A home warranty can bring you the peace of mind you need about your home and shield your bank account from large expenses by covering your home's major systems and appliances.
With the weather patterns common in Richfield, homes can experience quite a bit of wear and tear over time. There's nothing worse than having your heater go out in the middle of winter.
Finding the best home warranty on the market can be quite difficult as there are dozens of companies to choose from. That's why the House Method team did the research and made a list of the top home warranty companies in Richfield for you.
Deciding on the right home warranty in Richfield for your family depends on the coverage you're looking for, the home warranty company you go with, and where you live, among other factors. Here is a list of factors that you'll want to keep in mind when picking a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Richfield. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans from Choice are easy to understand and have a mix of both system and appliance coverage.
Choice Home Warranty has 2 plans that provide a mix of system and appliance coverage. The coverage caps associated with Choice's plans are around the $3,000 mark for many major systems and appliances, and service fees are an affordable $85.
For a more detailed breakdown, read our Choice Home Warranty full review. To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Richfield residents. AHS has established itself as a company with the ability to customize your plan with the coverages that work specifically for your home. It also has a remarkably low claim denial rate in comparison to other home warranty companies. The 3 plans that AHS offers include differing levels of system and appliance coverage, as well as add-on options.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the provider. Service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For more information on this provider, read our American Home Shield full review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Richfield. HSC has 2 plans for you to choose from. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 per covered system or appliance.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. To read more, visit our The Home Service Club full review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Richfield, Cinch Home Services offers the home warranty with the best workmanship guarantee. The 3 plans from Cinch are easy to comprehend and offer both system and appliance coverage. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage limits from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Richfield area.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read our full review of Cinch Home Services to learn more.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Richfield
A home warranty is a money savings plan that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will provide coverage for a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make it easier to budget and manage your finances. Home warranty plans typically have a thirty-day waiting period from the time you pay to the time they start.
Filing a claim with your home warranty company is quite straightforward. You can use either an online portal or a direct phone number to file your claim with your home warranty company. At this point, you will pay the service fee, which is usually between $60 and $150 depending on what plan you opt for. Once the service fee is paid, a service technician will come to your home, assess the issue, and repair it. If the repair is covered under the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs apart from the service fee.
Home warranty plans help protect both home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear . The appliances usually covered under a home warranty include clothes washer, clothes dryer, dishwasher, refrigerator, microwave, garbage disposal, and more. The systems usually included are ductwork, hot water heaters, plumbing systems, electrical systems, and air conditioners. Add-on coverage will vary from one plan to the next, but you can expect to see things like sump pumps, spas, pools, central vacuums, roof leaks, and electronics.
A Richfield home warranty will only cover repairs and replacements due to normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, natural disasters, pre-existing conditions, and intentional breakages are not covered with a Richfield home warranty.
Home warranties are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Richfield hitting upward of 53 degrees in the summer, you may find that some appliances, like your air conditioning system, get a lot of use. A home warranty can significantly decrease your out-of-pocket expenses should your HVAC system break down.
A home warranty can also yield value in other ways. For example, some policies can be transferred between owners during a home sale.
Home warranties also have some cons. Although it can be convenient that the home warranty sends out a repair person who carries out the repair for you, some homeowners may not like this, and they would prefer to choose their own contractor. If that's important to you, some home warranty plans let you choose a contractor. Another potential pain point of home warranties is that they don't cover items that have been improperly maintained. This can lead to your claims being rejected, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
It's not always easy to budget for the unexpected expenses that can come with owning a home, but a home warranty can help you with that. Like any other warranty or insurance policy, there will always be advantages and disadvantages of getting one but its main purpose is to provide protection and peace of mind.
A home warranty in Richfield can save you lots of money and give you peace of mind when it comes to expensive home repairs and replacements. The best provider in Richfield is Choice Home Warranty. Choice Home Warranty offers comprehensive coverage at an affordable price.
The best home warranty company in Richfield is Choice Home Warranty. Choice Home Warranty has a large network of professional repair technicians and a respected reputation in the Richfield area.
Home warranty plans cover problems related to systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a different plan that protects one's entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system repairs.
Typically coverage for a home warranty begins 30 days after the payment receipt. However, a few providers may let you file a claim before this, so verify with customer service to find the exact waiting period for your case.
The service fee is the price homeowner pay every time there's an issue with a system or appliance. The service fees are commonly priced between $60 and $150.
A home warranty plan can cost on average around $300 to $800 a year in Richfield. Our top-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can decrease your monthly bill with some companies by opting for a higher service fee. In addition, it's often less expensive to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, opting for the annual plan over monthly payments saves you $80. It's important to compare plans to determine what the best value is.
