A home warranty in Janesville can help cut your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
Being a homeowner in Janesville is an excellent option for those who enjoy up and coming cities. However, as great as Janesville is, homeownership always comes with its fair share of negatives, such as trying to handle your appliance repairs yourself.
Choosing the best home warranties on the market can be challenging because of the many options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide on the top home warranty companies in Janesville.
Once you're ready to get a home warranty plan, the first step is thinking about what appliances and systems you want coverage for. After that, you can compare plans and call different home warranty companies for a free quote. Here are some factors to consider when purchasing a home warranty in Janesville:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty in Janesville. Choice has 2 simple plans, making the selection process quick and easy. When you purchase a home warranty from Choice, you will get very high coverage caps and simple-to-understand service contracts. Choice Home Warranty also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a combination of system and appliance coverage. Choice's service fees are an affordable $85, and the coverage caps come out to about $3,000 per covered appliance or system.
For a more detailed breakdown, read our comprehensive review of Choice Home Warranty. To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Janesville residents. The 3 policies that AHS offers include differing levels of system and appliance coverage, as well as add-on options. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839. For more information on this provider, read our American Home Shield Review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Janesville residents. The 2 plans from HSC are easy to understand and offer both system and appliance coverage. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, you'll want to have this plan on your side. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
There are 2 home warranty plans from The Home Service Club: Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps associated with HSC's plans are around the $2,000 mark for most major systems and appliances, and service fees are customizable and range from $65 to $90.
For more information, read our The Home Service Club Review. To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee in Janesville. Cinch is a home warranty company with 43 years of experience in the industry, and it has become one of the best providers in the business. When you buy a plan from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are comprehensive and offer a mix of both system and appliance coverage.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch's service fees are customizable and range from $75 to $150, and the coverage limits come out to around $1,000-$2,000 for each covered system or appliance.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. For more information on this provider, read our review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Janesville
A home warranty is a protection plan that covers home systems and appliances. When your refrigerator breaks down and the repair will cost several hundred dollars, a home warranty will make sure that all you have to pay is a predetermined service fee. Home warranty coverage typically starts without an inspection and generally goes into place about thirty days after purchasing the policy.
When one of your systems or appliances experiences a problem, you file a claim with your home warranty provider. You can do so in an online portal or by calling them, and then a technician will come and fix the problem. After that, you will pay your service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranties also have a coverage limit, which is the maximum amount per appliance that the home warranty company will cover for repairs and replacements.
A home warranty will cover systems and appliances from normal wear and tear. Typical appliances covered under a home warranty include a washer, garbage disposal, microwave, dryer, dishwasher, refrigerator, and more. The systems that are most commonly covered will be air conditioners, hot water heaters, heating systems, plumbing systems, and electrical systems. Add-on coverage options can vary by provider but typically include things such as a sprinkler system, plumbing stoppages, second refrigerator, central vacuum, and septic system.
An important thing to note is that home warranties only cover normal wear and tear on your home systems and appliances. Things like misuse, lack of maintenance, pre-existing conditions, and cosmetic damages are not included in the home warranty policy.
Additionally, having a Janesville home warranty can help make your house more appealing to potential home buyers should you ever decide to sell in the future. Many home warranty companies will allow you to transfer your plan to a new owner and give them the protection you've been receiving.
There are also some negatives to buying a home warranty policy, like the coverage exclusions. For instance, home warranties may not cover systems or appliances that already have a manufacturer's warranty. Plus, if you don't maintain your home systems or appliances properly, or if they were damaged due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
Whether or not a home warranty is worth it comes down to your personal preference. Similar to any other type of insurance policy or warranty, its purpose is to give you a sense of protection, so you will have to decide how much that is worth to you.
Hopefully, you now feel as though you can select the proper home warranty for your Janesville home. The best provider in Janesville is Choice Home Warranty. Choice Home Warranty provides great coverage at an affordable cost.
The top home warranty provider in Janesville is Choice Home Warranty. Choice Home Warranty has an expansive network of experienced contractors and a great reputation in the Janesville area.
Home warranties cover problems with home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a different kind of insurance that protects one's entire home from natural disasters and fires. It doesn't cover normal appliance or system damage.
A home warranty policy can help investors, real estate agents, homeowners, homebuyers, and home sellers. It can offer peace of mind to anyone involved in homeownership.
Most home warranty companies have a 30-day waiting period before you can file claims, but some may let you file sooner so make sure you check with the company about this.
Home warranties cover the cost of repairs and replacements as long as it is within the coverage cap of the plan. If the replacement will cost more than the home warranty plan covers, you will have to pay the rest out of pocket.