4 Best Home Warranty Companies
in Bellevue, WA

Choosing a home warranty company in Bellevue

The first step in protecting your home with a home warranty is determining which company's plan is right for you. Consider the appliances and systems in your home you'd like coverage for and compare the policies. Options can vary, so take into consideration the following factors when choosing a home warranty policy:

• Reputation--Does the provider show a history of outstanding customer service? Do they have positive ratings and reviews?
• Read the contract--Before opting for a home warranty, read the fine print and learn if there are any coverage limits. If so, note that you'll have to pay out-of-pocket costs to cover repairs or replacements after that limit is reached.
• Pricing--The cost of a home warranty policy will vary depending on how much coverage you want and if you included any add-on coverage. If you don't need as much coverage, you can save some money by choosing a cheaper plan that covers less items.
• Service call fee--If you need to request a repair, how much will it cost for a service technician to come to your home?

Quick reference for home warranty companies in Bellevue

Additional home warranty information

What is a home warranty?

A home warranty is a home protection plan that can bring down the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Bellevue home comfortable and convenient. When they need repairs, it can be costly and a headache. Fortunately, with a home warranty plan, an affordable repair is just a phone call away.

When you notice an issue with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will reach out to you about a contractor coming over to take a look at the problem. At this point, you will pay the service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum cost per appliance that the home warranty plan will cover for repairs and replacements.

What does a home warranty cover?

A home warranty in Bellevue usually covers the main systems and appliances in the house. Typical appliances covered under a home warranty include a dryer, garbage disposal, microwave, dishwasher, refrigerator, washer, and more. The systems that are most commonly covered will be electrical systems, plumbing systems, air conditioners, heating systems, and hot water heaters. Add-on coverage will vary from one plan to another, but you can expect to see things like electronics, pools, roof leaks, spas, sump pumps, and central vacuums.

A home warranty will only protect against normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are excluded from the home warranty policy.

Is a home warranty worth it in Bellevue?

Benefits of a home warranty

Bellevue is known for its frigid winters, and if you live in Bellevue, you know that those winters can be rough. During the winter months, your heating system can be overloaded in its effort to combat the cold. In the event that your heater did give out, a home warranty can cover the repairs and prevent you from spending out-of-pocket expenses.

Not only does a home warranty offer some savings, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a repair person and schedule a repair. A home warranty takes care of this process by sending trusted professionals to your door when you need them most.

Downsides of a home warranty

As for the drawbacks of home warranties, coverage varies by provider so it's important to understand what each plan covers and excludes in the contract. Another potential pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your claims being denied, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.

Although home warranties do have some exclusions to keep in mind, no matter the season, a home warranty can help reduce the inevitable cost of home appliances and system repairs, giving you a little peace of mind.

Final Thoughts

Hopefully, this review of Bellevue's top home warranty providers has helped you narrow down your choices and ultimately find the best plan for you. The best provider in Bellevue is American Home Shield. With its comprehensive plans, fair pricing, and a good history in the industry, American Home Shield has a lot to offer.

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Best Customizable Plans

• The oldest and most trusted company in the industry
• Allows customers to build their own plans
• Ability to choose the service fee you want to pay

4.75

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Quickest Service

• Policy starts in ten days
• 24/7 customer service support
• Generous coverage caps on important systems and appliances

4.7

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Best Appliance Coverage

• Established company with a BBB accreditation
• Doesn’t have a coverage cap on heating, cooling, or ductwork
• 24/7 service calls available

4.5

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