A Twin Lakes home warranty plan can help protect you by cutting the costs of major repairs and replacements on your home's appliances and systems.
Although homeownership in Twin Lakes has many perks, such as being surrounded by nature, there are also downfalls, similar to owning a house anywhere else. One major hassle many homeowners have to deal with eventually is replacing or repairing their appliances and home systems.
Since the home warranty market is filled with a lot of providers — all with different offerings — our team at House Method decided to do the research for you to help you find the right home warranty in Twin Lakes.
After reviewing home warranties in Twin Lakes, your next step is to decide which company you're interested in receiving a free quote from. Options can vary, so take into consideration the following factors when picking a home warranty plan:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Twin Lakes residents. Choice has over 14 years of experience in the home warranty industry, and has provided great customer service at an affordable cost to its customers. Choice has 2 simple plans, making the selection process easy. With a home warranty from Choice, you can benefit from very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also generally around $3,000 at the maximum.
Read our review of Choice Home Warranty to learn more. To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Twin Lakes, American Home Shield is the most customizable home warranty. AHS has been in the home warranty business for around 25 years. The 3 plans from AHS are easily comprehensible and offer both system and appliance coverage. If you're looking for the ability to customize your plan with the coverages that work specifically for your home, this is the provider for you. Plus, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Twin Lakes homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. Read our review of American Home Shield to learn more.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Twin Lakes, The Home Service Club is the best home warranty with the quickest service. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC offers 2 plans for you to choose from.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are close to the $2,000 mark for many major systems and appliances, and service fees are customizable and range from $65 to $90.
Read more by visiting our review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Twin Lakes. The 3 home warranty plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Twin Lakes homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which contain a mix of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $150.
Read our Cinch Home Services Review to learn more. To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Twin Lakes
A home warranty is a protection plan for home systems and appliances. When your refrigerator breaks down and the repair will cost several hundred dollars, a home warranty will ensure that you only have to pay a predetermined service fee. Home warranty coverage typically starts without an inspection and generally goes into place about thirty days after purchasing the policy.
For Twin Lakes homeowners, when a problem happens with a covered appliance or system, it is very straightforward to file a claim. Most home warranty providers have an online portal system where a claim can be filed. At this point, you will also have to pay your service fee. Once the repair person fixes the problem, they will take care of it at no cost to you. The only time you may have out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
A home warranty plan will cover home systems and appliances from normal wear . The appliances covered are a refrigerator, clothes washer, clothes dryer, dishwasher, stove, cooktop, microwave, and more. The systems included are the plumbing, air conditioner, heating system, water heater, electrical, and more. Add-on options can vary by plan but commonly include things like a sprinkler system, septic system, central vacuum, second refrigerator, and plumbing stoppages.
Twin Lakes homeowners should understand that a home warranty will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like cosmetic issues, misuse of a system or appliance, natural disasters, or pre-existing conditions. You need to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related complication will be covered by the policy.
Twin Lakes is known for its cold winters, and if you live in Twin Lakes, you know that the weather can be unpredictable. During the winter months, your heating system can be overworked in its effort to combat the cold. In the event that your heater did give out, a home warranty can cover repairs and help bring down your out-of-pocket expenses.
Another good thing about having a home warranty when you're selling your home is that some providers let you transfer your home warranty plan to the new owners. This can make your home more attractive to potential home buyers and help your home sell faster.
One drawback of a home warranty is that there are generally exclusions. For example, if you already have a manufacturer's warranty on one of your appliances, it may be excluded from the home warranty, so it's important to read through any contracts you're considering thoroughly to get a sense of what is included and what isn't. In addition, if you don't maintain your home systems or appliances properly, or if they need repairs or replacements due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Whether or not a home warranty is worth it depends on your personal preference. Like any other type of insurance policy or warranty, its purpose is to give you a sense of protection, so you will have to decide how much that is worth to you.
A home warranty in Twin Lakes can save you lots of money and offer you peace of mind when it comes to costly home repairs and replacements. All of these top choices have impressive experience in the industry and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. It offers comprehensive coverage at an affordable premium. However, other options reviewed above are also great choices for Twin Lakes residents.
Our pick for the best overall home warranty in Twin Lakes is Choice Home Warranty but the best company for you will depend on factors such as what appliances and systems you need to have covered.
A home warranty is a type of service contract that gives homeowners extra coverage for their household systems and appliances. These include washing machines, dishwashers, garbage disposals, refrigerators, dryers, electrical systems, water heaters, heating and cooling systems, sump pumps, and plumbing, among others. Some policies also offer coverage for roofs, pools, ceiling fans, and garage door openers. A home warranty can help you save money if these items fail unexpectedly.
Home warranties cover issues related to home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different kind of plan that protects your entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system damage.
Most home warranty providers have a 30-day waiting period before you can file claims, but some may allow you to file sooner so make sure you check with the company about this.
The service fee is the price you pay every time there is an issue with a home system or appliance. The service fees are usually between $60 and $150.
