A Sterling home warranty plan can help protect homeowners by covering major repairs and replacements on your home's appliances and systems.
Homeownership in Sterling has lots of perks, but it also does not come without its challenges. Your home's appliances and systems will inevitably need repair and this could mean a burdensome expense hitting your bank account suddenly.
Even though a home warranty can help with your expenses as a homeowner, one issue is narrowing down the right choice for your Sterling home. That's why we've done the research and have compiled a guide of the best home warranty options in Sterling.
The first step in protecting your property with a home warranty is determining which company's plan fits your needs. Think about the items in your home you need coverage for and compare the policies. Plans can vary, so consider the following factors when picking a home warranty policy:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that brings down the cost of repairs when one of your home systems or appliances experiences an issue. A home warranty can help homeowners who need to stick to their budget and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after a home warranty plan is paid for, the coverage will start on your home systems and appliances.
When one of your systems or appliances has an issue, you file a claim with your home warranty provider. You can do so in an online portal or by calling them, and then a repair technician will come and fix the problem. At this point, you will pay the service fee, which is usually between $60 and $150 depending on what plan you have. After the service fee is paid, a service technician will come to your home, assess the issue, and repair it. As long as the repair is covered by the warranty and it's within the coverage cap, most homeowners will not have to pay any other out-of-pocket costs .
A home warranty offers coverage on your home's major appliances and systems and it can help lower the cost of maintaining your home. The appliances a home warranty typically covers include a stove, microwave, clothes dryer, clothes washer, refrigerator, dishwasher, cooktop, and more. The systems included are the water heater, electrical, plumbing, heating system, air conditioner, and more. Add-on coverage options can vary from one plan to another but often include things like a septic system, sprinkler system, second refrigerator, plumbing stoppages, and central vacuum.
A Sterling home warranty will only protect against normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, pre-existing conditions, intentional breakages, and natural disasters are not covered with a Sterling home warranty.
Sterling is known for its mild winters and hot summers, and if you live in Sterling, you know that the weather can be unpredictable. During the summer months, your air conditioner can be overloaded in its effort to combat the heat. If your air conditioner did break down, a home warranty can cover repairs and prevent you from spending out-of-pocket expenses.
Plus, though home warranty companies vary, some providers will allow you to transfer your warranty in the event that you sell your home. This can make your house more attractive to potential home buyers and help your home sell faster.
Home warranties also have some downsides. Though it can save you time when the home warranty sends out a repair technician who takes care of the repair for you, some may not like this, and they may want to select their own contractor. If that's important to you, some home warranty plans allow you to select a contractor. Another drawback is that home warranties may not include some repairs, like those due to natural disasters. For example, if a tree falls onto your house and damages the roof, the systems and appliances that were impacted probably won't be covered by the home warranty.
Although home warranties do have some things to bear in mind, whether during winter, summer, or the months in between, a home warranty can help reduce the inevitable hassle of dealing with home appliances and system repairs, giving you a little peace of mind.
A home warranty can save you several thousands of dollars on home repairs and give you peace of mind as a homeowner. When it comes to home warranty companies in Sterling, the best overall is Choice Home Warranty. With its comprehensive coverage, affordable cost, and a good history in the industry, Choice Home Warranty has a lot to offer.
The top home warranty provider in Sterling is Choice Home Warranty. Choice Home Warranty has an expansive network of professional repair technicians and a respected reputation in the Sterling area.
A home warranty is a service contract that covers repairing and replacing major home system components and appliances.
A home warranty helps protect against the normal wear and tear of systems and appliances in a home. A homeowners insurance plan protects your entire home in case of something such as a natural disaster or fire. Under homeowners insurance, you won't be able to file a claim if you need a new washing machine or dishwasher, unless the damage is due to a natural disaster.
Typically coverage for a home warranty policy begins 30 days on the day the sale closes. However, a few providers may allow you to file a claim before this, so check with customer service to find the exact waiting period for your case.
A home warranty in Sterling can cost anywhere from $40 to $80 a month. Higher-priced plans tend to have more coverage, a lower service fee, and higher coverage limits.
Homeownership can be costly. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty in place, you will not have any large hits to your savings account for home maintenance.