A home warranty is a way to protect your savings account from unexpected large expenses. With a home warranty in place, your repair costs can be remarkably lower and give you some peace of mind.
With hot summers and cool winters, maintaining your home appliances and systems, specifically HVAC, are extremely important for homeowners in the Potomac Mills area of Virginia.
Since the home warranty market is filled with a lot of providers — all with different offerings — the House Method team did the research for you to help you find the best home warranty in Potomac Mills.
The first step in protecting your house with a home warranty is determining which company's plan is right for you. Consider the appliances and systems in your home you'd like coverage for and compare the plans. Before deciding which home warranty to purchase, here are a few additional factors to bear in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that makes it more affordable when one of your home systems or appliances experiences a problem. A home warranty can help homeowners who need to keep a budget in place and don't want to dip into their savings to pay for large repair or replacement expenses. Typically about 30 days after purchasing a home warranty, the coverage will start on your home systems and appliances.
When a covered appliance or system needs to be repaired or replaced, you file a claim with your home warranty service provider. Most companies have an online portal system to help you do this. After you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. After that, you will pay the service fee. Service fees for home warranties range in price from $60 to $150. Most home warranty plans also have a coverage cap, which is the maximum amount per year that the home warranty company will cover for repairs and replacements.
A home warranty will cover home systems and appliances from normal wear . Typical appliances covered by a home warranty include a washer, garbage disposal, microwave, dishwasher, dryer, refrigerator, and more. The systems that are most commonly covered will be electrical systems, plumbing systems, air conditioners, hot water heaters, and heating systems. Add-on coverage will vary from one plan to another, but you can expect to see things like central vacuums, sump pumps, electronics, spas, roof leaks, and pools.
An important thing to note is that home warranties only cover normal wear and tear on your home systems and appliances. Things like lack of maintenance, cosmetic damages, pre-existing conditions, and misuse are not included in the home warranty policy.
Potomac Mills' mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty can cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the repairs, preventing you from spending unexpected money out of pocket.
A home warranty also can also save you time and energy. Instead of spending hours researching and selecting a contractor to fix your appliance or system, home warranty providers do the hard work for you and just send a trusted professional to your door whenever you need them.
One downside of getting a home warranty is that there are generally exclusions. For instance, if one of your appliances already has a manufacturer's warranty, it may not be covered under the home warranty, so it's important to read over any contracts you're considering thoroughly to get a sense of what is included and what isn't. Another consideration is that home warranties typically only cover repairs needed due to normal wear and tear. They commonly won't cover systems or appliances that have need repairs or replacements due to animal infestations, natural disasters, improper maintenance, etc.
Although home warranties do have some downsides, whether during winter, summer, or the months in between, a home warranty can help cut back on the inevitable expense of dealing with home appliances and system repairs, giving you a little peace of mind.
We hope you now feel confident that you can choose a home warranty provider in Potomac Mills after reading our reviews. Choice Home Warranty stands out as the best overall choice. With its comprehensive plans, affordable pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
Our pick for the best overall home warranty in Potomac Mills is Choice Home Warranty but the best company for you will depend on factors like what appliances and systems you need to have covered.
Home buyers, landlords, home sellers, homeowners, and real estate agents are all eligible for home warranty plans. A home warranty can help make your home more appealing to prospective buyers and save homeowners money in the long run.
Usually coverage for a home warranty plan begins 30 days after payment. However, a few providers may let you make a service request before this, so check with customer service to find the exact waiting period for your situation.
A home warranty policy will cover repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional breaking of an appliance or pre-existing conditions.
Most home warranty plans will cover replacement costs in addition to repair costs. How much the coverage cap is varies from one plan to the next. Your home warranty will give you some money towards a replacement but the entire replacement may not be paid for.