The Best Home Warranty Companies 

North American Home Warranty

Provider Review

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Since 2004, North American Home Warranty has been meeting the needs of homeowners all across the nation. They have three home warranty plans—Stars, Stripes, and Banners—all of which can be customized to meet your needs. Customers also have the chance to build their own plans and add optional coverage to existing plans.

To learn more about our North American Home Warranty review, check out our methodology.

Data and ratings accurate as of June 2018

With North American Home Warranty, you can customize any of their 3 home warranty plans to cover your choice of appliances and systems."”

Provider Details

Add-Ons Available
Free Estimate
Nationally Available
24/7 Customer Service

Price – $$$$

North American Home Warranty offers monthly and annual plans, with the monthly plans starting at $37.50 per month and the annual plans starting at $299.99 per year.


The following is a breakdown of coverage by plan as well as coverage add-ons.

Stars Stripes Banners Optional coverage items
Electricity Water heater Garbage disposal Additional central AC system
Heating Plumbing system Refrigerator Additional central heating system
HVAC Plumbing stoppage Dishwasher Additional water heater
Central AC Electricity Ceiling fan Second refrigerator
Water heater Heating Oven/Range Central vacuum
Plumbing system HVAC Clothes washer/dryer Wine refrigerator
Plumbing stoppage Central AC Stovetop Lawn sprinkler system
Garage door opener Built-in microwave Limited roof leak
Garbage disposal Plumbing and lighting fixtures
Refrigerator Pool/Spa
Dishwasher Saltwater pool/spa
Ceiling fan Septic system
Oven/Range Sump pump
Clothes washer/dryer Standalone freezer
Stovetop Water softener
Built-in microwave Well pump
Whole house humidifier

Service fee

Warranty holders will pay a $35–75 service fee when service is requested. Service work is guaranteed on labor and parts for 30 days (at no additional cost to you).

Claims process

With North American Home Warranty coverage, customers are able to file an unlimited number of claims, as long as the claims are considered covered repairs, as per individual policy specifications.

To file a claim, simply call the North American Home Warranty hotline (available 24/7) or file a claim through their online claim center. North American Home Warranty will send a specialized technician to your home to assess the issue and make any necessary repairs.

Coverage length

North American Home Warranty has excellent length terms. There is no minimum contract length for monthly coverage, and annual plans can be cancelled at any time for a pro-rated refund of the remaining coverage duration.

Coverage exclusions

Home systems and appliances must be in good working order at the start of coverage to be covered.

Years in business

North American Home Warranty has been in business for 14 years.

Better Business Bureau rating

North American Home Warranty isn’t Better Business Bureau (BBB) accredited (companies pay for accreditation) and does not yet have a BBB rating.

North American Home Warranty reviews

Many customer reviews for North American Home Warranty tout its high-quality customer service and quick response time. Here are just a few North American Home Warranty reviews.

One customer review of North American Home Warranty from Yelp reads:

“Great Home Warranty!! Even better customer service! Any time I contact North American Home Warranty, all my needs are met. Thank you!”
—Jorge D. from Brooklyn, NY

Another from Best Company reads:

“The dispatcher on the phone was very helpful and was able to locate a service vendor for my repair within just 4 hours. Shortly thereafter the technician was at my home and working on our washer. The technician they sent was fantastic and very friendly. He repaired my washer in a mater of minutes and was very accommodating!”
—Suzanne Vargas from Oklahoma City, OK

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