When one of your systems or appliances malfunctions, a home warranty will help you cover the costs. Getting a home warranty can give homeowners the peace of mind they need to feel less overwhelmed by homeownership.
Homeownership in Reston has quite a few perks, but it also does not come without its challenges. Your home's appliances and systems will eventually need repair and this could mean a burdensome expense hitting your bank account suddenly.
Finding the best home warranty plan for your Reston home can be time-consuming, so our team at House Method did the research for you to help you find the best home warranty in Reston. Read on for our home warranty recommendations and learn which plan works best for your home.
When you're ready to sign up for a home warranty policy, the first step is figuring out what items you need coverage for. From there, you can compare your options and call different home warranty providers to get a free quote. Before deciding which home warranty to purchase, here are a few additional factors to consider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they break down over time due to normal wear and tear. Having a home warranty in place can give you some peace of mind and protect your savings account from exorbitant out-of-pocket costs. Most home warranty plans start about 30 days after purchasing the home warranty.
Filing a claim with your home warranty company is quite easy. There will be either an online portal system or a direct phone number to file your claim with your home warranty company. At this point, you will pay the service fee. Service fees for home warranties range from $60 to $150. Most home warranties also have a coverage limit, which is the maximum cost per appliance that the home warranty company will cover for repairs and replacements.
A home warranty will cover your home's systems and appliances from normal wear and tear. Typical appliances covered under a home warranty include a microwave, dryer, refrigerator, washer, garbage disposal, dishwasher, and more. The systems that are most commonly covered will be hot water heaters, heating systems, air conditioners, plumbing systems, and electrical systems. The add-on coverages can include roof leak, pool, septic system, spa, and sometimes even things like locksmith or pest control.
A Reston home warranty will only protect against normal wear and tear. If your appliances have cosmetic issues or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, natural disasters, and pre-existing conditions are not covered with a Reston home warranty.
Since temperatures in Reston can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Buying a home warranty plan can help homeowners save money if one of these systems or appliances breaks suddenly.
Another benefit of having a home warranty if you want to sell your home is that you can probably transfer your home warranty to the new owners. This can make your home more attractive to potential home buyers and help your home sell faster.
Home warranties also have some downsides. Though it can give you less to worry about since the home warranty sends out a contractor who takes care of the repair for you, some homeowners may not like this, and they would rather choose their own contractor. If that's the case for you, some home warranty providers allow you to choose a contractor. Another drawback is that home warranties may not include some repairs, like those that are needed because of natural disasters. For example, if your house floods, the systems and appliances that were affected most likely won't be covered by the home warranty.
Whether or not a home warranty is worth it comes down to your personal situation. Similar to any other kind of insurance policy or warranty, its purpose is to offer you a sense of protection, so you will have to decide how much that is worth to you.
A home warranty in Reston can save you a lot of money and offer you peace of mind when it comes to pricey home repairs and replacements. Choice Home Warranty stands out as the best overall home warranty. With its comprehensive plans, fair pricing, and a good reputation in the industry, Choice Home Warranty has a lot to offer.
The best overall home warranty in Reston is Choice Home Warranty but the perfect company for you will vary based on factors such as what appliances and systems you need coverage for.
A home warranty is a kind of service contract designed to give homeowners extra coverage for their household systems and appliances. These include dryers, garbage disposals, washing machines, refrigerators, dishwashers, plumbing, sump pumps, electrical systems, heating and cooling systems, and water heaters, among others. Some companies also provide coverage for pools, ceiling fans, garage door openers, and roofs. A home warranty can help you save money if these items break down unexpectedly.
A home warranty plan can help investors, home sellers, homebuyers, homeowners, and real estate agents. It can offer peace of mind and savings to anyone that is involved with homeownership.
The service fee is the price homeowner pay every time there's a problem with a system or appliance. The service fees are commonly priced between $60 and $150.