When one of your systems or appliances stops working, a home warranty will step in and help you cover the costs. A home warranty plan can give homeowners the peace of mind they need to feel less anxious about homeownership.
As much as you may love homeownership in Fair Lakes, there is always that concern about whether or not your systems and appliances are going to make it through the next few years.
Finding the best home warranties on the market can be difficult because of the numerous options out there. If you are frustrated with trying to compare the different options, keep reading for our guide to the best home warranty providers in Fair Lakes.
After reviewing home warranties in Fair Lakes, your next step is to figure out which company you're interested in receiving a free quote from. Options can vary, so consider the following factors when picking a home warranty company:
Over 10 years of experience
24/7 customer service team
Home inspections aren’t required
90-day repair guarantee
Plans aren’t customizable
Customers can’t choose their own contractor
Not available in Washington
In Fair Lakes, Choice Home Warranty offers the best overall home warranty. Choice offers 2 plans for you to decide between. Choice offers very high coverage caps and simple-to-understand service contracts. Plus, it also has great customer service, professional contractors, and lower out-of-pocket costs compared to other home warranties.
The plans that Choice offers to homeowners are Basic Plan and Total Plan. The coverage limits from Choice are around $3,000. The service fees are an affordable $85, which is cheaper than other providers in the Fair Lakes area.
To get a free quote from Choice Home Warranty, fill out this online form or give them a call at 929-400-6164. For a more detailed breakdown, read our review of Choice Home Warranty.
Low service fees compared to other home warranty providers
Two months of free coverage
Has an appliance-only, systems-only, and combo plan option
90-day repair guarantee
Has a $75 cancellation fee
Low coverage caps
Select Home Warranty is the most cost-effective home warranty for Fair Lakes residents. When you purchase a policy from Select, you will get a highly affordable service fee and free roof coverage upon purchase of a policy plan. Select Home Warranty also has an extensive network of highly trained professionals all over the country who are experts in home maintenance. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options.
There are 3 home warranty plans from Select Home Warranty: Bronze Care Plan, Gold Care Plan, and Platinum Care Plan. Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are a reasonable $60.
To get a free quote from Select Home Warranty, you can fill out this online form or call 888-370-3953. To read more, visit our Select Home Warranty Review.
The oldest and most trusted company in the industry
Allows customers to build their own plans
Ability to choose the service fee you want to pay
Broad coverage on up to 33 appliances and systems
Doesn’t let customers choose their own technician
Doesn’t provide coverage in Alaska
American Home Shield offers the most customizable home warranty in Fair Lakes. AHS has been in the home warranty industry for about 25 years. When you buy a home warranty from AHS, you will get the ability to customize your plan with the coverages that work specifically for your home. American Home Shield also has a remarkably low claim denial rate in comparison to other home warranty companies. AHS has 3 simple plans, making the selection process easy.
The 3 plans from American Home Shield are ShieldSilver, ShieldGold, and ShieldPlatinum. AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the provider. Service fees are customizable and range from $75 to $125.
To receive a free quote from American Home Shield, you can fill out this online form or call 888-365-2839. For more information on this provider, read our American Home Shield full review.
Policy starts in ten days
24/7 customer service support
Generous coverage caps on important systems and appliances
30-labor guarantee and 90-day parts guarantee
Offers utility and home service outside line coverage
Higher service fee of $95
Not accredited by the Better Business Bureau (BBB)
Only 2 plan options
The Home Service Club offers the best home warranty with the quickest service in Fair Lakes. HSC is a home warranty provider with 14 years of experience in the industry, and it has established itself as one of the best providers in the business. With a home warranty from HSC, you can enjoy quick coverage where the home warranty goes into effect just ten days after you pay for the plan, instead of the typical 30 days. Not to mention, it has customer service representatives available 24/7, as well as a 30-day labor guarantee and a 90-day parts guarantee. The home warranty provider offers 2 plans to policyholders that have various system and appliance coverage options.
The Home Service Club offers 2 plans for Fair Lakes homeowners. The Standard Coverage Plan and Comprehensive Coverage Plan are the options they have, which contain a mix of system and appliance coverage. The coverage caps associated with HSC's plans are around the $2,000 mark for most of the major systems and appliances, and service fees are customizable and range from $65 to $90.
To receive a free quote from The Home Service Club, fill out this online form or give them a call at 800-750-9443. For more information, read our review of The Home Service Club.
Very highly rated among customer service reviews
Covers repairs with a 60-day workmanship guarantee
Extensive list of 20+ add-on coverages
Easy claims process
Isn’t available in 2 states
Won’t cover known or unknown pre-existing conditions
Liberty Home Guard offers the most trustworthy home warranty for Fair Lakes residents. The 3 plans from Liberty are easily comprehensible and offer both system and appliance coverage. If you're looking for a seamless complaint process and guaranteed service professionalism upon every repair visit, Liberty is the perfect provider for you. Plus, it has a 60-day workmanship guarantee and some of the best customer service in the industry.
The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard. Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so make sure to check with the company. Service fees are an affordable $75.
To read more, visit our Liberty Home Guard full review. To receive a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Established company with a BBB accreditation
Doesn’t have a coverage cap on heating, cooling, or ductwork
24/7 service calls available
Offers replacement of some covered items that are too damaged to repair
Doesn’t let customers choose their own contractor
According to some customer reviews, the technical jargon in contracts is confusing
In Fair Lakes, First American Home Warranty is the best home warranty for appliance coverage. First American has established itself as a company with very affordable and comprehensive appliance coverage. It also has a unique add-on alongside common ones called the First Class Upgrade, which covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options.
There are 2 home warranty plans from First American Home Warranty: Basic Plan and Premier Plan. The coverage caps associated with First American's plans are close to the $1,500 mark for most major systems and appliances, and service fees are a reasonable $85.
To receive a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. Read more by visiting our review of First American Home Warranty.
Offers home insurance deductible of $500
Extra long 180-day workmanship guarantee
Offers free cancellation in the first 30 days
Charges high service fees of $75-$150
Doesn’t allow customers to choose their own technician
Isn’t available in Hawaii or Alaska
Cinch Home Services offers the home warranty with the best workmanship guarantee for Fair Lakes residents. Cinch has established itself as a company with a 180-day workmanship guarantee that ensures your home systems and appliance repairs will be professionally done. It also has a broad range of coverage options that will give homeowners peace of mind. The 3 plans from Cinch are easily comprehensible and offer both system and appliance coverage.
Cinch Home Services has 3 plans that provide a combination of system and appliance coverage. Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so make sure to check with the provider. Service fees are customizable and range from $75 to $150.
To receive a free quote from Cinch Home Services, fill out this online form or give them a call at 877-589-0505. Read more by visiting our thorough review of Cinch Home Services.
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
Get a free quote from our #1 recommended provider in Fair Lakes
A home warranty is a service contract that lowers the cost of repairs when one of your home systems or appliances breaks down. A home warranty can help homeowners who need to stick to their budget and don't want to use their savings to pay for large repair or replacement expenses. Typically about 30 days after purchasing a home warranty, the coverage will start on your home systems and appliances.
When a covered appliance or system needs to be repaired, you file a claim with your home warranty provider. Most companies have an online portal where you can do this. Once you file the claim, it will be assigned to a local technician or repair person who will come and assess the issue. At this point, you will also have to pay your service fee. Once the repair person looks at the issue, they will handle it at no cost to you. The only time a Fair Lakes homeowner may have out-of-pocket costs is if the repair or replacement is higher than the item's coverage cap.
A home warranty plan offers coverage on your home's major appliances and systems and it can help lower how much you spend on maintaining your home. Appliances covered under a home warranty plan are usually the dryer, microwave, garbage disposal, refrigerator, dishwasher, and more. Systems that are covered usually include water heaters, air conditioners, heating systems, plumbing systems, and electrical systems. Add-on coverage will vary from one plan to the next, but you can expect to see things like spas, central vacuums, pools, roof leaks, sump pumps, and electronics.
A Fair Lakes home warranty will only cover repairs and replacements due to normal wear and tear. If you are experiencing cosmetic issues with appliances or you have not properly maintained your home systems and appliances, the home warranty will not cover it. Also, intentional breakages, pre-existing conditions, and natural disasters are not covered with a Fair Lakes home warranty.
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Another good thing about having a home warranty when you're selling your home is that you can probably transfer your home warranty to the new owners. This can make your home more attractive to potential home buyers and may help your home sell faster.
One main drawback of home warranties is not every home system and appliance you care about may be covered. It's important to compare the different plans and sign up for one that covers all the appliances, systems, and add-ons you need. Another drawback is that home warranties may not include some repairs, such as those due to natural disasters. For example, if your house floods, the systems and appliances that were impacted most likely won't be covered by the home warranty.
It can be challenging to budget for the unexpected expenses that can come with owning a home, but a home warranty can help with that. Like any other warranty or insurance policy, there will always be benefits and drawbacks of buying one but its main purpose is to offer you protection and peace of mind.
A home warranty in Fair Lakes can save you thousands of dollars and give you peace of mind when it comes to pricey home repairs and replacements. All of these top choices have impressive histories and backgrounds and coverage options. Among them, Choice Home Warranty stands out as the best overall choice. With its comprehensive plans, affordable cost, and a good history in the industry, Choice Home Warranty has a lot to offer.
The best overall home warranty company in Fair Lakes is Choice Home Warranty but the perfect company for you will vary based on factors like what appliances and systems you need to have covered.
A home warranty helps protect against the normal wear and tear of home systems and appliances. Homeowners insurance protects the entire home in case of something like a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim if you need a new dryer or stove, unless the damage is a result of a natural disaster.
First-time home buyers, home sellers, landlords, homeowners, and real estate agents can all get home warranty plans. A home warranty can help make your property more appealing to prospective buyers and save homeowners money in the long run.
The systems and appliances in a home are covered under a home warranty policy in Fair Lakes. Everything from a oven to a garage door can be covered under a home warranty.
Home warranties will cover the cost of repairs and replacements if it is within the coverage limits of the plan. If the replacement costs more than the home warranty covers, you will have to pay the rest out of pocket.
Homeownership can be expensive. When a system or appliance breaks down, it can leave homeowners with an unexpected large expense to fix it. With a home warranty policy, you won't have any large hits to your bank account for home maintenance.
