When one of your systems or appliances stops working, a home warranty will help you cover the costs. Getting a home warranty can give homeowners the peace of mind they need to feel less anxious about homeownership.
Many living in Hobart have made their dream of owning a home into a reality. However, as great as Hobart can be, there are always downsides that come with owning a home, like keeping your home's systems and appliances maintained.
Since the home warranty market has many providers — all with different price points — the House Method team did the research for you to help you find the best home warranty in Hobart.
Picking the best home warranty in Hobart for you depends on the type of coverage you're looking for, the home warranty company you go with, and where you live, among other factors. Here is a list of factors that you'll want to take into consideration when selecting a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Hobart, Choice Home Warranty is the best overall home warranty. Choice has around 14 years of experience in the industry and in that time has built a an network of service professionals nationwide. The 2 home warranty plans that Choice has include differing levels of system and appliance coverage, as well as add-on options. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a mix of appliance and system coverage. Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are an affordable $85.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. For a more detailed breakdown, read our review of Choice Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Hobart, American Home Shield offers the most customizable home warranty. AHS offers 3 plans for you to decide between. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
Read our review of American Home Shield to learn more. To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Hobart. The 2 plans from HSC are easily comprehensible and offer a mix of both system and appliance coverage. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that provide a combination of system and appliance coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. To read more, visit our The Home Service Club Review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Hobart residents. Cinch is a home warranty company with 43 years of experience in the industry, and it has become one of the best providers in the business. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. Cinch has 3 simple plans, making the selection process easy.
Cinch Home Services has 3 plans that provide a mix of appliance and system coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the company. Service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, fill out this online form or call 877-589-0505. Read more by visiting our Cinch Home Services full review.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Hobart
A home warranty is a protection plan that covers home systems and appliances. When your HVAC breaks down and the repair is several hundred dollars, a home warranty will ensure that your only cost is a predetermined service fee. Home warranty coverage typically starts without an inspection and generally goes into place about thirty days after purchasing the policy.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty provider. Most companies have an online portal system to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will pay a service fee, which is typically between $60 and $150 depending on what plan you have. Once the service fee is paid, a service technician will come to your home, assess the issue, and repair it. As long as the repair is covered by the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs .
A home warranty plan provides coverage on your home's major appliances and systems and it can help bring down the cost of maintaining your home. The appliances that are usually covered under a home warranty plan include microwave, garbage disposal, refrigerator, clothes washer, clothes dryer, dishwasher, and more. The systems usually included are plumbing systems, hot water heaters, electrical systems, ductwork, and air conditioners. Add-on coverage will vary from one plan to the next, but you can expect to see things like electronics, sump pumps, pools, roof leaks, central vacuums, and spas.
A Hobart home warranty will only protect against normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, pre-existing conditions, natural disasters, and intentional breakages are not covered with a Hobart home warranty.
Hobart's frigid winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the necessary repairs, preventing you from spending unexpected money out of pocket.
Another added benefit of having home warranty coverage is that it can raise your home's property value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
As for the negatives of home warranties, coverage varies by provider so it's important to understand what each plan covers and excludes in the contract. Another potential pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your repair requests being denied, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Whether or not a home warranty is worth it comes down to your personal preference. Similar to any other type of insurance policy or warranty, its purpose is to offer you some peace of mind, so you will have to be the judge of how much that is worth to you.
Hopefully, you now feel like you can select the right home warranty for your Hobart home. Choice Home Warranty stands out as the best overall choice. Choice Home Warranty offers home warranties with comprehensive coverage at an affordable price.
Our pick for the best overall home warranty in Hobart is Choice Home Warranty but the right company for you will vary based on factors like what appliances and systems you need to have covered.
A home warranty is a type of service contract that provides homeowners extra coverage for their household systems and appliances. These include refrigerators, garbage disposals, dishwashers, washing machines, dryers, plumbing, electrical systems, heating and cooling systems, water heaters, and sump pumps, among others. Some plans also provide coverage for pools, garage door openers, ceiling fans, and roofs. A home warranty can help you save money if these items fail unexpectedly.
Home warranty plans cover problems related to systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a larger insurance that protects the entire home from natural disasters and fires. It doesn't cover typical appliance or system breakage.
Most home warranty policies have a 30-day waiting period before you can make service requests, but some may allow you to file sooner so be sure to check with the company about this.
The service fee is the price you pay each time there is a problem with a system or appliance. The service fees are usually between $60 and $150.
