is its optional add-ons. You can add on coverage for roof leaks and your septic system, which aren’t covered by many other home protection plans.

Use our Select Home Warranty review as a resource to better understand the company, its costs and coverage, and how it stacks up against other home warranty providers.

Data and rating accurate as of March 2019

Select Home Warranty offers coverage for items most home warranty companies don’t, including roof leak protection.


Why we chose it

A common problem when choosing home warranty coverage is the ability to cover all but one or two of your appliances and systems.

Fortunately, Select Home Warranty has three home warranty plans plus a unique list of optional add-ons for items that most companies don’t cover, including roof leaks, lawn sprinkler system, and septic system coverage.

This is why we’ve selected Select Home Warranty as the best home warranty for comprehensive coverage.

Select Home Warranty cost

Prospective customers will have to enter their contact information on Select Home Warranty’s website for a free quote. Note: home warranty costs vary by location. You’ll get a personalized quote in seconds and a follow-up call from customer service in minutes. The House Method team requested a quote to give our readers a better sense of Select’s plans and pricing. Prices range from $36 to $42 per month although, customers can save $100 per year if they opt for an annual plan.

Service fee

Select charges a $75 service call fee, which is an industry standard. For reference, most home warranty service call fees range from $75–$125. This fee is used to pay the contractor who evaluates your home repair.

Select Home Warranty coverage

Bronze Care
Gold Care
Platinum Care Optional add-ons
Clothes washer Heating Heating Pool
Clothes dryer AC, Cooling AC, Cooling Spa
Dishwasher Ductwork Ductwork Septic system
Stove/oven Electrical Electrical Well pump
Cooktop Water heater Water heater Sump pump
Built-in microwave oven Plumbing system Plumbing system Lawn sprinkler system
Refrigerator Plumbing stoppage Roof leaks
Garbage disposal Garbage disposal Central vacuum
Refrigerator Stand alone freezer
Built-in microwave oven
Clothes dryer
Clothes washer
Garage door opener
Ceiling fans

Select Home Warranty offers coverage for items most home warranty companies don’t, including roof leak protection.

Coverage length

Select Home Warranty’s coverage begins 30 days after enrollment and lasts for a standard 12 months with the option to renew at the end of the year. The company offers two extra months for free on a promotional basis.

You can cancel your home warranty plan at any time during your contract. All companies charge an administration fee (usually $75), but customers will be refunded the pro-rated amount that you paid for at the time of enrollment.

Coverage exclusions

Like most home warranty companies, Select Home Warranty will not cover an appliance or system that has been improperly installed or insufficiently maintained.

The sample contract reads, “Select reserves the right and may request prior years (3) maintenance records and/or pictures. Without proper maintenance records and pictures, the maximum payout on any system/appliance is up to $150.00.”

This means customers must conduct routine maintenance, such as flushing a water heater or replacing HVAC filters, in order for their appliance or system to be covered.

Per usual, Select Home Warranty will not cover any manufacturer’s defects or foundation and structural repairs.

Select Home Warranty claims

Select Home Warranty customers can submit a claim online, email the company at claims@selecthomewarranty.com, or call its customer service. The sample contract states that customers must file a claim within three days of discovering the malfunctioning appliance or system.

Once you’ve filed a claim, Select will schedule an appointment with a local service contractor for the customer. It’s important that wait for Select to choose a contractor rather than hiring a contractor before filing a claim. Select Home Warranty will not reimburse you for service conducted by an unapproved contractor.

The contractor will have two business days or four days on weekends or holidays to evaluate the necessary repair.

Summary of benefits

Starting cost per month $36
National availability All US states except CA, NY, NV, WA, and WI
Service fee $75
Coverage length 1 year
Time in business 7 years
BBB rating B
Review last updated: March 6, 2019

More about Select Home Warranty

Years in business

Select Home Warranty was founded in 2012 and has been in business for 7 years. This makes Select one of the younger home warranty companies in the 47-year-old industry.

Select Home Warranty ratings

The Better Business Bureau (BBB) gives Select a B rating, however, Select Home Warranty is not BBB Accredited. It is also important to note that Select has resolved or answered 2,261 in the past three years, proving its responsiveness to customers.

Consumers Advocate gives Select Home Warranty a 9.1 out of 10, referencing its flexible contract term length, generous coverage caps, and competitive pricing. ConsumerAffairs rates Select Home Warranty 4 out of 5 stars for its low prices and responsive customer service.

House Method gives Select Home Warranty 4.5 out of 5 stars. It regularly offers money-saving promotions, like $100 off all annual home warranty plans, free roof leak coverage, and two extra months free. We also appreciate the optional add-on coverage for septic systems and roof leaks, which we haven’t seen many other providers offers.

Select Home Warranty reviews

Jennifer of Duluth, Georgia reviewed Selected Home Warranty on ConsumerAffairs

I didn’t have to wait long before someone answered and then, the representative was very knowledgeable about all the available coupons and deals so that I was getting the best possible deal. He also seemed very knowledgeable about the service calls and the need to add a supplemental for the coolant. I will recommend and will consider adding my rental property and hope to never need to use.

Roger of Elizabeth, Colorado reported on ConsumerAffairs

Sol was reliable. He responded quickly to several questions and was always available when I called back. He provided advice on coverages to add or not include and offered me several choices on the details of coverage. I was also offered the choice of monthly or annual rates and the opportunity to have extended coverage for several years at the same cost as the initial plan. The options also included some items that were free of charge. At the conclusion of our discussion, I was provided two phone numbers I can use to make direct contact if I have questions, concerns or problems.

Alexander S. of Ashburn, Virginia reported on Consumers Advocate

On roof leaks, this warranty is worth the value without hesitation. My house was built in ’95 and has had two roof leaks in a span of one year. The same roofer came twice and patched the hole. Very clean and very hospitable. I highly recommend.

Compare home warranties

Select Home Warranty is a good choice for you if …

  • you have an old roof that’s prone to leaks
  • you want to cover your septic system
  • you’re looking for a company with responsive customer service

Compare Select Home Warranty to the competition.

Company Best for Score Plan options Price Unique add-ons Promotions
Select Home Warranty Comprehensive coverage 9/10 3 + add-ons $36-$42 Roof leaks

Septic system

2 extra months free

$100 off annual plans

American  Home Shield Appliance coverage 9.5/10 4 + add-ons $20–$65 Guest unit <750 sq. ft. Discounts on appliances and plans for multiple properties

Referral reward

First American Limited exclusions 8/10 2 + add-ons $28-$50 Septic system

Additional refrigeration

Free marketing materials for realtors
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Frequently asked questions

How much does Select Home Warranty cost?

Select Home Warranty costs between $36 and $42 per month based on the quotes House Method received. Across the internet, though, we also saw monthly rates as low as $22 per month. Premium prices vary based on location and the level of home warranty coverage customers choose. There is also a $75 service fee, which is paid to the pre-approved contractor at the time and place of appointment.

Can I cancel my Select Home Warranty policy?

Select Home Warranty customers can cancel their plan at any time. Customers will receive a refund of the pro-rated amount they paid at the time of enrollment. Note: home warranty companies charge an administration fee which is required by law. Select’s cancellation fee is $75.

Which is the best home warranty company?

Select Home Warranty is included in House Method’s short list of best home warranties. Some of our criteria for the best home warranty includes: premiums below $600 per year and service fees less than $100, responsive customer service, national availability, and positive customer reviews and high ratings from other organizations, like the BBB.

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