A Waunakee home warranty policy can help protect you by lowering the costs of major repairs and replacements on your home's appliances and systems.
Waunakee is a great place to own a home. However, along with all the positives of homeownership, there are usually a few downsides, too. One of the biggest stressors for many homeowners is that systems and appliances can stop working unexpectedly.
Finding the best home warranty on the market can be quite difficult because there are so many companies to choose from. That's why the House Method team did the research and compiled a list of the best home warranty companies in Waunakee for you.
Once you're ready to sign up for a home warranty policy, the first step is figuring out what items you need coverage for. After that, you can compare plans and call different home warranty providers for a free quote. Below is a list of factors that you'll want to be mindful of when picking a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Waunakee, Choice Home Warranty is the best overall home warranty. The 2 plans from Choice are comprehensive and offer both system and appliance coverage. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. For a more detailed breakdown, read our full review of Choice Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Waunakee. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 plans for homeowners to choose from.
American Home Shield offers 3 plans for Waunakee homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also generally around $2,500 at the maximum.
Read our thorough review of American Home Shield to learn more. To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Waunakee. When you buy a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 plans from HSC are easy to understand and offer both system and appliance coverage.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. For a more detailed breakdown, read our review of The Home Service Club.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Waunakee, Cinch Home Services offers the home warranty with the best workmanship guarantee. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easy to comprehend and offer both system and appliance coverage.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Service fees from Cinch are customizable and range from $75 to $150. The coverage caps are also typically about $1,000-$2,000 at the maximum.
Read more by visiting our comprehensive review of Cinch Home Services. To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Waunakee
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having one in place can give you some peace of mind and prevent you from paying big out-of-pocket costs. Most home warranty plans take effect about 30 days after purchasing the home warranty plan.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty provider. Most companies have an online portal system to help you do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will also need to pay your service fee. Once the contractor looks at the issue, they will take care of it at no cost to you. The only time a Waunakee homeowner may have out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
Home warranties help protect your home systems and appliances. A home warranty can cover repairs and replacements that are due to normal wear and tear. The appliances typically covered under a home warranty include dishwasher, refrigerator, microwave, clothes washer, garbage disposal, clothes dryer, and more. The systems usually included are electrical systems, ductwork, plumbing systems, air conditioners, and hot water heaters. You can also optionally decide to pay a bit extra for add-on coverage for items like spas, roof warranty, septic systems, and swimming pools.
A Waunakee home warranty will only protect against normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, natural disasters, pre-existing conditions, and intentional breakages are not covered with a Waunakee home warranty.
Home warranty plans are an affordable way to guard your home systems and appliances from normal wear and tear. With temperatures in Waunakee hitting upward of 55 degrees in the summer, you may find that some appliances, such as your air conditioner, get a lot of use. A home warranty can significantly bring down your out-of-pocket costs should your HVAC system stop working.
Plus, having a Waunakee home warranty can make your house more appealing to potential home buyers if you ever decide to sell later. Many home warranty providers will allow you to transfer your plan to a new owner and give them the same protection you've been receiving.
As for the disadvantages of home warranties, coverage varies by provider so it's important to review what each plan covers and doesn't include in the contract. Plus, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Homeownership is a big responsibility that can be costly, but worthwhile. A home warranty is one thing that can help with your home maintenance budget, but whether or not it's worth it for you is something you'll have to consider before taking the leap and getting a policy.
Hopefully, this review of Waunakee's top home warranty providers has helped you narrow down your choices and find the best plan for you. When it comes to home warranties in Waunakee, the best overall is Choice Home Warranty. It offers comprehensive coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
The best overall home warranty company in Waunakee is Choice Home Warranty but the right company for you will vary based on factors such as what appliances and systems you need to have covered.
Typically coverage for a home warranty begins 30 days on the day the sale closes. However, a few companies may allow you to file a claim before this, so check with customer service to find the exact waiting period for your situation.
The systems and appliances in a home are covered under a home warranty in Waunakee. Everything from a stove to a washer can be covered under a home warranty.
Home warranties will cover the cost of repairs and replacements as long as it is within the coverage limits of the plan. If the replacement costs more than the home warranty covers, you will have to pay for the rest out of pocket.
A service fee is an expense that a homeowner must pay before a repair technician or contractor comes to your home to repair your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket expense that homeowners have with a home warranty in place except for the monthly premium/annual cost.
