A home warranty in Grafton can help reduce your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that stop functioning due to normal wear and tear.
Many people in Grafton have fulfilled their dream of homeownership. However, as great as Grafton can be, there are always added costs that come with owning a home, such as keeping your home's systems and appliances maintained.
Even though a home warranty can help with your expenses as a homeowner, one issue is narrowing down the right choice for your Grafton home. That's why we've done the research and have compiled a guide of the best home warranty options in Grafton.
Determining the right provider for your home warranty is the first step toward protecting your property. Below is a list of factors that you'll want to take into account when picking a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty is the best overall home warranty for Grafton residents. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties. Choice has 2 simple plans, making the selection process quick and easy.
Choice Home Warranty has 2 plans that offer a mix of system and appliance coverage. Service fees from Choice are an affordable $85. The coverage caps are also generally about $3,000 at the maximum.
For more information, read our full review of Choice Home Warranty. To receive a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty for Grafton residents. The 3 plans that AHS has include differing levels of system and appliance coverage, as well as add-on options. When you buy a policy from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. The coverage limits from AHS are around $2,500. The service fees are customizable and range from $75 to $125, which is cheaper than other providers in the Grafton area.
To read more, visit our American Home Shield full review. To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Grafton, The Home Service Club is the best home warranty with the quickest service. The home warranty provider offers 2 plans to policyholders, which have various options for appliance and system coverage. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The 2 plans from The Home Service Club are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage limits from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the Grafton area.
For a more detailed breakdown, read our review of The Home Service Club. To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Grafton, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch offers 3 plans for you to choose from. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind.
The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps from Cinch are about $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is less than other providers in the Grafton area.
To read more, visit our detailed review of Cinch Home Services. To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Grafton
A home warranty is a coverage plan that helps homeowners account for the high costs of appliance and systems repairs. Home warranties will provide coverage for a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make budgeting and managing your finances easier. Home warranty plans typically have a thirty-day waiting period from the time you purchase to the time they start.
When you notice a problem with one of your appliances or systems, you can submit a claim with your home warranty provider. Then, a customer service representative will reach out to you about a contractor coming over to take a look at the problem. At this point, you will pay your service fee, which is generally between $60 and $150 depending on what plan you opt for. Once the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. If the repair is covered under the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs apart from the service fee.
A home warranty offers coverage on your home's major appliances and systems and it can help bring down your home maintenance expenses. The appliances covered are a stove, clothes dryer, microwave, clothes washer, dishwasher, refrigerator, cooktop, and more. The systems included are the electrical, heating system, plumbing, water heater, air conditioner, and more. Many plans also provide add-on coverage options like septic systems, locksmith, central vacuum, and even roof leaks.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, the home warranty will not cover it. Things such as misuse, lack of maintenance, pre-existing conditions, and cosmetic damages are not covered by a home warranty policy.
Home warranties are an affordable way to guard your home systems and appliances from normal wear and tear. With temperatures in Grafton reaching upward of 52 degrees in the summer, you may find that certain appliances, such as your air conditioner, get a lot of use. A home warranty can considerably lower your out-of-pocket costs should your HVAC system stop working.
Another benefit of having a home warranty while selling your home is that you can probably transfer your home warranty to the new owners. It can make your home more attractive to potential home buyers and may help your home sell faster.
As for the drawbacks of home warranties, coverage varies by company so it's important to understand what each policy covers and doesn't include in the contract. Another thing to consider is that some providers don't cover pre-existing damage and may require an inspection before coverage begins. Ask the home warranty company for clarification about this if you aren't sure or if this is a problem for you.
A home warranty can be the solution to some of a homeowner's maintenance troubles, but in the end, it's up to you to determine whether or not investing in one is a good move for you and your family. Make sure you do your research and read through any home warranty policy that you're considering getting to get a sense of what repairs will and will not be covered under your contract.
Hopefully, you now feel as though you can choose the right home warranty for your Grafton home. Choice Home Warranty is the best overall home warranty company in Grafton. It offers comprehensive coverage of all the essential home systems and appliances at an affordable cost with several add-on options.
Our pick for the best overall home warranty company in Grafton is Choice Home Warranty but the right company for you will depend on factors like what appliances and systems you need to have covered.
A home warranty is a kind of service contract that gives homeowners extra coverage for their household systems and appliances. These include dryers, washing machines, dishwashers, garbage disposals, refrigerators, plumbing, heating and cooling systems, sump pumps, electrical systems, and water heaters, among others. Some policies also offer coverage for ceiling fans, garage door openers, pools, and roofs. A home warranty can help you save money if these items break down unexpectedly.
A home warranty covers the normal wear of home systems and appliances. A homeowners insurance plan protects your home in a situation like a natural disaster or fire. With homeowners insurance, you will not be able to file a claim should you need a new refrigerator or dishwasher, unless the damage is a result of a natural disaster.
Typically coverage for a home warranty plan begins 30 days after payment. However, a few companies may let you file a claim before this, so check with customer service to find the exact waiting period for your case.
Homeownership can be pricey. When a system or appliance breaks down, it can leave homeowners unexpectedly having to come up with the money to fix it. With a home warranty plan, you won't have any large hits to your savings account for home maintenance.
