A home warranty can bring you the peace of mind you need about your home and shield your savings account from large expenses by covering your home's major systems and appliances.
Being a homeowner in Virginia Beach is an excellent option for those who love bustling cities. However, as great as Virginia Beach is, homeownership always comes with its fair share of headaches, such as trying to finance your home repairs yourself.
Finding the best home protection plan for your Virginia Beach home can be challenging, so our team at House Method did the research for you to help you find the best home warranty in Virginia Beach. Keep reading for our home warranty recommendations and learn which plan works best for your home.
Selecting the best company for your home warranty is the first step toward protecting your home. Plans can vary, so consider the following factors when choosing a home warranty policy:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan for home systems and appliances. When your washer or dryer stops working and the repair will cost several hundred dollars, a home warranty will make sure that your only cost is a predetermined service fee. Home warranty coverage typically starts without an inspection and generally goes into place about thirty days after purchasing the policy.
For Virginia Beach homeowners, when a problem comes up with a covered appliance or system, it is very straightforward to file a claim. Most home warranty providers have an online portal system where you can file a claim. Once you file the claim, it will be assigned to a local service technician that will come to your home and take a look at the issue. At this point, you pay your service fee. Service fees typically range in price from around $60 to $150 and this is the only out-of-pocket fee you will have to pay unless the repair cost is higher than your home warranty's coverage cap.
A home warranty offers coverage on your home's major appliances and systems and it can help bring down how much you spend on maintaining your home. The appliances that are usually covered under a home warranty include refrigerator, microwave, garbage disposal, clothes dryer, dishwasher, clothes washer, and more. The systems usually included are plumbing systems, electrical systems, hot water heaters, ductwork, and air conditioners. Many plans also offer add-on coverage options like central vacuum, septic systems, locksmith, and even roof leaks.
An important thing to note is that home warranties only protect against normal wear and tear on your home systems and appliances. Things like lack of maintenance, pre-existing conditions, cosmetic damages, and misuse are excluded from the home warranty policy.
Temperatures in Virginia Beach can vary greatly throughout the year, which means your air conditioner and heating systems are likely to get a lot of use. As a homeowner in Virginia Beach, one benefit of having a home warranty is knowing that these home systems and major appliances can be covered if they have to be repaired or replaced.
Another added benefit of having a home warranty plan is that it can increase your home's real estate value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the company you purchased your home warranty through.
As for the drawbacks of home warranties, home system and appliance coverage varies by company so it's important to understand what each plan covers and doesn't include in the contract. Additionally, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything other than normal wear and tear — the home warranty may not cover it.
Whether or not a home warranty is worth it depends on your personal preference. Similar to any other sort of insurance policy or warranty, its purpose is to offer you a sense of protection, so you will have to be the judge of how much that is worth to you.
A home warranty in Virginia Beach can save you a lot of money and offer you peace of mind when it comes to costly home repairs and replacements. Choice Home Warranty is the best overall home warranty company in Virginia Beach. Its comprehensive coverage, fair pricing, and ease of use make it a great home warranty for Virginia Beach homeowners.
Our pick for the best overall home warranty company in Virginia Beach is Choice Home Warranty but the best company for you will vary based on factors such as what appliances and systems you need to have covered.
A home warranty is a contract that covers the repairs and replacements of your major home systems and appliances.
A home warranty policy can help homebuyers, home sellers, investors, homeowners, and real estate agents. It can offer peace of mind and savings to anyone that is involved with homeownership.
Home warranties will cover the cost of repairs and replacements if it is within the policy limits of the plan. If the replacement will cost more than the home warranty covers, you will have to pay for the rest out of pocket.
A home warranty in Virginia Beach can cost anywhere from $40 to $80 a month. The higher-priced plans usually have a lower service fee, more coverage, and higher coverage limits.