When one of your systems or appliances stops working, a home warranty will help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less stressed by homeownership.
As much as you may love homeownership in Oakton, there is always that concern about whether or not your systems and appliances are going to need repairs over the next few years.
Finding the best home warranty on the market can be quite overwhelming since there are dozens of companies to choose from. That's why our team at House Method did the research and put together a list of the best home warranty companies in Oakton for you.
Deciding on the right home warranty in Oakton for you and your family comes down to the coverage you're looking for, the home warranty provider you opt for, and where you live, among other factors. When deciding which home warranty provider is the right one for you, here are some important factors to take into account:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Oakton, Choice Home Warranty offers the best overall home warranty. Choice is a home warranty provider with 14 years of experience in the industry, and it has become one of the best providers in the business. The 2 plans from Choice are easy to comprehend and have a mix of both system and appliance coverage. If you're looking for very high coverage caps and simple-to-understand service contracts, this is the plan for you. Plus, it has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
Choice Home Warranty has 2 plans that offer a mix of system and appliance coverage. The coverage caps associated with Choice's plans are close to the $3,000 mark for most of the major systems and appliances, and service fees are an affordable $85.
To receive a free quote from Choice Home Warranty, you can fill out this online form or call 929-400-6164. To read more, visit our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty offers the most cost-effective home warranty in Oakton. With a home warranty from Select, you can enjoy a highly affordable service fee and free roof coverage upon purchase of a policy plan. Not to mention, it has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The 3 plans that Select offers include options for appliance and system coverage.
Select Home Warranty has 3 plans that provide a mix of system and appliance coverage. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so be sure to check with the provider. Service fees are a reasonable $60.
To receive a free quote from Select Home Warranty, fill out this online form or give them a call at 888-370-3953. For more information, read our Select Home Warranty Review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
In Oakton, American Home Shield offers the most customizable home warranty. With a home warranty from AHS, you can enjoy the ability to customize your plan with the coverages that work specifically for your home. Not to mention, it has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 plans for homeowners to choose from.
The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS's service fees are customizable and range from $75 to $125, and the coverage caps come out to around $2,500 for each covered system or appliance.
For a more detailed breakdown, read our review of American Home Shield. To receive a free quote from American Home Shield, fill out this online form or call 888-365-2839.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
In Oakton, The Home Service Club is the best home warranty with the quickest service. HSC offers quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Plus, it also has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. HSC has 2 simple plans, making the selection process quick and easy.
The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan. HSC's service fees are customizable and range from $65 to $90, and the coverage limits come out to around $2,000 per covered system or appliance.
To get a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. For more information on this provider, read our The Home Service Club full review.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Oakton residents. Liberty has been in the home warranty business for over 5 years. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage. Liberty offers a seamless complaint process and guaranteed service professionalism upon every repair visit. Plus, it also has a 60-day workmanship guarantee and some of the best customer service in the industry.
The 3 plans from Liberty Home Guard are Appliance Guard, Systems Guard, and Total Home Guard. The coverage caps associated with Liberty's plans are close to the $3,000 mark for most major systems and appliances, and service fees are an affordable $75.
To read more, visit our review of Liberty Home Guard. To receive a free quote from Liberty Home Guard, you can fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
First American Home Warranty offers the best home warranty for appliance coverage in Oakton. First American has about 38 years of experience in the industry and in that time has built a an expansive network of service professionals in the country. The home warranty provider offers 2 plans to policyholders with various options for appliance and system coverage. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
First American Home Warranty has 2 plans that provide a combination of appliance and system coverage. Service fees from First American are a reasonable $85. The coverage caps are also generally around $1,500.
Read our comprehensive review of First American Home Warranty to learn more. To receive a free quote from First American Home Warranty, fill out this online form or give them a call at 833-204-7164.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
In Oakton, Cinch Home Services is the home warranty with the best workmanship guarantee. The 3 plans that Cinch offers include options for appliance and system coverage. With a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. Not to mention, it has a broad range of coverage options that will give homeowners peace of mind.
The 3 plans from Cinch Home Services are Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The coverage caps from Cinch are around $1,000-$2,000. The service fees are customizable and range from $75 to $150, which is lower than other providers in the Oakton area.
Read our review of Cinch Home Services to learn more. To get a free quote from Cinch Home Services, fill out this online form or call 877-589-0505.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Oakton
A home warranty is a protection plan that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will provide coverage for a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty is one thing that can make budgeting and managing your finances less stressful. Home warranty plans typically have a thirty-day waiting period from the time you purchase to the time they start.
For Oakton homeowners, when an issue comes up with a covered appliance or system, it is very simple to file a claim. Most home warranty providers have an online portal where you can submit a claim. At this point, you will also need to pay your service fee. Once the contractor takes a look at the problem, they will take care of it at no cost to you. The only time a Oakton homeowner may have to pay out-of-pocket costs is if the repair or replacement is more than the item's coverage cap.
A home warranty plan will cover systems and appliances that have broken down due to normal wear and tear. For instance, if your A.C. suddenly needs repairs under normal use conditions, you can call your home warranty company. The appliances that are usually covered under a home warranty plan include clothes washer, clothes dryer, dishwasher, microwave, garbage disposal, refrigerator, and more. The systems usually included are electrical systems, air conditioners, plumbing systems, hot water heaters, and ductwork. Add-on coverage options can vary from one plan to another but often include things like a septic system, plumbing stoppages, second refrigerator, sprinkler system, and central vacuum.
An important thing to note is that home warranties only cover normal wear and tear that occurs on your home systems and appliances. Things such as lack of maintenance, cosmetic damages, pre-existing conditions, and misuse are not included in the home warranty policy.
Home warranties are an inexpensive way to protect your home systems and appliances from normal wear and tear. With temperatures in Oakton reaching upward of 64 degrees in the summer, you may find that some appliances, such as your A.C., get a lot of use. A home warranty can remarkably lower your out-of-pocket expenses should your HVAC system break down.
Plus, having a Oakton home warranty can help make your house more attractive to potential home buyers should you ever decide to sell in the future. Many home warranty companies will allow you to transfer your plan to a new owner and give them the same protection you've been receiving.
There are also some drawbacks to getting a home warranty plan, like the coverage exclusions. For example, home warranties may not cover home systems or appliances that already have a manufacturer's warranty. Another thing to take into consideration is that some providers don't cover pre-existing issues and may require an inspection before coverage begins. Ask the home warranty provider for clarification about this if you aren't sure or if this is an issue for you.
Although home warranties do have some drawbacks, whether during winter, summer, or the months in between, a home warranty can help cut back on the inevitable cost of dealing with home appliances and system repairs, giving you some peace of mind.
A home warranty can save you a lot of money on home repairs and offer you peace of mind as a homeowner in Oakton. Choice Home Warranty stands out as the best overall choice. With its comprehensive plans, fair pricing, and a good history in the industry, Choice Home Warranty has a lot to offer.
Our pick for the best overall home warranty in Oakton is Choice Home Warranty but the best company for you will vary based on factors such as what appliances and systems you need coverage for.
A home warranty is a contract that covers the repairs and replacements of major home system components and appliances.
A home warranty covers the normal wear of systems and appliances in a home. Homeowners insurance protects your home in case of a situation such as a natural disaster or fire. Under homeowners insurance, you will not be able to file a claim if you need a new refrigerator or air conditioner, unless the damage is a result of a natural disaster.
Most home warranties will cover replacement costs in addition to repair costs. How much the home warranty will cover varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but the entire replacement may not be paid for.
A Oakton home warranty can cost between $40 and $80 a month. The higher-priced plans typically have more coverage, a lower service fee, and higher coverage limits.
