A home warranty can offer you the peace of mind you need about your home and protect your bank account from large expenses by covering your home's major systems and appliances.
Being a homeowner in Hartford is an excellent option for those who love nature and quiet neighborhoods. However, as great as Hartford is, homeownership always comes with its fair share of hardships, such as trying to deal with your appliance repairs yourself.
Although a home warranty can help with your homeowner expenses, one issue is narrowing down the best choice for your Hartford home. That's why we've done the research and have compiled a guide of the best home warranty companies in Hartford.
Determining the best provider for your home warranty is the first step toward protecting your home. Below are some tips on looking for a home warranty in Hartford:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty for Hartford residents. If you're looking for very high coverage caps and simple-to-understand service contracts, you'll want to have this plan on your side. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice offers 2 plans for you to choose from.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. The coverage caps from Choice are around $3,000. The service fees are an affordable $85, which is cheaper than other providers in the Hartford area.
Read our Choice Home Warranty full review to learn more. To receive a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty for Hartford residents. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. With a home warranty from AHS, you can benefit from the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are customizable and range from $75 to $125.
To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839. Read our American Home Shield Review to learn more.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Hartford, The Home Service Club is the best home warranty with the quickest service. HSC offers 2 plans for you to choose from. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, you'll want to have this plan on your side. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The Home Service Club has 2 plans that offer a combination of appliance and system coverage. HSC has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are customizable and range from $65 to $90.
To get a free quote from The Home Service Club, you can fill out this online form or call 800-750-9443. For a more detailed breakdown, read our review of The Home Service Club.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Hartford, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has over 43 years of industry experience and in that time has built a a skilled network of service technicians in the country. Cinch offers 3 plans for you to decide between. When you buy a home warranty from Cinch, you will get a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Cinch Home Services also has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services offers 3 plans for Hartford homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is less than other providers in the Hartford area.
To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505. For a more detailed breakdown, read our thorough review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Hartford
A home warranty is a service contract that makes it more affordable when one of your home systems or appliances experiences a problem. A home warranty can help homeowners who need to keep a budget in place and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after buying a home warranty, the coverage will start on your home systems and appliances.
For Hartford homeowners, when a problem arises with a covered appliance or system, it is very simple to file a claim. Most home warranty providers have an online portal where a claim can be submitted. At this point, you will also have to pay your service fee. Once the repair person fixes the issue, they will deal with it at no cost to you. The only time a homeowner may have to pay out-of-pocket costs is if the repair or replacement is above the item's coverage cap.
A home warranty in Hartford usually covers the main systems and appliances in your home. The appliances that are typically covered under a home warranty include garbage disposal, dishwasher, clothes washer, clothes dryer, microwave, refrigerator, and more. The systems usually included are electrical systems, hot water heaters, ductwork, plumbing systems, and air conditioners. Add-on coverage will vary from one plan to the next, but you can expect to see things like pools, sump pumps, central vacuums, electronics, roof leaks, and spas.
A Hartford home warranty will only protect against normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, natural disasters, and pre-existing conditions are not covered with a Hartford home warranty.
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Another added benefit of having a home warranty plan is that it can increase your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the company you purchased your home warranty through.
One drawback of a home warranty is that there are usually exclusions. For example, if you already have a manufacturer's warranty on one of your appliances, it may be excluded from the home warranty, so it's important to read over any contracts you're considering thoroughly to understand what is included and what isn't. Another thing to keep in mind is that some providers don't cover pre-existing conditions and may require an inspection before your coverage can begin. Ask the home warranty provider for clarification about these things if you aren't sure or if this is an issue for you.
Although home warranties do have some downsides, no matter the season, a home warranty can help cut back on the inevitable expense of home appliances and system repairs, giving you a little peace of mind.
Hopefully, this review of Hartford's best home warranty options has helped you narrow down your choices and find the right plan for you. Choice Home Warranty is the best overall home warranty provider in Hartford. Its comprehensive coverage, fair pricing, and ease of use make it a great home warranty for Hartford homeowners.
Our pick for the best overall home warranty provider in Hartford is Choice Home Warranty but the perfect company for you will vary based on factors like what appliances and systems you need coverage for.
A home warranty is a kind of service contract that gives homeowners extra coverage for their household systems and appliances. These include dishwashers, dryers, washing machines, refrigerators, garbage disposals, plumbing, heating and cooling systems, sump pumps, electrical systems, and water heaters, among others. Some plans also provide coverage for roofs, pools, garage door openers, and ceiling fans. A home warranty can help you save money if these items fail unexpectedly.
A home warranty plan covers the normal wear and tear of systems and appliances in a home. Homeowners insurance protects your entire home in case of something such as a natural disaster or fire. With a homeowners insurance plan, you won't be able to file a claim should you need a new refrigerator or air conditioner, unless the damage is a result of a natural disaster.
Home buyers, homeowners, real estate agents, landlords, and home sellers are all eligible for home warranty plans. A home warranty can help make your home more attractive to prospective buyers and save homeowners money in the long run.
Many homeowners feel like a home warranty is a good investment because it can help protect against unforeseen expenses. If you're worried about your budget and your ability to keep your home in good working order, getting a home warranty can help. One of the big advantages of a home warranty is that it can offer you some financial peace of mind.
