4 Best Home Warranty Companies
in Seattle, WA

Choosing a home warranty company in Seattle

After reviewing the basics of home warranties in Seattle, the next step is to determine which company you want to get a free quote from. Plans can vary, so consider the following factors when choosing a home warranty policy:

• Read the contract carefully--Be certain you know what's covered under the warranty, and the coverage limits so that there aren't any surprises when requesting service.
• Reputation--Does the company show a history of good customer service? Do they have high ratings and reviews?
• Service call fee--If you need to request a repair, how much will it cost for a service technician to come to your home?
• Pricing--Many home warranty providers offer various plan options that can be broken down into monthly or annual payments. Some are as low as $25 a month, whereas other plans can cost $50-$75 a month.

Quick reference for home warranty companies in Seattle

Additional home warranty information

What is a home warranty?

A home warranty is a protection plan that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make budgeting and managing your finances less stressful. Home warranty plans usually have a thirty-day waiting period from the time you purchase to the time you can start using it.

When one of your systems or appliances experiences a problem, you file a claim with your home warranty provider. You can do so online or by telephone, and then a technician will come and fix the problem. After that, you will pay the service fee. Service fees for home warranties range in price from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum cost per year or appliance that the home warranty company will cover for repairs and replacements.

What does a home warranty cover?

A home warranty will cover your home's systems and appliances from normal wear . Typical appliances covered under a home warranty include a dishwasher, washer, refrigerator, garbage disposal, microwave, dryer, and more. The systems that are most commonly covered will be plumbing systems, heating systems, electrical systems, air conditioners, and hot water heaters. The add-on coverage options can include roof leak, pool, spa, septic system, and sometimes even things like locksmith or pest control.

A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and follow preventative maintenance guidelines, the home warranty will not cover it. Things like misuse, pre-existing conditions, cosmetic damages, and lack of maintenance are not included in a home warranty policy.

Is a home warranty worth it in Seattle?

Benefits of a home warranty

Seattle's frigid winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the needed repairs, preventing you from spending unexpected money out of pocket.

Not only can a Seattle home warranty save you some money on repairs and replacements, it saves you time too. Instead of needing to vet technicians yourself, home warranty companies do the work for you and send a contractor from their network right to your door when you need them.

Downsides of a home warranty

One drawback of buying a home warranty is that there are usually exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read over the contracts you're considering carefully to get a sense of what is included and what isn't. Another potential pain point of home warranties is that they don't cover systems or appliances that haven't been properly maintained. This can lead to your repair requests being denied, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.

Whether or not a home warranty is worth it depends on your personal situation. Like any other sort of insurance policy or warranty, it's there to give you a sense of protection, so you will have to decide how much that is worth to you.

Final Thoughts

A home warranty can save you a decent amount of money on home maintenance and offer you peace of mind as a homeowner in Seattle. American Home Shield is the best overall home warranty company in Seattle. American Home Shield offers home warranties with great coverage at an affordable price.

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Best Customizable Plans

• The oldest and most trusted company in the industry
• Allows customers to build their own plans
• Ability to choose the service fee you want to pay

4.75

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Quickest Service

• Policy starts in ten days
• 24/7 customer service support
• Generous coverage caps on important systems and appliances

4.7

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Best Appliance Coverage

• Established company with a BBB accreditation
• Doesn’t have a coverage cap on heating, cooling, or ductwork
• 24/7 service calls available

4.5

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