4 Best Home Warranty Companies
in Vancouver, WA

Choosing a home warranty company in Vancouver

Once you're ready to buy a home warranty, the first step is figuring out what items you want coverage for. From there, you can compare plans and contact different home warranty companies for a free quote. Below is a list of factors that you'll want to consider when selecting a home warranty provider:

• Read the contract thoroughly--Be sure you know what's covered under the warranty, and the coverage limits so that you know what to expect when filing claims.
• How much does it cost? Prices vary from provider to provider, so you should compare them to find the right one for your needs.
• Service call fee--The cost of a home warranty provider sending a repair technician to your home varies by provider, but there are some that offer service fees as low as $60.
• Reputation--Does the home warranty company have a good relationship with its customers? Be sure to check its BBB rating and read other reviews from current and past customers.

Quick reference for home warranty companies in Vancouver

Additional home warranty information

What is a home warranty?

A home warranty is a home protection plan that can decrease the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Vancouver home comfortable and convenient. When these things start to break down, it can be pricey and a headache. Luckily, with a home warranty in place, an affordable repair is just a phone call away.

When you notice a problem with one of your appliances or systems, you can file a claim with your home warranty provider. Then, a customer service representative will reach out to you about a repair technician coming over to look at the problem. Once you submit the claim, it will be assigned to a local repair technician that will come to your home and assess the issue. At this point, you pay your service fee. Service fees typically range in price from about $60 to $150 and this is the only out-of-pocket cost you will have to pay unless the repair cost is higher than your home warranty's coverage cap.

What does a home warranty cover?

A home warranty plan will cover home systems and appliances from normal wear . Typical appliances covered under a home warranty plan include a dryer, washer, garbage disposal, refrigerator, dishwasher, microwave, and more. The systems that are most commonly covered will be heating systems, plumbing systems, electrical systems, hot water heaters, and air conditioners. The add-on coverages can include pool, septic system, spa, roof leak, and sometimes even things like locksmith or pest control.

A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and maintain them properly, the home warranty will not cover it. Things like lack of maintenance, misuse, pre-existing conditions, and cosmetic damages are excluded from a home warranty policy.

Is a home warranty worth it in Vancouver?

Benefits of a home warranty

Vancouver is known for its cold winters, and if you live in Vancouver, you know that the weather can be unpredictable. During the winter months, your heating system can be overloaded in its effort to combat the cold. If your heater did stop working, a home warranty can cover the repairs and help decrease your out-of-pocket expenses.

Not only can a home warranty provide some savings, but it also saves you time. If an appliance breaks, the last thing you want to do is find a repair person and schedule a repair. A home warranty handles the research by sending trusted professionals to your door when you need them most.

Downsides of a home warranty

One major drawback of a home warranty is not everything you care about may be covered. It's important to weigh the different plans and purchase one that covers all the appliances, systems, and add-ons you need. Another downside is that home warranties may exclude some repairs, such as those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were affected probably won't be covered by the home warranty.

Whether or not a home warranty is worth it ultimately depends on your personal situation. Similar to any other kind of insurance policy or warranty, its purpose is to provide you some peace of mind, so you will have to decide how much that is worth to you.

Final Thoughts

Hopefully, you now feel like you can choose the proper home warranty for your Vancouver home. All of these top providers have impressive experience in the industry and coverage options. Among them, American Home Shield stands out as the best overall choice. With its comprehensive coverage, affordable cost, and a good reputation in the industry, American Home Shield has a lot to offer.

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Best Customizable Plans

• The oldest and most trusted company in the industry
• Allows customers to build their own plans
• Ability to choose the service fee you want to pay

4.75

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Quickest Service

• Policy starts in ten days
• 24/7 customer service support
• Generous coverage caps on important systems and appliances

4.7

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Best Appliance Coverage

• Established company with a BBB accreditation
• Doesn’t have a coverage cap on heating, cooling, or ductwork
• 24/7 service calls available

4.5

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