When one of your systems or appliances stops working, a home warranty will step in and help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less anxious about homeownership.
Homeownership in Fairfax can be a satisfying stage for many people, but it also comes with its fair share of difficulties. Home repairs can be an unforeseen financial burden for many homeowners.
Finding the right home protection plan for your Fairfax home can be hard, so our team at House Method did the research for you to help you find the best home warranty in Fairfax. Read on for our home warranty recommendations and find out which plan works best for your home.
Choosing the best company for your home warranty is the first step toward protecting your home. Before deciding which home warranty to purchase, here are a few other factors to keep in mind:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that covers the cost of repairing or replacing major home systems and appliances when they stop working over time due to normal wear and tear. Having a home warranty in place can offer you some peace of mind and guard your bank account from exorbitant out-of-pocket costs. Most home warranty plans start about 30 days after purchasing the home warranty.
When you have a system or appliance that has an issue, you file a claim with your home warranty provider. You can do so online or by calling them, and then a repair technician will come and fix the problem. The claim is then processed, and a homeowner will pay the service fee to schedule the repair for their home. This repair will generally happen within 24 to 72 hours and should only cost the homeowner the price of the service fee. Most service fees are between $60 and $150.
A home warranty in Fairfax typically covers the main systems and appliances in your home. The appliances a home warranty typically covers include a dishwasher, microwave, stove, cooktop, refrigerator, clothes dryer, clothes washer, and more. The systems included are the electrical, air conditioner, water heater, plumbing, heating system, and more. Add-on coverage will vary from one plan to the next, but you can expect to see things such as pools, sump pumps, spas, central vacuums, roof leaks, and electronics.
An important thing to consider is that home warranties only protect against normal wear and tear that occurs on your home systems and appliances. Things like cosmetic damages, misuse, pre-existing conditions, and lack of maintenance are not included in the home warranty policy.
Home warranty plans are an inexpensive way to guard your home systems and appliances from normal wear and tear. With temperatures in Fairfax hitting upward of 64 degrees in the summer, you may find that certain appliances, like your air conditioning system, get a lot of use. A home warranty can remarkably decrease your out-of-pocket expenses should your HVAC system break down.
Another added benefit of having a home warranty policy is that it can raise your home's real estate value. If you ever decide to sell your house, you may be able to transfer your home warranty plan to the new home buyers depending on the provider you have your home warranty with.
There are also some drawbacks to buying a home warranty plan, such as the coverage exclusions. For instance, home warranties may not cover systems or appliances that are already covered by a manufacturer's warranty. Another potential pain point of home warranties is that they don't cover systems or appliances that haven't been properly maintained. This can lead to your repair requests being denied, so it's important to be sure you follow the manufacturer's guidelines for maintenance of your home systems and appliances.
Whether or not a home warranty is worth it depends on your personal situation. Similar to any other kind of insurance policy or warranty, it's there to offer you some peace of mind, so you will have to decide how much that is worth to you.
A home warranty can save you thousands of dollars on home maintenance and give you peace of mind as a homeowner in Fairfax. The best provider in Fairfax is Choice Home Warranty. Choice Home Warranty offers great coverage at an affordable price.
The top home warranty company in Fairfax is Choice Home Warranty. Choice Home Warranty has a large network of experienced service technicians and a tremendous reputation in the Fairfax area.
Most home warranty companies have a 30-day waiting period before you can make service requests, but some may offer coverage sooner so be sure to check with the company about this.
A home warranty covers repair and replacement costs for home systems and appliances. Home warranties only cover damage due to normal wear and tear and often don't cover something that happened as a result of a pre-existing condition.
Most home warranty plans cover replacement costs as well as repair costs. How much the home warranty will cover varies from one plan to the next. You can expect that home warranties will give you some money towards a replacement but don't expect to have the entire replacement paid for.
A home warranty plan can cost on average anywhere from around $300 to $800 a year in Fairfax. Our high-rated home warranty companies' most comprehensive coverage options vary from $546 to $840 per year. You can get a lower monthly payment with some companies by opting for a higher service fee. In addition, it's usually less expensive to pay annually rather than monthly. For example, the warranty might cost $50 per month or $570 for 13 months. In this example, going with the annual plan over monthly payments saves you $80. It's important to compare plans to determine what you're really getting for the price.