A Fox Point home warranty can help protect homeowners by covering major repairs and replacements on your home's appliances and systems.
Being a homeowner in Fox Point is an excellent option for those who like nature and quiet neighborhoods. However, as great as Fox Point is, homeownership always comes with its fair share of headaches, such as trying to pay for your appliance repairs yourself.
Because the home warranty market is filled with many providers — all with different offerings — our team at House Method did the research for you to help you find the best home warranty in Fox Point.
The first step in protecting your house with a home warranty is determining which company's plan is right for you. Consider the items in your home you'd like coverage for and compare the policies. Here is a list of factors that you'll want to bear in mind when selecting a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Fox Point, Choice Home Warranty is the best overall home warranty. The home warranty provider offers 2 plans to policyholders, which have various system and appliance coverage options. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the plan for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. The coverage caps associated with Choice's plans are around the $3,000 mark for many of the major systems and appliances, and service fees are an affordable $85.
To get a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. Read more by visiting our review of Choice Home Warranty.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Fox Point, American Home Shield offers the most customizable home warranty. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to around $2,500 for each covered appliance or system.
To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839. For more information, read our full review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club is the best home warranty with the quickest service in Fox Point. The home warranty company offers 2 plans to policyholders that have various system and appliance coverage options. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, you'll want to have this plan on your side. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are about $2,000. The service fees are customizable and range from $65 to $90, which is lower than other providers in the Fox Point area.
To receive a free quote from The Home Service Club, fill out this online form or call 800-750-9443. Read more by visiting our review of The Home Service Club.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Fox Point, Cinch Home Services offers the home warranty with the best workmanship guarantee. Cinch has more than 43 years of industry experience and in that time has built a a skilled network of service professionals in the country. The 3 policies that Cinch has include options for appliance and system coverage. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
Cinch Home Services has 3 plans that offer a mix of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so be sure to check with the company. Service fees are customizable and range from $75 to $150.
Read more by visiting our review of Cinch Home Services. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Fox Point
A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they malfunction over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and protect your savings account from large out-of-pocket costs. Most home warranty plans start about 30 days after buying the home warranty plan.
When one of your systems or appliances experiences an issue, you file a claim with your service provider. You can do so in an online portal or by calling them, and then a repair technician will come and fix the problem. At this point, you will pay a service fee, which is usually between $60 and $150 depending on what plan you have. After the service fee is paid, a repair person will come to your home, assess the issue, and repair it. As long as the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have any other out-of-pocket costs after the service fee is paid.
A home warranty will cover home systems and appliances from normal wear . The appliances usually covered under a home warranty plan are the oven, dishwasher, washing machine, microwave, refrigerator, dryer, and more. System coverage typically includes plumbing, air conditioning, heating systems, electrical systems, water heaters, and more. Many home warranty plans also provide add-on coverage options like locksmith, central vacuum, septic systems, and even roof leaks.
A Fox Point home warranty will only protect against normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, natural disasters, and pre-existing conditions are not covered with a Fox Point home warranty.
Since temperatures in Fox Point can hit the negatives in the winter, the extreme weather can put a lot of strain on your heating system. Getting a home warranty plan can help homeowners save money if one of these systems or appliances stops working suddenly.
A home warranty can also give value in other ways. For instance, some plans can be transferred between owners when you sell your home.
Home warranties also have some cons. Although it can save you time when the home warranty sends out a service technician who carries out the repair for you, some homeowners may not like this, and they may want to choose a contractor themselves. If that's important to you, some home warranty providers allow you to choose a contractor. Another downside is that home warranties may exclude some repairs, such as those that are needed because of natural disasters. For example, if your house floods, the systems and appliances that were impacted most likely won't be covered by the home warranty.
Homeownership is a big responsibility that can be costly, but worthwhile. A home warranty is one thing that can help with your home maintenance budget, but whether or not it's worth it for you is something you'll have to weigh before getting a policy.
Hopefully, you now feel like you can select the proper home warranty for your Fox Point home. When it comes to home warranty company choices in Fox Point, the best overall is Choice Home Warranty. It offers great coverage at an affordable premium. However, other providers mentioned above are also great choices for Fox Point residents.
The top home warranty company in Fox Point is Choice Home Warranty. Choice Home Warranty has a large network of professional service technicians and a respected reputation in the Fox Point area.
A home warranty is a type of contract that covers the repairs and replacements of your major home system components and appliances.
Home warranties cover problems related to systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a different insurance that protects your entire home from natural disasters and fires. It doesn't cover typical appliance or system repairs.
Most home warranties have a 30-day waiting period before you can file claims, but some may offer coverage sooner so make sure you check with the company about this.
A home warranty can cost on average about $300 to $800 a year in Fox Point. Our high-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by opting for a higher service fee. Additionally, it's usually less expensive to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, opting for the annual plan over monthly payments saves you $80. It's important to compare plans to determine what the best price is.
