A home warranty is a way to protect your savings from unexpected large expenses. With a home warranty in place, your repair costs can be considerably lower and allow you to live in your home with more peace of mind.
Homeownership in Federal Way can be a gratifying step in many people's lives, but it also comes with its fair share of difficulties. Updating your home's systems and appliances can be an unanticipated financial burden for many homeowners.
Although a home warranty can help with your homeowner headaches, one pain point is narrowing down the best choice for your Federal Way home. That's why we've done the research and have compiled a list of the top home warranty plans in Federal Way.
After researching the basics of home warranties in Federal Way, your next step is to decide which company you want to get a free quote from. When figuring out which home warranty provider is the right one for you, here are some important factors to bear in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a coverage plan that helps homeowners get a handle on the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make it easier to budget and manage your finances. Home warranty plans usually have a thirty-day waiting period from the time you pay to the time you can file your first claim.
For Federal Way homeowners, when an issue happens with a covered appliance or system, it is very simple to file a claim. Most home warranty companies have an online portal where you can submit a claim. The claim is then processed, and a homeowner will pay the predetermined service fee to schedule the repair for their home. This repair will usually occur within 24 to 72 hours and there shouldn't be any out-of-pocket expenses. Most service fees range between $60 and $150.
Home warranties help protect your home systems and appliances. A home warranty can cover repair and replacement-related costs that are a result of normal wear . The appliances commonly covered under a home warranty plan are the refrigerator, washing machine, microwave, dishwasher, oven, dryer, and more. System coverage typically includes water heaters, electrical systems, plumbing, air conditioning, heating systems, and more. Add-on coverage will vary from one plan to the next, but you can expect to see add-ons like sump pumps, central vacuums, pools, spas, roof leaks, and electronics.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, the home warranty will not cover it. Things like misuse, pre-existing conditions, lack of maintenance, and cosmetic damages are not included in a home warranty policy.
Home warranties are an affordable way to protect your home systems and appliances from normal wear and tear. With temperatures in Federal Way reaching upward of 54 degrees in the summer, you may find that certain appliances, like your air conditioner, get a lot of use. A home warranty can significantly decrease your out-of-pocket expenses should your HVAC system break down.
Plus, having a home warranty can save you some time by removing the need to research service technicians--most companies will send a trusted professional right to your door to carry out the repair or replacement.
One drawback of buying a home warranty is that there are often exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may not be covered under the home warranty, so it's important to read over the contracts you're considering thoroughly to get a sense of what is included and what isn't. Additionally, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
A home warranty can help with some of a homeowner's maintenance worries, but ultimately, it's up to you to decide if investing in one is a good choice for you and your family. Be sure to do your research and read through any home warranty policy that you're seriously considering getting to understand what repairs will and will not be covered under your contract.
Hopefully, you now feel like you can choose the proper home warranty for your Federal Way home. All of these top home warranty providers have impressive experience in the industry and coverage plans. Among them, American Home Shield stands out as the best overall choice. It offers comprehensive coverage of all the essential home appliances and systems at an affordable cost with several optional add-ons.
The top home warranty provider in Federal Way is American Home Shield. American Home Shield a large network of professional service technicians and a tremendous reputation in the Federal Way area.
Home warranty plans cover issues related to systems and appliances that need to be repaired or replaced due to normal wear and tear. The homeowner's insurance policy is a larger plan that protects the entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system breakage.
First-time home buyers, real estate agents, home sellers, homeowners, and landlords are all eligible for home warranty plans. A home warranty can help make your home more appealing to prospective buyers and save homeowners money in the long run.
A home warranty in Federal Way can cost anywhere from $40 to $80 a month. The higher-priced plans typically have more coverage, a lower service fee, and higher coverage limits.