4 Best Home Warranty Companies
in Spokane Valley, WA

Choosing a home warranty company in Spokane Valley

The first step in protecting your real estate investment with a home warranty is determining which provider's plan is right for you. Think about the appliances and systems in your home you'd like coverage for and compare the policies. Options can vary, so consider the following factors when choosing a home warranty provider:

• Service fee--How much will it cost to have a repair person come to your home to fix your damaged system or appliance?
• Additional fees--Are there any extra costs for repairs and replacements? Are there coverage limits? Make sure you read the contract thoroughly to determine these things.
• Check the price--Not every home warranty company is priced the same, so make sure you compare. You can opt to pay in annual or monthly installments, but you may save some money in the long run if you pay annually.
• Reputation--Does the company have a history of good customer service? Do they have positive ratings and reviews?

Quick reference for home warranty companies in Spokane Valley

Additional home warranty information

What is a home warranty?

A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and guard your savings account from large out-of-pocket costs. Most home warranty plans start about 30 days after purchasing the home warranty plan.

When you notice a problem with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will contact you about a repair technician coming over to take a look at the problem. The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair for their home. This repair will usually happen within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees are between $60 and $150.

What does a home warranty cover?

Home warranty plans help protect your home systems and appliances. A home warranty can cover repairs and replacements that are due to normal wear and tear. Typical appliances covered under a home warranty plan include a refrigerator, dishwasher, garbage disposal, microwave, dryer, washer, and more. The systems that are most commonly covered will be plumbing systems, air conditioners, electrical systems, hot water heaters, and heating systems. The add-on coverage options can include spa, septic system, roof leak, pool, and sometimes even things like locksmith or pest control.

A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your home and follow preventative maintenance guidelines, your home warranty will not cover it. Things such as pre-existing conditions, misuse, lack of maintenance, and cosmetic damages are excluded from a home warranty policy.

Is a home warranty worth it in Spokane Valley?

Benefits of a home warranty

Spokane Valley's cold winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can help cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner fails in the middle of July, a home warranty can cover the needed repairs, saving you from spending unexpected money out of pocket.

Not only can a Spokane Valley home warranty save you some money on repairs and replacements, it saves you time too. Instead of needing to vet contractors by yourself, home warranty companies do the work for you and send a contractor from their network right to your door when you need them.

Downsides of a home warranty

One of the major drawbacks of a home warranty is not every home system and appliance you care about may be covered. It's important to weigh the different policies and opt for one that covers all the appliances, systems, and add-ons you need. Another thing to keep in mind is that some providers don't cover pre-existing conditions and may require an inspection before coverage begins. Ask the home warranty company for clarification about this if you need more information or if this is an issue for you.

Whether or not a home warranty is worth it ultimately depends on your personal preference. Similar to any other kind of insurance policy or warranty, its purpose is to offer you some peace of mind, so you will have to decide how much that is worth to you.

Final Thoughts

Hopefully, you now feel like you can select the best home warranty for your Spokane Valley home. When it comes to home warranty company choices in Spokane Valley, the best overall is American Home Shield. It offers great coverage at an affordable cost. However, other companies reviewed above are also great choices for Spokane Valley residents.

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Best Customizable Plans

• The oldest and most trusted company in the industry
• Allows customers to build their own plans
• Ability to choose the service fee you want to pay

4.75

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Quickest Service

• Policy starts in ten days
• 24/7 customer service support
• Generous coverage caps on important systems and appliances

4.7

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Best Appliance Coverage

• Established company with a BBB accreditation
• Doesn’t have a coverage cap on heating, cooling, or ductwork
• 24/7 service calls available

4.5

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