A home warranty in Lorton can help lower your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that malfunction due to normal wear and tear.
There are many perks of homeownership in Lorton. However, major home systems and appliances, like your plumbing and kitchen appliances, can break down due to normal wear and tear, leaving you with expensive repairs.
Because the home warranty market is filled with a lot of providers — all with different price points — the House Method team did the research for you to help you find the best home warranty in Lorton.
Selecting the right provider for your home warranty is a step you could take to protect your property. Below are some tips on looking for a home warranty in Lorton:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that helps homeowners cut back on the high costs of appliance and systems repairs. Home warranties will cover a select number of home systems and appliances that need repairs or replacements due to normal wear and tear. Having a home warranty in place can make budgeting and managing your finances easier. Home warranty plans generally have a thirty-day waiting period from the time you purchase to the time you can file your first claim.
When you have a problem with one of your appliances or systems, you can file a claim with your home warranty company. Then, a customer service representative will reach out to you about a contractor coming over to take a look at the problem. The claim is then processed, and a homeowner will pay a predetermined service fee to schedule the repair for their home. This repair will generally occur within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty will cover systems and appliances that have broken down due to normal wear and tear. For example, if your refrigerator suddenly needs repairs under normal use conditions, your home warranty provider can help. The appliances usually covered under a home warranty include microwave, dishwasher, refrigerator, garbage disposal, clothes dryer, clothes washer, and more. The systems usually included are ductwork, plumbing systems, air conditioners, hot water heaters, and electrical systems. Add-on coverage options can vary by plan but commonly include things like a plumbing stoppages, septic system, second refrigerator, sprinkler system, and central vacuum.
A home warranty will only cover repairs and replacements due to normal wear and tear. If you don't take care of your appliances or systems and maintain them properly, your home warranty will not cover it. Things like cosmetic damages, pre-existing conditions, misuse, and lack of maintenance are not covered by a home warranty policy.
Home warranty plans are a great way to guard your home systems and appliances from normal wear and tear. With temperatures in Lorton reaching upward of 64 degrees in the summer, you may find that certain appliances, such as your air conditioning system, get a lot of use. A home warranty can significantly decrease your out-of-pocket costs should your HVAC system break down.
Another added benefit of having home warranty coverage is that it can raise your home's property value. If you ever decide to sell your home, you may be able to transfer your home warranty plan to the new home buyers depending on the company you purchased your home warranty through.
One major drawback of home warranties is not every home system and appliance you care about may be covered. It's important to compare the different policies and choose one that covers all the appliances, systems, and add-ons you need. Plus, if you don't maintain your home systems or appliances properly, or if they need repairs due to a natural disaster or animal infestation — anything besides normal wear and tear — the home warranty may not cover it.
A home warranty can aid with some of a homeowner's maintenance headaches, but ultimately, it's up to you to determine if investing in one is the right move for you and your family. Be sure to do your research and read through any home warranty plans that you're considering buying to get a sense of what repairs will and will not be covered under your contract.
Hopefully, this review of Lorton's best home warranty providers has helped you narrow down your choices and ultimately decide on a plan. Choice Home Warranty is the best overall home warranty provider in Lorton. Its comprehensive coverage, fair pricing, and easy to understand plans make it a great home warranty for Lorton homeowners.
The top home warranty company in Lorton is Choice Home Warranty. Choice Home Warranty has an expansive network of professional service technicians and a respected reputation in the Lorton area.
A home warranty is a of service contract that gives homeowners extra coverage for their household systems and appliances. These include dryers, refrigerators, washing machines, dishwashers, garbage disposals, water heaters, heating and cooling systems, plumbing, sump pumps, and electrical systems, among others. Some policies also offer coverage for roofs, garage door openers, ceiling fans, and pools. A home warranty can help you save money if these appliances and systems break down unexpectedly.
A home warranty can help real estate agents, homebuyers, home sellers, homeowners, and investors. It can provide peace of mind and savings to anyone involved in homeownership.
A service fee is a cost that a homeowner pays before a service technician or contractor comes to your home to repair your home warranty-related issue. The pricing is typically between $60 and $150. Service fees are sometimes called deductibles, and they should be the only out-of-pocket cost that homeowners have with a home warranty apart from the policy's premium.
Owning a home can be costly. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty in place, you will not have any large hits to your bank account for home maintenance.