A St Francis home warranty policy can help protect home buyers and current homeowners by cutting the costs of major repairs and replacements on your home's appliances and systems.
There are many perks of owning a home in St Francis. But, major home systems and appliances, like your HVAC and washer and dryer, can malfunction due to normal wear and tear, leaving you with pricey repairs.
Finding the right home warranty plan for your St Francis home can be hard, so our team at House Method did the research for you to help you find the best home warranty in St Francis. Keep reading for our home warranty recommendations and find out which plan works best for your home.
Finding the right company for your home warranty is a step you could take to protect your house. Before deciding which home warranty to buy, here are a few other factors to consider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In St Francis, Choice Home Warranty is the best overall home warranty. Choice is a home warranty company with 14 years of experience in the industry, and it has become one of the best providers in the business. When you purchase a policy from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice offers 2 plans for you to choose from.
The 2 plans from Choice Home Warranty are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164. To read more, visit our Choice Home Warranty Review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for St Francis residents. AHS offers 3 plans for you to decide between. When you purchase a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for St Francis homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which have a mix of system and appliance coverage. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. For more information on this provider, read our American Home Shield Review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in St Francis. The 2 plans from HSC are easily comprehensible and offer a mix of both system and appliance coverage. When you buy a plan from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club offers 2 plans for St Francis homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with HSC's plans are close to the $2,000 mark for most major systems and appliances, and service fees are customizable and range from $65 to $90.
Read our The Home Service Club Review to learn more. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee for St Francis residents. Cinch has around 43 years of industry experience and in that time has built a an expansive network of service technicians in the country. The 3 policies that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $75 to $150.
Read our Cinch Home Services Review to learn more. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in St Francis
A home warranty is a plan that can cut back on the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a St Francis home comfortable and convenient. When these things start to break down, it can be pricey and a inconvenience. Fortunately, with a home warranty plan, an affordable repair is just a phone call away.
When you have a system or appliance that has an issue, you file a claim with your service provider. You can do so online or by telephone, and then a contractor will come and fix the problem. After that, you will pay your service fee. Service fees for home warranty customers range from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum amount per year or appliance that the home warranty will cover for repairs and replacements.
Home warranties help protect both home systems and appliances. A home warranty can cover repairs and replacements that are due to normal wear . The appliances usually covered under a home warranty plan are the washing machine, oven, refrigerator, dishwasher, microwave, dryer, and more. System coverage typically includes plumbing, air conditioning, electrical systems, heating systems, water heaters, and more. Add-on coverage options can vary by plan but typically include things like a plumbing stoppages, septic system, second refrigerator, central vacuum, and sprinkler system.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things like pre-existing conditions, cosmetic damages, lack of maintenance, and misuse are excluded from the home warranty policy.
St Francis' frigid winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the needed repairs, preventing you from spending a lot of money out of pocket.
Another added benefit of having home warranty coverage is that it can increase your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the company you purchased your home warranty through.
One downside of getting a home warranty is that there are often exclusions. For example, if you already have a manufacturer's warranty on one of your appliances, it may be excluded from the home warranty, so it's important to read over the contracts you're considering carefully to get a sense of what is included and what isn't. Another downside is that home warranties may exclude some repairs, such as those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were affected most likely won't be covered by the home warranty.
A home warranty can aid with some of a homeowner's maintenance headaches, but in the end, it's up to you to determine if investing in one is a good choice for you and your family. Make sure you do your research and read over any home warranty contracts that you're considering buying to get a sense of what repairs will and will not be covered under your contract.
Hopefully, you now feel like you can choose the right home warranty for your St Francis home. When it comes to home warranties in St Francis, the best overall is Choice Home Warranty. It offers comprehensive coverage at an affordable monthly or annual cost. However, other companies reviewed above also give great coverage choices for St Francis residents.
The top home warranty company in St Francis is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced service technicians and a tremendous reputation in the St Francis area.
A home warranty is a type of service contract that provides homeowners extra coverage for their household systems and appliances. These include dishwashers, washing machines, refrigerators, dryers, garbage disposals, water heaters, heating and cooling systems, plumbing, sump pumps, and electrical systems, among others. Some plans also offer coverage for roofs, ceiling fans, pools, and garage door openers. A home warranty can help you save money if these appliances and systems fail unexpectedly.
Home warranties cover problems with home systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a larger insurance that protects your entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system repairs.
First-time home buyers, landlords, homeowners, real estate agents, and home sellers can all get home warranty plans. A home warranty can help make your home more attractive to prospective buyers and save homeowners money in the long run.
A service fee is an expense that you pay before a service technician or contractor comes to your home to fix your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket cost that homeowners have with a home warranty in place except for the policy's premium.
Owning a home can be expensive. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty policy, you will not have any large hits to your bank account .
