A Seattle home warranty policy can help protect home buyers and current homeowners by covering major repairs and replacements on your home's appliances and systems.
Seattle is a place that has so much culture, great weather, and some beautiful homes. Homeownership in Seattle has many perks associated with it, but some downsides come hand in hand with it too. For one, making sure that your home's systems and appliances get the repairs they need can make Seattle homeownership quite costly.
Finding the best home protection plan for your Seattle home can be challenging, so our team at House Method did the research for you to help you find the best home warranty in Seattle. Read on for our home warranty recommendations and learn which plan works best for your home.
After reviewing the basics of home warranties in Seattle, the next step is to determine which company you want to get a free quote from. Plans can vary, so consider the following factors when choosing a home warranty policy:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make budgeting and managing your finances less stressful. Home warranty plans usually have a thirty-day waiting period from the time you purchase to the time you can start using it.
When one of your systems or appliances experiences a problem, you file a claim with your home warranty provider. You can do so online or by telephone, and then a technician will come and fix the problem. After that, you will pay the service fee. Service fees for home warranties range in price from $60 to $150. Most home warranty plans also have a coverage limit, which is the maximum cost per year or appliance that the home warranty company will cover for repairs and replacements.
A home warranty will cover your home's systems and appliances from normal wear . Typical appliances covered under a home warranty include a dishwasher, washer, refrigerator, garbage disposal, microwave, dryer, and more. The systems that are most commonly covered will be plumbing systems, heating systems, electrical systems, air conditioners, and hot water heaters. The add-on coverage options can include roof leak, pool, spa, septic system, and sometimes even things like locksmith or pest control.
A home warranty will only help you with repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and follow preventative maintenance guidelines, the home warranty will not cover it. Things like misuse, pre-existing conditions, cosmetic damages, and lack of maintenance are not included in a home warranty policy.
Seattle's frigid winters can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner stops working in the middle of July, a home warranty can cover the needed repairs, preventing you from spending unexpected money out of pocket.
Not only can a Seattle home warranty save you some money on repairs and replacements, it saves you time too. Instead of needing to vet technicians yourself, home warranty companies do the work for you and send a contractor from their network right to your door when you need them.
One drawback of buying a home warranty is that there are usually exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be included in the home warranty, so it's important to read over the contracts you're considering carefully to get a sense of what is included and what isn't. Another potential pain point of home warranties is that they don't cover systems or appliances that haven't been properly maintained. This can lead to your repair requests being denied, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Whether or not a home warranty is worth it depends on your personal situation. Like any other sort of insurance policy or warranty, it's there to give you a sense of protection, so you will have to decide how much that is worth to you.
A home warranty can save you a decent amount of money on home maintenance and offer you peace of mind as a homeowner in Seattle. American Home Shield is the best overall home warranty company in Seattle. American Home Shield offers home warranties with great coverage at an affordable price.
The top home warranty provider in Seattle is American Home Shield. American Home Shield an expansive network of professional technicians and a tremendous reputation in the Seattle area.
A home warranty plan covers the normal wear of systems and appliances in a home. A homeowners insurance plan protects a home in a situation like a natural disaster or fire. With homeowners insurance, you won't be able to file a claim should you need a new refrigerator or oven, unless the damage is due to a natural disaster.
Typically coverage for a home warranty plan begins 30 days after payment. However, a few companies may allow you to file a claim before this, so check with customer service to find the exact waiting period for your situation.
A service fee is an expense that a homeowner must pay before a repair person or contractor comes to your home to repair your home warranty-related issue. Prices typically range between $60 and $150. Service fees are sometimes referred to as deductibles, and they should be the only out-of-pocket cost that homeowners have with a home warranty except for the policy's premium.