A home warranty in Huntington can help reduce your out-of-pocket costs by covering repairs or replacements to major home systems and appliances that break down due to normal wear and tear.
As much as you may love owning a home in Huntington, there is always that worry about whether or not your systems and appliances are going to need repairs over the next few years.
Because the home warranty market is filled with a lot of providers — all with different coverage — the House Method team did the research for you to help you find the right home warranty in Huntington.
Deciding on the best home warranty in Huntington for you and your family comes down to the kind of coverage you're looking for, the home warranty provider you go with, and your location, among other factors. Before making your final decision, here are a few other factors to bear in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having one in place can provide some peace of mind and prevent you from paying unexpected out-of-pocket costs. Most home warranty plans start about 30 days after buying the home warranty plan.
When you have a problem with one of your appliances or systems, you can submit a claim with your home warranty provider. Then, a customer service representative will reach out to you about a contractor coming over to take a look at the issue. At this point, you will pay your service fee, which is typically between $60 and $150 depending on what plan you have. After the service fee is paid, a service technician will come to your home, assess the issue, and make the repair. If the repair is covered under the warranty and the coverage cap is not reached, most homeowners will not have any other out-of-pocket costs after the service fee is paid.
A home warranty plan offers coverage on your home's major appliances and systems and it can help lower the cost of maintaining your home. The appliances covered include a clothes washer, stove, dishwasher, microwave, cooktop, refrigerator, clothes dryer, and more. The systems included are the air conditioner, heating system, plumbing, electrical, water heater, and more. The add-on coverages can include pool, septic system, spa, roof leak, and sometimes even things like locksmith or pest control.
A Huntington home warranty will only protect against normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, natural disasters, and pre-existing conditions are not covered with a Huntington home warranty.
Since temperatures in Huntington can be quite hot in the summer, the weather can put a lot of strain on your air conditioning unit and HVAC system. Purchasing a home warranty policy can help homeowners save money if one of these systems or appliances breaks suddenly.
Additionally, having a Huntington home warranty can make your house more attractive to potential home buyers if you ever decide to sell later. Many home warranty companies will allow you to transfer your plan to a new owner and give them the protection you've been getting.
One downside of purchasing a home warranty is that there are usually exclusions. For instance, if you already have a manufacturer's warranty on one of your appliances, it may be excluded from the home warranty, so it's important to read over any contracts you're considering carefully to understand what is included and what isn't. Another drawback is that home warranties may not include some repairs, like those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were affected most likely won't be covered by the home warranty.
Although home warranties do have some exclusions to keep in mind, no matter the season, a home warranty can help cut back on the inevitable cost of dealing with home appliances and system repairs, giving you a little peace of mind.
Hopefully, you now feel like you can choose the right home warranty for your Huntington home. Choice Home Warranty stands out as the best overall provider. Its comprehensive coverage, fair pricing, and ease of use make it a great home warranty for Huntington homeowners.
Our pick for the best overall home warranty in Huntington is Choice Home Warranty but the perfect company for you will depend on factors such as what appliances and systems you need coverage for.
Home warranties cover problems related to systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a different insurance that protects the entire home from natural disasters and fires. It doesn't cover typical appliance or system breakage.
A home warranty policy can help home sellers, homeowners, homebuyers, real estate agents, and investors. It can offer peace of mind and savings to anyone that is involved with homeownership.
Typically coverage for a home warranty plan begins 30 days on the day the sale closes. However, a few companies may let you make a service request before this, so check with customer service to find the exact waiting period for your case.
The service fee is the price homeowner pay each time there's a problem with a system or appliance. The service fees are commonly between $60 and $150.
Many homeowners think a home warranty is a good investment since it can help protect against unforeseen expenses. If you're worried about your budget and home maintenance, getting a home warranty can help. One of the major advantages of a home warranty is that it can offer you some financial peace of mind.