A home warranty in Greenfield can help reduce your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop working due to normal wear and tear.
With a relatively mild climate, Greenfield is a great place to own a home. However, homeownership doesn't always come easy, like repairing and replacing your home's systems and appliances.
Finding the right home protection plan for your Greenfield home can be hard, so our team at House Method did the research for you to help you find the top home warranty in Greenfield. Keep reading for our home warranty recommendations and find out which plan works best for your home.
The first step in protecting your house with a home warranty is determining which company's plan is the best for you. Think about the appliances and systems in your home you want coverage for and compare the policies. Below is a list of factors that you'll want to take into consideration when choosing a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Greenfield, Choice Home Warranty is the best overall home warranty. The 2 plans from Choice are comprehensive and offer a mix of both system and appliance coverage. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
There are 2 home warranty plans from Choice Home Warranty: Basic Plan and Total Plan. Service fees from Choice are an affordable $85. The coverage caps are also typically around $3,000 at the maximum.
To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. For more information, read our review of Choice Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Greenfield. AHS has 3 plans for you to decide between. When you buy a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
American Home Shield has 3 plans that provide a combination of appliance and system coverage. Service fees from AHS are customizable and range from $75 to $125. The coverage caps are also around $2,500 at the maximum.
For more information, read our American Home Shield Review. To get a free quote from American Home Shield, fill out this online form or give them a call at 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service for Greenfield residents. HSC has 2 simple plans, making the selection process quick and easy. With a home warranty from HSC, you can benefit from quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the Greenfield area.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. Read more by visiting our The Home Service Club Review.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Greenfield residents. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. The 3 home warranty plans that Cinch has include options for appliance and system coverage.
Cinch Home Services offers 3 plans for Greenfield homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the company. Service fees are customizable and range from $75 to $150.
To read more, visit our Cinch Home Services Review. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Greenfield
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they malfunction over time due to normal wear and tear. Having a home warranty in place can give you some peace of mind and protect your bank account from big out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty plan.
For Greenfield homeowners, when an issue happens with a covered appliance or system, it is very straightforward to file a claim. Most home warranty providers have an online portal system where you can submit a claim. At this point, you will also pay your service fee. Once the contractor takes a look at the issue, they will deal with it at no cost to you. The only time a homeowner may have out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
A home warranty in Greenfield usually covers the main systems and appliances in your house. Appliances covered under a home warranty plan are usually the refrigerator, garbage disposal, dryer, dishwasher, microwave, and more. Systems that are covered usually include heating systems, electrical systems, air conditioners, plumbing systems, and water heaters. Many plans also provide add-on coverage options like roof leaks, central vacuum, locksmith, and even septic systems.
A home warranty will only cover normal wear and tear that occurs on your home systems and appliances. Things such as cosmetic damages, pre-existing conditions, lack of maintenance, and misuse are excluded from the home warranty policy.
Since temperatures in Greenfield can hit the negatives in the winter, the extreme weather can put a lot of strain on your heating system. Getting a home warranty policy can help homeowners save money if one of these systems or appliances breaks unexpectedly.
Another benefit of having a home warranty if you want to sell your home is that you can probably transfer your home warranty policy to the new owners. This can make your house more attractive to potential home buyers and help your house sell faster.
There are also some negatives to buying a home warranty plan, like the coverage exclusions. For example, home warranties may not cover home systems or appliances that already have a manufacturer's warranty. In addition, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
It can be hard to budget for the unexpected expenses that can come with homeownership, but a home warranty can help you with that. As with any sort of warranty or insurance policy, there will always be pros and cons of purchasing one but its main purpose is to provide protection and peace of mind.
We hope you now feel confident that you can choose a home warranty in Greenfield after reading our reviews. When it comes to home warranties in Greenfield, the best overall is Choice Home Warranty. It offers great coverage at an affordable monthly cost. However, other home warranties reviewed above also give great coverage choices for Greenfield residents.
The top home warranty company in Greenfield is Choice Home Warranty. Choice Home Warranty has an expansive network of professional service technicians and a tremendous reputation in the Greenfield area.
A home warranty is a service contract that covers repairing and replacing major home systems and appliances.
First-time home buyers, landlords, real estate agents, homeowners, and home sellers are all eligible for home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save homeowners money in the long run.
Most home warranties will cover replacement costs in addition to repair costs. The coverage cap varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.
A service fee is an expense that a homeowner pays before a service technician or contractor comes to your home to fix your home warranty-related problem. The pricing is typically between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket expense that homeowners are subject to with a home warranty in place except for the policy's premium.
