A home warranty in Merton can help bring down your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
With the weather patterns common in Merton, homes can experience quite a bit of wear and tear over time. There's nothing worse than having your heater go out in the middle of winter.
Even though a home warranty can help with your homeowner expenses, one issue is narrowing down the right choice for your Merton home. That's why we've done the research and have made a guide of the best home warranty options in Merton.
The first step in protecting your home with a home warranty is determining which company's plan fits your needs. Consider the appliances and systems in your home you need coverage for and compare the plans. Before deciding which home warranty to purchase, here are a few additional factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty for Merton residents. With a home warranty from Choice, you can enjoy very high coverage caps and simple-to-understand service contracts. Not to mention, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process quick and easy.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are an affordable $85.
For more information on this provider, read our full review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Merton, American Home Shield offers the most customizable home warranty. The 3 home warranty plans that AHS offers include options for appliance and system coverage. When you buy a home warranty from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage caps associated with AHS's plans are close to the $2,500 mark for many of the major systems and appliances, and service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. Read more by visiting our review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Merton residents. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The 2 home warranty plans that HSC has include options for appliance and system coverage.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also typically about $2,000 at the maximum.
For a more detailed breakdown, read our review of The Home Service Club. To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services is the home warranty with the best workmanship guarantee in Merton. When you buy a policy from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easily comprehensible and offer both system and appliance coverage.
Cinch Home Services has 3 plans that provide a combination of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For more information on this provider, read our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Merton
A home warranty is a service contract that brings down the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
For Merton homeowners, when an issue arises with a covered appliance or system, it is very simple to file a claim. Most home warranty companies have an online portal system where a claim can be submitted. At this point, you will also pay your service fee. Once the repair technician takes a look at the problem, they will deal with it at no cost to you. The only time a Merton homeowner may have out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
A home warranty offers coverage on your home's major appliances and systems and it can help cut back on the cost of maintaining your home. Appliances covered under a home warranty plan are the refrigerator, microwave, garbage disposal, dryer, dishwasher, and more. Systems that are covered usually include water heaters, plumbing systems, air conditioners, electrical systems, and heating systems. Add-on coverage will vary from one plan to another, but you can expect to see things like sump pumps, electronics, spas, roof leaks, pools, and central vacuums.
A home warranty will only cover normal wear and tear on your home systems and appliances. Things like misuse, cosmetic damages, pre-existing conditions, and lack of maintenance are not included in the home warranty policy.
Another added benefit of having home warranty coverage is that it can raise your home's property value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
One major drawback of home warranties is not everything you care about may be covered. It's important to compare the different policies and choose one that covers all the appliances, systems, and add-ons you need. Another stipulation is that home warranties usually only cover repairs needed due to normal wear and tear. They commonly won't cover home systems or appliances that have need repairs or replacements due to animal infestations, natural disasters, improper maintenance, etc.
A home warranty can aid with some of a homeowner's maintenance headaches, but ultimately, it's up to you to decide whether or not investing in one is the right choice for you and your family. Make sure you do your research and read through any home warranty policy that you're seriously considering purchasing to get a handle on what repairs will and will not be covered under your contract.
We hope you now feel confident that you can choose a home warranty provider in Merton after reading through our guide. The best provider in Merton is Choice Home Warranty. With its comprehensive plans, fair pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
Our pick for the best overall home warranty provider in Merton is Choice Home Warranty but the right company for you will vary based on factors like what appliances and systems you need coverage for.
Typically coverage for a home warranty plan begins 30 days on the day the sale closes. However, a few companies may allow you to file a claim before this, so verify with customer service to find the exact waiting period for your case.
The systems and appliances in a home are covered under a home warranty policy in Merton. Everything from a oven to a pool can be covered under a home warranty.
The service fee is the price you pay every time there is an issue with a home system or appliance. The service fees are typically priced between $60 and $150.
Many homeowners find a home warranty is worth it because it can help protect against unexpected expenses. If you're worried about your budget and your ability to keep your home in good working order, getting a home warranty can help. One of the major advantages of a home warranty is that it can offer you some financial peace of mind.