Updated January 2019

Best Home Warranties of 2019

Find the best plan for you.

Looking to protect your home & appliances from costly repairs or replacements? We’ve done dozens of home warranty reviews so you can compare the highest rated plans from the best home warranty companies.

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Best Home Warranties of 2019 Updated January 2019

Best Warranty For

Special Offers

Top Feature

Plan Options

Time In Business

Availability

Check Price at: 1 store
Overall Coverage
$50 off first order and first month free when you sign up for an annual contract
Does not deny coverage based on the age of your home or its systems / appliances
2 + add-ons
10 years
All states except CA and WA

Check Price at: 1 store
Comprehensive Coverage
2 months free and roof coverage ($99 value) at no additional cost
Allows an unlimited number of covered repairs
3 + add-ons
6 years
All states except CA, NV, and WA

Check Price at: 1 store
Fast Coverage
"Pick your price" based on several premium and service fee pricing combos
Only a 10-day waiting period for coverage to kick in
2 + add-ons
10 years
All states except CA

Check Price at: 1 store
Limited Exclusions
30-Day Money Back Guarantee
Covers improperly installed, modified, or maintained home appliances and systems
2 + add-ons
34 years
All states except AK, CT, HI, IL, LA, ME, MA, MN, NH, NY, RI, VT, and WI

Why you should consider purchasing a home warranty

Save money on costly repairs
Increase the value of your home
Have peace of mind
Save time with fast repairs

 

You’ve heard it before—your home is one of the biggest purchases you’ll ever make. So why not give it the protection it deserves? When you invest in a home warranty, your wallet will thank you when costly repairs for any appliances or systems pop-up unexpectedly.

The best home warranty companies do more than provide additional coverage for your property. They increase the value of your home since you are protecting big-ticket items against expensive repairs. This can particularly benefit those looking to sell their home, as homebuyers will see this as an advantage if they were to purchase the property. A home warranty plan also reassures new homeowners that repairing their covered appliances and systems won’t break their bank.

The major benefit of a home warranty is completely obvious … you're guaranteed to not lose any sleep over the vast majority of major expenses should something break in your home.” —U.S. News

What’s covered by a home warranty? 

Depending on what home warranty company you select, there may be different options for what appliances and systems are eligible for coverage. However, a home protection plan from any provider will likely include similar items that are most frequently used or in need of repairs, including:

  • Heating systems
  • Electrical systems
  • Plumbing systems
  • Range/oven
  • Water heater
  • Ceiling and exhaust fans
  • Garbage disposal
  • Built-in microwave
  • Dishwasher
  • Whirlpool tub
  • Refrigerator
  • Clothes washer/dryer
  • Garage door opener
  • Air conditioner and heater
  • Pool
  • Spa
  • Sump pump
  • Well pump
  • Septic system
  • Stand-alone freezer
  • Central vacuum
  • Second refrigerator

How does a home warranty work? 

A home warranty covers the cost of repairs for mechanical systems and appliances in your home that break down due to normal wear and tear. These protection plans go beyond the limitations of homeowners insurance, which only defends your home against damage in the event of a fire, flood, or other natural disaster. While homeowners insurance does give your home some protection, it is only the beginning.

A home warranty can lessen those worries, which for many is worth every penny.” —Realtor.com

How to start your home warranty selection 

If you’re wondering if a home warranty plan is right for you, start by comparing coverage options for the items in your home that you can’t live without. When you look at the average lifespans of home systems and appliances, it’s likely that normal wear and tear will cause a need for repairs as issues arise overtime. If there are certain home features you consistently use, like a refrigerator or a heating system in the middle of winter, then you could benefit from this added protection. That’s why the best home warranties give you peace of mind—so you can rest assured that your most valuable items will be restored to proper working condition when you need it most.

Key factors to consider before buying a home warranty

Ratings, Reviews & Availability If you want immediate reliable coverage, be sure to check customer service hours and a read our home warranty reviews.
Appliance & System Age If the items you want coverage for are a bit older, they are more likely to need repairs. In this case you could greatly benefit from a home warranty, but make sure to read the fine print as some protection plans do not include aged appliances, or may charge more for this coverage.
Coverages Needed If you’re only interested in protecting a few or specific appliances, look for a customizable option so you can only pay for coverage that’s worth the cost for you.

Conclusion 

As you can see, home warranty plans are not all the same, and you should take some careful consideration before purchasing one. We hope this guide and more information on Choice Home Warranty,  Select Home WarrantyFirst American Home Warranty, and The Home Service Club can help you make the right choice when selecting the coverage that’s right for your home.

We've spent hundreds of hours reviewing home warranties.

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