A home warranty can give you the peace of mind you need about your home and guard your bank account from large expenses by covering your home's major systems and appliances.
Being a homeowner in Holmen is an excellent option for those who like nature and quiet neighborhoods. However, as great as Holmen is, homeownership always comes with its fair share of downsides, such as trying to finance your appliance and system repairs yourself.
Finding the best home warranty on the market can be quite overwhelming since there are dozens of companies to decide between. That's why the House Method team did the research and put together a list of the best home warranty companies in Holmen for you.
Determining the best provider for your home warranty is a step you could take to protect your house. Before deciding which home warranty to purchase, here are a few additional factors to keep in mind:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Holmen, Choice Home Warranty offers the best overall home warranty. If you're looking for very high coverage caps and simple-to-understand service contracts, Choice is the perfect provider for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. The 2 home warranty plans that Choice has include differing levels of system and appliance coverage, as well as add-on options.
Choice Home Warranty has 2 plans that provide a mix of system and appliance coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are an affordable $85.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. Read more by visiting our Choice Home Warranty Review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Holmen, American Home Shield is the most customizable home warranty. The 3 plans from AHS are easily comprehensible and offer both system and appliance coverage. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield offers 3 plans for Holmen homeowners. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options they have, which contain a mix of system and appliance coverage. The coverage caps associated with AHS's plans are close to the $2,500 mark for most of the major systems and appliances, and service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For a more detailed breakdown, read our thorough review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service for Holmen residents. HSC has established itself as a company with quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. It also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC offers 2 plans for you to decide between.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. Read more by visiting our The Home Service Club Review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Holmen, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are comprehensive and have a mix of both system and appliance coverage.
There are 3 home warranty plans from Cinch Home Services: Appliances Plan, Built-in Systems Plan, and Complete Home Plan. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are customizable and range from $75 to $150.
For more information on this provider, read our full review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Holmen
A home warranty is a money savings plan that helps homeowners manage the high costs of appliance and systems repairs. Home warranties will cover a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make budgeting and managing your finances less stressful. Home warranty plans typically have a thirty-day waiting period from the time you purchase to the time you can start using it.
When you have a system or appliance that experiences a problem, you file a claim with your service provider. You can do so in an online portal or by telephone, and then a repair technician will come and fix the problem. At this point, you will also need to pay your service fee. Once the contractor looks at the issue, they will take care of it at no cost to you. The only time you may have out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
Home warranties help protect your home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear and tear. Typical appliances covered by a home warranty plan include a refrigerator, garbage disposal, dishwasher, washer, microwave, dryer, and more. The systems that are most commonly covered will be electrical systems, heating systems, plumbing systems, air conditioners, and hot water heaters. Add-on coverage will vary from one plan to the next, but you can expect to see add-ons like sump pumps, spas, electronics, central vacuums, pools, and roof leaks.
Holmen homeowners should know that a home warranty policy will only cover repairs and replacements due to normal wear and tear. Home warranties do not cover things like pre-existing conditions, natural disasters, misuse of a system or appliance, or cosmetic issues. You have to keep up with preventative maintenance on your home systems and appliances to be sure that your next repair or replacement-related issue will be covered by the policy.
Plus, having a Holmen home warranty can help make your house more appealing to potential home buyers if you ever decide to sell later. Many home warranty companies will allow you to transfer your plan to a new owner and give them the protection you've been receiving.
One major drawback of a home warranty is not every home system and appliance may be covered. It's important to weigh the different plans and opt for one that covers all the appliances, systems, and add-ons you need. Another stipulation is that home warranties usually only cover repairs needed due to normal wear and tear. They most likely won't cover home systems or appliances that have need repairs or replacements due to animal infestations, natural disasters, improper maintenance, etc.
A home warranty can help with some of a homeowner's maintenance headaches, but ultimately, it's up to you to decide whether or not investing in one is a good move for you and your family. Make sure you do your research and read over any home warranty plans that you're considering purchasing to get a handle on what repairs will and will not be covered under your contract.
Hopefully, you now feel positive that you can choose a home warranty in Holmen after going through our guide. Choice Home Warranty stands out as the best overall home warranty. It offers great coverage at an affordable premium. However, other providers mentioned above also give great coverage choices for Holmen residents.
Our pick for the best overall home warranty company in Holmen is Choice Home Warranty but the perfect company for you will vary based on factors like what appliances and systems you need to have covered.
A home warranty is a kind of service contract that gives homeowners extra coverage for their household systems and appliances. These include refrigerators, garbage disposals, dishwashers, washing machines, dryers, heating and cooling systems, sump pumps, water heaters, electrical systems, and plumbing, among others. Some plans also offer coverage for garage door openers, pools, ceiling fans, and roofs. A home warranty can help you save money if these items break down unexpectedly.
The systems and appliances in a home are covered under a home warranty in Holmen. Everything from a stove to a garage door can be covered under a home warranty.
The service fee is the price homeowner pay each time there's a problem with a home system or appliance. The service fees are usually priced between $60 and $150.
Many homeowners find a home warranty is a good investment because it can help protect against unexpected expenses. If you're worried about your finances and your ability to keep your home in good working order, a home warranty can help. One of the big advantages of a home warranty is that it can give you some financial peace of mind.