A home warranty is a way to protect your savings from unexpected large expenses. With a home warranty in place, your repair costs can be considerably lower and allow you to live in your home with more peace of mind.
There are many benefits of homeownership in Manassas. However, major home systems and appliances, like your HVAC and refrigerator, can malfunction due to normal wear and tear, leaving you with costly repairs.
Since the home warranty market is saturated with a variety of providers — all with different offerings — the House Method team decided to do the research for you to help you find the best home warranty in Manassas.
Finding the best company for your home warranty is the first step toward protecting your home. Before deciding which home warranty to buy, here are a few other factors to bear in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a protection plan that covers the cost of repairing or replacing major home systems and appliances when they break over time due to normal wear and tear. Having a home warranty in place can provide some peace of mind and protect your bank account from large out-of-pocket costs. Most home warranty plans start about 30 days after paying for the home warranty.
When one of your systems or appliances has a problem, you file a claim with your service provider. You can do so online or by telephone, and then a technician will come and fix the problem. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair . This repair will generally happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
Home warranties help protect your home systems and appliances. A home warranty can cover repairs and replacements that are due to normal wear and tear. Appliances covered under a home warranty plan are typically the refrigerator, garbage disposal, dishwasher, dryer, microwave, and more. Systems that are covered usually include heating systems, air conditioners, plumbing systems, water heaters, and electrical systems. Add-on options can vary by company but often include things such as a septic system, plumbing stoppages, second refrigerator, central vacuum, and sprinkler system.
Manassas homeowners should know that a home warranty policy will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like pre-existing conditions, natural disasters, cosmetic issues, or misuse of a system or appliance. You need to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related problem will be covered by the policy.
Manassas' mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty will cover your home's appliances and systems in the event they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the necessary repairs, saving you from spending unexpected money out of pocket.
Another good thing about having a home warranty while selling your home is that some providers let you transfer your home warranty plan to the new owners. It can make your house more attractive to potential home buyers and help your house sell faster.
Home warranties also have some drawbacks. Although it can be convenient that the home warranty sends out a repair technician who takes care of the repair for you, some may not like this, and they would prefer to choose a contractor themselves. If that's important to you, some home warranty companies allow you to choose a contractor. Another pain point of home warranties is that they don't cover systems or appliances that haven't been properly maintained. This can lead to your repair requests being denied, so it's important to carefully follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Owning a home is a big responsibility that can be costly, but rewarding. A home warranty is one thing that can help ease the costs of home maintenance, but whether or not it's worth it for you is something you'll have to consider before getting a policy.
A home warranty in Manassas can save you thousands of dollars and give you peace of mind when it comes to expensive home repairs and replacements. All of these top choices have impressive histories and backgrounds and coverage plans. Among them, Choice Home Warranty stands out as the best overall choice. It offers comprehensive coverage of all the essential home systems and appliances at an affordable cost with several add-on options.
Our pick for the best overall home warranty company in Manassas is Choice Home Warranty but the perfect company for you will depend on factors such as what appliances and systems you need coverage for.
A home warranty protects against the normal wear of systems and appliances in a home. Homeowners insurance protects the entire home in case of something such as a natural disaster or fire. Under a homeowners insurance plan, you will not be able to file a claim should you need a new washing machine or stove, unless the damage is due to a natural disaster.
Home buyers, landlords, homeowners, real estate agents, and home sellers can all get home warranty plans. A home warranty can help make your home more appealing to prospective buyers and save homeowners money in the long run.
A home warranty policy can cost on average about $300 to $800 a year in Manassas. Our high-rated home warranty providers' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by choosing a higher service fee. Additionally, it's typically cheaper to pay annually rather than monthly. For example, the warranty might cost $50 a month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. It's important to compare plans to determine what you're really getting for the price.
Homeownership can be expensive. When a system or appliance breaks down, it can leave homeowners unexpectedly having to come up with the money to fix it. With a home warranty in place, you will not have any large hits to your bank account for home maintenance.