A home warranty in Elm Grove can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that break down due to normal wear and tear.
Although homeownership in Elm Grove has a lot of perks, such as being surrounded by nature, there are also downsides, similar to owning a house anywhere else. One major issue many homeowners have to deal with at some point is replacing or repairing their appliances and home systems.
Finding the best home warranty on the market can be quite overwhelming because there are lots of companies to choose from. That's why our team at House Method did the research and made a list of the best home warranty companies in Elm Grove for you.
Choosing the right home warranty in Elm Grove for you comes down to the kind of coverage you want, the home warranty company you opt for, and your location, among other factors. Below is a list of factors that you'll want to take into account when selecting a home warranty provider:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
Choice Home Warranty offers the best overall home warranty for Elm Grove residents. The home warranty provider offers 2 plans to policyholders that have various options for appliance and system coverage. Choice has established itself as a company with very high coverage caps and simple-to-understand service contracts. It also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty offers 2 plans for Elm Grove homeowners. The Basic Plan and Total Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps from Choice are around $3,000. The service fees are an affordable $85, which is cheaper than other providers in the Elm Grove area.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. Read our review of Choice Home Warranty to learn more.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield is the most customizable home warranty in Elm Grove. AHS offers the ability to customize your plan with the coverages that work specifically for your home. Plus, it also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS offers 3 plans for you to decide between.
There are 3 home warranty plans from American Home Shield: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839. For a more detailed breakdown, read our thorough review of American Home Shield.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Elm Grove. The 2 home warranty plans that HSC has include options for appliance and system coverage. If you're looking for quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days, this is the plan for you. Plus, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. The coverage caps from HSC are around $2,000. The service fees are customizable and range from $65 to $90, which is cheaper than other providers in the Elm Grove area.
To get a free quote from The Home Service Club, fill out this online form or call 800-750-9443. To read more, visit our detailed review of The Home Service Club.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Elm Grove, Cinch Home Services is the home warranty with the best workmanship guarantee. Cinch has about 43 years of experience in the home warranty industry and in that time has built a an network of service professionals in the country. Cinch offers a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Plus, it also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easy to comprehend and have a mix of both system and appliance coverage.
Cinch Home Services offers 3 plans for Elm Grove homeowners. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options they have, which have a mix of system and appliance coverage. The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for most major systems and appliances, and service fees are customizable and range from $75 to $150.
Read our review of Cinch Home Services to learn more. To get a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Elm Grove
A home warranty is a protection plan that covers home systems and appliances. When your HVAC breaks down and the repair is several hundred dollars, a home warranty will ensure that your only responsibility is a predetermined service fee. Home warranty coverage typically starts without an inspection and generally goes into place about thirty days after making your first payment.
When one of your systems or appliances experiences a problem, you file a claim with your home warranty provider. You can do so in an online portal or by telephone, and then a technician will come and fix the problem. The claim is then processed, and a homeowner will pay the service fee to schedule the repair . This repair will usually occur within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees are between $60 and $150.
Home warranties help protect both your home systems and appliances. A home warranty can cover repairs and replacements that are a result of normal wear and tear. The appliances usually covered under a home warranty plan include microwave, garbage disposal, refrigerator, dishwasher, clothes dryer, clothes washer, and more. The systems usually included are air conditioners, electrical systems, ductwork, plumbing systems, and hot water heaters. Add-on options can vary by provider but typically include things such as a septic system, sprinkler system, second refrigerator, central vacuum, and plumbing stoppages.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, the home warranty will not cover it. Things like misuse, lack of maintenance, pre-existing conditions, and cosmetic damages are not covered by a home warranty policy.
Elm Grove's frigid winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the needed repairs, saving you from spending unexpected money out of pocket.
Another added benefit of having a home warranty policy is that it can increase your home's real estate value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
There are also some drawbacks to getting a home warranty policy, like the coverage exclusions. For instance, home warranties may not cover systems or appliances that already have a manufacturer's warranty. Another pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your claims being rejected, so it's important to make sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
It's not always easy to budget for the unexpected expenses that can come with owning a home, but a home warranty can help with that. Like any other warranty or insurance policy, there will always be benefits and drawbacks of purchasing one but its main purpose is to provide protection and peace of mind.
A home warranty can save you a lot of money on home repairs and offer you peace of mind as a homeowner. All of these top home warranty companies have impressive histories and backgrounds and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. Its comprehensive coverage, affordable pricing, and easy to understand policies make it a great home warranty for Elm Grove homeowners.
The best overall home warranty in Elm Grove is Choice Home Warranty but the right company for you will depend on factors like what appliances and systems you need coverage for.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include refrigerators, dryers, garbage disposals, dishwashers, washing machines, heating and cooling systems, electrical systems, plumbing, sump pumps, and water heaters, among others. Some plans also offer coverage for garage door openers, roofs, ceiling fans, and pools. A home warranty can help you save money if these appliances and systems fail unexpectedly.
Home buyers, landlords, real estate agents, homeowners, and home sellers are all eligible for home warranty plans. A home warranty can help make your home more appealing to prospective buyers and save homeowners money in the long run.
Most home warranty providers have a 30-day waiting period before you can make service requests, but some may let you file sooner so make sure you check with the company about this.
A service fee is an expense that a homeowner must pay before a repair technician or contractor comes to your home to repair your home warranty-related problem. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners are subject to with a home warranty in place apart from the policy's premium.
