A home warranty is a way to protect your bank account from unexpected large expenses. With a home warranty in place, your repair costs can be considerably lower and give you some peace of mind.
There are many great things abouts owning a home in Bellevue. However, major home systems and appliances, like your HVAC and kitchen appliances, can stop working due to normal wear and tear, leaving you with pricey repairs.
Choosing the best home warranties on the market can be difficult because of the numerous options out there. If you are overwhelmed by trying to compare the different options, keep reading for our guide on the best home warranty providers in Bellevue.
The first step in protecting your home with a home warranty is determining which company's plan is right for you. Consider the appliances and systems in your home you'd like coverage for and compare the policies. Options can vary, so take into consideration the following factors when choosing a home warranty policy:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Bellevue
A home warranty is a home protection plan that can bring down the cost of on appliance and system repairs and replacements. Our appliances and home systems are what make living in a Bellevue home comfortable and convenient. When they need repairs, it can be costly and a headache. Fortunately, with a home warranty plan, an affordable repair is just a phone call away.
When you notice an issue with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will reach out to you about a contractor coming over to take a look at the problem. At this point, you will pay the service fee. Service fees for home warranty customers range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum cost per appliance that the home warranty plan will cover for repairs and replacements.
A home warranty in Bellevue usually covers the main systems and appliances in the house. Typical appliances covered under a home warranty include a dryer, garbage disposal, microwave, dishwasher, refrigerator, washer, and more. The systems that are most commonly covered will be electrical systems, plumbing systems, air conditioners, heating systems, and hot water heaters. Add-on coverage will vary from one plan to another, but you can expect to see things like electronics, pools, roof leaks, spas, sump pumps, and central vacuums.
A home warranty will only protect against normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, misuse, cosmetic damages, and pre-existing conditions are excluded from the home warranty policy.
Bellevue is known for its frigid winters, and if you live in Bellevue, you know that those winters can be rough. During the winter months, your heating system can be overloaded in its effort to combat the cold. In the event that your heater did give out, a home warranty can cover the repairs and prevent you from spending out-of-pocket expenses.
Not only does a home warranty offer some savings, but it also saves you time. If an appliance breaks down, the last thing you want to do is find a repair person and schedule a repair. A home warranty takes care of this process by sending trusted professionals to your door when you need them most.
As for the drawbacks of home warranties, coverage varies by provider so it's important to understand what each plan covers and excludes in the contract. Another potential pain point of home warranties is that they don't cover systems or appliances that have been improperly maintained. This can lead to your claims being denied, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Although home warranties do have some exclusions to keep in mind, no matter the season, a home warranty can help reduce the inevitable cost of home appliances and system repairs, giving you a little peace of mind.
Hopefully, this review of Bellevue's top home warranty providers has helped you narrow down your choices and ultimately find the best plan for you. The best provider in Bellevue is American Home Shield. With its comprehensive plans, fair pricing, and a good history in the industry, American Home Shield has a lot to offer.
The best overall home warranty in Bellevue is American Home Shield but the perfect company for you will depend on factors such as what appliances and systems you need coverage for.
A home warranty protects against the normal wear of home systems and appliances. Homeowners insurance protects your entire home in case of something like a natural disaster or fire. With a homeowners insurance plan, you won't be able to file a claim should you need a new refrigerator or dishwasher, unless the damage is due to a natural disaster.
The systems and appliances in a home are covered under a home warranty policy in Bellevue. Everything from an oven to a swimming pool can be covered under a home warranty.
The service fee is the price homeowner pay every time there is a problem with a system or appliance. The service fees are usually between $60 and $150.