A Chesapeake home warranty plan can help protect home buyers and current homeowners by covering major repairs and replacements on your home's appliances and systems.
Although homeownership in Chesapeake has many perks, such as life in a vibrant city, there are also downsides, similar to owning a house anywhere else. One major hassle many homeowners have to deal with eventually is updating or repairing their appliances and home systems.
Since the home warranty market is saturated with a lot of providers — all with different price points — the House Method team decided to do the research for you to help you find the right home warranty in Chesapeake.
When you're ready to get a home warranty policy, the first step is considering what items you need coverage for. After that, you can compare plans and contact different home warranty companies for a free quote. Options can vary, so take into consideration the following factors when picking a home warranty provider:
Many home warranties cover or have options to cover appliances and other expensive repairs, which can save you significant money over time.
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A home warranty is a service contract that helps homeowners get a handle on the high costs of appliance and systems repairs. Home warranties will cover a number of home systems and appliances that need repairs or replacements due to normal wear and tear. A home warranty can make it easier to budget and manage your finances. Home warranty plans usually have a thirty-day waiting period from the time you purchase to the time you can start using it.
When one of your systems or appliances has a problem, you file a claim with your service provider. You can do so in an online portal or by calling them, and then a repair technician will come and fix the problem. At this point, you will pay your service fee. Service fees for home warranties range in price from $60 to $150. Most home warranties also have a coverage cap, which is the maximum cost per year that the home warranty will cover for repairs and replacements.
A home warranty plan will cover systems and appliances that have broken down due to normal wear and tear. For instance, if your A.C. suddenly stops working under normal use conditions, this is a perfect time to call your home warranty provider. Appliances covered under a home warranty plan are typically the dishwasher, refrigerator, dryer, garbage disposal, microwave, and more. Systems that are covered usually include heating systems, air conditioners, plumbing systems, water heaters, and electrical systems. You can also optionally opt to pay a bit extra for add-on coverage for items like spas, roof warranty, septic systems, and swimming pools.
Chesapeake homeowners should understand that a home warranty will only cover repairs and replacements that arise from normal wear and tear. Home warranties do not cover things like cosmetic issues, pre-existing conditions, natural disasters, or misuse of a system or appliance. You have to keep up with preventative maintenance on your home systems and appliances to ensure that your next repair or replacement-related complication will be covered by the policy.
Chesapeake's mild winters and hot summers can put a strain on a home's HVAC system. Whether it's summer or winter, a home warranty is designed to cover your home's appliances and systems if they need to be repaired or replaced. For example, if your air conditioner breaks down in the middle of July, a home warranty can cover the necessary repairs, preventing you from spending a lot of money out of pocket.
Plus, having a home warranty can save you time by eliminating the need to research technicians--most companies will send a trusted professional right to your door to complete the necessary repair or replacement.
There are also some negatives to getting a home warranty policy, like the coverage exclusions. For instance, home warranties may not cover systems or appliances that are already covered under a manufacturer's warranty. Another downside is that home warranties may exclude some repairs, such as those due to natural disasters. For example, if your HVAC system is damaged from an animal infestation, the systems and appliances that were affected most likely won't be covered by the home warranty.
Homeownership is a big responsibility that can be costly, but rewarding. A home warranty is one thing that can help ease the costs of home maintenance, but whether or not it's worth it for you is something you'll have to consider before taking the leap and getting a policy.
A home warranty in Chesapeake can save you lots of money and give you peace of mind when it comes to costly home repairs and replacements. Choice Home Warranty is the best overall home warranty provider in Chesapeake. Choice Home Warranty offers comprehensive coverage at an affordable price.
The best overall home warranty company in Chesapeake is Choice Home Warranty but the best company for you will depend on factors such as what appliances and systems you need to have covered.
A home warranty is a contract that covers repairing and replacing your major home system components and appliances.
A home warranty can help homebuyers, home sellers, homeowners, investors, and real estate agents. It can provide peace of mind to anyone involved in homeownership.
Many homeowners think a home warranty is a good investment because it can help protect against unforeseen expenses. If you're worried about your finances and your ability to keep your home in good working order, a home warranty can help. One of the big positives of a home warranty is that it can offer you some financial peace of mind.