When one of your systems or appliances breaks down, a home warranty will step in and help you cover the costs. Having a home warranty in place can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
With a relatively mild climate, Woodlawn is a great place to own a home. However, homeownership doesn't always come easy, like repairing your home's systems and appliances.
Since the home warranty market is filled with a lot of providers — all with different offerings — the House Method team did the research for you to help you find the right home warranty in Woodlawn.
When you're ready to purchase a home warranty, the first step is thinking about what appliances and systems you need coverage for. From there, you can compare your options and contact different home warranty providers to get a free quote. Before making your final decision, here are a few additional factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Woodlawn
A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and prevent you from paying big out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty plan.
Filing a claim with your home warranty company is quite straightforward. There will be either an online portal system or a direct phone number to file your claim with your home warranty company. At this point, you will pay the service fee, which is generally between $60 and $150 depending on what plan you opt for. After the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. As long as the repair is covered under the warranty and the coverage cap is not reached, most homeowners will not have to pay any other out-of-pocket costs apart from the service fee.
A home warranty offers coverage on your home's major appliances and systems and it can help bring down the cost of maintenance on your home. The appliances commonly covered under a home warranty plan are the dishwasher, washing machine, oven, dryer, microwave, refrigerator, and more. System coverage typically includes plumbing, water heaters, heating systems, electrical systems, air conditioning, and more. Add-on coverage will vary from plan to plan, but you can expect to see things like central vacuums, sump pumps, spas, electronics, roof leaks, and pools.
A home warranty will only protect against normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, cosmetic damages, misuse, and pre-existing conditions are excluded from the home warranty policy.
Woodlawn is known for its mild winters and hot summers, and if you live in Woodlawn, you know that the weather can be unpredictable. During the summer months, your air conditioner can be strained in its effort to combat the heat. In the event that your air conditioner did stop working, a home warranty can cover the repairs and help lower your out-of-pocket expenses.
Another added benefit of having home warranty coverage is that it can increase your home's real estate value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the company you purchased your home warranty through.
Home warranties also have some downsides. While it can be convenient that the home warranty sends out a service technician who carries out the repair for you, some may not like this, and they would rather choose their own contractor. If that's the case for you, some home warranty companies allow you to choose a contractor. Another potential pain point of home warranties is that they don't cover items that haven't been properly maintained. This can lead to your claims being denied, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Although home warranties do have some things to bear in mind, no matter the season, a home warranty can help lower the inevitable hassle of home appliances and system repairs, giving you a little peace of mind.
A home warranty can save you a lot of money on home maintenance and give you peace of mind as a homeowner. The best provider in Woodlawn is Choice Home Warranty. Its comprehensive coverage, affordable pricing, and easy to understand policies make it a great home warranty for Woodlawn homeowners.
Our pick for the best overall home warranty in Woodlawn is Choice Home Warranty but the best company for you will vary based on factors like what appliances and systems you need to have covered.
A home warranty is a kind of service contract that gives homeowners extra coverage for their household systems and appliances. These include dryers, refrigerators, washing machines, dishwashers, garbage disposals, plumbing, water heaters, heating and cooling systems, sump pumps, and electrical systems, among others. Some plans also offer coverage for garage door openers, ceiling fans, roofs, and pools. A home warranty can help you save money if these appliances and systems fail unexpectedly.
Usually coverage for a home warranty begins 30 days after payment. However, a few companies may let you file a claim before this, so verify with customer service to find the exact waiting period for your case.
A home warranty policy will cover repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and often don't cover pre-existing conditions.
Home warranties will cover the cost of repairs and replacements if it is within the policy limits of the plan. If the replacement costs more than the home warranty covers, you will have to pay for the rest out of pocket.
Many homeowners think a home warranty is a good investment since it can help protect against unexpected expenses. If you're worried about your budget and your ability to keep your home in good working order, getting a home warranty can help. One of the big advantages of a home warranty is that it can provide you some financial peace of mind.