A home warranty in Lake Mills can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop functioning due to normal wear and tear.
Many living in Lake Mills have made their dream of owning a home into a reality. However, as great as Lake Mills can be, there are always added responsibilities that come with owning a home, such as keeping your home's systems and appliances maintained.
Since the home warranty market is filled with a variety of providers — all with different offerings — the House Method team did the research for you to help you find the right home warranty in Lake Mills.
After reviewing the basics of home warranties in Lake Mills, the next step is to determine which company you're interested in getting a free quote from. When deciding which home warranty company is the best fit for you, here are some important factors to bear in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Lake Mills, Choice Home Warranty is the best overall home warranty. Choice has been operating for about 14 years, making it a well-respected company in the industry. When you buy a policy from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 plans from Choice are comprehensive and offer both system and appliance coverage.
Choice Home Warranty offers 2 plans for Lake Mills homeowners. The Basic Plan and Total Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps from Choice are around $3,000. The service fees are an affordable $85, which is less than other providers in the Lake Mills area.
For more information on this provider, read our thorough review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty in Lake Mills. AHS has over 25 years of experience in the home warranty industry and in that time has built a impressive network of service professionals nationwide. AHS has 3 plans for homeowners to decide between. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that offer a mix of appliance and system coverage. The coverage caps from AHS are about $2,500. The service fees are customizable and range from $75 to $125, which is less than other providers in the Lake Mills area.
For a more detailed breakdown, read our detailed review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Lake Mills residents. The 2 plans from HSC are comprehensive and have a mix of both system and appliance coverage. When you buy a home warranty from HSC, you will get quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. The Home Service Club also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. Service fees from HSC are customizable and range from $65 to $90. The coverage caps are also generally about $2,000 at the maximum.
Read our detailed review of The Home Service Club to learn more. To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Lake Mills. The 3 plans from Cinch are easily comprehensible and offer both system and appliance coverage. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage limits from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is cheaper than other providers in the Lake Mills area.
To receive a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. For more information, read our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Lake Mills
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they have issues over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and prevent you from paying unexpected out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty plan.
Filing a claim with your home warranty company is easy. You can utilize either an online portal or a direct phone number to file your claim with your home warranty company. The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair . This repair will usually happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty plan will cover systems and appliances from normal wear . Typical appliances covered under a home warranty include a dishwasher, garbage disposal, refrigerator, washer, microwave, dryer, and more. The systems that are most commonly covered will be air conditioners, electrical systems, hot water heaters, plumbing systems, and heating systems. Add-on coverage will vary from one plan to the next, but you can expect to see things such as pools, spas, electronics, sump pumps, roof leaks, and central vacuums.
An important thing to consider is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, cosmetic damages, pre-existing conditions, and misuse are excluded from the home warranty policy.
Lake Mills is known for its cold winters, and if you live in Lake Mills, you know that the weather can be unpredictable. During the winter months, your heating system can be overworked in its effort to combat the cold. In the event that your heater did give out, a home warranty can cover repairs and help cut back on your out-of-pocket expenses.
Plus, though it varies by company, some providers will let you transfer your warranty if you sell your home. This can make your home more attractive to potential home buyers and maybe even make your home sell faster.
One disadvantage of buying a home warranty is that there are generally exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read through any contracts you're considering thoroughly to understand what is included and what isn't. Another downside is that home warranties may not include some repairs, such as those that are needed because of natural disasters. For example, if your house floods, the systems and appliances that were affected most likely won't be covered by the home warranty.
Owning a home is a big responsibility that can be expensive, but fruitful. A home warranty is one thing that can help with your home maintenance budget, but whether or not it's worth it for you is something you'll have to determine before taking the leap and purchasing a policy.
Hopefully, you now feel like you can select the proper home warranty for your Lake Mills home. Choice Home Warranty stands out as the best overall home warranty. It offers comprehensive coverage at an affordable cost. However, other options reviewed above are also great choices for Lake Mills residents.
The best overall home warranty company in Lake Mills is Choice Home Warranty but the right company for you will depend on factors such as what appliances and systems you need coverage for.
A home warranty is a service contract that covers the repairs and replacements of your major home systems and appliances.
Home warranty plans cover issues related to systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects the entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system repairs.
Most home warranty policies have a 30-day waiting period before you can file claims, but some may offer coverage sooner so be sure to check with the company about this.
A service fee is an expense that a homeowner pays before a service technician or contractor comes to your home to repair your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty except for the policy's premium.
